June - August 2004 / Issue number 76
SocialEconomy
A quarterly bulletin of information for charities, voluntary organisations and social enterprises
Visit http://www.unity.uk.com/sebrochure to view Social Economy online or forward it to a friend
Charities
The pub is the hub
A formerly derelict pub in the village of Rookhope in Co. Durham
has been brought back to life with additional community facilities.
The project has been made lots of activities run from the pub
possible by loans from Unity building, says Chris Jones,
Trust Bank and the North East project development officer in
Community Loan Fund - a sub Rookhope, which has a
fund of the Local Investment population of 250 and is a
Fund (LIF). popular area for walkers and
cyclists.
The first years of the millennium
were tough for the remote The Rookhope Inn is in the
village of Rookhope in County centre of the village and was
Durham - as well as facing purchased after a local
general problems of rural decline, community group, the St Aidan s
Pictured above are Rod Jones of the Local Investment Fund (LIF)
the area s main employer, a Community Trust, succeeded in
and Nigel Price of Unity Trust Bank.
cement works, shut down and getting a Ł120,000 loan from
the community was hit by the Unity and LIF to buy the
foot and mouth epidemic. premises.  It was when we
Checking charity trustees
heard about Unity s  Rent to
 The Rookhope Inn is back in Buy scheme that we contacted
The Charity Commission is revising its guidance on the recruitment,
business and has also become a them, says Chris.
selection and appointment of charity trustees.
kind of community centre, with
 In 2001 Prince Charles
As part of this process it is that a trustee is a disqualified
launched a report called  The
consulting on the guidance it person or a person who has a
pub is the hub , which flagged
gives on checking the eligibility criminal record where the charity
up the key social role many
of charity trustees. The Charity is working with vulnerable
pubs in rural communities could
Commission already requests people.
play. The Rookhope Inn is a
that, on the registration of a
great example of how a pub can
new charity, the trustees declare Charities may need to
become a community hub.
they are not disqualified. The formalise their procedures on
Commission is recommending in recruitment of trustees to
Hallmarks of an effective charity
its guidance that charities incorporate these proposals.
consider asking all new trustees
The Charity Commission has published new guidance aimed at
before their appointment Comments on this draft
trustees of charities with an income of more than Ł250,000 per year,
whether they are disqualified guidance are requested by
urging them to be effective and not just well run.
from acting as a charity trustee. the Charity Commission by
The publication replaces activities and practices are in the 20 August 2004 at
 Hallmarks of a Well Run line with it. They are also recommending www.charity-commission.gov.uk
Charity (CC60) and is that trustees of children s
particularly useful as a starting " An effective charity pays charities and charities
point for checking on attention to the recruitment, working with vulnerable
governance arrangements of a selection and training of adults, also make a
charity and ensuring that the trustees, staff and volunteers. check with the Criminal
right system is in place before Records Bureau, even
a review visit by the Charity " An effective charity explains though this is not a
Commission. Some of the themes its activities and decisions in an legal requirement.
in the publication include: open and transparent way.
The Commission is
" An effective charity regularly For further information see clearly concerned about
checks that its governing www.charity-commission.gov.uk/ the reputation and risk
document is up to date and its publications/pdfs/cc60text.pdf to a charity if it finds
Social Economy is published by Wrigleys Solicitors in association with www.unity.uk.com
Draft Charities Bill now published
The draft Charities Bill was published on 27 May 2004. There will be 13 heads of charity which are:
Highlights of the Bill are: charity with limited liability
" Prevention or relief of poverty
under the sole registration of
" Advancement of education
Religious or educational the Charity Commission.
" Advancement of religion
charities Although the Act provides for
" Advancement of health
Religious and educational the transfer of current legal
charities will have to forms into the CIO, unusually it
" Advancement of citizenship or
demonstrate public benefit for does not provide for transfer in
community development
the first time. the opposite direction if the CIO
" Advancement of the arts,
should prove the wrong
heritage or science
Endowment capital structure.
" Advancement of amateur sport
Charity mergers
The Bill will make it easier to
The Charities Bill has
apply charitable property for Remuneration of trustees
" Advancement of human rights,
implemented a proposal to
other charitable purposes where The Bill permits charities to
conflict resolution or
make mergers easier but it does
current charitable purposes remunerate trustees without
reconciliation
not go far enough.
cannot be fulfilled. requesting Charity Commission
" Advancement of environmental
consent if certain provisions are
protection or improvement
Charitable companies - Auditors to become
applied. This is a major
" Relief of those in need by
amendments to memorandum whistleblowers
relaxation. It does not assist
reason of youth, age, ill health,
The system for amending There will be additional duties
senior charity executives
disability, financial hardship or upon auditors to become
memorandum and articles of
becoming trustees.
other disadvantage association becomes more whistleblowers to the Charity
restrictive to encompass any Commission in respect of
Audit threshold
" Advancement of animal
amendment which provides potential breaches of charity law.
Charities will only require an audit
welfare
authorisation for any benefit to
when their annual income
" Any other purposes which are
members of the company or Religious organisations and
exceeds Ł500,000 (currently
recognised as charitable or are
persons connected with them. other excepted charities
Ł250,000) or when assets
related to these heads.
Some religious charities and
exceed Ł2.8 million and income
In addition, it is essential that
Charitable incorporated groups such as scouts and
is over Ł100,000.
charities are for the public
organisation guides with income in excess of
benefit which means the objects
The Act sets out the basic Ł100,000 will now have to
Relief of trustee liability
and activities of a charity are for
form for the charitable register with the Charity
The Charity Commission will be
the public benefit as settled by
incorporated organisation,
Commission.
able to relieve trustees and
case law.
which is a new legal form of
auditors from liability for breach
Fundraising
of trust or duty rather than
The Secretary of State has been
Unity pledges half its loans to the liability being relieved only by
given power to regulate
the courts.
fundraising by charities in the
charity and voluntary sector
future. This means if codes of
Charity appeal tribunal
practice do not work, regulation
Half of Unity Trust Bank s new lending will be to charity and A tribunal will be established to
will follow.
voluntary organisations. hear appeals against specified
decisions by the Charity
Unity has announced an 11 per Public charitable collections
Commission. This will avoid
cent rise in lending during the The Regulation of Public
having to go to the High Court
year ended December 31, 2003 Charitable Collections is to
along with associated costs of
with lending to customers be extended to cover collections
proceeding.
increasing to Ł45.9 m. in a public place as well as
door to door collections. This
Universities and other
The bank issued loans worth should help to clamp down on
exempt charities
Ł5.5m to charities and community inappropriate collecting.
These charities will need to
development finance institutions
publish financial information
during 2003. Voluntary sector Charity commissioners
and annual returns with the
deposits also grew from 40 per The Charity Commission is to be
Charity Commission but will be
cent of the total in 2002 to 43 established as a corporate body
regulated by their main
per cent last year. in place of the individual charity
regulator in respect of charity
commissioners. It will have
law.
As it is about to enter its 21st places for a larger number of
year, the Bank has reported a non-executive directors from the
profit before taxation of Ł4.1m, charity sector. Its powers over
doubling its profits in the last  Our strength lies in our charities are extended
five years, and is also increasing partnership approach, combined significantly and its discretion
the final dividend for with a real understanding of the increased. It will be necessary to
shareholders by 20 per cent. markets in which we operate. ensure it has to act reasonably.
Unity Trust Bank s managing  Supporting the economically Details of the joint committee s
director Ian Sim said  Our disadvantaged and socially enquiry will be available on
business strategy is that around excluded is at the heart of what www.parliament.uk/parliamentary
50 per cent of our new lending we do and our plans for the _ committees/jcdchb.cfm
will be to the voluntary sector current year and beyond include
and our involvement in further extensive involvement For further information contact
futurebuilders is consistent with and a true partnership with our Malcolm Lynch or Valerie James
this focus. stakeholders . at Wrigleys on 0113 244 6100.
 To campaign or not to SIR shapes up to promote
campaign, that is the question effective performance
It is nearly 10 years since the Charity Commission first One of the key proposals of the Strategy Unit Report has taken
published its guidance for charities on political activities and another step forward. The aim of the Standard Information Return
campaigning. The world has changed a lot in those intervening (SIR) is to improve the accountability and transparency of charities
years and the ways in which campaigning and political with an income of over Ł1m.
activities are carried out have changed too.
Producing a short return that " informs the public about the
The Government s Strategy Unit consider when deciding sums up a charity s impact in a work of charities
report recommended that the whether or not campaigning succinct but meaningful way " provides a snapshot of the
Charity Commission s guidance can be carried out by their was never going to be easy and charity s aims, activities and
should be revised because it charity. the Charity Commission s first achievements
was thought charities should be " If the guidance is adopted it attempt was judged by many to " reflects on the charity s
encouraged to play a part in will include and replace be unworkable. The Commission performance
campaigning and advocacy in guidance for local community has therefore gone back to the
the political arena. The Unit charities, which previously drawing board and has now The information will have to
wanted the Charity Commission existed in a separate published a revised draft for be certified as correct by the
guidance to stress the positive document (CC9(a)). consultation. CEO and the Chair of the charity.
side of what charities can do, as
opposed to focusing on This new guidance does not The SIR, which will form part of The draft return and guidance
restrictions. To reflect the create a new charitable object the annual return already notes can be found on the
recommendation, the guidance for any charity. A charity required by law and will be made Commission s website at
has been revised and the carrying out a campaigning role publicly available through the www.charitycommission.gov.uk
Charity Commission has issued or political activities has to Commission s website, is intended under  Promoting effective
new draft guidance for make sure, as with everything it to provide information that: performance .
consultation. does, that there is a reasonable
expectation what is done in a " is understandable to stake- Views are being sought until 30
Principal points to notice campaigning or political sphere holders and the general public July 2004.
include:- will further the charity s
" The aim of the guidance is to purposes and the expected
enable charities to reach a outcomes are appropriate for Employment
decision on whether they can the resources applied to the
engage in campaigning and activity. This guidance offers
Agency worker checks
political activities and the no blank cheque to a charity
Charity Commission is that wishes to dive into the
The DTI s new Conduct Regulations for Employment Agencies
seeking comments on how world of political activity, but its
have now come into force which will require agencies to vet
useful achieving that aim is. aim is to make it possible for
temporary workers who work with vulnerable groups.
" The guidance seeks to clarify trustees to weigh up its position
the legal framework within before embarking on a
In future, agencies supplying
which charities can engage in campaign or tackling a political
temporary workers for work with
political activities. issue in the course of the
children, the elderly and the
" Risk management is now at charity s work.
infirm will be required to carry
the forefront of the thinking
out additional checks - including
of charity trustees and this Responses are requested by
obtaining copies of relevant
guidance reflects that by Friday 30 July 2004 at the
qualifications, two references
offering for the first time a latest. The full text of the new
and taking all reasonable steps
section on the risk factors draft guidance can be found at
to confirm that an individual is
which charity trustees need to www.charity-commission.gov.uk
not unsuitable.
Further details can be found in
Fundraising codes of practice
the DTI press release at
www.gnn.gov.uk/gnn/national.nsf
The Institute of Fundraising has produced Codes of Fundraising
(Daily + News DTI press release
Practice for 20 years. There are 21 individual codes covering
dated 5 April 2004).
different areas of fundraising practice.
The codes give guidance on in setting up a role giving and
areas of fundraising activity and other schemes. The second Working time opt-outs
include not only information on code is  Best Practice for
The UK is currently the only European Union Member State which
relevant law, but also the best Fundraising Contracts which
extends the opt-out under the Working Time Directive to everyone
practice that the fundraising gives guidance on the common
at work. Statistics suggest that only one in three people at work
sector has set itself. problems that can befall such
knows there is a 48 hour average working limit and of those who
contracts between fundraisers
have signed an opt-out, one in three say they were given no choice.
The codes are available to and voluntary organisations.
download for free on the website This includes a new model
of the Institute of Fundraising fundraising agreement. Please Three quarters of employees friendly policies, but now
and any new codes will be added check the Institute of currently work overtime, but only support has come from the
to the website from time to time. Fundraising website for the a third of those are rewarded European Parliament itself in a
issue of this new fundraising with extra pay or time off in lieu. call on the European
Two codes have recently been agreement. Commission to end the UK s
out for consultation. They are Such conduct is inconsistent individual opt-out which many
 Committed Giving in the For further information contact with the Government s push see as the only sure way to
Workplace which is designed www.institute-of-fundraising.org.uk towards flexible working tackle the long hours culture
for employers who are engaged (Third Sector 31 March 2004). promoted as part of its family prevalent in this country.
Eyes wide open on whistle blowing
Many might be forgiven for wondering how whistle blowing could have any relevance to charities.
Anyone who mistakenly holds that view may be surprised and not pleasantly so, at the level of the
award recently made by the Employment Appeal Tribunal in the case of Virgo Fidelis School -v- Boyle.
The case involved a school Charity Commission or Inland walk into another job almost
teacher who was dismissed after Revenue and, in exceptional immediately after the dismissal.
making a complaint of bullying circumstances, can be made to
and highlighting a teacher s the media. If the employee is It is important that your Charity
false claim to have qualifications subject to a detriment or has put in place appropriate
he did not possess. dismissal by reason of having procedures, including identifying
made a protected disclosure a senior member of management
The Public Interest Disclosure they are entitled to bring a claim to whom any disclosure should
Act 1998 protects an employee in the Employment Tribunal. be made, seeking to identify
who, in good faith, makes a potential whistle blowing cases
disclosure of a past, present or The one year rule does not and to handle them appropriately.
likely criminal offence, failure to apply and the usual cap on
comply with a legal obligation or unfair dismissal compensation is Even where the employee may
You re fired!
raises any issues that is likely to removed. Following recent cases be viewed as a trouble maker or
amount to a danger to health which confirm that where the allegations are
The Court of Appeal has
and safety or cause damage to compensation can now be considered to be baseless or a
recently held that it is
the environment. awarded for injury to feeling simple misunderstanding, the
permissible for an Employment
Boyle was awarded Ł35,000 in disclosure is protected unless it
Tribunal to make an award
Such a disclosure must be made circumstances where he had is actually made in bad faith,
of damages for distress,
to the employer or to a suffered very little loss of which may be very difficult for
humiliation, damage to
prescribed person, including the earnings having been able to an employer to prove.
reputation or family life or
psychiatric injury, effectively
Clean up your computer campaign
opening the way for claims
arising from the  manner of
CAFOD - Catholic Agency For Overseas Development - has evidence of workers in countries such as China
dismissal in unfair dismissal
and Mexico suffering from excessive working hours, low pay, discrimination and harassment in factories.
cases. This decision marks a
change from the current view
Encouraged by CAFOD at [e-mail] to Packard into ensuring that your
that has been applied for
campaigners, three leading obtain campaign postcards to computer has been made in
almost 30 years.
manufacturers of computers; lobby Dell, IBM and Hewlett safe and humane conditions.
Dell, IBM and Hewlett Packard,
This does not shift the current are taking steps to improve
cap that applied to the working conditions in developing
compensation awarded in unfair countries.
dismissal cases, which is
currently at Ł55,000, but However, none of the
reinforces what should already companies ensure all workers
be good employment practice of who make parts for the
ensuring that staff are clear computers have the right to join
about the circumstances in a trade union. This has been
which the disciplinary procedure proven to be essential for real
will be applied, what that and lasting improvements in
procedure is and that it is factory conditions.
applied in a consistent and fair
manner. As the trade union bank Unity is
supporting the Clean up your
Dunnachie v Kingston Upon computer campaign. To add
Hull City Council [2004] EWCA your support, please contact
C iv 84-11 February 2004. CAFOD on 020 7326 5692 or
Social Enterprise
Controlling asbestos
Regulations brought into effect from the 21 May 2004, mean that
Lending to social enterprise sectors
employers now have a new legal duty to manage asbestos in non-
domestic premises. Following on from recommendations made in the Bank of
England Report and at the Finance and Funding Working Groups
The Control of Asbestos at and what condition the asbestos
that the Social Enterprise Unit hosted in Summer 2003; the
Work Regulations applies to all is in, assess the risk, and make
Small Business Service commissioned the production of a report
persons who control, manage, a plan to manage the risk. If
illustrating some of the ways in which banks and Community
own, occupy or have the duty holder does not comply
Development Finance Institutions have provided loan finance to
responsibility for maintaining with the Regulations it is a
the social enterprise sector.
and repairing all or part of a criminal offence.
property - the duty holder under This report  Lending to the social enterprises seeking
the Regulations. The Health and Safety social enterprise sector has commercial sources of capital.
Executive has published just been published and the
Duty holders are obliged to Compliance Support materials used have been made To see a copy of the report or
effectively undertake an Information, which can be available to the Social Enterprise for further information, please
asbestos survey to find out if obtained from Coalition, who is completing a visit www.dti.gov.uk/
their building contains asbestos www.hsc.gov.uk/asbestos/index.htf Guide to Finance aimed at socialenterprise/finance_1.html
Oxfam launches coffee bars Social enterprise - so misunderstood
Oxfam, which through its trading arm was one of the founder There is a great interest among voluntary and community sector
shareholders of Caf�direct, has decided to follow Caf�direct organisations who wish to become more self-sustaining by forming
into the fairtrade coffee bar market. social enterprises.
The new coffee bar chain called UK by 2007. They will be
This is the conclusion from a The report believes that voluntary
Progreso sells fairtrade coffee. looking to raise funds from
report from the Charities Aid organisations need to undergo
It will aim not only to pay investors for this venture.
Foundation. Funding bodies, a cultural change to become
fairtrade prices to co-operatives however, are sceptical of these business-like if they are
in Honduras, Ethiopia and Caf�direct s Ł5 million share
organisations which seem to be establishing a social enterprise.
Indonesia but producers will also issue was oversubscribed at
a hybrid of the public, private It recommends that social
obtain a stake in the business the end of the share offer in
and non-profit sectors. enterprises establish better
and share of profits. May.
performance measures by way of
Social enterprises require what a social audit to prove the social
Oxfam aims to have three For further information visit
is known as  patient risk and economic gains which occur.
fairtrade coffee bars by the end www.oxfam.org.uk
capital. Grant funders find it
of 2004 and 20 throughout the (FT 14.05.04).
difficult to take this on board;  Social Enterprise in the Balance
on the other hand, private is available from Charities Aid
business funding is not available Foundation on 01732 520 000.
either. (Regeneration & Renewal 3.04.04).
Measuring a wider value
Whilst the Charities Aid Foundation is calling for measurements of
wider value in social enterprises, the New Economics Foundation
has developed a study and tool kit to try and capture the full range
of non-economic returns.
The tool kit aims to provide a benefits to local economies.
fuller picture of the social and This might also assist social
environmental impacts of an enterprises with grant funders.
investment in a social enterprise.
The New Economics Foundation Further information on Social
Data Protection
believes that the social return Return on Investment: Valuing
on investment measures could What Matters is available from
help fuel local procurement www.neweconomics.org/
Duties and church magazines
spending by demonstrating the publications
The recent case of Durant -v- Financial Services Authority has
given substantial guidance on the duties of the Data Controller
Social Investment
when faced with a subject access request.
In particular a narrow definition
mention of the data subject. It
Ethical business angels
has been given to personal data
is difficult to see that any
so that it is only information
standard alphabetical filing
The UK Social Investment Forum has funded a project led by
which affects the data subject s
system would be caught on this
SUSTEN8 to establish an ethical business angel network.
privacy or has the data subject
narrow interpretation.
as its focus which is relevant. It
The first ethical business angel industry sectors such as organic
is not enough simply that the
The following gives examples of
network, the Renewable Energy food companies, fairtrade
data subject is named, or as in
personal data:
Investment Club, advised by companies and social
the Durant case, had made a
" Information about medical
Wrigleys, was established in enterprises.
complaint concerning the
history of an individual
2001. The UK Social
actions of his bank.
" Salary details
Investment Forum wishes to For further information on
" Individual tax liabilities
move towards an ethical the project contact Charlie
The case also gave a very
" Individual bank statements
business angel network which O Malley at SUSTEN8 at
restricted definition to the
" Individual spending
encompasses a wider range of Charlie@ susten8.com
meaning of a relevant filing
preferences
system under which manual
Proposed social banking foundation
data is caught by the disclosure
The European Court of Justice
requirements. The manual filing
has also upheld a fine made by
Several organisations are now looking to persuade banks to release
system must be  broadly
the Swedish courts on a Church
their dormant accounts for charitable purposes. Whilst the Balance
equivalent to computerised
Worker who published her local
Foundation has been making the running in the press to establish a
systems and again it is the
parish magazine on a personal
broad based charitable fund, the proposed Social Banking
accessibility of personal data
website. The pages included
Foundation is designed to distribute resources across a wide range
that is significant not just any
contact details of parish workers
of social banking activities, including a proposed community bank
who had not consented.
network, post office facilities, promoting ATM s, credit union support,
community finance and micro credit initiatives, including debt advice.
Uploading the information
amounted to  processing The campaign for community a logic in the application of
under Data Protection banking services first made this dormant account balances to
Legislation and it made no proposal in 2001 when it make amends for the failures
difference that the processing suggested there should be a and imperfections in the
had been for non-commercial levy on all holders of banking regulated banking system.
purposes and the exception for licences to compensate society
personal or household for the economic privileges For further information see
processing did not apply. authorisation bestows. There is www.communitybanking.org.uk
Earning commission Disability Discrimination Act -
effect on property
Many charities have entered into arrangements with banks,
insurance companies and mortgage companies where they obtain a
Duty will apply to service providers occupying premises to which the
commission on the referral.
public has access and to investment property consisting of a
building in more than one occupation where control of the common
With the advent of mortgage providing information about a
parts is retained and services are provided to occupying tenants.
regulation on the 1 October mortgage product or financial
2004 and insurance regulation services product available to a
What a service provider has to reasonable alternative method
on the 1 January 2005, person should be regulated.
do is based on the concept of of making the service.
arrangements where a charity
reasonableness. There must be
introduces a supporter or client There have been exemptions for
a physical feature of the The Disability Rights
to a mortgage provider or certain types of activities from
premises which makes it difficult Commission has advised that if
insurance company for advice which charities have benefited
for a disabled person to use the a service provider is unable to
may become a regulated activity. in the past, however, until a new
relevant services. Once this is carry out work required, then
Financial Promotions Order is
established, the duty is to take they would have to justify the
HM Treasury has been issued, it will not be clear as to
such steps as it is reasonable in reason. It is likely that this will
consulting on amendments to whether charities will benefit
the circumstances in order to be a very active field of litigation
the financial promotions order from an exemption or not. For
remove the feature, alter it, from the 1 October 2004. For
which sets out the rules information please contact
provide a reasonable means of further information contact
pursuant to which any person Malcolm Lynch.
avoiding it, or providing a Chris Billington at Wrigleys.
Environment
Companies
Second-hand wind
European company
With the growth in size of wind turbines over the last 15 years, a
From the 8 October 2004, Companies House should be
number of wind farms established in the early 1990 s are
accepting the registration of a new type of company that can
updating their well maintained older machines with new more
operate on a Europe-wide basis.
powerful machines.
At the moment it is necessary to significantly reduce the costs of
This has created a new business
register as a branch company or its formation. Importantly, if an
in second-hand smaller wind
set up a new company in other SE is established, it needs to
turbine machines. Wind
member states . The company make arrangements for
turbines generally have a life of
will be known by its Latin name consultation with employees on
25 years and a well maintained
of Societas Europaea and the long-term decisions of the SE.
10 year old wind turbine may be
letters  SE preceding or Such provisions are similar to
good for a further 15 years.
following the company name. the Works Council provisions
A smaller wind turbine may be
which are being introduced into
more acceptable on first
The company needs to be UK companies from the 1 April
application for planning
operating in at least two 2005.
permission. A 150-200 KW
member states and will be
machine may cost in the region
formed by a merger of two or The EU has approved similar
of Ł14,000. Wind Brokers, a
more existing companies from legislation for co-operative
Dutch company who specialise
at least two member states. organisations which need to be
in selling second-hand
implemented in UK law by 18
machines, expects to sell eight
The minimum capital August 2006.
to the UK in 2004.
requirement has been set at (Law Society Gazette 19.02.04)
(Wind Power Monthly May 2004).
Ź 120,000 (approximately
Ł80,000). The SE can be
registered at Companies House
Council property management
in Cardiff.
Councils are to be given the power to take over the management of
Transformation of an existing
empty homes of private owners which have remained empty for a
company and subsidiary will not
long time. Councils will be able to use this power if a property has
create a new legal entity, nor
been empty for about six months or more under amendments tabled
will it result in the winding up of
in the 2004 Housing Bill.
the company. This will
The owners would retain legal
ownership and be entitled to
Social Economy Newsletter
surplus rental income generated
by the Council. It would be
If you have a colleague who you feel would benefit from the
useful to have a reciprocal
news and developments covered in the Social Economy
power for housing associations
Newsletter, please email their details to [e-mail]
to take over a Council property
or call Unity s Marketing team on 0121 616 4146 to add them
which is left empty. That would
to the free subscription list.
be too radical to expect.
(FT 28 May 2004).
If you require legal advice on Charity and Social Economy law, please contact Malcolm Lynch at Wrigleys Solicitors,
19 Cookridge Street, Leeds LS2 3AG Tel [phone] Fax [phone] www.wrigleys.co.uk
Unity Trust Bank, Nine Brindleyplace, Birmingham B1 2HB Tel [phone] Fax [phone] www.unity.uk.com
Subscriptions and enquiries line 0113 204 5724 � Wrigleys Solicitors 2004. All rights reserved.