US Bank Non Resident A Guide How To Open An US Bank Account For Non Resident

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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US Bank

Non Resident

“A guide how to open an US Bank Account

for Non-Resident”

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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Table of Contents

Disclaimer ................................................................................................................. 3

Table of Contents ...................................................................................................... 4

Introduction .............................................................................................................. 5

Why do you want a Bank Account in US?................................................................... 6

3 Methods How to Open US Bank Account ................................................................ 7

Expensive Method ................................................................................................. 7

Never Ending Method............................................................................................ 7

The Right Way ....................................................................................................... 7

The Right Way to open an US Bank Account .............................................................. 9

Which Bank?.......................................................................................................... 9

Opening Your US Bank Account ........................................................................... 10

Fees & Limits ....................................................................................................... 11

Deposit Options................................................................................................... 12

Account and Card Info ......................................................................................... 12

Card Activation .................................................................................................... 13

After You’ve Opened Your Account ......................................................................... 15

How and Where You Can Make Money For Your US Bank?...................................... 16

Final Thoughts ......................................................................................................... 18

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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Why do you want a Bank Account in US?

If you are selling using Pay Pal, EBay, 2Checkout, Stormpay or any other common

payment service, you know how expensive and time consuming is to get your funds

in your country.

Getting checks emailed to you can cost anywhere from USD$ 5,00 to USD$ 30,00

plus the charges that your local bank will take for the international deposit.

There are some services that wire the money to your local bank but there are not

cheap, if available.

But the most important of all problems... the time.

It can take weeks or even months to see your money. Specially if you sell

occasionally and your payment service have a high minimum required before send

you the checks.

You need a US Bank Account if:

1. You use PayPal or EBay to make some money occasionally.

2. You have, or want to have, clients in the USA.

3. You want to make serious business in the Internet.

As an Internet Marketer or someone trying to make money online, having a US Bank

account can make a lot of differences. For instance you can easily receive all your

payments from companies abroad, most of whom are in the US, by way of

Automated Cleaning House (ACH) / Electronic Fund Transfer (EFT) method. This

transfer method takes 2-3 business days for you to have the money deposited to

your US Bank account.

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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3 Methods How to Open US Bank Account

There are 3 methods you can open US Bank account:

1. Expensive Method.

2. Never Ending Method.

3. The Right Way.

Expensive Method

You can search in your local city if there is banks that gives this service. Perhaps they

ask for tons of papers and references. And a minimum deposit from USD$ 2000,00 to

even USD$ 10000,00 (WOW... Ten thousands?!). I don’t think this is the best way.

Never Ending Method

You can also spend weeks and months researching in the Internet. Looking site after

site, asking bank after bank, making phone calls and sending emails.

Banks will give you answer like this:

1. You need a Social Security Number.

2. You need a US Address.

3. You need notarized documents.

4. You need to come to US to sign some papers.

I have friends that spent years.... that’s right, YEARS trying to find out how to open a

US Bank Account fast and without all the problems. I personally spend over seven

months until I could figure it out.... so, this is not a good way either.

You can spend days and weeks of research trying to find out a real good choice... Not

a smart way right?

The Right Way

In this guide you will have your bank account in USA. That’s it.

Now, that's a good way to do it.

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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1. Your own US Bank Account plus a personal VISA debit card.

2. Works perfect with Paypal, 2Checkout, Clickbank or any ACH transfer

payment.

3. You will only need your passport, national ID and local banking proofs.

4. Online banking facilities.

5. Withdraw your funds from any VISA Plus ATM worldwide.

6. This is NOT an Etrade Brokerage Account.

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US Bank Non Resident

US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident

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The Right Way to open an US Bank Account

This section will show you how to open your US Bank Account.

Which Bank?

Introducing AccentBanking!

eVox Management LLC is the provider of the ACCENT® Non Resident BANK ACCOUNT

AND BUSINESS BANKING SERVICES IN THE USA .

ACCENT BANKING is a name many have grown to know and trust. The highest quality

service and attention to customer needs and concerns are a hallmark of the

AccentBanking nonresident programs.

Unlike prepaid programs, ACCENT Banking provides nonresident small to mid-size

businesses with access to a US bank account with online banking as well as other

features and services.

The new ACCENT provided bank account has the following features:

1. An excellent solution for non resident businesses and individuals who

transact in US$;

2. A full featured business-specific bank account with a unique bank account

number for each client;

3. Limits based on use and account history;

4. Bank issued Business Debit Card with full ATM, internet and POS use;

5. Free ATM and POS*;

6. Wire Transfer services (inbound and outbound);

7. Add the account to payment providers (PayPal®, 2CO®, Amazon®, Google®,

CCNow®, etc.);

8. Bank ACH deposit and transfer services;

9. 2009 Unlimited FDIC Insurance;

10. Business Services and consulting.

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Accent Banking and the US bank accounts for non residents are available to many

countries worldwide and are designed specifically for small to midsize businesses

with a growing sales volume and turnover.

ACCENT is a full-disclosure program to better serve you and to protect the integrity

of the program. Services provided by one of the top 50 SAFEST and LARGEST banks.

Accent services are not available in all countries.

ACCENT IS NOT A PREPAID CARD PROGRAM

Opening Your US Bank Account

General procedur how to open AccentBanking account:

1. Filling out the application form online

https://www.accentbanking.com/accentbanking-accentbanking-usa-buy.html

Please kindly read this before filling out and submitting:

a) Before you submit your order, please make sure that you will be able

to comply with the ID Verification process. You will be asked to

provide three documents - a valid Passport, a valid government issued

photo ID (preferably with address), as well as a current bank

statement (we do NOT accept utility bills) in your name with a

matching address to this application. If you are unable or unwilling to

provide these documents (clear color scans and then upload), please

do not submit your request.

b) There is no guarantee that your application will be accepted. We will

notify you if it has or has not been accepted. You will also be asked to

notarize/authenticate certain documents. Without this, services

cannot be provided.

c) ACCENT is not a prepaid product or service. Please make sure you

understand what you are applying for and at least have a working

knowledge of US bank account regulations and usage.

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d) AccentBanking will be more than glad to assist you with any questions

you may have. Before applying, make sure that you are aware of your

local regulations regarding accounts in another country. You

understand that any unlawful or prohibited use of the account by you

will result in immediate termination and reporting where required by

US or applicable law. US Law applies and governs all services

provided.

e) MAKE SURE YOU HAVE READ AND UNDERSTOOD ALL THE

DISCLOSURES ON THE ACCENTBANKING SITE. ASK QUESTIONS FIRST

PLEASE.

2. Verify your ID

You will be asked to provide three documents - a valid Passport, a valid government

issued photo ID (preferably with address), as well as a current bank statement (we

do NOT accept utility bills) in your name with a matching address to this application.

ID’s and documents submitted must contain the English language. If your documents

do not contain English language descriptions and details, please include the

translations in your scans. Not all documents can or will be accepted. If you have any

questions about the eligibility of the documents you will be providing, please ask in

advance.

Please scan all of your documents and send them to AccentBanking (link provided by

email).

3. Pay your application

After you complete the application you will be receiving an email telling you how to

submit your application payment. Once your application has been accepted and

payment made, there are no refunds.

4. That’s all

Fees & Limits

AccentBanking Non Resident Bank Account and bank debit card Transaction Fee

Schedule, valid as of March 2009 and subject to change. Please review

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http://www.accentbanking.com/fees-and-limits.html

from time to time - any

changes in the fee schedule will be published on this page only. Notification of

changes may not be sent via email or any other method.

Deposit Options

There are several acceptable ways to deposit money to the bank account:

• USA Automated Clearing House (ACH) Network transfers;

• Transfer from US banks and bank accounts directly to the bank account -

including PayPal, 2CheckOut and numerous other systems. Typically these use

the ACH network;

• Check deposit (certain US company checks, bank or cashiers checks. Please

inquire; not all checks will be accepted);

• Wire Transfer US Dollars from US or International banks (limits and restrictions

apply- see Fee page or please contact us for details) ;

• Wire Transfer non US Dollar transfers to your account via our Financial Service

Provider (€, CA$, AU$, Yen)

• Transfer € from the EU with a simple and economic IBAN transfer via our

Financial Service Provider.

Non traditional or alternative currencies are not acceptable.

Financial services provided by All Financial Services Ltd.

Account and Card Info

What makes ACCENT Banaking Accounts for Nonresidents different and in so many

ways unique?

• ACCENT IS NOT A PREPAID CARD PROGRAM. Accent provides you with access

to a BANK ACCOUNT in the USA and is available to non residents;

• ACCENT is designed specifically for nonresidents and small to midsize

businesses;

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• ACCENT discloses everything. Who ACCENT is, where ACCENT is, who the bank

is and how your money is managed;

• ACCENT is always in compliance with all applicable bank, network and

regulatory standards;

• ACCENT does NOT transfer or process your transactions - there are established,

legal and proper ways of moving money from point A to point B and beyond.

ACCENT only employs those methods provided by banks and licensed Financial

Service providers;

• You ask a question, you get an answer - in 99.9% of the cases very quickly too;

• ACCENT always does their best to explain procedures and answer questions in

simple, clear language..and not only in English;

• ACCENT does not allow reselling or remarketing of our services and accounts,

products and programs. That is your assurance;

• ACCENT does not tolerate any attempts at fraud, misdirection, false ID, spam,

profiteering, or any other form of deceit, abuse, misconduct, vulgar

commentary or trickery.

• ACCENT encourages legitimate, honest businesses from several countries and

in very diverse industries to work with us to improve their sales, marketing and

objectives. ACCENT makes available to you systems and resources so that you

can grow too.

• The accounts provided are “managed business accounts”. What this mean is

eVox Management/AccentBanking.com gives you full access to a private

banking bank account that they establish and you have use of this account as

long as the terms and conditions are respected and you manage your affairs

according to these terms.

Card Activation

ACCENT is not a prepaid card; The card that is linked to the bank account is a true

debit card (also referred to as Check Card). Please make sure you understand how

the account and card function together.

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eVox Management Bank Issued debit cards are easy to activate - simply use at any

participating ATM with your PIN.

Please see the Fees and Limits page and familiarize yourself with the proper use of

the account.

If you are not familair with how US bank accounts work, please read this site and ask

questions when necessary. Please do not confuse with prepaid accounts or assume

the bank account works in the same way.

Things to remember....

• "Prepaid Talk” can be confusing, misleading and certainly does not apply to

bank accounts.

• You don’t "load funds to your card"....your deposit money to your account;

• You don’t have “funds”...you have money - Funds are abstract- money is real;

• You don’t transfer to or from your card - you use your card at an ATM or

merchant terminal. You transfer to or from a bank account;

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After You’ve Opened Your Account

Once your account is open you are now ready to add your details to PayPal, AdSense,

or any other place you want to receive ACH (direct debits) from. Just enter the

following details to transfer funds into your new US account.

Bank name: (provided by AccentBanking)

Routing number: (provided by AccentBanking)

Account type: Checking Account

Account number: Your account number (provided by AccentBanking)

* ACH (direct transfer) is different than a wire transfer. A wire transfer has a

different

routing number and usually used for International Transfers.

Enjoy your banking in USA!


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