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Approved Leave of Absence

You may apply to a participating university for an approved leave of absence, subject to the following:

•    if a participating university grants you an approved leave of absence, UHIP coverage may be continued for a maximum of four months in a twelve month period determined from the approved commencement datę of the leave, except during parental/maternity leave. For a parental/maternity leave, UHIP coverage may be continued for a maximum of twelve months according to the appropriate legislation;

•    each leave of absence must be approved by the participating university at least one month prior to the start of the leave. However, the participating university may waive this reąuirement if, in its opinion, the leave of absence is a result of accident or illness;

•    you must provide documentation of the approved leave of absence from the participating university to Sun Life fifteen days prior to the approved commencement datę of the leave;

•    the extension of UHIP coverage on a continuous basis is mandatory for all covered persons if you are on an approved leave of absence;

•    you are covered for travel outside Canada for a maximum of 90 days beginning on and including the datę of departure. Upon expiry of such 90-day period, UHIP coverage will not resume prior to the covered person's return to Canada. Purchasing of extra travel insurance coverage is recommended as significant out of pocket expense may be incurred. Visit www.uhip.ca for travel coverage details;

•    all required UHIP premiums must be paid in fuli, in advance, prior to the commencement of the approved leave of absence. Upon completion of the approved leave of absence, you may apply to Sun Life for a premium adjustment that will take into account any period of the approved leave of absence during which UHIP coverage was not in force because of the 90-day limitation described in the above bullet;

•    in addition to the exclusions under What is not covered, no benefits are payable for expenses incurred on an approved leave outside of Canada as a result of, or in any way associated with:

o suicide, attempted suicide or self-inflicted injury, whether sane or insane;

o committing or attempting to commit a criminal act under legislation in the jurisdiction where the act was attempted or committed; or o a non-recreational or professional sports activity.

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Policy Number 50150