Przyklady wyklad 01 2010

Overview

Arkusz5
Arkusz4
Arkusz3
Dane
Przykład1.
Przykład2.
Przykład3.
Przykład4.
Przykład5.
Przykład6.
Przykład7.
Arkusz1
Arkusz2

Sheet 1: Arkusz5
Credit Rating Month of Current Credit Balance of Current Account Duration of Credit Payment of Previous Credits Purpose of Credit Amount of Credit Value of Savings Employed by Current Employer for Installment in % of Available Income Marital Status Gender Living in Current Household for Most Valuable Assets Further running credits Type of Apartment Number of previous credits at this bank Occupation TrainTest Income Children PESEL
good 11 <= $300 30 paid back furniture 5118,4 >1400 > 8 years < 15 single male >8 years car at department store rented 2- 4 unskilled with permanant residence Train 20845 10 89101454828
good 9 no balance 24 paid back furniture 2440,2 no savings > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13077 10 81090238451
good 3 <= $300 24 no previous credits used car 4048,8 no savings > 8 years 15- 25 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 18370 0 83091562547
good 11 >$300 24 no previous credits new car 12987,8 >1400 1-5 years 25-35 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 54518 6 47091522417
good 3 >$300 24 paid back furniture 7144,2 no savings <1 year 15- 25 married/widowed male 5-8 years ownership of house or land no further running credits owned 5- 6 skilled employee Train 30381 9 84021644611
good 2 >$300 24 paid back used car 2219 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 14559 10 76061844243
good 1 >$300 24 paid back furniture 3393,6 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16346 9 65100188994
good 11 >$300 24 paid back furniture 3112,2 <140 > 8 years < 15 single male >8 years car at other banks rented 2- 4 skilled employee Train 13745 9 68122578327
good 4 >$300 7 paid back furniture 1022 >1400 > 8 years < 15 single male 1-5 years car no further running credits free 2- 4 unskilled with permanant residence Test 12672 9 42052228759
good 4 no running account 48 no previous credits new car 6703,2 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 28034 9 57102684934
good 8 no balance 18 no previous credits repair 1734,6 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 10732 0 53052171546
good 4 no running account 12 paid back other 2969,4 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 17748 9 88071082253
good 11 no balance 24 no previous credits other 1681,4 no savings <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8211 9 89060564683
good 9 >$300 24 no problems with current credits other 2844,8 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11043 0 85100367492
good 6 >$300 24 no problems with current credits used car 5811,4 <140 1-5 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 23784 9 57071618834
good 2 no running account 24 no previous credits used car 2445,8 no savings <1 year < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12997 9 89011152844
good 10 no running account 24 paid back new car 9261 no savings unemployed 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 40122 0 61091722258
good 4 >$300 6 problematic running accounts furniture 2450 140-700 > 8 years 25-35 single male >8 years car at other banks rented one unskilled with permanant residence Train 11570 8 56050663742
good 11 >$300 6 no previous credits furniture 2233 no savings 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 9361 8 69111315652
good 12 >$300 27 no previous credits household appliances 7266 >1400 > 8 years < 15 single male >8 years car no further running credits rented 7 or more skilled employee Test 30524 8 71040561446
good 11 >$300 6 no previous credits other 4925,2 no savings 1-5 years 25-35 single male 5-8 years car no further running credits free one skilled employee Test 22064 8 68081063546
good 6 no balance 24 no previous credits used car 4296,6 <140 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 20037 1 65101428165
good 11 no running account 24 no previous credits used car 4408,6 no savings <1 year < 15 single male < 1 year ownership of house or land at other banks owned one skilled employee Test 18901 1 82112655423
good 2 >$300 12 paid back repair 4991 >1400 <1 year 25-35 single male < 1 year car no further running credits rented 2- 4 unskilled with permanant residence Train 19871 8 87112757375
good 6 no balance 36 no problems with current credits retraining 13799,8 <140 5-8 years > 35 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 56713 8 65031267642
good 11 >$300 30 no problems with current credits retraining 5980,8 <140 1-5 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25016 8 77030425327
good 10 >$300 48 paid back repair 8554 no savings 1-5 years > 35 single male 5-8 years ownership of house or land at other banks owned one skilled employee Train 35067 1 75021412664
good 9 >$300 15 no previous credits new car 1820 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 7837 1 41100563951
good 4 >$300 24 paid back new car 5658,8 >1400 5-8 years 15- 25 single male >8 years car no further running credits rented 2- 4 skilled employee Test 22445 7 54052293415
good 7 >$300 60 no previous credits other 14512,4 no savings > 8 years 25-35 single male >8 years car no further running credits rented one executive/self-employed Train 60766 7 49112377424
good 4 >$300 15 paid back new car 4715,2 700-1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Train 19021 1 87041655567
good 11 <= $300 10 no previous credits other 5528,6 no savings <1 year > 35 single male < 1 year car no further running credits rented one unskilled with permanant residence Train 22091 7 79102114879
good 9 >$300 12 no previous credits repair 1950,2 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Test 9168 7 44031455241
good 5 >$300 15 no previous credits television 1766,8 140-700 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10321 7 64042079227
good 3 no running account 8 paid back business 1629,6 no savings > 8 years 15- 25 single male >8 years ownership of house or land at other banks owned 2- 4 executive/self-employed Test 11367 1 63030545599
good 9 no running account 24 no previous credits used car 5836,6 no savings 1-5 years < 15 single male >8 years car no further running credits rented one skilled employee Test 24237 7 80090732839
good 8 >$300 15 paid back used car 4680,2 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 18567 2 65031777562
good 10 no running account 12 no previous credits used car 991,2 no savings 1-5 years 25-35 single male 5-8 years car no further running credits rented one unskilled with permanant residence Train 10174 7 57060394128
good 10 no balance 12 no previous credits vacation 1055,6 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 8400 7 61091771857
good 1 no balance 48 no problems with current credits retraining 9353,4 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 37579 2 83072673823
good 8 >$300 18 paid back furniture 1636,6 >1400 1-5 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 9367 6 62092579232
good 11 no balance 20 no problems with current credits new car 9879,8 >1400 5-8 years 15- 25 single male >8 years car at other banks free 2- 4 executive/self-employed Train 42013 6 52060297978
good 4 >$300 18 no previous credits new car 4729,2 >1400 1-5 years 25-35 single male < 1 year car no further running credits rented one skilled employee Test 21302 6 67112834432
good 10 no running account 24 paid back new car 4139,8 no savings > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16442 6 49080939433
good 6 >$300 24 no previous credits other 3157 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 15747 6 80091741834
good 5 no running account 12 paid back other 3039,4 no savings 1-5 years < 15 single male >8 years car at other banks rented 2- 4 unskilled with permanant residence Test 15070 6 54081238113
good 7 no balance 48 problematic running accounts other 17036,6 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 69120 2 66110883691
good 8 <= $300 42 paid back new car 6714,4 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 28765 2 64120346727
good 2 <= $300 15 no previous credits retraining 3761,8 no savings 5-8 years 25-35 single male >8 years car no further running credits free one skilled employee Train 18147 6 56012465363
good 7 no balance 42 problematic running accounts new car 12996,2 no savings unemployed > 35 single male 1-5 years ownership of house or land at other banks owned one executive/self-employed Train 55533 2 86110354926
good 9 no balance 18 paid back used car 10323,6 no savings unemployed < 15 single male >8 years car at department store rented 2- 4 executive/self-employed Test 41945 6 47082378824
good 5 no running account 36 paid back used car 7519,4 no savings 1-5 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 29928 6 45112352358
good 9 <= $300 30 paid back furniture 4223,8 no savings > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 21672 5 51060943635
good 9 <= $300 10 paid back furniture 1885,8 >1400 5-8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10669 5 90091242992
good 7 >$300 18 paid back furniture 880,6 140-700 > 8 years < 15 single male 5-8 years car at other banks rented 2- 4 executive/self-employed Train 10963 5 74051218128
good 2 >$300 24 paid back new car 9578,8 >1400 1-5 years 25-35 single male >8 years car no further running credits rented 2- 4 executive/self-employed Train 40496 5 88062643492
good 5 >$300 18 no previous credits other 3726,8 >1400 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Test 17241 5 62122538556
good 10 no balance 12 paid back television 1993,6 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 11374 5 83082427146
good 8 >$300 24 paid back used car 2839,2 no savings 5-8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13791 5 68082691616
good 7 >$300 7 no problems with current credits furniture 1184,4 >1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 9558 2 42022636966
good 9 no running account 30 no previous credits furniture 3530,8 no savings > 8 years > 35 single male 5-8 years car no further running credits rented one skilled employee Test 15292 4 84021416173
good 6 no running account 12 no previous credits furniture 3099,6 no savings 1-5 years < 15 single male 5-8 years car no further running credits rented one unskilled with permanant residence Test 15657 4 56081718847
good 11 >$300 12 paid back furniture 730,8 140-700 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Test 8459 4 83111787365
good 5 >$300 12 no previous credits new car 1978,2 700-1400 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 10446 4 88062037831
good 9 >$300 10 no previous credits other 1801,8 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 8250 4 52122165982
good 1 >$300 18 no previous credits furniture 2107 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 8061 2 90080859348
good 11 no running account 6 no previous credits other 1684,2 <140 > 8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 6519 4 49120186495
good 8 >$300 36 no previous credits retraining 10372,6 >1400 > 8 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 41493 4 88020213763
good 4 >$300 24 paid back retraining 5794,6 <140 1-5 years 15- 25 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25957 4 44022627955
good 6 >$300 12 no previous credits furniture 3190,6 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 15120 2 56040893247
good 3 no running account 18 hesistant retraining 4345,6 no savings 5-8 years 15- 25 single male < 1 year car at other banks rented one skilled employee Train 19768 4 62031689467
good 12 >$300 24 no previous credits used car 4286,8 140-700 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits free one skilled employee Train 19885 3 42042425383
good 12 no running account 36 no previous credits used car 5542,6 no savings unemployed < 15 single male 5-8 years car no further running credits rented one executive/self-employed Test 24331 4 53072877627
good 12 >$300 18 no previous credits used car 4790,8 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Train 21603 4 69101616465
good 9 >$300 12 paid back used car 4663,4 no savings > 8 years 25-35 single male >8 years car at department store rented one skilled employee Train 21680 4 89012528854
good 10 >$300 30 paid back furniture 9438,8 >1400 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 42665 3 44022647395
good 8 >$300 24 paid back repair 2235,8 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 9423 3 62070571239
good 12 >$300 21 no previous credits furniture 4424 >1400 > 8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 20587 3 62102266388
good 2 >$300 10 no previous credits furniture 2693,6 no savings 1-5 years > 35 single male >8 years car no further running credits rented one skilled employee Train 13275 3 86021058843
good 11 no balance 15 no previous credits furniture 2021,6 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8743 3 62020221373
good 6 >$300 15 no previous credits furniture 1698,2 140-700 > 8 years < 15 single male 5-8 years car at department store rented one skilled employee Test 8781 3 74081593937
good 9 >$300 54 hesistant new car 13210,4 >1400 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 55105 3 84070237372
good 5 no running account 48 no previous credits repair 10466,4 no savings 5-8 years < 15 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 47308 3 64040878771
good 11 >$300 6 no previous credits new car 1730,4 140-700 1-5 years 25-35 single male >8 years car no further running credits free one skilled employee Test 10014 3 89120335182
good 5 >$300 12 no previous credits other 4002,6 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Test 17363 3 85091271957
good 11 no running account 12 no previous credits other 5111,4 700-1400 1-5 years > 35 single male 5-8 years car no further running credits rented one skilled employee Train 20990 3 68081786554
good 5 >$300 12 no previous credits other 4937,8 >1400 <1 year 25-35 single male 5-8 years car no further running credits rented one executive/self-employed Train 24949 3 66102054733
good 1 >$300 36 no previous credits other 1272,6 140-700 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 9522 3 55062787693
good 1 >$300 60 no previous credits other 9137,8 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 40194 3 70040242585
good 5 >$300 6 paid back other 9465,4 no savings 5-8 years > 35 single male 5-8 years ownership of house or land no further running credits rented 2- 4 executive/self-employed Test 37852 3 40090344682
good 5 no balance 21 paid back retraining 5112,8 no savings 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 20225 3 49120887535
good 12 no running account 39 paid back used car 19850,6 >1400 5-8 years < 15 single male >8 years car no further running credits rented 2- 4 executive/self-employed Test 80210 3 72100538883
good 7 >$300 12 paid back used car 8121,4 >1400 > 8 years 25-35 single male >8 years car no further running credits free one skilled employee Test 32491 3 43080284962
good 9 >$300 15 no previous credits used car 3791,2 no savings <1 year 25-35 single male 5-8 years car at other banks rented 2- 4 unskilled with permanant residence Test 18440 3 60072468186
good 6 no balance 6 no previous credits furniture 515,2 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 10452 2 68041136154
good 7 >$300 11 paid back other 10119,2 no savings 1-5 years > 35 single male >8 years car no further running credits rented 2- 4 unskilled with permanant residence Test 44027 2 66081754688
good 12 no balance 12 no previous credits other 2802,8 no savings 5-8 years 15- 25 single male >8 years car no further running credits free one skilled employee Train 11250 2 49041149881
good 8 no running account 12 paid back new car 2136,4 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 11734 3 50102847277
good 7 no balance 30 no problems with current credits retraining 3504,2 <140 > 8 years < 15 single male 1-5 years car at department store rented 2- 4 skilled employee Train 16878 2 47082693335
good 5 >$300 24 no previous credits used car 3969 140-700 > 8 years 15- 25 single male >8 years car no further running credits rented one skilled employee Test 18386 2 84021053748
good 8 >$300 12 hesistant used car 3862,6 no savings > 8 years 25-35 single male >8 years car no further running credits rented 2- 4 skilled employee Train 15138 2 87061743253
good 9 no balance 24 no problems with current credits used car 3266,2 >1400 <1 year < 15 single male 1-5 years car at other banks rented one unskilled with permanant residence Train 14299 2 66042747683
good 11 >$300 15 paid back used car 2128 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 8545 2 50032144492
good 10 no running account 12 no previous credits used car 1804,6 no savings 1-5 years < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12850 2 73031654194
good 9 no balance 6 no problems with current credits used car 1470 no savings unemployed < 15 single male < 1 year car at department store rented 2- 4 executive/self-employed Train 9747 2 55041646628
good 10 no balance 11 no problems with current credits furniture 6679,4 no savings 5-8 years 25-35 single male >8 years car no further running credits rented one skilled employee Train 27743 1 78080744239
good 2 >$300 15 paid back furniture 2059,4 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11024 3 84040827662
good 4 no balance 12 paid back new car 2525,6 <140 <1 year 15- 25 single male >8 years car no further running credits rented one skilled employee Train 12151 1 81032743837
good 10 >$300 24 no previous credits other 10350,2 no savings 1-5 years > 35 single male >8 years car no further running credits rented one unskilled with permanant residence Test 41805 1 41060332556
good 4 no balance 48 no problems with current credits business 10614,8 <140 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 43702 3 62010393239
good 2 <= $300 24 paid back used car 5063,8 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Test 21694 4 82052486781
good 1 no balance 39 no problems with current credits repair 16464 <140 5-8 years 25-35 single male 5-8 years ownership of house or land no further running credits free one skilled employee Test 67929 4 46122154645
good 11 no running account 10 paid back other 1453,2 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10913 1 49112745442
good 11 no balance 24 no problems with current credits retraining 6596,8 >1400 1-5 years < 15 single male 1-5 years car at other banks rented 2- 4 executive/self-employed Test 25813 1 84050649593
good 7 no balance 18 no problems with current credits retraining 3397,8 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 13596 1 48030655427
good 8 no balance 18 no previous credits retraining 2717,4 700-1400 1-5 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 12452 1 60071527958
good 11 no running account 13 paid back retraining 2515,8 no savings <1 year 15- 25 single male < 1 year car at other banks rented 2- 4 unskilled with permanant residence Train 12949 1 63090228169
good 2 no running account 42 no previous credits used car 11034,8 no savings 5-8 years 25-35 single male >8 years car no further running credits owned one skilled employee Train 46679 1 78022322358
good 10 no running account 12 no previous credits used car 5026 no savings 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Test 20272 1 78122582556
good 4 >$300 6 no previous credits vacation 1733,2 >1400 unemployed < 15 single male >8 years car no further running credits rented one executive/self-employed Test 10052 1 50071645389
good 12 >$300 15 paid back furniture 1904 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 8523 0 59122149478
good 2 >$300 36 paid back new car 8178,8 no savings > 8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 32788 0 88070265464
good 6 no running account 36 no previous credits used car 5068 no savings 1-5 years > 35 single male 1-5 years car no further running credits rented one skilled employee Test 21792 0 51020234316
good 9 <= $300 10 paid back other 1093,4 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 12536 5 61050889282
good 2 >$300 24 no previous credits furniture 1978,2 no savings 1-5 years < 15 married/widowed male 1-5 years car no further running credits rented one skilled employee Test 9530 9 55051217317
good 10 no running account 36 paid back used car 3287,2 no savings 1-5 years 15- 25 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 15602 9 89040823283
good 3 >$300 9 no previous credits other 3509,8 140-700 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Test 17230 5 41122773674
good 4 >$300 15 no previous credits other 4978,4 >1400 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits rented one skilled employee Train 22779 5 83072859866
good 2 no running account 18 paid back furniture 2632 no savings 5-8 years < 15 married/widowed male < 1 year car no further running credits rented 2- 4 executive/self-employed Train 11499 7 73041689188
good 4 >$300 18 no previous credits other 2548 no savings 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented one executive/self-employed Train 10828 7 53052842795
good 5 no balance 30 no previous credits used car 5364,8 no savings <1 year 25-35 married/widowed male < 1 year car no further running credits rented one skilled employee Train 22044 7 80111923314
good 9 >$300 42 no previous credits furniture 10000 >1400 5-8 years 25-35 married/widowed male >8 years car no further running credits free one skilled employee Test 41142 6 66022158783
good 1 >$300 24 paid back other 3448,2 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14925 6 52070881778
good 12 no running account 24 no previous credits new car 4074 no savings 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 16260 5 74061668745
good 6 >$300 24 paid back household appliances 7709,8 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 34745 5 55080474576
good 2 no balance 6 no previous credits household appliances 635,6 no savings <1 year 15- 25 married/widowed male < 1 year car no further running credits rented one unskilled with permanant residence Train 11256 3 80070467743
good 9 >$300 6 paid back used car 1709,4 >1400 1-5 years > 35 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10028 3 60021044985
good 11 >$300 12 no previous credits furniture 2997,4 <140 5-8 years 15- 25 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 14717 5 70090433388
good 2 >$300 24 no previous credits furniture 1835,4 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented one skilled employee Train 10740 1 68052589678
good 4 >$300 6 no previous credits used car 2472,4 no savings 1-5 years > 35 married/widowed male 1-5 years car no further running credits free one skilled employee Test 10905 1 69091288836
good 2 >$300 15 paid back furniture 1842,4 140-700 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 12815 0 74040961856
good 6 no running account 36 no previous credits other 4548,6 no savings 5-8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 20352 6 48070447367
good 11 >$300 60 paid back other 19258,4 >1400 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 79620 6 46030242344
good 7 no running account 36 no previous credits new car 7690,2 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 30581 6 42072726243
good 5 no running account 24 no previous credits new car 9210,6 no savings unemployed < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 39175 6 65101425651
good 4 >$300 48 paid back new car 12401,2 >1400 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned 2- 4 skilled employee Train 50755 6 72021655627
good 3 no running account 30 paid back new car 14872,2 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Test 62109 6 77102834587
good 2 >$300 12 paid back retraining 1769,6 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9718 7 46060571382
good 3 no running account 14 no previous credits other 5562,2 no savings unemployed > 35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 24086 7 53060473748
good 7 no running account 18 paid back other 7422,8 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 32378 7 82041974552
good 11 no balance 24 no previous credits new car 3864 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 17557 7 45111946457
good 10 >$300 6 paid back furniture 980 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 10247 7 45062374273
good 3 >$300 6 no previous credits furniture 1884,4 <140 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one skilled employee Train 10131 7 53020245386
good 3 no balance 48 no previous credits business 7533,4 >1400 unemployed 15- 25 single male >8 years ownership of house or land at other banks owned one unskilled with no permanant residence Train 32362 7 85110354223
good 5 no running account 6 paid back used car 2620,8 no savings unemployed < 15 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 10774 8 82111445827
good 6 >$300 18 no previous credits used car 2777,6 no savings 1-5 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 skilled employee Train 11738 8 68010939633
good 6 <= $300 12 paid back other 2072 140-700 unemployed 25-35 single male >8 years ownership of house or land at other banks owned 5- 6 unskilled with no permanant residence Train 11763 8 59082485387
good 7 no balance 36 no problems with current credits other 4006,8 <140 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits owned one skilled employee Train 16694 8 77100375655
good 1 no running account 24 no previous credits new car 4093,6 no savings 1-5 years 15- 25 single male >8 years ownership of house or land at other banks rented one skilled employee Train 18081 8 49031787732
good 1 >$300 18 paid back new car 4520,6 >1400 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 17825 8 45042144272
good 12 >$300 36 no previous credits new car 6560,4 no savings 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 28530 8 60110243822
good 2 >$300 12 paid back furniture 2707,6 no savings > 8 years 25-35 single male 1-5 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 12527 8 61032086838
good 5 no running account 18 problematic running accounts furniture 2716 no savings <1 year 15- 25 single male >8 years ownership of house or land at other banks owned one executive/self-employed Train 10842 8 86011547182
good 11 no balance 60 no problems with current credits furniture 12819,8 >1400 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 54236 8 87072754585
good 7 >$300 24 paid back business 8839,6 no savings unemployed < 15 single male 1-5 years ownership of house or land at other banks rented 2- 4 executive/self-employed Train 35984 8 74071584382
good 7 no balance 18 paid back used car 8905,4 no savings > 8 years 25-35 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 38050 9 69010677237
good 8 no balance 24 paid back retraining 3955 >1400 5-8 years < 15 single male 5-8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 18489 9 68102348914
good 3 >$300 24 no problems with current credits retraining 5408,2 no savings 1-5 years > 35 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 23137 9 54051877242
good 6 >$300 6 hesistant other 1685,6 <140 1-5 years < 15 single male < 1 year ownership of house or land at other banks free one skilled employee Test 6279 9 84051398288
good 4 >$300 10 no previous credits other 2235,8 140-700 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9925 9 68031957782
good 2 no balance 10 no previous credits other 10231,2 no savings unemployed 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 41926 9 76112532226
good 6 >$300 36 paid back new car 14667,8 >1400 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 58714 9 53020964158
good 8 >$300 10 no previous credits repair 1017,8 140-700 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 12487 10 75030562687
good 11 >$300 36 no previous credits repair 12677 >1400 1-5 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Train 53712 10 46100824434
good 10 no running account 24 no previous credits new car 4149,6 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 18404 10 59022685343
good 11 no balance 20 no previous credits new car 9055,2 >1400 unemployed > 35 divorced/living apart male >8 years no assets no further running credits rented one executive/self-employed Train 38827 0 85021531316
good 10 <= $300 24 paid back retraining 1785 700-1400 1-5 years 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10532 1 52091086923
good 4 >$300 11 no previous credits retraining 2998,8 700-1400 > 8 years > 35 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 14572 1 61081825944
good 2 >$300 12 no previous credits furniture 4282,6 700-1400 5-8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one unskilled with permanant residence Test 19859 1 77061745364
good 4 >$300 20 paid back other 4879 >1400 <1 year 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Test 22380 3 47032553457
good 4 <= $300 9 no previous credits furniture 1576,4 <140 > 8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9093 3 59060974928
good 8 >$300 6 no previous credits used car 2160,2 700-1400 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 8240 5 70090848388
good 12 >$300 6 no previous credits television 1873,2 140-700 1-5 years > 35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9306 5 46042379638
good 1 no running account 24 no previous credits used car 4229,4 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 17787 7 83042085387
good 10 >$300 12 no previous credits other 896 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11473 8 58091447634
good 6 >$300 24 paid back household appliances 2881,2 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14256 8 67070188245
good 6 no running account 30 hesistant used car 6416,2 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 25240 9 64021856681
good 6 >$300 15 no problems with current credits furniture 2069,2 no savings 1-5 years < 15 married/widowed male 5-8 years no assets at other banks rented 2- 4 skilled employee Test 9227 0 66070658467
good 3 no balance 9 no previous credits retraining 1947,4 no savings 1-5 years 25-35 married/widowed male < 1 year no assets at other banks rented one skilled employee Train 10185 1 81071287854
good 4 no balance 9 no previous credits other 386,4 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8826 1 57071046652
good 8 >$300 24 no previous credits other 2063,6 <140 <1 year < 15 married/widowed male 5-8 years no assets no further running credits rented one skilled employee Train 9663 1 75041779424
good 11 >$300 6 no previous credits household appliances 924 140-700 5-8 years 25-35 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Test 9955 1 58081876837
good 3 no running account 15 no previous credits furniture 1474,2 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9843 1 72121452792
good 1 >$300 24 paid back furniture 3655,4 no savings > 8 years < 15 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14795 1 84102597486
good 4 no balance 14 no previous credits retraining 1974 140-700 > 8 years > 35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10222 2 66012638935
good 5 >$300 12 no previous credits other 1541,4 no savings 1-5 years 15- 25 married/widowed male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 8558 2 85021621344
good 10 >$300 18 no problems with current credits furniture 3248 no savings unemployed 25-35 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14347 2 48060545158
good 1 no balance 8 no previous credits retraining 1269,8 no savings <1 year 15- 25 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10651 4 71051725341
good 9 no balance 12 no problems with current credits furniture 819 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free 2- 4 skilled employee Train 10748 4 82031894869
good 10 >$300 6 paid back furniture 2436 no savings > 8 years 25-35 married/widowed male 1-5 years no assets no further running credits free 2- 4 skilled employee Test 10317 4 87030988854
good 8 no balance 18 no previous credits furniture 4498,2 140-700 <1 year > 35 married/widowed male 5-8 years no assets no further running credits free one skilled employee Train 19811 4 46050872842
good 12 no balance 18 paid back retraining 2641,8 >1400 1-5 years < 15 married/widowed male >8 years no assets at other banks rented 2- 4 skilled employee Test 12429 5 60120758311
good 7 no balance 18 no previous credits retraining 2678,2 700-1400 <1 year 15- 25 married/widowed male 5-8 years no assets at other banks rented one skilled employee Train 15397 5 88020525997
good 9 <= $300 6 no previous credits other 992,6 700-1400 <1 year 25-35 married/widowed male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Test 7228 5 65110961557
good 5 >$300 24 no previous credits other 1748,6 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 9742 5 85080832247
good 10 >$300 24 no previous credits other 2056,6 <140 > 8 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8871 5 74102355236
good 12 >$300 12 no problems with current credits new car 2104,2 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8534 5 53042771485
good 2 no balance 6 no previous credits furniture 826 no savings <1 year 15- 25 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 11378 6 62051538568
good 3 no balance 12 no previous credits furniture 875 no savings <1 year < 15 married/widowed male < 1 year no assets at other banks rented one unskilled with permanant residence Test 10548 6 64111459932
good 3 no balance 12 no previous credits furniture 1617 no savings > 8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 9051 6 67050666366
good 11 >$300 12 no previous credits retraining 1506,4 no savings 1-5 years 25-35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 8117 7 70051388869
good 6 no balance 12 no previous credits other 1409,8 700-1400 1-5 years < 15 married/widowed male < 1 year no assets no further running credits rented one skilled employee Train 9163 7 72111493437
good 2 >$300 12 no previous credits furniture 1086,4 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9256 7 73031284389
good 4 no balance 18 no previous credits furniture 1212,4 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 10232 7 66071777333
good 10 >$300 15 no previous credits furniture 1940,4 >1400 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 8021 7 44112086428
good 3 >$300 18 no previous credits furniture 2062,2 no savings <1 year 15- 25 married/widowed male >8 years no assets no further running credits rented one skilled employee Test 7893 7 83021313867
good 8 no running account 12 no previous credits other 1635,2 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 6839 8 61061927326
good 4 no balance 18 no previous credits furniture 1821,4 no savings > 8 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 8404 8 72091592627
good 7 no running account 12 no previous credits furniture 2352 140-700 > 8 years 15- 25 married/widowed male < 1 year no assets no further running credits rented one skilled employee Test 11324 8 80111637433
good 2 no running account 12 no previous credits furniture 981,4 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11441 9 45121943943
good 7 <= $300 12 no previous credits furniture 1815,8 no savings 1-5 years 15- 25 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8117 9 64010455658
good 3 >$300 6 no previous credits furniture 2951,2 no savings 5-8 years 25-35 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 11248 9 78060926366
good 3 <= $300 42 hesistant retraining 8804,6 no savings <1 year 25-35 divorced/living apart male < 1 year car no further running credits rented 2- 4 skilled employee Train 36871 10 41010674271
good 3 no balance 6 no previous credits furniture 677,6 no savings 5-8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented one unskilled with permanant residence Train 9046 10 49101488728
good 9 no running account 12 no previous credits used car 1766,8 >1400 > 8 years 25-35 divorced/living apart male >8 years car no further running credits rented one unskilled with permanant residence Test 8966 8 88092732575
good 2 no balance 21 no problems with current credits other 3294,2 no savings 1-5 years > 35 divorced/living apart male >8 years car no further running credits rented 2- 4 skilled employee Test 14241 7 77121634231
good 8 >$300 12 paid back other 2093 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8367 0 77022775425
good 12 >$300 36 no previous credits other 4310,6 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 18604 0 59051384328
good 8 no running account 30 no previous credits new car 5399,8 no savings 1-5 years < 15 divorced/living apart male >8 years car no further running credits rented one executive/self-employed Test 21425 4 43032098174
good 6 >$300 28 problematic running accounts new car 10953,6 >1400 <1 year 15- 25 single male >8 years no assets at other banks free 2- 4 skilled employee Train 47018 0 80081247634
good 7 >$300 48 paid back furniture 5009,2 >1400 > 8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 20319 0 77041034124
good 10 no running account 15 paid back used car 1365 no savings 1-5 years 25-35 divorced/living apart male 5-8 years car no further running credits rented 2- 4 skilled employee Train 8508 1 80020992546
good 5 <= $300 6 no previous credits used car 2962,4 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12149 1 63040585888
good 3 no balance 24 no previous credits furniture 4054,4 <140 <1 year 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Test 16809 10 42012463896
good 2 >$300 18 no previous credits used car 3521 no savings 1-5 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 14140 1 79092762635
good 6 no running account 24 problematic running accounts other 3255 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented one skilled employee Test 14032 10 44050738372
good 5 no running account 18 no previous credits other 3148,6 <140 5-8 years < 15 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 15411 10 66082763838
good 1 >$300 24 no previous credits used car 7715,4 <140 1-5 years < 15 single male < 1 year life insurance at department store rented one skilled employee Test 33365 10 66111325537
good 7 no balance 30 problematic running accounts used car 4894,4 700-1400 1-5 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Test 21125 10 51051053985
good 11 <= $300 36 no previous credits furniture 8187,2 no savings 1-5 years < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 34148 9 57110187918
good 4 <= $300 24 no previous credits furniture 7212,8 no savings 5-8 years < 15 single male 1-5 years life insurance at other banks rented one skilled employee Train 31776 9 85101568416
good 5 >$300 18 no previous credits furniture 6431,6 no savings <1 year 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 27399 9 48111672831
good 7 no running account 27 no previous credits furniture 4782,4 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19474 9 65051176381
good 9 <= $300 24 paid back furniture 4407,2 >1400 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19471 9 55081934472
good 9 >$300 30 paid back furniture 4307,8 >1400 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 18424 9 64031068742
good 5 >$300 15 paid back furniture 2560,6 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 12462 9 50042487338
good 2 >$300 15 problematic running accounts furniture 2196,6 <140 > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11479 9 83041384691
good 11 >$300 27 paid back used car 6336,4 700-1400 <1 year < 15 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Test 27750 1 57112445245
good 11 >$300 15 no previous credits new car 6519,8 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 31916 9 49071728488
good 4 >$300 18 paid back new car 5390 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 22247 9 71090427782
good 11 >$300 9 paid back repair 1310,4 140-700 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10827 9 88120588186
good 4 >$300 12 paid back repair 981,4 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10788 9 76042063973
good 8 >$300 36 no previous credits retraining 8038,8 <140 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 31874 9 56100314359
good 3 no balance 12 no previous credits retraining 1451,8 <140 5-8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 8052 1 67072453526
good 4 >$300 18 no previous credits retraining 2730 no savings 5-8 years < 15 single male < 1 year life insurance at department store rented 2- 4 skilled employee Train 10545 9 46052754588
good 11 >$300 12 no previous credits retraining 2158,8 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Test 12354 9 90052458526
good 4 >$300 24 no problems with current credits retraining 4169,2 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 20348 1 44081273431
good 8 >$300 9 no previous credits repair 5364,8 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 24559 1 47072555721
good 5 >$300 10 paid back other 1723,4 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 7422 1 81062554435
good 2 >$300 36 no previous credits furniture 5033 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20840 8 71032831452
good 1 >$300 24 no previous credits furniture 4802 140-700 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20593 8 45071293768
good 6 >$300 30 no previous credits furniture 3266,2 140-700 > 8 years < 15 single male 1-5 years life insurance at other banks rented one executive/self-employed Test 15027 8 83051484385
good 2 no balance 36 no previous credits furniture 3252,2 no savings 5-8 years < 15 single male >8 years life insurance no further running credits free one skilled employee Test 16172 8 43042334565
good 5 >$300 36 no previous credits furniture 3218,6 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 14725 8 88011463727
good 9 >$300 15 no previous credits furniture 2770,6 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 10987 8 53061532614
good 11 no balance 12 no previous credits other 1845,2 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 9548 1 81102882237
good 6 no balance 36 no previous credits new car 9727,2 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits free one executive/self-employed Train 40503 8 53011935857
good 10 >$300 24 no problems with current credits new car 6550,6 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 28074 8 71061469723
good 5 no balance 45 paid back new car 6406,4 <140 unemployed 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Test 26871 8 47080534569
good 10 >$300 24 no previous credits new car 3738 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Train 14975 8 52041545715
good 8 no balance 18 no previous credits other 8212,4 <140 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 35065 8 41112191487
good 6 >$300 36 paid back other 4949 no savings 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 23218 8 49032729325
good 3 >$300 12 no previous credits other 2637,6 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Test 14111 8 88051574922
good 2 <= $300 4 no previous credits other 2091,6 >1400 <1 year > 35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 9058 1 59062666973
good 1 no balance 48 problematic running accounts retraining 4992,4 <140 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 22878 8 42012467364
good 7 no balance 18 no previous credits retraining 3670,8 <140 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 14164 8 49110233238
good 9 no running account 9 paid back other 3918,6 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 17350 1 82061573334
good 12 no balance 21 paid back used car 3843 700-1400 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 18196 8 62031227567
good 3 >$300 48 no problems with current credits furniture 17848,6 140-700 5-8 years < 15 single male < 1 year life insurance no further running credits rented one executive/self-employed Test 74270 7 90021633886
good 8 >$300 30 paid back furniture 8335,6 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 38472 7 88020368562
good 7 >$300 9 no previous credits furniture 3854,2 <140 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 17989 7 71090483387
good 3 >$300 28 paid back furniture 3840,2 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 16596 7 46010421351
good 3 >$300 24 paid back furniture 3609,2 700-1400 > 8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 15551 7 88100459384
good 1 >$300 18 paid back furniture 2520 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 13222 7 57082264247
good 12 >$300 9 paid back other 2987,6 no savings 1-5 years < 15 single male >8 years life insurance no further running credits rented 5- 6 skilled employee Test 13699 7 64061986213
good 2 no running account 8 paid back other 4757,2 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 21069 1 75082234828
good 10 no running account 11 paid back other 5514,6 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 23026 1 47100986737
good 3 <= $300 10 no previous credits television 1715 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 7139 7 77112164258
good 3 no balance 9 paid back furniture 1615,6 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Test 7005 1 73052038286
good 8 no balance 9 no previous credits furniture 2965,2 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 12830 1 87022427417
good 3 no running account 20 no previous credits used car 3096,8 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15367 7 72011629289
good 11 >$300 9 paid back furniture 4303,6 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 17517 1 43041428554
good 2 >$300 36 paid back furniture 4678,8 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 21664 6 56020525771
good 5 >$300 22 no previous credits furniture 3745 140-700 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 15422 6 61040758754
good 10 >$300 12 no previous credits furniture 2748,2 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits free 2- 4 executive/self-employed Test 13565 6 53121522327
good 5 no balance 9 no previous credits furniture 1514,8 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 9514 6 45010224239
good 2 >$300 24 no previous credits new car 10939,6 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 44840 6 88050659525
good 7 >$300 24 no previous credits new car 8838,2 >1400 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one executive/self-employed Train 34979 6 79070643823
good 1 >$300 24 paid back new car 3284,4 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 13350 6 51042459883
good 5 no balance 12 no previous credits other 8509,2 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 36956 6 68041744948
good 7 no running account 18 no previous credits other 6132 <140 1-5 years 15- 25 single male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 24614 6 69062688219
good 9 no running account 21 paid back other 799,4 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10281 2 52102836619
good 2 no running account 12 paid back new car 1972,6 no savings > 8 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 7712 2 85020718736
good 4 no balance 48 hesistant retraining 17085,6 >1400 1-5 years 25-35 single male 1-5 years life insurance at other banks rented one executive/self-employed Train 69454 6 53041884387
good 3 >$300 27 no problems with current credits retraining 7163,8 no savings 5-8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 30294 6 51082772243
good 3 no balance 15 paid back retraining 3256,4 140-700 1-5 years 25-35 single male >8 years life insurance at other banks rented one skilled employee Train 14401 6 55020887335
good 7 >$300 24 problematic running accounts retraining 2182,6 no savings 5-8 years < 15 single male >8 years life insurance at other banks rented one skilled employee Test 11014 6 49082143126
good 8 no running account 15 paid back used car 2069,2 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 11051 6 90051052352
good 11 no balance 24 no problems with current credits furniture 8964,2 no savings <1 year > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 38218 5 42072756377
good 10 >$300 24 paid back new car 8125,6 700-1400 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 35325 2 56070659294
good 9 >$300 12 no previous credits furniture 1766,8 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 6576 5 56110224642
good 3 >$300 36 hesistant household appliances 3658,2 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 17628 5 58102548444
good 1 no balance 15 no previous credits household appliances 1831,2 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 8389 5 87102629341
good 2 no running account 9 paid back household appliances 1803,2 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 9107 2 44032273376
good 3 >$300 36 no problems with current credits new car 12525,8 >1400 5-8 years 15- 25 single male 1-5 years life insurance at department store rented one executive/self-employed Train 51114 5 60040986865
good 4 >$300 21 paid back new car 4585 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one executive/self-employed Train 20112 5 77042076484
good 12 >$300 24 paid back new car 3075,8 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 13367 5 73030923453
good 3 no balance 36 no previous credits repair 3182,2 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 12932 5 58080225853
good 6 >$300 12 paid back furniture 865,2 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 14682 2 86030875162
good 10 >$300 12 no previous credits furniture 989,8 no savings 1-5 years < 15 single male 1-5 years no assets at other banks rented 2- 4 skilled employee Test 11530 2 44032848439
good 8 no balance 10 problematic running accounts furniture 1467,2 no savings 1-5 years < 15 single male >8 years no assets at department store rented one unskilled with permanant residence Test 8621 2 83021088236
good 5 >$300 6 no previous credits used car 4169,2 140-700 1-5 years > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 19432 5 85071157522
good 8 >$300 18 paid back furniture 8498 no savings > 8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 36768 4 47111251297
good 5 <= $300 36 no previous credits furniture 6262,2 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 25956 4 58122634844
good 2 no balance 48 no previous credits furniture 5570,6 >1400 5-8 years < 15 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 24170 4 69101057814
good 4 <= $300 12 no previous credits furniture 4758,6 >1400 > 8 years 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 21852 4 40072755288
good 5 >$300 24 no previous credits furniture 4347 >1400 <1 year < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19906 4 57120437247
good 8 >$300 12 no previous credits furniture 4307,8 no savings 1-5 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Train 18946 4 65032711923
good 7 no balance 7 no previous credits furniture 3606,4 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 16653 2 43021576513
good 3 >$300 18 paid back furniture 2214,8 700-1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9474 4 88021963224
good 4 no balance 15 paid back furniture 3819,2 >1400 5-8 years < 15 single male 1-5 years no assets at other banks rented 5- 6 skilled employee Train 16668 2 46081768667
good 7 <= $300 18 problematic running accounts furniture 2023 >1400 5-8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11573 4 51050227331
good 5 >$300 24 no previous credits furniture 1398,6 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10489 4 59080634463
good 8 >$300 12 no previous credits furniture 1125,6 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10999 4 83091267376
good 12 no balance 26 no previous credits new car 11152,4 no savings <1 year 25-35 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 48078 4 66111354887
good 7 >$300 48 paid back new car 3851,4 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 15339 4 85062896672
good 3 no balance 12 paid back new car 2604 no savings unemployed < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 10346 4 85110228843
good 5 <= $300 36 no previous credits furniture 5486,6 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 22317 2 74060223268
good 10 >$300 21 no problems with current credits used car 2227,4 <140 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 executive/self-employed Train 11324 3 84042676928
good 11 >$300 36 paid back other 9259,6 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 40563 4 71090585657
good 9 >$300 12 no previous credits other 3346 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Train 17166 4 72100225791
good 5 >$300 42 paid back used car 5657,4 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 25826 3 77050956554
good 11 >$300 24 paid back used car 7210 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 28653 4 85062076636
good 2 no running account 24 no previous credits used car 5628 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented one skilled employee Train 24777 4 41082663754
good 10 >$300 9 paid back used car 3368,4 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Test 13712 4 41080298276
good 3 no running account 24 paid back retraining 1934,8 <140 5-8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 10306 3 51032658469
good 6 >$300 60 no problems with current credits furniture 21914,2 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 89290 3 53081623872
good 7 >$300 24 no previous credits furniture 2661,4 <140 1-5 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Train 12416 3 62040178871
good 2 >$300 30 no previous credits furniture 2613,8 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 13366 3 62040229292
good 8 no running account 42 paid back household appliances 4751,6 no savings unemployed < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with no permanant residence Train 22026 3 78012658589
good 7 >$300 36 paid back new car 15475,6 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 65072 3 74022388642
good 6 >$300 36 paid back new car 7995,4 700-1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 34408 3 79011439537
good 8 >$300 39 no previous credits new car 3596,6 140-700 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15296 3 69120877977
good 3 <= $300 15 paid back new car 3304 140-700 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 13354 3 61101963226
good 2 no balance 12 no previous credits new car 2839,2 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 12118 3 68111967275
good 7 >$300 24 paid back retraining 6336,4 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one executive/self-employed Train 27786 3 79062445615
good 12 no balance 16 paid back other 1645 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits owned 5- 6 unskilled with no permanant residence Train 9279 3 78031275433
good 8 >$300 36 paid back retraining 8825,6 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 38753 3 84111946666
good 9 >$300 10 no previous credits other 1985,2 <140 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 9383 3 77102667782
good 8 >$300 9 no previous credits used car 1838,2 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one skilled employee Test 7941 3 61050762332
good 11 no balance 20 no problems with current credits business 3680,6 no savings 1-5 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 15127 2 51060777284
good 12 no running account 10 paid back other 3137,4 no savings <1 year > 35 single male 5-8 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 15695 3 65081017746
good 4 >$300 48 no problems with current credits furniture 10133,2 >1400 > 8 years 15- 25 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 42091 2 49040953898
good 10 no running account 6 paid back other 6602,4 >1400 <1 year > 35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 30022 3 41111189863
good 9 >$300 27 no problems with current credits new car 12058,2 700-1400 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 48531 2 50120248714
good 12 >$300 39 no previous credits new car 12023,2 <140 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 49509 2 68111357435
good 8 no balance 27 no problems with current credits new car 8351 no savings > 8 years > 35 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 36173 2 76050552676
good 5 no balance 36 paid back new car 8120 no savings 1-5 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 32806 2 81061716658
good 11 no balance 24 no previous credits other 4916,8 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Train 19725 2 56022241274
good 10 no balance 18 no problems with current credits other 4058,6 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 17056 2 64082428377
good 5 no balance 12 paid back other 2793 <140 <1 year < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 12701 2 81082146218
good 8 no balance 9 no previous credits furniture 641,2 no savings 1-5 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 8850 3 62030884168
good 4 >$300 6 paid back furniture 2657,2 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 13425 3 51102482914
good 5 <= $300 15 no previous credits repair 2667 no savings > 8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 13857 2 48091618173
good 9 <= $300 24 no previous credits used car 2695 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12046 4 51032775634
good 8 no running account 24 problematic running accounts used car 3959,2 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16823 4 54111116658
good 7 no running account 30 hesistant retraining 11300,8 >1400 <1 year 25-35 single male 5-8 years life insurance at other banks rented 5- 6 skilled employee Test 45780 2 41111479464
good 11 no running account 27 paid back retraining 3418,8 no savings > 8 years < 15 single male >8 years life insurance at department store rented 7 or more executive/self-employed Test 15693 2 56022075248
good 7 >$300 6 problematic running accounts other 1096,2 >1400 1-5 years > 35 single male 1-5 years no assets at department store rented one unskilled with permanant residence Train 11838 4 88111479512
good 11 no running account 18 no previous credits used car 3722,6 700-1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 17617 2 70061633825
good 12 >$300 24 no previous credits used car 1300,6 >1400 5-8 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Train 8223 2 52111367512
good 3 >$300 48 no previous credits furniture 14310,8 >1400 5-8 years < 15 single male 5-8 years life insurance at department store rented one skilled employee Train 59406 1 84030127689
good 7 no running account 12 no problems with current credits other 1881,6 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 9611 4 57022077433
good 2 no balance 9 no previous credits other 2168,6 >1400 <1 year < 15 single male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Train 8879 4 60070982544
good 9 >$300 24 no previous credits furniture 2172,8 no savings 5-8 years 15- 25 single male < 1 year life insurance at other banks rented one skilled employee Train 9140 1 69031172995
good 4 no running account 6 paid back furniture 473,2 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 12295 1 48081656548
good 7 >$300 36 no problems with current credits other 15225 no savings > 8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 63322 1 79100763489
good 2 no running account 11 paid back other 5467 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 21738 4 76112755427
good 2 no running account 9 no previous credits furniture 1909,6 no savings 5-8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 9405 4 73030541774
good 10 no running account 12 no previous credits used car 2319,8 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10978 5 47090824923
good 2 >$300 14 no problems with current credits other 1122,8 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 10227 1 89041631762
good 7 no running account 9 no previous credits used car 2990,4 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 12770 5 53021182562
good 8 no balance 24 no problems with current credits retraining 9753,8 <140 5-8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 38616 1 53031994538
good 4 >$300 6 no problems with current credits retraining 2440,2 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 12434 5 46020216815
good 8 >$300 12 paid back repair 2934,4 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 12188 5 64032255759
good 4 no running account 8 paid back other 998,2 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10197 5 87020723918
good 7 no balance 9 no previous credits used car 2842 >1400 5-8 years 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 13525 1 44060269243
good 3 no running account 6 paid back other 1905,4 no savings <1 year 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 9589 5 85022076534
good 6 >$300 24 no previous credits furniture 3197,6 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 16107 0 66022691253
good 5 no balance 6 no previous credits furniture 1495,2 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10567 0 84032817854
good 7 >$300 12 paid back furniture 1366,4 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 7480 0 71050435878
good 2 >$300 30 paid back new car 10634,4 >1400 > 8 years > 35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 47566 0 46092459267
good 1 >$300 33 paid back new car 10154,2 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 41341 0 81042079386
good 6 >$300 21 no previous credits new car 7347,2 >1400 1-5 years > 35 single male 5-8 years life insurance no further running credits rented one skilled employee Train 32716 0 75071042982
good 4 >$300 15 no previous credits new car 4240,6 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 18614 0 78090252837
good 8 >$300 24 no problems with current credits retraining 3325 140-700 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 14257 0 49022845295
good 11 no balance 21 no previous credits used car 5566,4 >1400 5-8 years 25-35 single male 5-8 years life insurance no further running credits rented one skilled employee Test 22480 0 44102445534
good 1 no balance 12 paid back used car 5063,8 no savings > 8 years > 35 single male >8 years life insurance no further running credits free 5- 6 skilled employee Train 20161 0 71040161354
good 5 no balance 9 paid back used car 2686,6 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits free one skilled employee Test 11556 0 44070234564
good 10 no running account 30 paid back new car 8661,8 <140 5-8 years > 35 married/widowed male >8 years life insurance no further running credits free 2- 4 skilled employee Train 34458 10 76050771547
good 10 >$300 12 no previous credits new car 3423 >1400 <1 year 25-35 married/widowed male >8 years life insurance no further running credits free one skilled employee Test 15022 10 87020313439
good 10 >$300 4 paid back other 2037 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 9667 5 67031987383
good 8 no balance 6 no previous credits furniture 2888,2 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits free one executive/self-employed Train 12954 9 55020738839
good 3 >$300 24 paid back other 2716 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Test 13042 5 74051242424
good 1 no running account 12 paid back other 2970,8 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 14941 5 83042279157
good 4 <= $300 12 no previous credits furniture 4222,4 no savings 1-5 years 15- 25 married/widowed male < 1 year life insurance no further running credits rented one skilled employee Train 18104 8 72061468476
good 1 no balance 30 paid back other 3053,4 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 15113 5 83072319658
good 8 no balance 18 no problems with current credits household appliances 8685,6 no savings 1-5 years 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Test 37896 5 88052522159
good 5 no balance 13 paid back furniture 1234,8 no savings <1 year < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 11104 5 68092063363
good 10 no balance 20 hesistant new car 8607,2 <140 > 8 years 15- 25 married/widowed male >8 years life insurance at other banks rented 2- 4 skilled employee Train 35854 7 66041385876
good 7 >$300 24 no previous credits furniture 1789,2 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented one executive/self-employed Train 12169 5 87010457756
good 4 no running account 21 paid back other 2242,8 no savings > 8 years < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 10914 6 76101754566
good 4 no balance 18 paid back retraining 5026 no savings unemployed 15- 25 married/widowed male 5-8 years life insurance no further running credits rented 5- 6 unskilled with no permanant residence Train 23493 6 48110467426
good 7 no balance 15 paid back furniture 2151,8 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 11947 5 56050775551
good 6 no running account 12 problematic running accounts vacation 474,6 no savings > 8 years < 15 married/widowed male < 1 year life insurance at other banks rented one unskilled with permanant residence Test 10552 6 61092294462
good 4 >$300 24 paid back furniture 2591,4 no savings 5-8 years < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 11341 5 85072789353
good 10 no running account 18 no previous credits furniture 2710,4 >1400 5-8 years 25-35 married/widowed male >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Test 13022 4 68042227654
good 3 >$300 12 paid back furniture 2317 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10502 5 80110224536
good 7 no balance 36 no previous credits repair 5195,4 >1400 1-5 years 25-35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Train 23866 4 89112348746
good 10 >$300 18 no previous credits furniture 2871,4 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 12079 5 47050418565
good 4 >$300 10 paid back used car 2896,6 >1400 1-5 years 25-35 married/widowed male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 13500 3 43111976548
good 9 >$300 24 no previous credits vacation 1311,8 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 11177 3 85050133343
good 10 >$300 6 hesistant furniture 596,4 no savings > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 10771 2 56071086278
good 4 no running account 24 no previous credits retraining 9195,2 no savings 1-5 years 25-35 married/widowed male 1-5 years life insurance at department store rented one unskilled with permanant residence Test 38651 2 83110248225
good 7 no balance 18 no previous credits new car 3890,6 no savings 1-5 years > 35 married/widowed male 5-8 years life insurance no further running credits free one skilled employee Train 17084 1 50082023222
good 2 >$300 6 paid back other 2912 140-700 1-5 years > 35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 14392 1 65100283533
good 11 >$300 24 no problems with current credits other 1003,8 >1400 > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9105 0 54082096267
good 5 no running account 6 no previous credits furniture 3705,8 140-700 1-5 years 25-35 single male 5-8 years no assets no further running credits free one skilled employee Test 14881 5 54020645266
good 10 >$300 12 no previous credits used car 2203,6 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9049 6 53040391749
good 4 >$300 12 paid back used car 2709 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 13271 6 85021968756
good 9 >$300 24 no previous credits other 1950,2 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10024 6 64081889351
good 8 >$300 21 no previous credits new car 3466,4 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented one executive/self-employed Train 17668 6 74051656558
good 4 >$300 10 no previous credits new car 3987,2 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Train 18682 6 75051495924
good 4 >$300 21 no problems with current credits new car 4190,2 no savings 1-5 years 15- 25 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Train 17500 6 76091669596
good 4 no running account 12 no previous credits furniture 1549,8 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free one executive/self-employed Test 7765 6 78110887796
good 2 no running account 9 paid back furniture 1593,2 no savings 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8945 6 48011475817
good 9 no running account 6 paid back furniture 1636,6 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 9729 6 70101349463
good 11 no balance 8 no previous credits furniture 1979,6 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9231 6 51041371764
good 10 >$300 4 paid back furniture 2161,6 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 10858 6 73050956128
good 2 >$300 24 paid back furniture 3757,6 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 15756 6 87012772873
good 3 >$300 9 no previous credits furniture 3775,8 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Test 20669 6 52051556895
good 8 >$300 24 paid back furniture 4020,8 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Train 16622 6 48071939687
good 2 no running account 6 no previous credits used car 1923,6 no savings 1-5 years > 35 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Train 8884 7 71111267488
good 5 >$300 21 no previous credits used car 3137,4 no savings > 8 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14408 7 79010851264
good 11 >$300 5 no previous credits retraining 4827,2 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 22297 7 48111723332
good 9 no running account 6 paid back other 5146,4 no savings 1-5 years > 35 single male 5-8 years no assets no further running credits free 5- 6 skilled employee Train 22030 7 84081487271
good 8 >$300 12 paid back furniture 1003,8 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 9309 7 62071277924
good 4 no balance 12 no previous credits furniture 1544,2 no savings 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 6243 7 64081428328
good 10 no balance 7 no previous credits furniture 3381 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 18079 7 49082347767
good 4 no balance 60 no problems with current credits furniture 10385,2 >1400 1-5 years > 35 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 42910 7 78060424463
good 9 >$300 12 no previous credits used car 2475,2 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 10611 8 54060678162
good 1 >$300 24 no previous credits retraining 1761,2 no savings 5-8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 9591 8 51122173843
good 8 no running account 6 no previous credits other 926,8 no savings <1 year 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 11142 8 56050348619
good 4 no balance 12 paid back other 1341,2 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 8344 8 65071131436
good 7 <= $300 12 no previous credits other 1862 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 9309 8 75082186522
good 3 no running account 15 no previous credits other 2409,4 no savings <1 year 25-35 single male 5-8 years no assets no further running credits rented one skilled employee Test 10817 8 59051335484
good 7 >$300 12 paid back furniture 1302 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 7 or more skilled employee Test 7742 8 85101286586
good 4 >$300 18 paid back furniture 1608,6 700-1400 1-5 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 8565 8 79111466131
good 10 no balance 36 paid back furniture 3271,8 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 16309 8 58071975923
good 7 >$300 24 paid back used car 5287,8 700-1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 24407 9 67042755567
good 3 no balance 18 no previous credits retraining 6214,6 no savings > 8 years > 35 single male < 1 year no assets at other banks rented one executive/self-employed Train 25267 9 41032625636
good 4 >$300 12 paid back other 1628,2 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 5984 9 47051572745
good 7 >$300 9 paid back other 1713,6 no savings 1-5 years 15- 25 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 12777 9 68062577829
good 11 >$300 12 paid back other 1757 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10089 9 70050323391
good 9 >$300 10 no previous credits other 2164,4 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11307 9 78051943255
good 6 >$300 9 no previous credits other 5007,8 <140 1-5 years > 35 single male 1-5 years no assets no further running credits free one skilled employee Train 23256 9 60092271158
good 5 no running account 21 no previous credits other 5268,2 >1400 5-8 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 22687 9 62111545267
good 2 no balance 18 no previous credits other 8764 no savings 5-8 years 15- 25 single male 5-8 years no assets no further running credits free one unskilled with permanant residence Train 35507 9 86061138775
good 7 >$300 4 paid back furniture 2104,2 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 11680 9 51112051749
good 4 >$300 12 paid back furniture 3263,4 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one skilled employee Train 14141 9 59052372354
good 9 no running account 24 no previous credits furniture 3337,6 no savings > 8 years < 15 single male >8 years no assets at other banks free one unskilled with permanant residence Train 15677 9 63041926664
good 6 no balance 12 hesistant vacation 1974 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 7607 10 78050973437
good 3 no running account 24 problematic running accounts used car 3476,2 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16286 10 73032246872
good 3 <= $300 6 paid back other 1818,6 no savings 1-5 years > 35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with no permanant residence Test 9321 10 62020781889
good 3 <= $300 6 paid back other 1880,2 no savings > 8 years > 35 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 12198 10 86111587882
good 12 no balance 12 paid back other 4373,6 no savings <1 year > 35 single male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 19032 10 45052512865
good 7 no balance 15 no previous credits household appliances 2119,6 <140 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 13150 10 48080833492
good 9 no running account 10 no previous credits furniture 3241 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 15390 10 64100557752
good 11 no balance 6 no problems with current credits retraining 2028,6 <140 > 8 years > 35 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 10671 0 78050362267
good 10 <= $300 6 paid back other 1852,2 <140 > 8 years 25-35 divorced/living apart male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 8857 0 44092361677
good 10 no balance 12 no previous credits furniture 1621,2 140-700 1-5 years 15- 25 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 9370 2 64030754469
good 1 >$300 24 no previous credits furniture 4529 140-700 > 8 years 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19610 2 60071144733
good 7 no balance 12 paid back other 3312,4 140-700 5-8 years 15- 25 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 16289 4 74060544372
good 3 >$300 18 paid back used car 5292 no savings <1 year 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 22241 5 42031085662
good 7 no running account 12 no previous credits used car 3607,8 no savings 1-5 years 25-35 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 16334 6 60102623742
good 2 no running account 36 no previous credits business 22199,8 no savings unemployed 25-35 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 92699 6 42111355415
good 1 no balance 24 paid back other 5429,2 <140 <1 year < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one skilled employee Test 26117 7 52021048775
good 6 >$300 48 paid back retraining 10680,6 >1400 > 8 years < 15 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 executive/self-employed Train 46042 8 90032099644
good 10 no balance 10 no previous credits used car 2129,4 no savings 1-5 years < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12601 9 61110453662

Sheet 2: Arkusz4
Suma z Amount of Credit Gender













Credit Rating female male Suma końcowa











bad 529 703 1 124 311 1 654 013











good 719 256 2 206 446 2 925 702











Suma końcowa 1 248 958 3 330 757 4 579 715

















































































Średnia z Income Gender













Credit Rating female male Suma końcowa





Średnia z Amount of Credit Gender



bad 22 124 25 985 24 583





Credit Rating female male Suma końcowa

good 16 972 19 979 19 116





bad 4 860 5 886 5 513

Suma końcowa 18 784 21 642 20 756





good 3 578 4 422 4 180











Suma końcowa 4 029 4 827 4 580











































































Suma z Amount of Credit

Licznik z Amount of Credit











Gender Suma
Gender Suma










female 27,27%
female 31,00%










male 72,73%
male 69,00%










Suma końcowa 100,00%
Suma końcowa 100,00%












































































Licznik z Amount of Credit Type of Apartment













Gender free owned rented Suma końcowa










female 30,65% 6,13% 63,23% 100,00%










male 12,17% 12,75% 75,07% 100,00%










Suma końcowa 17,90% 10,70% 71,40% 100,00%


























































Licznik z Amount of Credit Type of Apartment













Gender free owned rented Suma końcowa










female 9,50% 1,90% 19,60% 31,00%










male 8,40% 8,80% 51,80% 69,00%










Suma końcowa 17,90% 10,70% 71,40% 100,00%


























































































Licznik z Amount of Credit
Most Valuable Assets












Gender Credit Rating car life insurance no assets ownership of house or land Suma końcowa








female bad 24,77% 33,94% 25,69% 15,60% 100,00%









good 25,87% 35,82% 30,35% 7,96% 100,00%








female Suma
25,48% 35,16% 28,71% 10,65% 100,00%








male bad 23,04% 34,03% 16,75% 26,18% 100,00%









good 21,84% 31,66% 32,26% 14,23% 100,00%








male Suma
22,17% 32,32% 27,97% 17,54% 100,00%








Suma końcowa
23,20% 33,20% 28,20% 15,40% 100,00%
























































Licznik z Amount of Credit
Credit Rating












Gender Most Valuable Assets bad good Suma końcowa










female car 34,18% 65,82% 100,00%











life insurance 33,94% 66,06% 100,00%











no assets 31,46% 68,54% 100,00%











ownership of house or land 51,52% 48,48% 100,00%










female Suma
35,16% 64,84% 100,00%










male car 28,76% 71,24% 100,00%











life insurance 29,15% 70,85% 100,00%











no assets 16,58% 83,42% 100,00%











ownership of house or land 41,32% 58,68% 100,00%










male Suma
27,68% 72,32% 100,00%










Suma końcowa
30,00% 70,00% 100,00%










































































































Licznik z Amount of Credit
Gender












Credit Rating Most Valuable Assets female male Suma końcowa










bad car 38,03% 61,97% 100,00%











life insurance 36,27% 63,73% 100,00%











no assets 46,67% 53,33% 100,00%











ownership of house or land 25,37% 74,63% 100,00%










bad Suma
36,33% 63,67% 100,00%










good car 32,30% 67,70% 100,00%











life insurance 31,30% 68,70% 100,00%











no assets 27,48% 72,52% 100,00%











ownership of house or land 18,39% 81,61% 100,00%










good Suma
28,71% 71,29% 100,00%










Suma końcowa
31,00% 69,00% 100,00%


























































Licznik z Amount of Credit Most Valuable Assets Credit Rating













car
car Suma life insurance
life insurance Suma no assets
no assets Suma ownership of house or land
ownership of house or land Suma Suma końcowa


Gender bad good
bad good
bad good
bad good



female 8,71% 16,77% 25,48% 11,94% 23,23% 35,16% 9,03% 19,68% 28,71% 5,48% 5,16% 10,65% 100,00%


male 6,38% 15,80% 22,17% 9,42% 22,90% 32,32% 4,64% 23,33% 27,97% 7,25% 10,29% 17,54% 100,00%


Suma końcowa 7,10% 16,10% 23,20% 10,20% 23,00% 33,20% 6,00% 22,20% 28,20% 6,70% 8,70% 15,40% 100,00%


















































Licznik z Amount of Credit Gender Most Valuable Assets













female


female Suma male


male Suma Suma końcowa



Credit Rating car life insurance no assets ownership of house or land
car life insurance no assets ownership of house or land





bad 9,00% 12,33% 9,33% 5,67% 36,33% 14,67% 21,67% 10,67% 16,67% 63,67% 100,00%



good 7,43% 10,29% 8,71% 2,29% 28,71% 15,57% 22,57% 23,00% 10,14% 71,29% 100,00%



Suma końcowa 7,90% 10,90% 8,90% 3,30% 31,00% 15,30% 22,30% 19,30% 12,10% 69,00% 100,00%



















































Licznik z Amount of Credit Credit Rating Gender













bad
bad Suma good
good Suma Suma końcowa







Most Valuable Assets female male
female male









car 11,64% 18,97% 30,60% 22,41% 46,98% 69,40% 100,00%







life insurance 11,14% 19,58% 30,72% 21,69% 47,59% 69,28% 100,00%







no assets 9,93% 11,35% 21,28% 21,63% 57,09% 78,72% 100,00%







ownership of house or land 11,04% 32,47% 43,51% 10,39% 46,10% 56,49% 100,00%







Suma końcowa 10,90% 19,10% 30,00% 20,10% 49,90% 70,00% 100,00%







































































Licznik z Amount of Credit
Gender












Credit Rating Most Valuable Assets female male Suma końcowa










bad car 2,70% 4,40% 7,10%











life insurance 3,70% 6,50% 10,20%











no assets 2,80% 3,20% 6,00%











ownership of house or land 1,70% 5,00% 6,70%










bad Suma
10,90% 19,10% 30,00%










good car 5,20% 10,90% 16,10%











life insurance 7,20% 15,80% 23,00%











no assets 6,10% 16,10% 22,20%











ownership of house or land 1,60% 7,10% 8,70%










good Suma
20,10% 49,90% 70,00%










Suma końcowa
31,00% 69,00% 100,00%


























































































































































































Suma z Amount of Credit Credit Rating Gender













bad
bad Suma good
good Suma Suma końcowa







Type of Apartment female male
female male









free 21,40% 23,47% 44,87% 26,55% 28,58% 55,13% 100,00%







owned 13,03% 33,61% 46,64% 5,76% 47,60% 53,36% 100,00%







rented 8,71% 22,66% 31,37% 15,31% 53,32% 68,63% 100,00%







Suma końcowa 11,57% 24,55% 36,12% 15,71% 48,18% 63,88% 100,00%























































































































































































Suma z Amount of Credit
Credit Rating












Gender Type of Apartment bad good Suma końcowa










female free 44,63% 55,37% 100,00%











owned 69,35% 30,65% 100,00%











rented 36,25% 63,75% 100,00%










female Suma
42,41% 57,59% 100,00%










male free 45,09% 54,91% 100,00%











owned 41,39% 58,61% 100,00%











rented 29,83% 70,17% 100,00%










male Suma
33,76% 66,24% 100,00%










Suma końcowa
36,12% 63,88% 100,00%


























































































Suma z Amount of Credit
Type of Apartment












Gender Credit Rating free owned rented Suma końcowa









female bad 31,61% 17,99% 50,40% 100,00%










good 28,88% 5,85% 65,26% 100,00%









female Suma
30,04% 11,00% 58,96% 100,00%









male bad 16,33% 21,86% 61,81% 100,00%










good 10,14% 15,77% 74,09% 100,00%









male Suma
12,23% 17,83% 69,94% 100,00%









Suma końcowa
17,09% 15,97% 66,95% 100,00%









































































































Suma z Amount of Credit
Type of Apartment












Gender Credit Rating free owned rented Suma końcowa









female bad 3,66% 2,08% 5,83% 11,57%










good 4,54% 0,92% 10,25% 15,71%









female Suma
8,19% 3,00% 16,08% 27,27%









male bad 4,01% 5,37% 15,17% 24,55%










good 4,88% 7,60% 35,70% 48,18%









male Suma
8,89% 12,97% 50,87% 72,73%









Suma końcowa
17,09% 15,97% 66,95% 100,00%

























































































Suma z Amount of Credit Credit Rating Type of Apartment













bad

bad Suma good

good Suma Suma końcowa





Gender free owned rented
free owned rented







female 13,41% 7,63% 21,37% 42,41% 16,63% 3,37% 37,58% 57,59% 100,00%





male 5,51% 7,38% 20,86% 33,76% 6,71% 10,45% 49,08% 66,24% 100,00%





Suma końcowa 7,67% 7,45% 21,00% 36,12% 9,42% 8,52% 45,95% 63,88% 100,00%





















































































































Gender female



























15.
Licznik z Amount of Credit Credit Rating




Gender male






Amount of Credit bad good Suma końcowa











<5000 75 154 229


Licznik z Amount of Credit Marital Status






5000-8000 12 31 43


Children divorced/living apart married/widowed single Suma końcowa



8000-11000 12 9 21


<1 5 5 25 35



11000-14000 3 5 8


1-2 9 16 115 140



>14000 7 2 9


3-4 9 13 111 133



Suma końcowa 109 201 310


>5 27 58 297 382










Suma końcowa 50 92 548 690



















































































































Gender male





























Licznik z Children Marital Status











18.
Children divorced/living apart married/widowed single Suma końcowa










<1 5 5 25 35










1-2 9 16 115 140










3-4 9 13 111 133










>5 27 58 297 382










Suma końcowa 50 92 548 690








Sheet 3: Arkusz3
Licznik z Purpose of Credit


Licznik z Amount of Credit




Credit Rating Suma

Credit Rating Suma



bad 300

bad 300



good 700

good 700



Suma końcowa 1000

Suma końcowa 1000





































Licznik z Credit Rating Credit Rating



Suma z Amount of Credit


Marital Status bad good Suma końcowa

Credit Rating Suma

divorced/living apart 20 30 50

bad 1654013,2

divorced/living apart/married 109 201 310

good 2925701,6

married/widowed 25 67 92

Suma końcowa 4579714,8

single 146 402 548





Suma końcowa 300 700 1000



















































Suma z Amount of Credit Gender


Średnia z Amount of Credit Gender


Credit Rating female male Suma końcowa
Credit Rating female male Suma końcowa
bad 529702,6 1124310,6 1654013,2
bad 4859,65688073394 5886,44293193718 5513,37733333334
good 719255,6 2206446 2925701,6
good 3578,38606965174 4421,73547094188 4179,57371428572
Suma końcowa 1248958,2 3330756,6 4579714,8
Suma końcowa 4028,89741935484 4827,18347826088 4579,7148






































































Suma z Amount of Credit Type of Apartment



Średnia z Amount of Credit Credit Rating

Credit Rating free owned rented Suma końcowa
Type of Apartment bad good Suma końcowa
bad 351101,8 341045,6 961865,8 1654013,2
free 5015,74 3957,59266055046 4371,39329608939
good 431377,6 390159 2104165 2925701,6
owned 7751,03636363636 6193 6833,68785046729
Suma końcowa 782479,4 731204,6 3066030,8 4579714,8
rented 5171,32150537634 3985,16098484848 4294,16078431373






Suma końcowa 5513,37733333333 4179,57371428572 4579,71480000001

Sheet 4: Dane
Credit Rating Month of Current Credit Balance of Current Account Duration of Credit Payment of Previous Credits Purpose of Credit Amount of Credit Value of Savings Employed by Current Employer for Installment in % of Available Income Marital Status Gender Living in Current Household for Most Valuable Assets Further running credits Type of Apartment Number of previous credits at this bank Occupation TrainTest Income Children PESEL Income_cat




good 11 <= $300 30 paid back furniture $5 118,40 >1400 > 8 years < 15 single male >8 years car at department store rented 2- 4 unskilled with permanant residence Train 20845 10 89101454828 <10000; 25 000)

5984 0 Pon. 10000
good 9 no balance 24 paid back furniture $2 440,20 no savings > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13077 10 81090238451 <10000; 25 000)


10000 <10000; 25 000)
bad 11 no balance 15 problematic running accounts other $9 590,00 <140 unemployed > 35 single male 1-5 years car at department store rented one executive/self-employed Test 40546 10 46051962223 <30000; 45000)


25000 <25000; 30000)
bad 3 no running account 36 no problems with current credits repair $9 641,80 no savings 1-5 years < 15 single male 5-8 years car at department store rented one skilled employee Train 38804 10 57112026653 <30000; 45000)


30000 <30000; 45000)
bad 11 no running account 24 no previous credits used car $4 683,00 no savings > 8 years < 15 single male 1-5 years car no further running credits free one executive/self-employed Test 20928 10 65061246619 <10000; 25 000)


45000 <45000; 60000)
good 2 >$300 24 paid back used car $2 219,00 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 14559 10 76061844243 <10000; 25 000)


60000 Powyżej 60000
good 1 >$300 24 paid back furniture $3 393,60 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16346 9 65100188994 <10000; 25 000)




good 11 >$300 24 paid back furniture $3 112,20 <140 > 8 years < 15 single male >8 years car at other banks rented 2- 4 skilled employee Train 13745 9 68122578327 <10000; 25 000)




good 4 >$300 7 paid back furniture $1 022,00 >1400 > 8 years < 15 single male 1-5 years car no further running credits free 2- 4 unskilled with permanant residence Test 12672 9 42052228759 <10000; 25 000)




good 4 no running account 48 no previous credits new car $6 703,20 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 28034 9 57102684934 <25000; 30000)




bad 4 no balance 6 no previous credits other $20 377,00 >1400 unemployed > 35 single male 1-5 years car no further running credits rented one unskilled with no permanant residence Train 83187 9 72031532527 Powyżej 60000




good 4 no running account 12 paid back other $2 969,40 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 17748 9 88071082253 <10000; 25 000)




good 11 no balance 24 no previous credits other $1 681,40 no savings <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8211 9 89060564683 Pon. 10000




bad 4 >$300 15 no previous credits repair $6 472,20 <140 1-5 years 15- 25 single male 1-5 years car no further running credits rented one executive/self-employed Train 28171 9 67041682187 <25000; 30000)




good 6 >$300 24 no problems with current credits used car $5 811,40 <140 1-5 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 23784 9 57071618834 <10000; 25 000)




good 2 no running account 24 no previous credits used car $2 445,80 no savings <1 year < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12997 9 89011152844 <10000; 25 000)




bad 12 no balance 45 paid back furniture $6 644,40 no savings <1 year < 15 single male 1-5 years car at other banks rented 2- 4 unskilled with permanant residence Train 27913 8 73032699324 <25000; 30000)




good 4 >$300 6 problematic running accounts furniture $2 450,00 140-700 > 8 years 25-35 single male >8 years car at other banks rented one unskilled with permanant residence Train 11570 8 56050663742 <10000; 25 000)




good 11 >$300 6 no previous credits furniture $2 233,00 no savings 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 9361 8 69111315652 Pon. 10000




good 12 >$300 27 no previous credits household appliances $7 266,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented 7 or more skilled employee Test 30524 8 71040561446 <30000; 45000)




good 11 >$300 6 no previous credits other $4 925,20 no savings 1-5 years 25-35 single male 5-8 years car no further running credits free one skilled employee Test 22064 8 68081063546 <10000; 25 000)




bad 1 >$300 18 paid back other $3 885,00 no savings 5-8 years 25-35 single male 1-5 years car at other banks rented 2- 4 skilled employee Train 18544 8 54082394573 <10000; 25 000)




bad 3 no running account 16 paid back other $3 675,00 no savings > 8 years 25-35 single male >8 years car no further running credits free one skilled employee Train 19486 8 53060827427 <10000; 25 000)




good 2 >$300 12 paid back repair $4 991,00 >1400 <1 year 25-35 single male < 1 year car no further running credits rented 2- 4 unskilled with permanant residence Train 19871 8 87112757375 <10000; 25 000)




good 6 no balance 36 no problems with current credits retraining $13 799,80 <140 5-8 years > 35 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 56713 8 65031267642 <45000; 60000)




good 11 >$300 30 no problems with current credits retraining $5 980,80 <140 1-5 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25016 8 77030425327 <25000; 30000)




bad 9 no running account 12 paid back used car $3 144,40 no savings > 8 years 15- 25 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14852 8 72030259264 <10000; 25 000)




bad 6 no running account 18 no previous credits new car $10 515,40 >1400 > 8 years > 35 single male >8 years car no further running credits owned one skilled employee Train 43295 7 62110854324 <30000; 45000)




good 4 >$300 24 paid back new car $5 658,80 >1400 5-8 years 15- 25 single male >8 years car no further running credits rented 2- 4 skilled employee Test 22445 7 54052293415 <10000; 25 000)




good 7 >$300 60 no previous credits other $14 512,40 no savings > 8 years 25-35 single male >8 years car no further running credits rented one executive/self-employed Train 60766 7 49112377424 Powyżej 60000




bad 11 no running account 12 paid back other $6 780,20 no savings > 8 years 15- 25 single male >8 years car no further running credits free 2- 4 skilled employee Train 27871 7 53080149338 <25000; 30000)




good 11 <= $300 10 no previous credits other $5 528,60 no savings <1 year > 35 single male < 1 year car no further running credits rented one unskilled with permanant residence Train 22091 7 79102114879 <10000; 25 000)




good 9 >$300 12 no previous credits repair $1 950,20 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Test 9168 7 44031455241 Pon. 10000




good 5 >$300 15 no previous credits television $1 766,80 140-700 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10321 7 64042079227 <10000; 25 000)




bad 8 no running account 36 no previous credits used car $7 250,60 no savings 5-8 years < 15 single male 1-5 years car no further running credits rented one skilled employee Train 28663 7 70081498682 <25000; 30000)




good 9 no running account 24 no previous credits used car $5 836,60 no savings 1-5 years < 15 single male >8 years car no further running credits rented one skilled employee Test 24237 7 80090732839 <10000; 25 000)




bad 10 no balance 12 no previous credits used car $2 690,80 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 13647 7 68010912326 <10000; 25 000)




good 10 no running account 12 no previous credits used car $991,20 no savings 1-5 years 25-35 single male 5-8 years car no further running credits rented one unskilled with permanant residence Train 10174 7 57060394128 <10000; 25 000)




good 10 no balance 12 no previous credits vacation $1 055,60 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 8400 7 61091771857 Pon. 10000




bad 11 no balance 45 no previous credits furniture $4 243,40 <140 1-5 years < 15 single male >8 years car no further running credits free one skilled employee Train 18141 6 52012352536 <10000; 25 000)




good 8 >$300 18 paid back furniture $1 636,60 >1400 1-5 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 9367 6 62092579232 Pon. 10000




good 11 no balance 20 no problems with current credits new car $9 879,80 >1400 5-8 years 15- 25 single male >8 years car at other banks free 2- 4 executive/self-employed Train 42013 6 52060297978 <30000; 45000)




good 4 >$300 18 no previous credits new car $4 729,20 >1400 1-5 years 25-35 single male < 1 year car no further running credits rented one skilled employee Test 21302 6 67112834432 <10000; 25 000)




good 10 no running account 24 paid back new car $4 139,80 no savings > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16442 6 49080939433 <10000; 25 000)




good 6 >$300 24 no previous credits other $3 157,00 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 15747 6 80091741834 <10000; 25 000)




good 5 no running account 12 paid back other $3 039,40 no savings 1-5 years < 15 single male >8 years car at other banks rented 2- 4 unskilled with permanant residence Test 15070 6 54081238113 <10000; 25 000)




bad 6 no running account 12 paid back other $967,40 no savings > 8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14255 6 62021225961 <10000; 25 000)




bad 11 >$300 24 no previous credits retraining $6 427,40 700-1400 1-5 years 25-35 single male 5-8 years car no further running credits rented 5- 6 executive/self-employed Train 29311 6 73111762943 <25000; 30000)




good 2 <= $300 15 no previous credits retraining $3 761,80 no savings 5-8 years 25-35 single male >8 years car no further running credits free one skilled employee Train 18147 6 56012465363 <10000; 25 000)




bad 4 no balance 30 paid back used car $11 740,40 no savings 5-8 years 25-35 single male 1-5 years car no further running credits rented one skilled employee Test 50255 6 48020845743 <45000; 60000)




good 9 no balance 18 paid back used car $10 323,60 no savings unemployed < 15 single male >8 years car at department store rented 2- 4 executive/self-employed Test 41945 6 47082378824 <30000; 45000)




good 5 no running account 36 paid back used car $7 519,40 no savings 1-5 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 29928 6 45112352358 <25000; 30000)




good 9 <= $300 30 paid back furniture $4 223,80 no savings > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 21672 5 51060943635 <10000; 25 000)




good 9 <= $300 10 paid back furniture $1 885,80 >1400 5-8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10669 5 90091242992 <10000; 25 000)




good 7 >$300 18 paid back furniture $880,60 140-700 > 8 years < 15 single male 5-8 years car at other banks rented 2- 4 executive/self-employed Train 10963 5 74051218128 <10000; 25 000)




good 2 >$300 24 paid back new car $9 578,80 >1400 1-5 years 25-35 single male >8 years car no further running credits rented 2- 4 executive/self-employed Train 40496 5 88062643492 <30000; 45000)




good 5 >$300 18 no previous credits other $3 726,80 >1400 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Test 17241 5 62122538556 <10000; 25 000)




good 10 no balance 12 paid back television $1 993,60 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 11374 5 83082427146 <10000; 25 000)




good 8 >$300 24 paid back used car $2 839,20 no savings 5-8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13791 5 68082691616 <10000; 25 000)




bad 8 no running account 42 no problems with current credits furniture $6 118,00 no savings 5-8 years 15- 25 single male 1-5 years car at other banks rented 2- 4 skilled employee Test 28108 4 52100556527 <25000; 30000)




good 9 no running account 30 no previous credits furniture $3 530,80 no savings > 8 years > 35 single male 5-8 years car no further running credits rented one skilled employee Test 15292 4 84021416173 <10000; 25 000)




good 6 no running account 12 no previous credits furniture $3 099,60 no savings 1-5 years < 15 single male 5-8 years car no further running credits rented one unskilled with permanant residence Test 15657 4 56081718847 <10000; 25 000)




good 11 >$300 12 paid back furniture $730,80 140-700 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Test 8459 4 83111787365 Pon. 10000




good 5 >$300 12 no previous credits new car $1 978,20 700-1400 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 10446 4 88062037831 <10000; 25 000)




good 9 >$300 10 no previous credits other $1 801,80 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 8250 4 52122165982 Pon. 10000




bad 3 no balance 6 no problems with current credits other $1 692,60 no savings unemployed < 15 single male >8 years car no further running credits rented one executive/self-employed Test 6367 4 55051223738 Pon. 10000




good 11 no running account 6 no previous credits other $1 684,20 <140 > 8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 6519 4 49120186495 Pon. 10000




good 8 >$300 36 no previous credits retraining $10 372,60 >1400 > 8 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 41493 4 88020213763 <30000; 45000)




good 4 >$300 24 paid back retraining $5 794,60 <140 1-5 years 15- 25 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25957 4 44022627955 <25000; 30000)




bad 3 no running account 24 problematic running accounts retraining $4 425,40 no savings 1-5 years < 15 single male 1-5 years car at other banks free one skilled employee Train 20575 4 68051426365 <10000; 25 000)




good 3 no running account 18 hesistant retraining $4 345,60 no savings 5-8 years 15- 25 single male < 1 year car at other banks rented one skilled employee Train 19768 4 62031689467 <10000; 25 000)




bad 11 no running account 30 no previous credits used car $8 890,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 38707 4 72050555222 <30000; 45000)




good 12 no running account 36 no previous credits used car $5 542,60 no savings unemployed < 15 single male 5-8 years car no further running credits rented one executive/self-employed Test 24331 4 53072877627 <10000; 25 000)




good 12 >$300 18 no previous credits used car $4 790,80 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Train 21603 4 69101616465 <10000; 25 000)




good 9 >$300 12 paid back used car $4 663,40 no savings > 8 years 25-35 single male >8 years car at department store rented one skilled employee Train 21680 4 89012528854 <10000; 25 000)




good 10 >$300 30 paid back furniture $9 438,80 >1400 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 42665 3 44022647395 <30000; 45000)




bad 3 no running account 12 hesistant furniture $8 678,60 no savings 1-5 years < 15 single male 1-5 years car no further running credits free 2- 4 skilled employee Test 37907 3 40070982133 <30000; 45000)




good 12 >$300 21 no previous credits furniture $4 424,00 >1400 > 8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 20587 3 62102266388 <10000; 25 000)




good 2 >$300 10 no previous credits furniture $2 693,60 no savings 1-5 years > 35 single male >8 years car no further running credits rented one skilled employee Train 13275 3 86021058843 <10000; 25 000)




good 11 no balance 15 no previous credits furniture $2 021,60 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8743 3 62020221373 Pon. 10000




good 6 >$300 15 no previous credits furniture $1 698,20 140-700 > 8 years < 15 single male 5-8 years car at department store rented one skilled employee Test 8781 3 74081593937 Pon. 10000




good 9 >$300 54 hesistant new car $13 210,40 >1400 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 55105 3 84070237372 <45000; 60000)




bad 1 no running account 36 no previous credits new car $11 520,60 no savings 1-5 years 25-35 single male 1-5 years car no further running credits rented one skilled employee Train 47038 3 47080284278 <45000; 60000)




good 11 >$300 6 no previous credits new car $1 730,40 140-700 1-5 years 25-35 single male >8 years car no further running credits free one skilled employee Test 10014 3 89120335182 <10000; 25 000)




bad 9 no balance 48 no previous credits other $9 184,00 <140 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Test 37857 3 43120996344 <30000; 45000)




good 11 no running account 12 no previous credits other $5 111,40 700-1400 1-5 years > 35 single male 5-8 years car no further running credits rented one skilled employee Train 20990 3 68081786554 <10000; 25 000)




good 5 >$300 12 no previous credits other $4 937,80 >1400 <1 year 25-35 single male 5-8 years car no further running credits rented one executive/self-employed Train 24949 3 66102054733 <10000; 25 000)




good 1 >$300 36 no previous credits other $1 272,60 140-700 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 9522 3 55062787693 Pon. 10000




bad 2 no running account 21 no problems with current credits repair $4 779,60 no savings <1 year 25-35 single male < 1 year car at department store rented 2- 4 skilled employee Test 21650 3 88042066528 <10000; 25 000)




bad 6 no running account 27 hesistant retraining $7 410,20 no savings unemployed 25-35 single male >8 years car no further running credits rented 2- 4 skilled employee Test 29533 3 57120232355 <25000; 30000)




good 5 no balance 21 paid back retraining $5 112,80 no savings 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 20225 3 49120887535 <10000; 25 000)




good 12 no running account 39 paid back used car $19 850,60 >1400 5-8 years < 15 single male >8 years car no further running credits rented 2- 4 executive/self-employed Test 80210 3 72100538883 Powyżej 60000




good 7 >$300 12 paid back used car $8 121,40 >1400 > 8 years 25-35 single male >8 years car no further running credits free one skilled employee Test 32491 3 43080284962 <30000; 45000)




good 9 >$300 15 no previous credits used car $3 791,20 no savings <1 year 25-35 single male 5-8 years car at other banks rented 2- 4 unskilled with permanant residence Test 18440 3 60072468186 <10000; 25 000)




good 6 no balance 6 no previous credits furniture $515,20 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 10452 2 68041136154 <10000; 25 000)




good 7 >$300 11 paid back other $10 119,20 no savings 1-5 years > 35 single male >8 years car no further running credits rented 2- 4 unskilled with permanant residence Test 44027 2 66081754688 <30000; 45000)




good 12 no balance 12 no previous credits other $2 802,80 no savings 5-8 years 15- 25 single male >8 years car no further running credits free one skilled employee Train 11250 2 49041149881 <10000; 25 000)




bad 11 >$300 10 no previous credits other $1 832,60 >1400 1-5 years < 15 single male >8 years car no further running credits rented one unskilled with permanant residence Train 10038 2 61070132482 <10000; 25 000)




good 7 no balance 30 no problems with current credits retraining $3 504,20 <140 > 8 years < 15 single male 1-5 years car at department store rented 2- 4 skilled employee Train 16878 2 47082693335 <10000; 25 000)




good 5 >$300 24 no previous credits used car $3 969,00 140-700 > 8 years 15- 25 single male >8 years car no further running credits rented one skilled employee Test 18386 2 84021053748 <10000; 25 000)




good 8 >$300 12 hesistant used car $3 862,60 no savings > 8 years 25-35 single male >8 years car no further running credits rented 2- 4 skilled employee Train 15138 2 87061743253 <10000; 25 000)




good 9 no balance 24 no problems with current credits used car $3 266,20 >1400 <1 year < 15 single male 1-5 years car at other banks rented one unskilled with permanant residence Train 14299 2 66042747683 <10000; 25 000)




good 11 >$300 15 paid back used car $2 128,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 8545 2 50032144492 Pon. 10000




good 10 no running account 12 no previous credits used car $1 804,60 no savings 1-5 years < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12850 2 73031654194 <10000; 25 000)




good 9 no balance 6 no problems with current credits used car $1 470,00 no savings unemployed < 15 single male < 1 year car at department store rented 2- 4 executive/self-employed Train 9747 2 55041646628 Pon. 10000




good 10 no balance 11 no problems with current credits furniture $6 679,40 no savings 5-8 years 25-35 single male >8 years car no further running credits rented one skilled employee Train 27743 1 78080744239 <25000; 30000)




bad 1 no balance 27 paid back furniture $3 528,00 140-700 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 15294 1 82061429524 <10000; 25 000)




good 4 no balance 12 paid back new car $2 525,60 <140 <1 year 15- 25 single male >8 years car no further running credits rented one skilled employee Train 12151 1 81032743837 <10000; 25 000)




good 10 >$300 24 no previous credits other $10 350,20 no savings 1-5 years > 35 single male >8 years car no further running credits rented one unskilled with permanant residence Test 41805 1 41060332556 <30000; 45000)




bad 12 no running account 24 no previous credits other $6 743,80 no savings 5-8 years 25-35 single male 5-8 years car no further running credits rented one skilled employee Test 28514 1 61051975763 <25000; 30000)




bad 9 no running account 21 problematic running accounts other $2 305,80 >1400 1-5 years < 15 single male 1-5 years car at other banks rented 2- 4 unskilled with permanant residence Train 12145 1 64050316422 <10000; 25 000)




bad 9 >$300 18 paid back other $2 142,00 no savings 1-5 years 15- 25 single male 1-5 years car at other banks rented 2- 4 skilled employee Train 8906 1 57021774374 Pon. 10000




good 11 no running account 10 paid back other $1 453,20 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10913 1 49112745442 <10000; 25 000)




good 11 no balance 24 no problems with current credits retraining $6 596,80 >1400 1-5 years < 15 single male 1-5 years car at other banks rented 2- 4 executive/self-employed Test 25813 1 84050649593 <25000; 30000)




good 7 no balance 18 no problems with current credits retraining $3 397,80 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 13596 1 48030655427 <10000; 25 000)




good 8 no balance 18 no previous credits retraining $2 717,40 700-1400 1-5 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 12452 1 60071527958 <10000; 25 000)




good 11 no running account 13 paid back retraining $2 515,80 no savings <1 year 15- 25 single male < 1 year car at other banks rented 2- 4 unskilled with permanant residence Train 12949 1 63090228169 <10000; 25 000)




good 2 no running account 42 no previous credits used car $11 034,80 no savings 5-8 years 25-35 single male >8 years car no further running credits owned one skilled employee Train 46679 1 78022322358 <45000; 60000)




good 10 no running account 12 no previous credits used car $5 026,00 no savings 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Test 20272 1 78122582556 <10000; 25 000)




good 4 >$300 6 no previous credits vacation $1 733,20 >1400 unemployed < 15 single male >8 years car no further running credits rented one executive/self-employed Test 10052 1 50071645389 <10000; 25 000)




good 12 >$300 15 paid back furniture $1 904,00 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 8523 0 59122149478 Pon. 10000




good 2 >$300 36 paid back new car $8 178,80 no savings > 8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 32788 0 88070265464 <30000; 45000)




good 6 no running account 36 no previous credits used car $5 068,00 no savings 1-5 years > 35 single male 1-5 years car no further running credits rented one skilled employee Test 21792 0 51020234316 <10000; 25 000)




bad 4 no running account 36 no previous credits used car $3 796,80 no savings > 8 years 25-35 single male 1-5 years car at other banks rented one skilled employee Test 15999 0 46022079726 <10000; 25 000)




good 2 >$300 24 no previous credits furniture $1 978,20 no savings 1-5 years < 15 married/widowed male 1-5 years car no further running credits rented one skilled employee Test 9530 9 55051217317 Pon. 10000




good 10 no running account 36 paid back used car $3 287,20 no savings 1-5 years 15- 25 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 15602 9 89040823283 <10000; 25 000)




bad 3 no running account 12 no previous credits furniture $943,60 <140 5-8 years < 15 married/widowed male < 1 year car no further running credits rented one skilled employee Train 9719 8 80101747639 Pon. 10000




bad 10 no balance 15 no problems with current credits household appliances $2 116,80 700-1400 1-5 years 15- 25 married/widowed male 5-8 years car at department store rented 2- 4 skilled employee Test 8526 8 48031268126 Pon. 10000




good 2 no running account 18 paid back furniture $2 632,00 no savings 5-8 years < 15 married/widowed male < 1 year car no further running credits rented 2- 4 executive/self-employed Train 11499 7 73041689188 <10000; 25 000)




good 4 >$300 18 no previous credits other $2 548,00 no savings 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented one executive/self-employed Train 10828 7 53052842795 <10000; 25 000)




good 5 no balance 30 no previous credits used car $5 364,80 no savings <1 year 25-35 married/widowed male < 1 year car no further running credits rented one skilled employee Train 22044 7 80111923314 <10000; 25 000)




good 9 >$300 42 no previous credits furniture $10 000,00 >1400 5-8 years 25-35 married/widowed male >8 years car no further running credits free one skilled employee Test 41142 6 66022158783 <30000; 45000)




good 1 >$300 24 paid back other $3 448,20 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14925 6 52070881778 <10000; 25 000)




bad 12 no running account 12 no previous credits vacation $1 262,80 no savings 5-8 years < 15 married/widowed male >8 years car no further running credits free one skilled employee Train 9893 5 50081917237 Pon. 10000




bad 8 >$300 18 no previous credits used car $2 146,20 no savings <1 year < 15 married/widowed male < 1 year car no further running credits rented one unskilled with permanant residence Train 11161 4 78081624652 <10000; 25 000)




good 2 no balance 6 no previous credits household appliances $635,60 no savings <1 year 15- 25 married/widowed male < 1 year car no further running credits rented one unskilled with permanant residence Train 11256 3 80070467743 <10000; 25 000)




good 9 >$300 6 paid back used car $1 709,40 >1400 1-5 years > 35 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10028 3 60021044985 <10000; 25 000)




bad 11 no balance 24 no previous credits furniture $2 854,60 no savings <1 year > 35 married/widowed male < 1 year car no further running credits rented one skilled employee Test 13602 1 66031343337 <10000; 25 000)




good 2 >$300 24 no previous credits furniture $1 835,40 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented one skilled employee Train 10740 1 68052589678 <10000; 25 000)




good 4 >$300 6 no previous credits used car $2 472,40 no savings 1-5 years > 35 married/widowed male 1-5 years car no further running credits free one skilled employee Test 10905 1 69091288836 <10000; 25 000)




good 2 >$300 15 paid back furniture $1 842,40 140-700 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 12815 0 74040961856 <10000; 25 000)




bad 5 no running account 20 paid back other $3 129,00 no savings 1-5 years < 15 married/widowed male 1-5 years car at other banks free 2- 4 skilled employee Test 13648 0 68030152883 <10000; 25 000)




bad 8 no balance 15 problematic running accounts other $1 769,60 <140 1-5 years 25-35 married/widowed male 1-5 years car no further running credits free one skilled employee Train 9736 0 70070544322 Pon. 10000




good 12 no running account 24 paid back furniture $1 723,40 700-1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 executive/self-employed Train 7518 10 65081448291 Pon. 10000




good 6 <= $300 6 paid back repair $1 465,80 no savings 1-5 years 25-35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 9300 10 44020876855 Pon. 10000




good 7 no running account 21 no previous credits furniture $3 648,40 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one executive/self-employed Train 16049 9 47051338491 <10000; 25 000)




good 11 no running account 6 no previous credits new car $1 892,80 140-700 unemployed > 35 divorced/living apart/married female 1-5 years car no further running credits free one unskilled with no permanant residence Test 9979 9 64031566948 Pon. 10000




bad 9 no balance 24 no previous credits other $3 805,20 no savings 1-5 years 15- 25 divorced/living apart/married female >8 years car no further running credits free one unskilled with permanant residence Train 15613 9 49081369857 <10000; 25 000)




good 5 no running account 12 no previous credits other $2 650,20 no savings 1-5 years < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 12606 9 76040496852 <10000; 25 000)




bad 7 no balance 12 no previous credits other $1 170,40 <140 <1 year < 15 divorced/living apart/married female 1-5 years car at other banks rented one unskilled with permanant residence Test 8130 9 49072454365 Pon. 10000




good 5 no running account 6 paid back other $852,60 no savings 5-8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented 2- 4 skilled employee Train 8762 9 59072282284 Pon. 10000




bad 10 no running account 48 no previous credits retraining $6 031,20 no savings <1 year 15- 25 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 27437 9 78111015754 <25000; 30000)




bad 8 no running account 12 no previous credits television $1 037,40 <140 unemployed < 15 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Test 9184 9 54032563397 Pon. 10000




good 6 no running account 15 paid back used car $2 006,20 no savings 1-5 years < 15 divorced/living apart/married female 5-8 years car no further running credits free 2- 4 skilled employee Test 10575 9 56040437545 <10000; 25 000)




good 12 >$300 12 paid back furniture $1 807,40 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 skilled employee Test 7458 8 66021541864 Pon. 10000




good 1 >$300 15 no problems with current credits new car $5 031,60 no savings <1 year > 35 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 22669 8 62060557584 <10000; 25 000)




good 8 no running account 6 no previous credits other $1 923,60 >1400 unemployed < 15 divorced/living apart/married female 5-8 years car no further running credits rented one executive/self-employed Test 7736 8 52080668362 Pon. 10000




bad 6 no balance 21 no previous credits retraining $1 663,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Test 8131 8 72091998462 Pon. 10000




bad 4 >$300 36 paid back used car $9 977,80 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free 2- 4 skilled employee Train 41979 8 86102542455 <30000; 45000)




good 11 no running account 20 paid back used car $5 980,80 no savings > 8 years > 35 divorced/living apart/married female >8 years car no further running credits rented 2- 4 skilled employee Train 27016 8 72111678453 <25000; 30000)




good 6 no running account 30 no previous credits used car $5 070,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 skilled employee Train 25661 8 54072525355 <25000; 30000)




good 10 <= $300 18 no previous credits used car $4 268,60 no savings <1 year > 35 divorced/living apart/married female < 1 year car at department store rented one unskilled with permanant residence Train 19457 8 88030539642 <10000; 25 000)




good 1 >$300 12 paid back used car $1 761,20 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free 2- 4 unskilled with permanant residence Train 7573 8 50091372253 Pon. 10000




bad 5 no balance 9 no previous credits used car $1 285,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Train 10938 8 74112463343 <10000; 25 000)




bad 9 no balance 6 problematic running accounts other $1 303,40 <140 <1 year > 35 divorced/living apart/married female < 1 year car at department store rented one unskilled with permanant residence Train 12198 7 76021856965 <10000; 25 000)




good 10 >$300 24 no previous credits furniture $4 453,40 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Test 19725 6 55020366662 <10000; 25 000)




good 10 >$300 6 paid back furniture $1 731,80 <140 1-5 years > 35 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 9439 6 66121245986 Pon. 10000




good 6 >$300 30 no previous credits new car $6 735,40 >1400 5-8 years 25-35 divorced/living apart/married female >8 years car at department store free one unskilled with permanant residence Train 28009 6 49081368585 <25000; 30000)




bad 4 no balance 18 no previous credits other $1 458,80 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 8793 6 79100256733 Pon. 10000




good 10 <= $300 15 no previous credits repair $548,80 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 11569 6 88120973668 <10000; 25 000)




good 9 >$300 18 no previous credits retraining $2 195,20 <140 1-5 years 15- 25 divorced/living apart/married female >8 years car no further running credits free one unskilled with permanant residence Train 13847 6 54062274162 <10000; 25 000)




good 5 >$300 12 paid back used car $2 228,80 700-1400 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 10033 6 55072085894 <10000; 25 000)




good 1 <= $300 6 no problems with current credits furniture $956,20 no savings <1 year 25-35 divorced/living apart/married female < 1 year car at other banks rented one skilled employee Train 11325 5 46101056936 <10000; 25 000)




bad 11 >$300 21 hesistant other $7 004,20 >1400 1-5 years > 35 divorced/living apart/married female >8 years car at other banks rented 2- 4 skilled employee Train 33777 5 87102524533 <30000; 45000)




good 2 no running account 12 no previous credits repair $1 680,00 >1400 1-5 years < 15 divorced/living apart/married female >8 years car at other banks free one skilled employee Train 9243 5 65082243752 Pon. 10000




good 11 >$300 24 no previous credits used car $5 560,80 no savings 5-8 years 25-35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Test 23778 5 56081553338 <10000; 25 000)




bad 12 no running account 18 hesistant used car $4 359,60 no savings <1 year > 35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 20947 5 44042564762 <10000; 25 000)




bad 9 no balance 12 hesistant used car $4 156,60 no savings <1 year < 15 divorced/living apart/married female 5-8 years car no further running credits free 2- 4 skilled employee Test 19757 5 57020813563 <10000; 25 000)




bad 10 no balance 12 no previous credits used car $3 866,80 >1400 > 8 years > 35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 17593 5 68062416556 <10000; 25 000)




good 5 no running account 12 no previous credits used car $912,80 no savings > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 12696 5 55082537258 <10000; 25 000)




good 1 >$300 10 no previous credits vacation $1 251,60 >1400 5-8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Train 9067 5 63071337884 Pon. 10000




bad 12 no running account 15 no previous credits other $5 542,60 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 28093 4 74072362759 <25000; 30000)




bad 1 no running account 24 no previous credits other $4 372,20 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Test 17972 4 66070256567 <10000; 25 000)




bad 2 no running account 24 no previous credits other $1 689,80 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 7475 4 45070654653 Pon. 10000




bad 11 no running account 6 no previous credits repair $627,20 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 11939 4 46080234476 <10000; 25 000)




bad 10 >$300 6 no previous credits used car $6 455,40 no savings <1 year > 35 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 25933 4 87100287864 <25000; 30000)




good 9 no running account 12 no previous credits used car $2 268,00 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Train 11715 4 70100832134 <10000; 25 000)




bad 12 no balance 48 hesistant business $25 793,60 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years car at other banks rented one executive/self-employed Train 105061 3 69091112516 Powyżej 60000




bad 2 no balance 60 no previous credits other $10 371,20 <140 <1 year < 15 divorced/living apart/married female 1-5 years car no further running credits rented one executive/self-employed Train 43774 3 43082624371 <30000; 45000)




bad 2 no running account 12 no previous credits repair $1 113,00 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 7753 3 43032722281 Pon. 10000




good 8 >$300 9 no previous credits used car $3 221,40 <140 <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 16570 3 65021677371 <10000; 25 000)




bad 11 no balance 24 no problems with current credits used car $2 889,60 no savings unemployed 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one executive/self-employed Train 14005 3 61060863331 <10000; 25 000)




good 6 no running account 18 paid back used car $1 468,60 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 10364 3 89010993583 <10000; 25 000)




good 7 no running account 6 no previous credits used car $599,20 no savings > 8 years 25-35 divorced/living apart/married female < 1 year car at other banks rented one skilled employee Train 9891 3 90020685862 Pon. 10000




bad 11 no running account 9 no previous credits furniture $1 912,40 no savings <1 year 15- 25 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 8186 2 42112696571 Pon. 10000




bad 11 >$300 12 paid back furniture $1 115,80 >1400 > 8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented one unskilled with permanant residence Train 7948 2 42010844674 Pon. 10000




good 11 >$300 36 no previous credits new car $11 386,20 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years car at other banks rented one skilled employee Train 48567 2 51051029578 <45000; 60000)




good 5 >$300 22 no previous credits other $1 796,20 >1400 5-8 years < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Test 12622 2 78090221354 <10000; 25 000)




good 11 >$300 18 paid back other $1 477,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 9429 2 63020936985 Pon. 10000




good 2 >$300 12 paid back other $1 296,40 no savings unemployed > 35 divorced/living apart/married female 1-5 years car no further running credits rented one unskilled with no permanant residence Train 8539 2 64102556755 Pon. 10000




bad 1 no balance 6 problematic running accounts repair $606,20 700-1400 <1 year < 15 divorced/living apart/married female 1-5 years car at other banks free one skilled employee Train 10388 2 53041825772 <10000; 25 000)




good 3 no running account 15 no previous credits retraining $1 128,40 no savings 1-5 years < 15 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Test 11772 2 48031778528 <10000; 25 000)




good 9 no running account 24 no previous credits used car $10 809,40 >1400 <1 year > 35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 45907 2 76050953618 <45000; 60000)




good 2 >$300 15 no problems with current credits used car $1 344,00 700-1400 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 skilled employee Train 10464 2 88021877984 <10000; 25 000)




good 11 >$300 24 no previous credits new car $7 606,20 >1400 unemployed 25-35 divorced/living apart/married female >8 years car no further running credits free one executive/self-employed Train 33888 1 67101228682 <30000; 45000)




bad 9 >$300 12 no previous credits other $1 940,40 140-700 1-5 years 25-35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 11164 1 67051257653 <10000; 25 000)




good 3 >$300 9 paid back repair $1 741,60 >1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 unskilled with permanant residence Train 10266 1 62042388196 <10000; 25 000)




good 4 no running account 15 no problems with current credits used car $5 100,20 no savings > 8 years > 35 divorced/living apart/married female >8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 20342 1 73040625787 <10000; 25 000)




good 9 >$300 21 paid back used car $3 203,20 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 14472 1 62021931373 <10000; 25 000)




good 5 <= $300 12 no previous credits used car $2 063,60 no savings <1 year < 15 divorced/living apart/married female < 1 year car at other banks rented one executive/self-employed Train 10944 1 41090433723 <10000; 25 000)




good 3 <= $300 10 no previous credits used car $1 785,00 no savings <1 year < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 10111 1 89122282854 <10000; 25 000)




good 6 no balance 13 no previous credits furniture $2 941,40 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 13564 0 79032311459 <10000; 25 000)




good 2 no balance 24 no problems with current credits furniture $2 174,20 <140 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits free 2- 4 skilled employee Train 9749 0 42042841466 Pon. 10000




good 11 no balance 36 no problems with current credits other $10 404,80 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years car no further running credits free one skilled employee Train 43877 0 86051064218 <30000; 45000)




bad 4 no running account 24 no previous credits other $1 933,40 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 10302 0 47032753316 <10000; 25 000)




good 4 no balance 9 no previous credits repair $1 678,60 no savings 5-8 years < 15 divorced/living apart/married female >8 years car no further running credits rented 2- 4 executive/self-employed Test 7625 0 46040489671 Pon. 10000




good 4 no balance 27 no previous credits retraining $3 539,20 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Train 17779 0 51111024756 <10000; 25 000)




good 12 no balance 24 no previous credits used car $6 091,40 >1400 1-5 years > 35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 25965 0 67022534247 <25000; 30000)




good 3 no balance 18 paid back used car $5 056,80 no savings > 8 years 15- 25 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 21129 0 62100657643 <10000; 25 000)




good 4 no running account 15 no previous credits used car $2 583,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits free one skilled employee Train 12751 0 71111732379 <10000; 25 000)




good 1 no balance 18 paid back used car $1 813,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 10221 0 62071463847 <10000; 25 000)




good 10 no balance 6 paid back vacation $1 304,80 >1400 5-8 years > 35 divorced/living apart/married female 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Test 12294 0 50101661236 <10000; 25 000)




good 3 <= $300 42 hesistant retraining $8 804,60 no savings <1 year 25-35 divorced/living apart male < 1 year car no further running credits rented 2- 4 skilled employee Train 36871 10 41010674271 <30000; 45000)




bad 12 no running account 14 no previous credits other $12 569,20 no savings > 8 years > 35 divorced/living apart male >8 years car no further running credits rented one executive/self-employed Train 50520 8 66081039173 <45000; 60000)




good 9 no running account 12 no previous credits used car $1 766,80 >1400 > 8 years 25-35 divorced/living apart male >8 years car no further running credits rented one unskilled with permanant residence Test 8966 8 88092732575 Pon. 10000




good 2 no balance 21 no problems with current credits other $3 294,20 no savings 1-5 years > 35 divorced/living apart male >8 years car no further running credits rented 2- 4 skilled employee Test 14241 7 77121634231 <10000; 25 000)




bad 9 no running account 30 no previous credits used car $4 351,20 no savings <1 year 25-35 divorced/living apart male >8 years car no further running credits rented one unskilled with permanant residence Train 19547 7 70070564553 <10000; 25 000)




bad 2 no running account 24 no previous credits used car $3 302,60 <140 unemployed > 35 divorced/living apart male < 1 year car no further running credits rented one skilled employee Test 13025 6 52040363327 <10000; 25 000)




good 8 no running account 30 no previous credits new car $5 399,80 no savings 1-5 years < 15 divorced/living apart male >8 years car no further running credits rented one executive/self-employed Test 21425 4 43032098174 <10000; 25 000)




bad 7 no running account 24 no previous credits furniture $2 713,20 no savings <1 year < 15 divorced/living apart male 5-8 years car no further running credits rented one skilled employee Train 11059 3 48070888429 <10000; 25 000)




bad 6 no running account 24 problematic running accounts used car $9 620,80 no savings <1 year 25-35 divorced/living apart male < 1 year car at other banks rented one skilled employee Train 41130 2 90082268336 <30000; 45000)




good 10 no running account 15 paid back used car $1 365,00 no savings 1-5 years 25-35 divorced/living apart male 5-8 years car no further running credits rented 2- 4 skilled employee Train 8508 1 80020992546 Pon. 10000




bad 8 no balance 24 paid back business $16 713,20 no savings 1-5 years 25-35 single male 5-8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 69432 10 46090784872 Powyżej 60000




good 3 no balance 24 no previous credits furniture $4 054,40 <140 <1 year 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Test 16809 10 42012463896 <10000; 25 000)




bad 7 no balance 15 no previous credits furniture $1 122,80 no savings > 8 years < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Train 9861 10 79052137441 Pon. 10000




good 6 no running account 24 problematic running accounts other $3 255,00 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented one skilled employee Test 14032 10 44050738372 <10000; 25 000)




good 5 no running account 18 no previous credits other $3 148,60 <140 5-8 years < 15 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 15411 10 66082763838 <10000; 25 000)




good 1 >$300 24 no previous credits used car $7 715,40 <140 1-5 years < 15 single male < 1 year life insurance at department store rented one skilled employee Test 33365 10 66111325537 <30000; 45000)




good 7 no balance 30 problematic running accounts used car $4 894,40 700-1400 1-5 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Test 21125 10 51051053985 <10000; 25 000)




good 11 <= $300 36 no previous credits furniture $8 187,20 no savings 1-5 years < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 34148 9 57110187918 <30000; 45000)




good 4 <= $300 24 no previous credits furniture $7 212,80 no savings 5-8 years < 15 single male 1-5 years life insurance at other banks rented one skilled employee Train 31776 9 85101568416 <30000; 45000)




good 5 >$300 18 no previous credits furniture $6 431,60 no savings <1 year 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 27399 9 48111672831 <25000; 30000)




good 7 no running account 27 no previous credits furniture $4 782,40 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19474 9 65051176381 <10000; 25 000)




good 9 <= $300 24 paid back furniture $4 407,20 >1400 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19471 9 55081934472 <10000; 25 000)




good 9 >$300 30 paid back furniture $4 307,80 >1400 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 18424 9 64031068742 <10000; 25 000)




good 5 >$300 15 paid back furniture $2 560,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 12462 9 50042487338 <10000; 25 000)




good 2 >$300 15 problematic running accounts furniture $2 196,60 <140 > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11479 9 83041384691 <10000; 25 000)




bad 8 <= $300 9 hesistant furniture $1 871,80 no savings <1 year < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 9684 9 56122143846 Pon. 10000




good 11 >$300 15 no previous credits new car $6 519,80 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 31916 9 49071728488 <30000; 45000)




good 4 >$300 18 paid back new car $5 390,00 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 22247 9 71090427782 <10000; 25 000)




good 11 >$300 9 paid back repair $1 310,40 140-700 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10827 9 88120588186 <10000; 25 000)




good 4 >$300 12 paid back repair $981,40 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10788 9 76042063973 <10000; 25 000)




good 8 >$300 36 no previous credits retraining $8 038,80 <140 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 31874 9 56100314359 <30000; 45000)




bad 11 no running account 36 no problems with current credits retraining $3 003,00 no savings 5-8 years 25-35 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 12425 9 75121893328 <10000; 25 000)




good 4 >$300 18 no previous credits retraining $2 730,00 no savings 5-8 years < 15 single male < 1 year life insurance at department store rented 2- 4 skilled employee Train 10545 9 46052754588 <10000; 25 000)




good 11 >$300 12 no previous credits retraining $2 158,80 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Test 12354 9 90052458526 <10000; 25 000)




bad 5 no running account 24 problematic running accounts used car $4 972,80 no savings 5-8 years 15- 25 single male >8 years life insurance at other banks rented one skilled employee Train 23332 9 90070123452 <10000; 25 000)




bad 4 >$300 36 no problems with current credits furniture $6 248,20 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 28102 8 70070634779 <25000; 30000)




bad 9 <= $300 36 no previous credits furniture $5 894,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 26212 8 50041714781 <25000; 30000)




good 2 >$300 36 no previous credits furniture $5 033,00 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20840 8 71032831452 <10000; 25 000)




good 1 >$300 24 no previous credits furniture $4 802,00 140-700 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20593 8 45071293768 <10000; 25 000)




good 6 >$300 30 no previous credits furniture $3 266,20 140-700 > 8 years < 15 single male 1-5 years life insurance at other banks rented one executive/self-employed Test 15027 8 83051484385 <10000; 25 000)




good 2 no balance 36 no previous credits furniture $3 252,20 no savings 5-8 years < 15 single male >8 years life insurance no further running credits free one skilled employee Test 16172 8 43042334565 <10000; 25 000)




good 5 >$300 36 no previous credits furniture $3 218,60 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 14725 8 88011463727 <10000; 25 000)




good 9 >$300 15 no previous credits furniture $2 770,60 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 10987 8 53061532614 <10000; 25 000)




bad 7 no balance 12 no previous credits household appliances $894,60 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 10570 8 74101455883 <10000; 25 000)




good 6 no balance 36 no previous credits new car $9 727,20 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits free one executive/self-employed Train 40503 8 53011935857 <30000; 45000)




good 10 >$300 24 no problems with current credits new car $6 550,60 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 28074 8 71061469723 <25000; 30000)




good 5 no balance 45 paid back new car $6 406,40 <140 unemployed 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Test 26871 8 47080534569 <25000; 30000)




good 10 >$300 24 no previous credits new car $3 738,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Train 14975 8 52041545715 <10000; 25 000)




good 8 no balance 18 no previous credits other $8 212,40 <140 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 35065 8 41112191487 <30000; 45000)




good 6 >$300 36 paid back other $4 949,00 no savings 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 23218 8 49032729325 <10000; 25 000)




good 3 >$300 12 no previous credits other $2 637,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Test 14111 8 88051574922 <10000; 25 000)




bad 7 >$300 12 no previous credits repair $1 006,60 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Train 11806 8 56081117427 <10000; 25 000)




good 1 no balance 48 problematic running accounts retraining $4 992,40 <140 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 22878 8 42012467364 <10000; 25 000)




good 7 no balance 18 no previous credits retraining $3 670,80 <140 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 14164 8 49110233238 <10000; 25 000)




bad 7 no running account 48 no previous credits television $4 271,40 no savings 1-5 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 22982 8 89101925154 <10000; 25 000)




good 12 no balance 21 paid back used car $3 843,00 700-1400 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 18196 8 62031227567 <10000; 25 000)




good 3 >$300 48 no problems with current credits furniture $17 848,60 140-700 5-8 years < 15 single male < 1 year life insurance no further running credits rented one executive/self-employed Test 74270 7 90021633886 Powyżej 60000




good 8 >$300 30 paid back furniture $8 335,60 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 38472 7 88020368562 <30000; 45000)




good 7 >$300 9 no previous credits furniture $3 854,20 <140 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 17989 7 71090483387 <10000; 25 000)




good 3 >$300 28 paid back furniture $3 840,20 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 16596 7 46010421351 <10000; 25 000)




good 3 >$300 24 paid back furniture $3 609,20 700-1400 > 8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 15551 7 88100459384 <10000; 25 000)




good 1 >$300 18 paid back furniture $2 520,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 13222 7 57082264247 <10000; 25 000)




good 12 >$300 9 paid back other $2 987,60 no savings 1-5 years < 15 single male >8 years life insurance no further running credits rented 5- 6 skilled employee Test 13699 7 64061986213 <10000; 25 000)




bad 11 no running account 24 paid back other $1 678,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 7118 7 59120987587 Pon. 10000




bad 7 >$300 36 no problems with current credits retraining $11 172,00 >1400 <1 year < 15 single male >8 years life insurance no further running credits free 2- 4 skilled employee Train 47013 7 68031275292 <45000; 60000)




good 3 <= $300 10 no previous credits television $1 715,00 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 7139 7 77112164258 Pon. 10000




bad 7 no running account 18 no previous credits used car $5 814,20 no savings 1-5 years 25-35 single male 5-8 years life insurance no further running credits rented one skilled employee Test 27092 7 54052596957 <25000; 30000)




bad 11 no running account 18 no previous credits used car $3 446,80 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 14372 7 87021652254 <10000; 25 000)




good 3 no running account 20 no previous credits used car $3 096,80 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15367 7 72011629289 <10000; 25 000)




bad 8 no running account 18 problematic running accounts used car $2 174,20 no savings 1-5 years < 15 single male 5-8 years life insurance at other banks rented one skilled employee Train 12132 7 70070349243 <10000; 25 000)




good 2 >$300 36 paid back furniture $4 678,80 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 21664 6 56020525771 <10000; 25 000)




good 5 >$300 22 no previous credits furniture $3 745,00 140-700 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 15422 6 61040758754 <10000; 25 000)




good 10 >$300 12 no previous credits furniture $2 748,20 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits free 2- 4 executive/self-employed Test 13565 6 53121522327 <10000; 25 000)




good 5 no balance 9 no previous credits furniture $1 514,80 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 9514 6 45010224239 Pon. 10000




good 2 >$300 24 no previous credits new car $10 939,60 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 44840 6 88050659525 <30000; 45000)




good 7 >$300 24 no previous credits new car $8 838,20 >1400 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one executive/self-employed Train 34979 6 79070643823 <30000; 45000)




good 1 >$300 24 paid back new car $3 284,40 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 13350 6 51042459883 <10000; 25 000)




good 5 no balance 12 no previous credits other $8 509,20 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 36956 6 68041744948 <30000; 45000)




good 7 no running account 18 no previous credits other $6 132,00 <140 1-5 years 15- 25 single male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 24614 6 69062688219 <10000; 25 000)




bad 2 no running account 15 hesistant other $1 330,00 no savings > 8 years < 15 single male 5-8 years life insurance no further running credits free 2- 4 skilled employee Train 10831 6 87061559387 <10000; 25 000)




bad 3 no balance 12 no previous credits other $1 243,20 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Train 9692 6 80060775725 Pon. 10000




good 4 no balance 48 hesistant retraining $17 085,60 >1400 1-5 years 25-35 single male 1-5 years life insurance at other banks rented one executive/self-employed Train 69454 6 53041884387 Powyżej 60000




good 3 >$300 27 no problems with current credits retraining $7 163,80 no savings 5-8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 30294 6 51082772243 <30000; 45000)




good 3 no balance 15 paid back retraining $3 256,40 140-700 1-5 years 25-35 single male >8 years life insurance at other banks rented one skilled employee Train 14401 6 55020887335 <10000; 25 000)




good 7 >$300 24 problematic running accounts retraining $2 182,60 no savings 5-8 years < 15 single male >8 years life insurance at other banks rented one skilled employee Test 11014 6 49082143126 <10000; 25 000)




good 8 no running account 15 paid back used car $2 069,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 11051 6 90051052352 <10000; 25 000)




good 11 no balance 24 no problems with current credits furniture $8 964,20 no savings <1 year > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 38218 5 42072756377 <30000; 45000)




bad 11 no running account 24 problematic running accounts furniture $2 164,40 no savings 5-8 years < 15 single male >8 years life insurance at other banks free one unskilled with permanant residence Train 12884 5 70080522852 <10000; 25 000)




good 9 >$300 12 no previous credits furniture $1 766,80 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 6576 5 56110224642 Pon. 10000




good 3 >$300 36 hesistant household appliances $3 658,20 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 17628 5 58102548444 <10000; 25 000)




good 1 no balance 15 no previous credits household appliances $1 831,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 8389 5 87102629341 Pon. 10000




bad 7 no running account 36 paid back new car $13 480,60 no savings 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 54737 5 72071324835 <45000; 60000)




good 3 >$300 36 no problems with current credits new car $12 525,80 >1400 5-8 years 15- 25 single male 1-5 years life insurance at department store rented one executive/self-employed Train 51114 5 60040986865 <45000; 60000)




good 4 >$300 21 paid back new car $4 585,00 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one executive/self-employed Train 20112 5 77042076484 <10000; 25 000)




good 12 >$300 24 paid back new car $3 075,80 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 13367 5 73030923453 <10000; 25 000)




good 3 no balance 36 no previous credits repair $3 182,20 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 12932 5 58080225853 <10000; 25 000)




bad 11 no running account 12 no previous credits repair $957,60 no savings 1-5 years < 15 single male >8 years life insurance no further running credits free one unskilled with permanant residence Train 9956 5 78030456748 Pon. 10000




bad 3 no balance 48 no previous credits retraining $21 940,80 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 88835 5 77061898979 Powyżej 60000




bad 8 >$300 24 no problems with current credits retraining $12 107,20 no savings <1 year 25-35 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 49702 5 57030442842 <45000; 60000)




good 5 >$300 6 no previous credits used car $4 169,20 140-700 1-5 years > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 19432 5 85071157522 <10000; 25 000)




good 8 >$300 18 paid back furniture $8 498,00 no savings > 8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 36768 4 47111251297 <30000; 45000)




good 5 <= $300 36 no previous credits furniture $6 262,20 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 25956 4 58122634844 <25000; 30000)




good 2 no balance 48 no previous credits furniture $5 570,60 >1400 5-8 years < 15 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 24170 4 69101057814 <10000; 25 000)




good 4 <= $300 12 no previous credits furniture $4 758,60 >1400 > 8 years 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 21852 4 40072755288 <10000; 25 000)




good 5 >$300 24 no previous credits furniture $4 347,00 >1400 <1 year < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19906 4 57120437247 <10000; 25 000)




good 8 >$300 12 no previous credits furniture $4 307,80 no savings 1-5 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Train 18946 4 65032711923 <10000; 25 000)




bad 12 >$300 24 no previous credits furniture $3 355,80 140-700 > 8 years 15- 25 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 14840 4 61081727168 <10000; 25 000)




good 3 >$300 18 paid back furniture $2 214,80 700-1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9474 4 88021963224 Pon. 10000




bad 7 >$300 9 no previous credits furniture $2 069,20 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 11032 4 69032159766 <10000; 25 000)




good 7 <= $300 18 problematic running accounts furniture $2 023,00 >1400 5-8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11573 4 51050227331 <10000; 25 000)




good 5 >$300 24 no previous credits furniture $1 398,60 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10489 4 59080634463 <10000; 25 000)




good 8 >$300 12 no previous credits furniture $1 125,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10999 4 83091267376 <10000; 25 000)




good 12 no balance 26 no previous credits new car $11 152,40 no savings <1 year 25-35 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 48078 4 66111354887 <45000; 60000)




good 7 >$300 48 paid back new car $3 851,40 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 15339 4 85062896672 <10000; 25 000)




good 3 no balance 12 paid back new car $2 604,00 no savings unemployed < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 10346 4 85110228843 <10000; 25 000)




bad 8 no running account 36 no previous credits other $12 979,40 no savings 5-8 years 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 51977 4 87122832834 <45000; 60000)




bad 3 no balance 36 no problems with current credits other $11 320,40 <140 > 8 years 25-35 single male >8 years life insurance at department store rented 7 or more executive/self-employed Test 46945 4 45022027482 <45000; 60000)




good 11 >$300 36 paid back other $9 259,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 40563 4 71090585657 <30000; 45000)




good 9 >$300 12 no previous credits other $3 346,00 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Train 17166 4 72100225791 <10000; 25 000)




bad 10 >$300 18 hesistant retraining $5 831,00 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented 2- 4 skilled employee Train 25424 4 69040291237 <25000; 30000)




good 11 >$300 24 paid back used car $7 210,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 28653 4 85062076636 <25000; 30000)




good 2 no running account 24 no previous credits used car $5 628,00 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented one skilled employee Train 24777 4 41082663754 <10000; 25 000)




good 10 >$300 9 paid back used car $3 368,40 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Test 13712 4 41080298276 <10000; 25 000)




bad 5 no balance 24 no previous credits business $15 859,20 no savings 1-5 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 executive/self-employed Test 63136 3 46080631352 Powyżej 60000




good 6 >$300 60 no problems with current credits furniture $21 914,20 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 89290 3 53081623872 Powyżej 60000




good 7 >$300 24 no previous credits furniture $2 661,40 <140 1-5 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Train 12416 3 62040178871 <10000; 25 000)




good 2 >$300 30 no previous credits furniture $2 613,80 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 13366 3 62040229292 <10000; 25 000)




good 8 no running account 42 paid back household appliances $4 751,60 no savings unemployed < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with no permanant residence Train 22026 3 78012658589 <10000; 25 000)




good 7 >$300 36 paid back new car $15 475,60 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 65072 3 74022388642 Powyżej 60000




good 6 >$300 36 paid back new car $7 995,40 700-1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 34408 3 79011439537 <30000; 45000)




good 8 >$300 39 no previous credits new car $3 596,60 140-700 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15296 3 69120877977 <10000; 25 000)




good 3 <= $300 15 paid back new car $3 304,00 140-700 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 13354 3 61101963226 <10000; 25 000)




good 2 no balance 12 no previous credits new car $2 839,20 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 12118 3 68111967275 <10000; 25 000)




bad 11 no running account 28 no previous credits other $5 608,40 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one unskilled with permanant residence Test 23488 3 57102458452 <10000; 25 000)




good 12 no balance 16 paid back other $1 645,00 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits owned 5- 6 unskilled with no permanant residence Train 9279 3 78031275433 Pon. 10000




bad 3 no balance 27 no previous credits retraining $5 481,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 24277 3 45042782249 <10000; 25 000)




bad 5 no running account 18 no previous credits used car $3 462,20 no savings unemployed < 15 single male < 1 year life insurance no further running credits rented one unskilled with no permanant residence Train 16194 3 73102466831 <10000; 25 000)




good 8 >$300 9 no previous credits used car $1 838,20 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one skilled employee Test 7941 3 61050762332 Pon. 10000




good 11 no balance 20 no problems with current credits business $3 680,60 no savings 1-5 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 15127 2 51060777284 <10000; 25 000)




bad 3 no running account 24 problematic running accounts business $1 901,20 >1400 > 8 years < 15 single male 5-8 years life insurance at department store rented one executive/self-employed Train 10819 2 67041766359 <10000; 25 000)




good 4 >$300 48 no problems with current credits furniture $10 133,20 >1400 > 8 years 15- 25 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 42091 2 49040953898 <30000; 45000)




bad 6 no balance 12 no previous credits furniture $1 863,40 no savings <1 year 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 7668 2 45070753482 Pon. 10000




good 9 >$300 27 no problems with current credits new car $12 058,20 700-1400 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 48531 2 50120248714 <45000; 60000)




good 12 >$300 39 no previous credits new car $12 023,20 <140 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 49509 2 68111357435 <45000; 60000)




good 8 no balance 27 no problems with current credits new car $8 351,00 no savings > 8 years > 35 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 36173 2 76050552676 <30000; 45000)




good 5 no balance 36 paid back new car $8 120,00 no savings 1-5 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 32806 2 81061716658 <30000; 45000)




good 11 no balance 24 no previous credits other $4 916,80 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Train 19725 2 56022241274 <10000; 25 000)




good 10 no balance 18 no problems with current credits other $4 058,60 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 17056 2 64082428377 <10000; 25 000)




good 5 no balance 12 paid back other $2 793,00 <140 <1 year < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 12701 2 81082146218 <10000; 25 000)




bad 11 no balance 18 paid back other $1 237,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 10171 2 45020579356 <10000; 25 000)




bad 7 no running account 12 problematic running accounts other $975,80 no savings <1 year < 15 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 8020 2 42021695114 Pon. 10000




good 5 <= $300 15 no previous credits repair $2 667,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 13857 2 48091618173 <10000; 25 000)




bad 12 no balance 48 hesistant retraining $20 189,40 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented one skilled employee Train 83782 2 57080528538 Powyżej 60000




bad 12 no running account 45 hesistant retraining $16 542,40 no savings > 8 years 25-35 single male >8 years life insurance no further running credits free 2- 4 skilled employee Train 68171 2 59031774423 Powyżej 60000




good 7 no running account 30 hesistant retraining $11 300,80 >1400 <1 year 25-35 single male 5-8 years life insurance at other banks rented 5- 6 skilled employee Test 45780 2 41111479464 <45000; 60000)




good 11 no running account 27 paid back retraining $3 418,80 no savings > 8 years < 15 single male >8 years life insurance at department store rented 7 or more executive/self-employed Test 15693 2 56022075248 <10000; 25 000)




bad 9 no running account 36 problematic running accounts used car $3 844,40 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one skilled employee Train 17455 2 55091634388 <10000; 25 000)




good 11 no running account 18 no previous credits used car $3 722,60 700-1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 17617 2 70061633825 <10000; 25 000)




good 12 >$300 24 no previous credits used car $1 300,60 >1400 5-8 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Train 8223 2 52111367512 Pon. 10000




good 3 >$300 48 no previous credits furniture $14 310,80 >1400 5-8 years < 15 single male 5-8 years life insurance at department store rented one skilled employee Train 59406 1 84030127689 <45000; 60000)




bad 2 no running account 42 no previous credits furniture $5 551,00 no savings <1 year < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Test 24392 1 51062325843 <10000; 25 000)




bad 1 no running account 24 no previous credits furniture $2 552,20 no savings unemployed < 15 single male 1-5 years life insurance at department store rented one executive/self-employed Test 12754 1 86122282435 <10000; 25 000)




good 9 >$300 24 no previous credits furniture $2 172,80 no savings 5-8 years 15- 25 single male < 1 year life insurance at other banks rented one skilled employee Train 9140 1 69031172995 Pon. 10000




good 4 no running account 6 paid back furniture $473,20 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 12295 1 48081656548 <10000; 25 000)




good 7 >$300 36 no problems with current credits other $15 225,00 no savings > 8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 63322 1 79100763489 Powyżej 60000




bad 5 >$300 18 no previous credits other $9 465,40 >1400 1-5 years 25-35 single male >8 years life insurance at department store free 2- 4 skilled employee Test 40995 1 89040327127 <30000; 45000)




bad 12 >$300 24 no problems with current credits other $3 553,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 15650 1 66022454135 <10000; 25 000)




bad 8 no running account 12 hesistant other $1 514,80 no savings 1-5 years < 15 single male >8 years life insurance at other banks rented 2- 4 skilled employee Test 8169 1 89020319577 Pon. 10000




good 2 >$300 14 no problems with current credits other $1 122,80 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 10227 1 89041631762 <10000; 25 000)




bad 10 no running account 9 no previous credits other $915,60 no savings 1-5 years < 15 single male 5-8 years life insurance no further running credits rented one unskilled with permanant residence Test 11960 1 77011131543 <10000; 25 000)




good 8 no balance 24 no problems with current credits retraining $9 753,80 <140 5-8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 38616 1 53031994538 <30000; 45000)




bad 9 >$300 48 no previous credits retraining $6 781,60 no savings unemployed 15- 25 single male 1-5 years life insurance no further running credits free one executive/self-employed Test 30343 1 66021063597 <30000; 45000)




bad 11 >$300 12 paid back retraining $3 208,80 no savings unemployed < 15 single male 1-5 years life insurance at department store rented 2- 4 executive/self-employed Test 16452 1 56112575648 <10000; 25 000)




bad 4 no running account 36 no previous credits used car $4 824,40 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 22689 1 48102259911 <10000; 25 000)




good 7 no balance 9 no previous credits used car $2 842,00 >1400 5-8 years 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 13525 1 44060269243 <10000; 25 000)




bad 10 >$300 24 no previous credits furniture $5 069,40 <140 > 8 years 25-35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 23949 0 51091839274 <10000; 25 000)




good 6 >$300 24 no previous credits furniture $3 197,60 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 16107 0 66022691253 <10000; 25 000)




good 5 no balance 6 no previous credits furniture $1 495,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10567 0 84032817854 <10000; 25 000)




good 7 >$300 12 paid back furniture $1 366,40 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 7480 0 71050435878 Pon. 10000




good 2 >$300 30 paid back new car $10 634,40 >1400 > 8 years > 35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 47566 0 46092459267 <45000; 60000)




good 1 >$300 33 paid back new car $10 154,20 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 41341 0 81042079386 <30000; 45000)




good 6 >$300 21 no previous credits new car $7 347,20 >1400 1-5 years > 35 single male 5-8 years life insurance no further running credits rented one skilled employee Train 32716 0 75071042982 <30000; 45000)




good 4 >$300 15 no previous credits new car $4 240,60 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 18614 0 78090252837 <10000; 25 000)




good 8 >$300 24 no problems with current credits retraining $3 325,00 140-700 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 14257 0 49022845295 <10000; 25 000)




good 11 no balance 21 no previous credits used car $5 566,40 >1400 5-8 years 25-35 single male 5-8 years life insurance no further running credits rented one skilled employee Test 22480 0 44102445534 <10000; 25 000)




good 1 no balance 12 paid back used car $5 063,80 no savings > 8 years > 35 single male >8 years life insurance no further running credits free 5- 6 skilled employee Train 20161 0 71040161354 <10000; 25 000)




good 5 no balance 9 paid back used car $2 686,60 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits free one skilled employee Test 11556 0 44070234564 <10000; 25 000)




good 10 no running account 30 paid back new car $8 661,80 <140 5-8 years > 35 married/widowed male >8 years life insurance no further running credits free 2- 4 skilled employee Train 34458 10 76050771547 <30000; 45000)




good 10 >$300 12 no previous credits new car $3 423,00 >1400 <1 year 25-35 married/widowed male >8 years life insurance no further running credits free one skilled employee Test 15022 10 87020313439 <10000; 25 000)




bad 2 no running account 12 no previous credits other $1 260,00 >1400 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 10491 10 56091792625 <10000; 25 000)




good 8 no balance 6 no previous credits furniture $2 888,20 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits free one executive/self-employed Train 12954 9 55020738839 <10000; 25 000)




bad 7 no balance 36 no previous credits new car $13 157,20 no savings <1 year > 35 married/widowed male >8 years life insurance no further running credits free one executive/self-employed Train 57577 9 52060672926 <45000; 60000)




bad 9 no balance 24 no previous credits furniture $4 328,80 <140 <1 year 15- 25 married/widowed male 1-5 years life insurance no further running credits free one skilled employee Train 20639 8 49091946894 <10000; 25 000)




good 4 <= $300 12 no previous credits furniture $4 222,40 no savings 1-5 years 15- 25 married/widowed male < 1 year life insurance no further running credits rented one skilled employee Train 18104 8 72061468476 <10000; 25 000)




bad 10 no balance 12 no previous credits other $959,00 no savings 5-8 years 25-35 married/widowed male 5-8 years life insurance at other banks rented one unskilled with permanant residence Test 8406 8 41112445769 Pon. 10000




bad 5 no running account 24 no previous credits used car $4 194,40 >1400 1-5 years 25-35 married/widowed male >8 years life insurance no further running credits rented one skilled employee Test 17090 8 68111027546 <10000; 25 000)




bad 7 no balance 72 no previous credits furniture $7 833,00 <140 1-5 years 25-35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 33269 7 53111717236 <30000; 45000)




good 10 no balance 20 hesistant new car $8 607,20 <140 > 8 years 15- 25 married/widowed male >8 years life insurance at other banks rented 2- 4 skilled employee Train 35854 7 66041385876 <30000; 45000)




bad 5 no balance 30 paid back other $5 948,60 no savings unemployed < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 23923 6 66012633761 <10000; 25 000)




good 4 no running account 21 paid back other $2 242,80 no savings > 8 years < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 10914 6 76101754566 <10000; 25 000)




good 4 no balance 18 paid back retraining $5 026,00 no savings unemployed 15- 25 married/widowed male 5-8 years life insurance no further running credits rented 5- 6 unskilled with no permanant residence Train 23493 6 48110467426 <10000; 25 000)




bad 11 >$300 18 no problems with current credits retraining $3 036,60 no savings 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Train 12025 6 76041014577 <10000; 25 000)




good 6 no running account 12 problematic running accounts vacation $474,60 no savings > 8 years < 15 married/widowed male < 1 year life insurance at other banks rented one unskilled with permanant residence Test 10552 6 61092294462 <10000; 25 000)




good 4 >$300 24 paid back furniture $2 591,40 no savings 5-8 years < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 11341 5 85072789353 <10000; 25 000)




good 10 no running account 18 no previous credits furniture $2 710,40 >1400 5-8 years 25-35 married/widowed male >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Test 13022 4 68042227654 <10000; 25 000)




bad 6 no balance 30 paid back other $7 327,60 no savings unemployed < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 31937 4 85060271156 <30000; 45000)




good 7 no balance 36 no previous credits repair $5 195,40 >1400 1-5 years 25-35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Train 23866 4 89112348746 <10000; 25 000)




bad 2 no balance 18 paid back furniture $1 743,00 no savings 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 8571 3 40070258439 Pon. 10000




good 4 >$300 10 paid back used car $2 896,60 >1400 1-5 years 25-35 married/widowed male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 13500 3 43111976548 <10000; 25 000)




good 9 >$300 24 no previous credits vacation $1 311,80 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 11177 3 85050133343 <10000; 25 000)




good 10 >$300 6 hesistant furniture $596,40 no savings > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 10771 2 56071086278 <10000; 25 000)




good 4 no running account 24 no previous credits retraining $9 195,20 no savings 1-5 years 25-35 married/widowed male 1-5 years life insurance at department store rented one unskilled with permanant residence Test 38651 2 83110248225 <30000; 45000)




good 7 no balance 18 no previous credits new car $3 890,60 no savings 1-5 years > 35 married/widowed male 5-8 years life insurance no further running credits free one skilled employee Train 17084 1 50082023222 <10000; 25 000)




good 2 >$300 6 paid back other $2 912,00 140-700 1-5 years > 35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 14392 1 65100283533 <10000; 25 000)




good 11 >$300 24 no problems with current credits other $1 003,80 >1400 > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9105 0 54082096267 Pon. 10000




bad 4 >$300 24 no previous credits furniture $8 320,20 >1400 <1 year > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 33545 10 72061758582 <30000; 45000)




good 6 no running account 21 no previous credits furniture $4 699,80 700-1400 <1 year < 15 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 21681 10 79062158352 <10000; 25 000)




good 2 >$300 6 paid back other $506,80 <140 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 9072 10 88072336793 Pon. 10000




good 9 >$300 18 paid back furniture $3 365,60 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 13573 9 44081955295 <10000; 25 000)




good 11 >$300 12 no previous credits furniture $3 039,40 no savings <1 year 25-35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 12730 9 89112785682 <10000; 25 000)




good 9 >$300 24 no previous credits new car $4 883,20 <140 5-8 years 15- 25 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 23034 9 66080475684 <10000; 25 000)




good 4 no balance 48 hesistant other $11 701,20 140-700 <1 year > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 49575 9 61101766376 <45000; 60000)




bad 10 no balance 18 hesistant other $3 189,20 <140 <1 year 15- 25 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 16389 9 49062758533 <10000; 25 000)




good 5 >$300 24 paid back other $2 830,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 12773 9 72041675362 <10000; 25 000)




good 5 no balance 24 no problems with current credits other $2 751,00 >1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Train 11203 9 82030853662 <10000; 25 000)




good 6 >$300 11 paid back other $1 950,20 no savings <1 year < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 9058 9 82111635666 Pon. 10000




bad 9 no balance 9 no previous credits used car $1 342,60 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 10625 9 44091728781 <10000; 25 000)




good 10 no running account 24 no previous credits furniture $5 124,00 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 21379 8 49011086566 <10000; 25 000)




good 3 >$300 15 paid back furniture $2 042,60 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 11403 8 68040241763 <10000; 25 000)




bad 10 no running account 18 no previous credits other $1 366,40 no savings <1 year > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12781 8 44092721431 <10000; 25 000)




bad 1 no balance 12 no previous credits used car $1 331,40 <140 <1 year < 15 divorced/living apart/married female >8 years life insurance at other banks free 7 or more skilled employee Train 11102 8 41062519889 <10000; 25 000)




bad 3 no running account 42 no previous credits furniture $10 043,60 >1400 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one executive/self-employed Test 42272 7 69112028264 <30000; 45000)




good 7 >$300 24 no previous credits furniture $2 146,20 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance at department store rented one skilled employee Train 10042 7 83091245682 <10000; 25 000)




good 9 >$300 12 no previous credits furniture $2 090,20 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Test 8875 7 57090868462 Pon. 10000




good 6 >$300 6 paid back furniture $1 934,80 no savings 1-5 years > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 8391 7 73122265232 Pon. 10000




good 8 no running account 24 problematic running accounts new car $5 084,80 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance at other banks free one skilled employee Test 22099 7 73112373787 <10000; 25 000)




good 2 no running account 15 no previous credits other $3 515,40 no savings unemployed > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 17654 7 78090936217 <10000; 25 000)




good 7 no running account 15 no previous credits other $1 964,20 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 8069 7 87041683671 Pon. 10000




bad 7 no running account 48 problematic running accounts retraining $10 759,00 no savings 5-8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 46655 7 74051683853 <45000; 60000)




bad 11 no balance 48 no previous credits used car $13 944,00 no savings <1 year > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 58779 7 54011329852 <45000; 60000)




good 9 no running account 18 no previous credits used car $5 110,00 no savings <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 22678 7 51011742726 <10000; 25 000)




bad 8 >$300 12 no previous credits used car $1 572,20 140-700 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free one unskilled with permanant residence Train 9221 7 49122331369 Pon. 10000




good 2 >$300 30 paid back furniture $6 342,00 no savings 5-8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free one executive/self-employed Train 27747 6 58111192315 <25000; 30000)




good 6 >$300 15 no previous credits furniture $4 995,20 no savings > 8 years < 15 divorced/living apart/married female 1-5 years life insurance at other banks free one executive/self-employed Train 23261 6 46112672443 <10000; 25 000)




good 5 no balance 24 no previous credits furniture $2 753,80 no savings > 8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 13112 6 53041468567 <10000; 25 000)




good 6 no running account 6 paid back furniture $2 739,80 no savings 5-8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 14361 6 62112575655 <10000; 25 000)




good 8 >$300 18 paid back furniture $1 537,20 no savings unemployed < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 unskilled with no permanant residence Train 8363 6 88030433648 Pon. 10000




bad 9 no balance 24 no previous credits new car $16 184,00 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 executive/self-employed Train 64428 6 84112666668 Powyżej 60000




good 6 >$300 24 paid back new car $5 415,20 no savings > 8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 executive/self-employed Train 21453 6 88110854247 <10000; 25 000)




good 2 >$300 15 no previous credits new car $5 336,80 <140 <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 21038 6 89051985434 <10000; 25 000)




good 8 >$300 10 no previous credits other $1 909,60 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 7727 6 77081249383 Pon. 10000




bad 8 no running account 24 no previous credits other $1 281,00 >1400 > 8 years < 15 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 11694 6 63081141443 <10000; 25 000)




good 11 >$300 12 paid back repair $2 816,80 >1400 5-8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 12719 6 67012024747 <10000; 25 000)




good 9 >$300 24 paid back repair $2 697,80 >1400 1-5 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10512 6 86071849586 <10000; 25 000)




bad 7 no balance 30 hesistant retraining $5 992,00 <140 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 26397 6 78072166243 <25000; 30000)




good 6 <= $300 24 no previous credits used car $5 248,60 no savings <1 year 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 23912 6 75111661448 <10000; 25 000)




bad 10 no balance 30 no previous credits used car $4 817,40 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance at other banks free one skilled employee Test 20795 6 47091075253 <10000; 25 000)




bad 4 >$300 36 no previous credits used car $4 688,60 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one executive/self-employed Test 21572 6 65072114857 <10000; 25 000)




bad 7 >$300 9 no previous credits used car $2 772,00 no savings <1 year 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Test 14380 6 77112743435 <10000; 25 000)




good 6 no running account 12 no previous credits used car $2 601,20 no savings <1 year < 15 divorced/living apart/married female < 1 year life insurance no further running credits free one skilled employee Test 11442 6 65062057956 <10000; 25 000)




bad 9 no running account 12 no previous credits used car $1 794,80 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 10445 6 61010883825 <10000; 25 000)




good 1 no balance 24 no previous credits furniture $7 117,60 >1400 > 8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 29943 5 81101146554 <25000; 30000)




good 1 >$300 18 paid back furniture $3 133,20 no savings 1-5 years 25-35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 15388 5 57021346437 <10000; 25 000)




good 7 >$300 6 paid back furniture $2 175,60 no savings 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Train 9982 5 75110225936 Pon. 10000




bad 5 no running account 24 no previous credits furniture $1 794,80 <140 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 8346 5 66120259232 Pon. 10000




good 5 >$300 24 no previous credits new car $3 644,20 700-1400 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 16580 5 62121125355 <10000; 25 000)




good 9 no balance 48 no previous credits other $11 881,80 >1400 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 48902 5 65112842868 <45000; 60000)




good 4 >$300 21 no previous credits other $3 894,80 140-700 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one executive/self-employed Train 15907 5 60042514845 <10000; 25 000)




good 6 <= $300 18 no previous credits other $2 745,40 no savings > 8 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented one executive/self-employed Test 11206 5 59081635472 <10000; 25 000)




bad 10 no running account 36 no previous credits other $2 578,80 no savings <1 year < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 13472 5 59062052828 <10000; 25 000)




good 10 >$300 24 no previous credits other $2 135,00 700-1400 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Test 11218 5 48081776493 <10000; 25 000)




bad 6 no balance 12 no previous credits other $1 813,00 no savings <1 year 15- 25 divorced/living apart/married female < 1 year life insurance no further running credits free one skilled employee Train 9428 5 67100789482 Pon. 10000




bad 1 no running account 18 no previous credits other $1 702,40 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance no further running credits free one skilled employee Train 10283 5 84011738977 <10000; 25 000)




bad 4 no running account 15 no previous credits television $1 785,00 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free one skilled employee Train 7867 5 57032059292 Pon. 10000




good 3 >$300 15 paid back used car $3 903,20 no savings 5-8 years 25-35 divorced/living apart/married female 5-8 years life insurance at other banks rented 2- 4 skilled employee Train 18940 5 80121695534 <10000; 25 000)




good 9 >$300 12 paid back used car $1 962,80 140-700 5-8 years 15- 25 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 11594 5 74071226236 <10000; 25 000)




bad 8 no running account 18 no previous credits used car $1 583,40 no savings unemployed < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 6303 5 48100572371 Pon. 10000




good 4 >$300 36 paid back furniture $13 392,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance at department store rented 2- 4 skilled employee Test 53304 4 86070553267 <45000; 60000)




good 7 <= $300 12 no previous credits furniture $2 633,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits free one unskilled with permanant residence Test 14461 4 47082569555 <10000; 25 000)




good 6 <= $300 24 no previous credits furniture $1 761,20 140-700 1-5 years 15- 25 divorced/living apart/married female 5-8 years life insurance no further running credits rented one unskilled with permanant residence Train 8750 4 71021985882 Pon. 10000




good 7 no balance 18 no previous credits household appliances $5 420,80 no savings unemployed 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 21639 4 51041895759 <10000; 25 000)




bad 6 no balance 15 no previous credits other $3 683,40 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Test 14728 4 57092746615 <10000; 25 000)




good 4 <= $300 12 no problems with current credits other $3 145,80 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance at department store rented 2- 4 skilled employee Train 12136 4 47042872818 <10000; 25 000)




bad 9 no balance 24 no previous credits other $1 897,00 no savings <1 year 15- 25 divorced/living apart/married female >8 years life insurance no further running credits rented one unskilled with permanant residence Train 10823 4 75090844747 <10000; 25 000)




good 12 >$300 15 paid back repair $2 144,80 <140 1-5 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Train 9331 4 65012874168 Pon. 10000




good 1 >$300 33 no problems with current credits retraining $3 869,60 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 16043 4 55031518492 <10000; 25 000)




good 1 >$300 36 no problems with current credits used car $10 749,20 140-700 5-8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 45846 4 64060716667 <45000; 60000)




good 5 no balance 30 no previous credits furniture $4 187,40 >1400 > 8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 19407 3 56052716696 <10000; 25 000)




good 10 >$300 36 no previous credits furniture $3 351,60 >1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 17892 3 73071298441 <10000; 25 000)




bad 2 >$300 48 paid back new car $16 226,00 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 65612 3 46102466676 Powyżej 60000




bad 10 no balance 24 no previous credits new car $5 758,20 140-700 <1 year 15- 25 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 26454 3 66052023525 <25000; 30000)




good 11 <= $300 21 no previous credits other $4 092,20 <140 1-5 years > 35 divorced/living apart/married female < 1 year life insurance at other banks rented one executive/self-employed Train 16023 3 71060177436 <10000; 25 000)




good 6 no running account 18 no problems with current credits repair $11 859,40 >1400 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Test 49062 3 89041223433 <45000; 60000)




bad 6 no balance 9 paid back repair $2 101,40 no savings > 8 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 executive/self-employed Test 10462 3 65100144133 <10000; 25 000)




good 5 no balance 30 hesistant retraining $5 909,40 no savings 1-5 years 25-35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 26814 3 75051344132 <25000; 30000)




bad 3 no balance 24 paid back used car $6 630,40 no savings <1 year 25-35 divorced/living apart/married female >8 years life insurance at other banks rented one unskilled with permanant residence Train 30053 3 63041765527 <30000; 45000)




good 4 no balance 18 hesistant used car $4 541,60 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance at other banks rented 2- 4 skilled employee Test 19916 3 62110428493 <10000; 25 000)




bad 7 no running account 48 no previous credits furniture $9 461,20 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 40138 2 46061424652 <30000; 45000)




good 8 >$300 30 paid back furniture $8 079,40 no savings 5-8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 36286 2 45022575351 <30000; 45000)




good 10 no running account 18 no previous credits furniture $3 344,60 no savings <1 year < 15 divorced/living apart/married female < 1 year life insurance at department store rented one skilled employee Test 16747 2 64091673799 <10000; 25 000)




bad 7 no running account 18 no previous credits furniture $2 634,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years life insurance at other banks free 2- 4 skilled employee Train 10698 2 44092552267 <10000; 25 000)




good 4 no balance 30 no previous credits furniture $2 401,00 >1400 1-5 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 11557 2 47051486212 <10000; 25 000)




good 2 no balance 12 no previous credits furniture $2 193,80 no savings 1-5 years > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Test 10185 2 63102355333 <10000; 25 000)




good 7 >$300 12 no previous credits furniture $1 240,40 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 11071 2 50082683132 <10000; 25 000)




good 11 >$300 12 no previous credits new car $6 545,00 >1400 <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 27441 2 62022355777 <25000; 30000)




good 6 >$300 15 paid back other $7 063,00 >1400 > 8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 30575 2 78022698176 <30000; 45000)




good 10 no balance 11 paid back other $1 850,80 700-1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 9165 2 54041561961 Pon. 10000




good 3 >$300 9 no previous credits retraining $2 028,60 no savings 5-8 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10516 2 54031357236 <10000; 25 000)




good 5 <= $300 12 no previous credits used car $3 151,40 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12788 2 64040232856 <10000; 25 000)




good 10 >$300 30 paid back furniture $3 963,40 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 15331 1 83051224523 <10000; 25 000)




bad 8 no balance 9 no previous credits furniture $2 338,00 no savings <1 year < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 9373 1 63031393677 Pon. 10000




bad 10 no running account 24 no problems with current credits furniture $2 322,60 no savings <1 year < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free one unskilled with permanant residence Test 10301 1 68030867823 <10000; 25 000)




good 4 no running account 24 no previous credits furniture $2 244,20 no savings > 8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 12026 1 69071246587 <10000; 25 000)




good 12 no running account 12 no previous credits furniture $2 097,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year life insurance at other banks rented one skilled employee Train 8657 1 62022584578 Pon. 10000




good 9 >$300 24 no previous credits furniture $1 926,40 140-700 5-8 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 9772 1 51080972475 Pon. 10000




bad 7 no running account 24 no previous credits other $2 018,80 no savings 5-8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Train 11616 1 48100262852 <10000; 25 000)




bad 6 >$300 36 no previous credits used car $15 363,60 no savings unemployed < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 62953 1 53010323358 Powyżej 60000




bad 5 no balance 48 paid back used car $7 134,40 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits rented one executive/self-employed Train 30852 1 59061468872 <30000; 45000)




bad 8 no running account 33 paid back used car $5 993,40 140-700 1-5 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 24349 1 45031445394 <10000; 25 000)




bad 2 no balance 36 hesistant furniture $5 325,60 no savings 1-5 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 24030 0 59021969887 <10000; 25 000)




good 11 >$300 15 no previous credits other $4 460,40 700-1400 5-8 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits free one skilled employee Train 18740 0 62041444314 <10000; 25 000)




good 3 >$300 12 paid back other $954,80 <140 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 7083 0 53100798814 Pon. 10000




good 5 no running account 21 no previous credits used car $5 038,60 no savings 5-8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits free one unskilled with permanant residence Train 21007 0 77111686586 <10000; 25 000)




good 7 >$300 15 no previous credits used car $3 109,40 140-700 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 14493 0 48050855369 <10000; 25 000)




good 10 no balance 10 no previous credits used car $2 129,40 no savings 1-5 years < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12601 9 61110453662 <10000; 25 000)




good 6 >$300 48 paid back retraining $10 680,60 >1400 > 8 years < 15 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 executive/self-employed Train 46042 8 90032099644 <45000; 60000)




good 1 no balance 24 paid back other $5 429,20 <140 <1 year < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one skilled employee Test 26117 7 52021048775 <25000; 30000)




good 2 no running account 36 no previous credits business $22 199,80 no savings unemployed 25-35 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 92699 6 42111355415 Powyżej 60000




bad 11 no balance 36 paid back other $3 948,00 no savings <1 year < 15 divorced/living apart male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 16297 6 64042544263 <10000; 25 000)




bad 4 <= $300 21 paid back repair $3 246,60 no savings <1 year 25-35 divorced/living apart male < 1 year life insurance no further running credits free one skilled employee Test 12961 6 73021767632 <10000; 25 000)




good 7 no running account 12 no previous credits used car $3 607,80 no savings 1-5 years 25-35 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 16334 6 60102623742 <10000; 25 000)




bad 4 no running account 36 no previous credits furniture $3 222,80 no savings 1-5 years < 15 divorced/living apart male >8 years life insurance no further running credits free one skilled employee Train 13777 5 82080147836 <10000; 25 000)




bad 8 >$300 36 no problems with current credits retraining $13 400,80 no savings <1 year > 35 divorced/living apart male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 54428 5 78110429263 <45000; 60000)




good 3 >$300 18 paid back used car $5 292,00 no savings <1 year 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 22241 5 42031085662 <10000; 25 000)




good 7 no balance 12 paid back other $3 312,40 140-700 5-8 years 15- 25 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 16289 4 74060544372 <10000; 25 000)




bad 12 no balance 21 no previous credits retraining $3 873,80 <140 > 8 years < 15 divorced/living apart male 1-5 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 17580 4 43011074276 <10000; 25 000)




bad 10 no running account 12 no previous credits other $1 920,80 no savings 5-8 years 25-35 divorced/living apart male 5-8 years life insurance no further running credits rented one skilled employee Train 8680 3 63102548564 Pon. 10000




bad 10 no balance 24 no previous credits used car $5 679,80 no savings 5-8 years 15- 25 divorced/living apart male 5-8 years life insurance no further running credits rented one skilled employee Train 23563 3 79042557266 <10000; 25 000)




good 1 >$300 24 no previous credits furniture $4 529,00 140-700 > 8 years 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19610 2 60071144733 <10000; 25 000)




good 10 no balance 12 no previous credits furniture $1 621,20 140-700 1-5 years 15- 25 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 9370 2 64030754469 Pon. 10000




good 10 <= $300 6 paid back other $1 852,20 <140 > 8 years 25-35 divorced/living apart male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 8857 0 44092361677 Pon. 10000




good 11 no balance 6 no problems with current credits retraining $2 028,60 <140 > 8 years > 35 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 10671 0 78050362267 <10000; 25 000)




good 9 no running account 10 no previous credits furniture $3 241,00 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 15390 10 64100557752 <10000; 25 000)




good 7 no balance 15 no previous credits household appliances $2 119,60 <140 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 13150 10 48080833492 <10000; 25 000)




good 12 no balance 12 paid back other $4 373,60 no savings <1 year > 35 single male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 19032 10 45052512865 <10000; 25 000)




good 3 <= $300 6 paid back other $1 880,20 no savings > 8 years > 35 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 12198 10 86111587882 <10000; 25 000)




good 3 <= $300 6 paid back other $1 818,60 no savings 1-5 years > 35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with no permanant residence Test 9321 10 62020781889 Pon. 10000




bad 4 no balance 18 paid back other $1 478,40 no savings > 8 years 15- 25 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 11700 10 71072091587 <10000; 25 000)




good 3 no running account 24 problematic running accounts used car $3 476,20 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16286 10 73032246872 <10000; 25 000)




good 6 no balance 12 hesistant vacation $1 974,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 7607 10 78050973437 Pon. 10000




good 9 no running account 24 no previous credits furniture $3 337,60 no savings > 8 years < 15 single male >8 years no assets at other banks free one unskilled with permanant residence Train 15677 9 63041926664 <10000; 25 000)




good 4 >$300 12 paid back furniture $3 263,40 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one skilled employee Train 14141 9 59052372354 <10000; 25 000)




good 7 >$300 4 paid back furniture $2 104,20 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 11680 9 51112051749 <10000; 25 000)




good 2 no balance 18 no previous credits other $8 764,00 no savings 5-8 years 15- 25 single male 5-8 years no assets no further running credits free one unskilled with permanant residence Train 35507 9 86061138775 <30000; 45000)




good 5 no running account 21 no previous credits other $5 268,20 >1400 5-8 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 22687 9 62111545267 <10000; 25 000)




good 6 >$300 9 no previous credits other $5 007,80 <140 1-5 years > 35 single male 1-5 years no assets no further running credits free one skilled employee Train 23256 9 60092271158 <10000; 25 000)




good 9 >$300 10 no previous credits other $2 164,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11307 9 78051943255 <10000; 25 000)




good 11 >$300 12 paid back other $1 757,00 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10089 9 70050323391 <10000; 25 000)




good 7 >$300 9 paid back other $1 713,60 no savings 1-5 years 15- 25 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 12777 9 68062577829 <10000; 25 000)




good 4 >$300 12 paid back other $1 628,20 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 5984 9 47051572745 Pon. 10000




good 3 no balance 18 no previous credits retraining $6 214,60 no savings > 8 years > 35 single male < 1 year no assets at other banks rented one executive/self-employed Train 25267 9 41032625636 <25000; 30000)




good 7 >$300 24 paid back used car $5 287,80 700-1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 24407 9 67042755567 <10000; 25 000)




good 10 no balance 36 paid back furniture $3 271,80 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 16309 8 58071975923 <10000; 25 000)




bad 5 no running account 24 no previous credits furniture $2 781,80 no savings 1-5 years 25-35 single male >8 years no assets no further running credits free one unskilled with permanant residence Test 14415 8 77010267235 <10000; 25 000)




good 4 >$300 18 paid back furniture $1 608,60 700-1400 1-5 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 8565 8 79111466131 Pon. 10000




good 7 >$300 12 paid back furniture $1 302,00 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 7 or more skilled employee Test 7742 8 85101286586 Pon. 10000




good 3 no running account 15 no previous credits other $2 409,40 no savings <1 year 25-35 single male 5-8 years no assets no further running credits rented one skilled employee Test 10817 8 59051335484 <10000; 25 000)




bad 10 <= $300 24 paid back other $1 881,60 >1400 5-8 years < 15 single male 1-5 years no assets at other banks rented 2- 4 unskilled with permanant residence Train 9535 8 44081331862 Pon. 10000




bad 2 no running account 24 no problems with current credits other $1 866,20 no savings unemployed < 15 single male 1-5 years no assets no further running credits owned 2- 4 skilled employee Train 10754 8 68011867623 <10000; 25 000)




good 7 <= $300 12 no previous credits other $1 862,00 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 9309 8 75082186522 Pon. 10000




good 4 no balance 12 paid back other $1 341,20 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 8344 8 65071131436 Pon. 10000




good 8 no running account 6 no previous credits other $926,80 no savings <1 year 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 11142 8 56050348619 <10000; 25 000)




bad 2 no balance 24 hesistant retraining $5 937,40 no savings 1-5 years > 35 single male >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Train 26809 8 83040545342 <25000; 30000)




bad 11 <= $300 30 no problems with current credits retraining $2 671,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one executive/self-employed Train 10324 8 88071666183 <10000; 25 000)




good 1 >$300 24 no previous credits retraining $1 761,20 no savings 5-8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 9591 8 51122173843 Pon. 10000




good 9 >$300 12 no previous credits used car $2 475,20 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 10611 8 54060678162 <10000; 25 000)




good 4 no balance 60 no problems with current credits furniture $10 385,20 >1400 1-5 years > 35 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 42910 7 78060424463 <30000; 45000)




good 10 no balance 7 no previous credits furniture $3 381,00 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 18079 7 49082347767 <10000; 25 000)




good 4 no balance 12 no previous credits furniture $1 544,20 no savings 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 6243 7 64081428328 Pon. 10000




good 8 >$300 12 paid back furniture $1 003,80 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 9309 7 62071277924 Pon. 10000




good 9 no running account 6 paid back other $5 146,40 no savings 1-5 years > 35 single male 5-8 years no assets no further running credits free 5- 6 skilled employee Train 22030 7 84081487271 <10000; 25 000)




good 11 >$300 5 no previous credits retraining $4 827,20 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 22297 7 48111723332 <10000; 25 000)




good 5 >$300 21 no previous credits used car $3 137,40 no savings > 8 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14408 7 79010851264 <10000; 25 000)




good 2 no running account 6 no previous credits used car $1 923,60 no savings 1-5 years > 35 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Train 8884 7 71111267488 Pon. 10000




good 8 >$300 24 paid back furniture $4 020,80 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Train 16622 6 48071939687 <10000; 25 000)




good 3 >$300 9 no previous credits furniture $3 775,80 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Test 20669 6 52051556895 <10000; 25 000)




good 2 >$300 24 paid back furniture $3 757,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 15756 6 87012772873 <10000; 25 000)




good 10 >$300 4 paid back furniture $2 161,60 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 10858 6 73050956128 <10000; 25 000)




good 11 no balance 8 no previous credits furniture $1 979,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9231 6 51041371764 Pon. 10000




good 9 no running account 6 paid back furniture $1 636,60 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 9729 6 70101349463 Pon. 10000




good 2 no running account 9 paid back furniture $1 593,20 no savings 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8945 6 48011475817 Pon. 10000




good 4 no running account 12 no previous credits furniture $1 549,80 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free one executive/self-employed Test 7765 6 78110887796 Pon. 10000




bad 7 no balance 12 no previous credits furniture $1 072,40 140-700 1-5 years < 15 single male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 12856 6 43051041676 <10000; 25 000)




good 4 >$300 21 no problems with current credits new car $4 190,20 no savings 1-5 years 15- 25 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Train 17500 6 76091669596 <10000; 25 000)




good 4 >$300 10 no previous credits new car $3 987,20 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Train 18682 6 75051495924 <10000; 25 000)




good 8 >$300 21 no previous credits new car $3 466,40 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented one executive/self-employed Train 17668 6 74051656558 <10000; 25 000)




good 9 >$300 24 no previous credits other $1 950,20 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10024 6 64081889351 <10000; 25 000)




bad 9 no running account 12 no previous credits other $1 062,60 no savings 5-8 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Test 10316 6 73040973346 <10000; 25 000)




good 4 >$300 12 paid back used car $2 709,00 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 13271 6 85021968756 <10000; 25 000)




good 10 >$300 12 no previous credits used car $2 203,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9049 6 53040391749 Pon. 10000




bad 6 no balance 48 no previous credits furniture $4 284,00 no savings 5-8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 19977 5 73102373435 <10000; 25 000)




good 5 no running account 6 no previous credits furniture $3 705,80 140-700 1-5 years 25-35 single male 5-8 years no assets no further running credits free one skilled employee Test 14881 5 54020645266 <10000; 25 000)




good 10 >$300 18 no previous credits furniture $2 871,40 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 12079 5 47050418565 <10000; 25 000)




good 3 >$300 12 paid back furniture $2 317,00 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10502 5 80110224536 <10000; 25 000)




good 7 no balance 15 paid back furniture $2 151,80 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 11947 5 56050775551 <10000; 25 000)




good 7 >$300 24 no previous credits furniture $1 789,20 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented one executive/self-employed Train 12169 5 87010457756 <10000; 25 000)




good 5 no balance 13 paid back furniture $1 234,80 no savings <1 year < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 11104 5 68092063363 <10000; 25 000)




good 8 no balance 18 no problems with current credits household appliances $8 685,60 no savings 1-5 years 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Test 37896 5 88052522159 <30000; 45000)




good 1 no balance 30 paid back other $3 053,40 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 15113 5 83072319658 <10000; 25 000)




good 1 no running account 12 paid back other $2 970,80 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 14941 5 83042279157 <10000; 25 000)




good 3 >$300 24 paid back other $2 716,00 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Test 13042 5 74051242424 <10000; 25 000)




good 10 >$300 4 paid back other $2 037,00 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 9667 5 67031987383 Pon. 10000




good 3 no running account 6 paid back other $1 905,40 no savings <1 year 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 9589 5 85022076534 Pon. 10000




good 4 no running account 8 paid back other $998,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10197 5 87020723918 <10000; 25 000)




good 8 >$300 12 paid back repair $2 934,40 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 12188 5 64032255759 <10000; 25 000)




good 4 >$300 6 no problems with current credits retraining $2 440,20 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 12434 5 46020216815 <10000; 25 000)




bad 9 >$300 10 no previous credits used car $3 094,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 15397 5 77102276378 <10000; 25 000)




good 7 no running account 9 no previous credits used car $2 990,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 12770 5 53021182562 <10000; 25 000)




bad 5 no balance 18 paid back used car $2 699,20 no savings <1 year 25-35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 11921 5 74012617863 <10000; 25 000)




good 10 no running account 12 no previous credits used car $2 319,80 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10978 5 47090824923 <10000; 25 000)




good 2 no running account 9 no previous credits furniture $1 909,60 no savings 5-8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 9405 4 73030541774 Pon. 10000




bad 7 no running account 12 no previous credits furniture $992,60 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 8105 4 48051734445 Pon. 10000




good 2 no running account 11 paid back other $5 467,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 21738 4 76112755427 <10000; 25 000)




bad 1 no running account 24 no previous credits other $3 224,20 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 12999 4 75021725253 <10000; 25 000)




good 2 no balance 9 no previous credits other $2 168,60 >1400 <1 year < 15 single male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Train 8879 4 60070982544 Pon. 10000




good 7 no running account 12 no problems with current credits other $1 881,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 9611 4 57022077433 Pon. 10000




good 7 >$300 6 problematic running accounts other $1 096,20 >1400 1-5 years > 35 single male 1-5 years no assets at department store rented one unskilled with permanant residence Train 11838 4 88111479512 <10000; 25 000)




good 8 no running account 24 problematic running accounts used car $3 959,20 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16823 4 54111116658 <10000; 25 000)




good 9 <= $300 24 no previous credits used car $2 695,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12046 4 51032775634 <10000; 25 000)




good 4 >$300 6 paid back furniture $2 657,20 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 13425 3 51102482914 <10000; 25 000)




good 8 no balance 9 no previous credits furniture $641,20 no savings 1-5 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 8850 3 62030884168 Pon. 10000




good 10 no running account 6 paid back other $6 602,40 >1400 <1 year > 35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 30022 3 41111189863 <30000; 45000)




good 12 no running account 10 paid back other $3 137,40 no savings <1 year > 35 single male 5-8 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 15695 3 65081017746 <10000; 25 000)




good 9 >$300 10 no previous credits other $1 985,20 <140 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 9383 3 77102667782 Pon. 10000




good 8 >$300 36 paid back retraining $8 825,60 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 38753 3 84111946666 <30000; 45000)




good 7 >$300 24 paid back retraining $6 336,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one executive/self-employed Train 27786 3 79062445615 <25000; 30000)




good 3 no running account 24 paid back retraining $1 934,80 <140 5-8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 10306 3 51032658469 <10000; 25 000)




good 5 >$300 42 paid back used car $5 657,40 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 25826 3 77050956554 <25000; 30000)




bad 8 <= $300 18 no previous credits used car $4 009,60 no savings 1-5 years 25-35 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 18428 3 59041786672 <10000; 25 000)




good 10 >$300 21 no problems with current credits used car $2 227,40 <140 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 executive/self-employed Train 11324 3 84042676928 <10000; 25 000)




good 5 <= $300 36 no previous credits furniture $5 486,60 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 22317 2 74060223268 <10000; 25 000)




good 4 no balance 15 paid back furniture $3 819,20 >1400 5-8 years < 15 single male 1-5 years no assets at other banks rented 5- 6 skilled employee Train 16668 2 46081768667 <10000; 25 000)




good 7 no balance 7 no previous credits furniture $3 606,40 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 16653 2 43021576513 <10000; 25 000)




bad 3 <= $300 18 no previous credits furniture $2 940,00 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 14130 2 44032065931 <10000; 25 000)




good 8 no balance 10 problematic running accounts furniture $1 467,20 no savings 1-5 years < 15 single male >8 years no assets at department store rented one unskilled with permanant residence Test 8621 2 83021088236 Pon. 10000




good 10 >$300 12 no previous credits furniture $989,80 no savings 1-5 years < 15 single male 1-5 years no assets at other banks rented 2- 4 skilled employee Test 11530 2 44032848439 <10000; 25 000)




good 6 >$300 12 paid back furniture $865,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 14682 2 86030875162 <10000; 25 000)




good 2 no running account 9 paid back household appliances $1 803,20 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 9107 2 44032273376 Pon. 10000




good 10 >$300 24 paid back new car $8 125,60 700-1400 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 35325 2 56070659294 <30000; 45000)




good 2 no running account 12 paid back new car $1 972,60 no savings > 8 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 7712 2 85020718736 Pon. 10000




bad 9 no running account 12 no previous credits other $3 610,60 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 15956 2 67021078483 <10000; 25 000)




bad 11 no balance 24 no previous credits other $1 744,40 no savings <1 year < 15 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Train 10568 2 76081521136 <10000; 25 000)




good 9 no running account 21 paid back other $799,40 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10281 2 52102836619 <10000; 25 000)




bad 6 no balance 39 paid back furniture $6 906,20 no savings 5-8 years 25-35 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 29321 1 44072246873 <25000; 30000)




good 11 >$300 9 paid back furniture $4 303,60 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 17517 1 43041428554 <10000; 25 000)




good 8 no balance 9 no previous credits furniture $2 965,20 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 12830 1 87022427417 <10000; 25 000)




good 3 no balance 9 paid back furniture $1 615,60 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Test 7005 1 73052038286 Pon. 10000




bad 1 no running account 12 hesistant household appliances $1 551,20 no savings 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 8988 1 54070292778 Pon. 10000




good 10 no running account 11 paid back other $5 514,60 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 23026 1 47100986737 <10000; 25 000)




good 2 no running account 8 paid back other $4 757,20 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 21069 1 75082234828 <10000; 25 000)




good 9 no running account 9 paid back other $3 918,60 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 17350 1 82061573334 <10000; 25 000)




good 2 <= $300 4 no previous credits other $2 091,60 >1400 <1 year > 35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 9058 1 59062666973 Pon. 10000




good 11 no balance 12 no previous credits other $1 845,20 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 9548 1 81102882237 Pon. 10000




good 5 >$300 10 paid back other $1 723,40 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 7422 1 81062554435 Pon. 10000




good 8 >$300 9 no previous credits repair $5 364,80 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 24559 1 47072555721 <10000; 25 000)




good 4 >$300 24 no problems with current credits retraining $4 169,20 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 20348 1 44081273431 <10000; 25 000)




bad 8 >$300 21 no problems with current credits retraining $3 612,00 140-700 <1 year < 15 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Test 15826 1 82091632438 <10000; 25 000)




good 3 no balance 12 no previous credits retraining $1 451,80 <140 5-8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 8052 1 67072453526 Pon. 10000




good 11 >$300 27 paid back used car $6 336,40 700-1400 <1 year < 15 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Test 27750 1 57112445245 <25000; 30000)




good 2 >$300 18 no previous credits used car $3 521,00 no savings 1-5 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 14140 1 79092762635 <10000; 25 000)




good 5 <= $300 6 no previous credits used car $2 962,40 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12149 1 63040585888 <10000; 25 000)




good 7 >$300 48 paid back furniture $5 009,20 >1400 > 8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 20319 0 77041034124 <10000; 25 000)




good 6 >$300 28 problematic running accounts new car $10 953,60 >1400 <1 year 15- 25 single male >8 years no assets at other banks free 2- 4 skilled employee Train 47018 0 80081247634 <45000; 60000)




good 12 >$300 36 no previous credits other $4 310,60 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 18604 0 59051384328 <10000; 25 000)




good 8 >$300 12 paid back other $2 093,00 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8367 0 77022775425 Pon. 10000




good 3 no balance 6 no previous credits furniture $677,60 no savings 5-8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented one unskilled with permanant residence Train 9046 10 49101488728 Pon. 10000




good 3 >$300 6 no previous credits furniture $2 951,20 no savings 5-8 years 25-35 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 11248 9 78060926366 <10000; 25 000)




bad 8 no balance 12 no previous credits furniture $2 147,60 no savings <1 year > 35 married/widowed male < 1 year no assets no further running credits free one skilled employee Train 9542 9 44081047641 Pon. 10000




good 7 <= $300 12 no previous credits furniture $1 815,80 no savings 1-5 years 15- 25 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8117 9 64010455658 Pon. 10000




good 2 no running account 12 no previous credits furniture $981,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11441 9 45121943943 <10000; 25 000)




good 7 no running account 12 no previous credits furniture $2 352,00 140-700 > 8 years 15- 25 married/widowed male < 1 year no assets no further running credits rented one skilled employee Test 11324 8 80111637433 <10000; 25 000)




good 4 no balance 18 no previous credits furniture $1 821,40 no savings > 8 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 8404 8 72091592627 Pon. 10000




good 8 no running account 12 no previous credits other $1 635,20 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 6839 8 61061927326 Pon. 10000




bad 9 no running account 48 no previous credits furniture $9 798,60 no savings 5-8 years > 35 married/widowed male < 1 year no assets no further running credits rented 2- 4 skilled employee Test 40724 7 47112273185 <30000; 45000)




bad 2 no balance 12 no previous credits furniture $2 077,60 >1400 1-5 years 25-35 married/widowed male < 1 year no assets no further running credits rented one skilled employee Train 9387 7 54042037862 Pon. 10000




good 3 >$300 18 no previous credits furniture $2 062,20 no savings <1 year 15- 25 married/widowed male >8 years no assets no further running credits rented one skilled employee Test 7893 7 83021313867 Pon. 10000




good 10 >$300 15 no previous credits furniture $1 940,40 >1400 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 8021 7 44112086428 Pon. 10000




good 4 no balance 18 no previous credits furniture $1 212,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 10232 7 66071777333 <10000; 25 000)




good 2 >$300 12 no previous credits furniture $1 086,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9256 7 73031284389 Pon. 10000




good 6 no balance 12 no previous credits other $1 409,80 700-1400 1-5 years < 15 married/widowed male < 1 year no assets no further running credits rented one skilled employee Train 9163 7 72111493437 Pon. 10000




bad 6 <= $300 12 paid back other $1 314,60 140-700 5-8 years < 15 married/widowed male 1-5 years no assets no further running credits rented 5- 6 skilled employee Train 9310 7 60071758669 Pon. 10000




good 11 >$300 12 no previous credits retraining $1 506,40 no savings 1-5 years 25-35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 8117 7 70051388869 Pon. 10000




good 3 no balance 12 no previous credits furniture $1 617,00 no savings > 8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 9051 6 67050666366 Pon. 10000




bad 9 no running account 24 no problems with current credits furniture $1 433,60 no savings <1 year < 15 married/widowed male >8 years no assets at department store rented one skilled employee Train 13328 6 86070526558 <10000; 25 000)




good 3 no balance 12 no previous credits furniture $875,00 no savings <1 year < 15 married/widowed male < 1 year no assets at other banks rented one unskilled with permanant residence Test 10548 6 64111459932 <10000; 25 000)




good 2 no balance 6 no previous credits furniture $826,00 no savings <1 year 15- 25 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 11378 6 62051538568 <10000; 25 000)




bad 10 no running account 18 no previous credits television $1 703,80 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 7841 6 44061783668 Pon. 10000




bad 8 no running account 18 no previous credits furniture $1 883,00 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one skilled employee Train 9572 5 46111578816 Pon. 10000




good 12 >$300 12 no problems with current credits new car $2 104,20 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8534 5 53042771485 Pon. 10000




good 10 >$300 24 no previous credits other $2 056,60 <140 > 8 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8871 5 74102355236 Pon. 10000




good 5 >$300 24 no previous credits other $1 748,60 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 9742 5 85080832247 Pon. 10000




good 9 <= $300 6 no previous credits other $992,60 700-1400 <1 year 25-35 married/widowed male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Test 7228 5 65110961557 Pon. 10000




good 7 no balance 18 no previous credits retraining $2 678,20 700-1400 <1 year 15- 25 married/widowed male 5-8 years no assets at other banks rented one skilled employee Train 15397 5 88020525997 <10000; 25 000)




good 12 no balance 18 paid back retraining $2 641,80 >1400 1-5 years < 15 married/widowed male >8 years no assets at other banks rented 2- 4 skilled employee Test 12429 5 60120758311 <10000; 25 000)




good 8 no balance 18 no previous credits furniture $4 498,20 140-700 <1 year > 35 married/widowed male 5-8 years no assets no further running credits free one skilled employee Train 19811 4 46050872842 <10000; 25 000)




good 10 >$300 6 paid back furniture $2 436,00 no savings > 8 years 25-35 married/widowed male 1-5 years no assets no further running credits free 2- 4 skilled employee Test 10317 4 87030988854 <10000; 25 000)




good 9 no balance 12 no problems with current credits furniture $819,00 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free 2- 4 skilled employee Train 10748 4 82031894869 <10000; 25 000)




good 1 no balance 8 no previous credits retraining $1 269,80 no savings <1 year 15- 25 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10651 4 71051725341 <10000; 25 000)




good 10 >$300 18 no problems with current credits furniture $3 248,00 no savings unemployed 25-35 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14347 2 48060545158 <10000; 25 000)




good 5 >$300 12 no previous credits other $1 541,40 no savings 1-5 years 15- 25 married/widowed male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 8558 2 85021621344 Pon. 10000




good 4 no balance 14 no previous credits retraining $1 974,00 140-700 > 8 years > 35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10222 2 66012638935 <10000; 25 000)




good 1 >$300 24 paid back furniture $3 655,40 no savings > 8 years < 15 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14795 1 84102597486 <10000; 25 000)




good 3 no running account 15 no previous credits furniture $1 474,20 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9843 1 72121452792 Pon. 10000




good 11 >$300 6 no previous credits household appliances $924,00 140-700 5-8 years 25-35 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Test 9955 1 58081876837 Pon. 10000




good 8 >$300 24 no previous credits other $2 063,60 <140 <1 year < 15 married/widowed male 5-8 years no assets no further running credits rented one skilled employee Train 9663 1 75041779424 Pon. 10000




good 4 no balance 9 no previous credits other $386,40 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8826 1 57071046652 Pon. 10000




good 3 no balance 9 no previous credits retraining $1 947,40 no savings 1-5 years 25-35 married/widowed male < 1 year no assets at other banks rented one skilled employee Train 10185 1 81071287854 <10000; 25 000)




good 6 >$300 15 no problems with current credits furniture $2 069,20 no savings 1-5 years < 15 married/widowed male 5-8 years no assets at other banks rented 2- 4 skilled employee Test 9227 0 66070658467 Pon. 10000




good 11 >$300 60 no previous credits furniture $14 201,60 <140 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 59633 10 43061232788 <45000; 60000)




bad 9 no balance 48 no previous credits furniture $8 331,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 34610 10 87112177579 <30000; 45000)




good 3 no balance 18 paid back furniture $2 513,00 no savings > 8 years 15- 25 divorced/living apart/married female >8 years no assets at other banks free 2- 4 unskilled with permanant residence Train 13595 10 56031565467 <10000; 25 000)




good 2 >$300 12 paid back furniture $1 736,00 >1400 > 8 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 9179 10 62032124475 Pon. 10000




good 6 no balance 6 no previous credits furniture $1 054,20 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years no assets no further running credits rented one skilled employee Train 11807 10 63070992514 <10000; 25 000)




good 4 >$300 12 paid back retraining $1 659,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 6240 10 86091482287 Pon. 10000




good 6 >$300 4 no previous credits used car $841,40 no savings <1 year > 35 divorced/living apart/married female 5-8 years no assets no further running credits free one unskilled with permanant residence Train 10757 10 76032386761 <10000; 25 000)




good 8 >$300 36 no previous credits furniture $5 369,00 >1400 > 8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 24253 9 89061437416 <10000; 25 000)




good 5 no balance 7 no previous credits furniture $3 260,60 no savings <1 year > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 12931 9 85030445923 <10000; 25 000)




good 6 >$300 18 no previous credits furniture $1 576,40 >1400 <1 year < 15 divorced/living apart/married female 1-5 years no assets no further running credits free one skilled employee Train 9257 9 60012116748 Pon. 10000




bad 6 no balance 15 hesistant other $2 489,20 no savings <1 year 25-35 divorced/living apart/married female < 1 year no assets no further running credits free 2- 4 unskilled with no permanant residence Train 10823 9 88060488325 <10000; 25 000)




good 11 >$300 21 no previous credits retraining $2 200,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years no assets at other banks rented one unskilled with permanant residence Test 10668 9 88052038194 <10000; 25 000)




bad 11 <= $300 12 problematic running accounts retraining $852,60 no savings <1 year < 15 divorced/living apart/married female < 1 year no assets at other banks rented one unskilled with no permanant residence Train 9931 9 43081964422 Pon. 10000




bad 6 no running account 30 no previous credits used car $3 368,40 no savings 5-8 years < 15 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 17375 9 62040129537 <10000; 25 000)




bad 9 no balance 18 no previous credits used car $2 693,60 >1400 <1 year < 15 divorced/living apart/married female 5-8 years no assets no further running credits free one skilled employee Test 13817 9 61101543876 <10000; 25 000)




good 7 <= $300 12 no previous credits used car $1 993,60 >1400 > 8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one executive/self-employed Train 8382 9 49052236145 Pon. 10000




good 8 >$300 12 no previous credits used car $1 068,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 14158 9 81122261435 <10000; 25 000)




bad 2 no running account 21 no previous credits furniture $2 569,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 10776 8 53072337228 <10000; 25 000)




good 7 >$300 11 paid back furniture $1 615,60 <140 unemployed < 15 divorced/living apart/married female >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Train 9838 8 67090884332 Pon. 10000




bad 6 <= $300 9 no previous credits furniture $1 043,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 9400 8 44091589687 Pon. 10000




bad 3 no running account 12 problematic running accounts furniture $876,40 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets at other banks rented one unskilled with permanant residence Train 10613 8 88092176217 <10000; 25 000)




bad 2 no running account 18 paid back other $5 552,40 no savings > 8 years > 35 divorced/living apart/married female >8 years no assets at other banks free 5- 6 skilled employee Test 27113 8 83022321624 <25000; 30000)




good 8 no balance 9 no previous credits other $4 473,00 >1400 1-5 years > 35 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 20484 8 84091794554 <10000; 25 000)




good 11 >$300 6 paid back other $350,00 700-1400 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets at other banks rented 2- 4 unskilled with permanant residence Train 9854 8 79062582697 Pon. 10000




good 5 >$300 12 paid back retraining $1 976,80 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 executive/self-employed Train 11544 8 52051886265 <10000; 25 000)




good 11 no balance 12 no previous credits retraining $1 177,40 <140 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Test 10322 8 80101167465 <10000; 25 000)




good 12 >$300 12 no previous credits used car $2 430,40 no savings 5-8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Test 12576 8 60052033836 <10000; 25 000)




bad 10 no running account 24 no previous credits furniture $3 414,60 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Test 17071 7 68062052813 <10000; 25 000)




good 10 >$300 24 paid back furniture $2 122,40 700-1400 1-5 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10951 7 80091195269 <10000; 25 000)




good 5 >$300 6 no previous credits furniture $725,20 no savings 1-5 years 15- 25 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 13451 7 73060724647 <10000; 25 000)




good 5 no running account 12 paid back furniture $539,00 no savings 5-8 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented 7 or more unskilled with permanant residence Train 10736 7 72021189768 <10000; 25 000)




bad 11 no running account 12 paid back other $4 898,60 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 24738 7 64102561175 <10000; 25 000)




good 1 no balance 42 paid back retraining $8 335,60 no savings 5-8 years 25-35 divorced/living apart/married female < 1 year no assets at other banks rented 2- 4 unskilled with permanant residence Train 35608 7 84100182217 <30000; 45000)




good 4 >$300 48 problematic running accounts retraining $5 052,60 no savings 1-5 years > 35 divorced/living apart/married female < 1 year no assets at department store rented one skilled employee Train 23463 7 82070684585 <10000; 25 000)




good 10 >$300 15 no previous credits used car $3 060,40 >1400 5-8 years > 35 divorced/living apart/married female >8 years no assets at other banks free one unskilled with permanant residence Train 13512 7 86062586136 <10000; 25 000)




bad 5 no running account 18 no previous credits used car $2 854,60 no savings 1-5 years > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 11357 7 63040932935 <10000; 25 000)




good 7 no balance 9 no previous credits furniture $1 106,00 140-700 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 8494 6 48082592341 Pon. 10000




bad 10 >$300 27 no previous credits other $3 598,00 no savings 1-5 years 15- 25 divorced/living apart/married female 5-8 years no assets no further running credits free one skilled employee Test 17328 6 55092452861 <10000; 25 000)




bad 2 no running account 24 no previous credits other $1 919,40 >1400 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 9865 6 63110421458 Pon. 10000




good 11 no running account 6 paid back other $932,40 700-1400 5-8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 9566 6 53120183862 Pon. 10000




good 8 >$300 15 no previous credits television $1 223,60 >1400 <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 9338 6 73111598674 Pon. 10000




good 9 no balance 12 no previous credits used car $4 223,80 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets no further running credits free one executive/self-employed Train 17936 6 45101532458 <10000; 25 000)




bad 11 no balance 8 no previous credits used car $1 731,80 no savings 1-5 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 12216 6 51022038456 <10000; 25 000)




good 11 >$300 13 no previous credits furniture $1 972,60 <140 unemployed 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 11341 5 44052343225 <10000; 25 000)




good 10 no balance 8 no previous credits furniture $1 064,00 no savings 5-8 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 9175 5 66041774353 Pon. 10000




good 11 no running account 10 paid back used car $2 984,80 >1400 <1 year 25-35 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Train 13368 5 75120383355 <10000; 25 000)




good 3 >$300 9 no previous credits used car $1 943,20 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits free one skilled employee Train 9661 5 62021989819 Pon. 10000




bad 4 no running account 18 no previous credits furniture $4 466,00 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 21579 4 46042626614 <10000; 25 000)




bad 3 <= $300 15 no previous credits furniture $3 257,80 no savings <1 year 25-35 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Test 14511 4 43071085862 <10000; 25 000)




good 12 no balance 18 no previous credits furniture $1 558,20 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 7340 4 86051932636 Pon. 10000




good 3 no balance 15 no previous credits household appliances $3 683,40 <140 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 17338 4 80051396167 <10000; 25 000)




bad 11 >$300 30 problematic running accounts new car $10 479,00 >1400 unemployed < 15 divorced/living apart/married female < 1 year no assets at other banks rented one executive/self-employed Test 42632 4 57030133112 <30000; 45000)




bad 1 >$300 36 paid back other $10 997,00 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets at department store rented 2- 4 skilled employee Train 45255 4 50042471132 <45000; 60000)




good 6 >$300 24 paid back other $1 801,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 7580 4 51082127677 Pon. 10000




good 5 >$300 6 no previous credits other $940,80 no savings unemployed > 35 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with no permanant residence Test 9946 4 67122076734 Pon. 10000




bad 12 no running account 18 no previous credits repair $1 050,00 no savings unemployed < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with no permanant residence Train 8882 4 60032041746 Pon. 10000




good 8 >$300 9 no previous credits television $1 730,40 no savings <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 7797 4 70080542699 Pon. 10000




good 8 no running account 24 no previous credits business $2 457,00 no savings > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 9438 3 86071633777 Pon. 10000




good 5 no balance 12 paid back furniture $5 002,20 no savings 1-5 years > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with permanant residence Train 23367 3 77061954664 <10000; 25 000)




good 9 no balance 9 no previous credits furniture $1 688,40 no savings > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Test 8022 3 55011793782 Pon. 10000




good 2 no balance 12 no previous credits furniture $1 528,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Test 7193 3 67051959686 Pon. 10000




good 8 <= $300 12 problematic running accounts furniture $572,60 700-1400 1-5 years 15- 25 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Test 8658 3 69100676472 Pon. 10000




bad 8 no running account 12 no previous credits other $1 783,60 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets at other banks rented one unskilled with permanant residence Train 12950 3 47030515379 <10000; 25 000)




good 4 no balance 11 no previous credits used car $2 207,80 700-1400 <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 9165 3 84031242744 Pon. 10000




good 11 no balance 12 no previous credits furniture $4 102,00 no savings 5-8 years 25-35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 19017 2 80020221437 <10000; 25 000)




good 10 >$300 12 no previous credits furniture $2 902,20 <140 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 15287 2 68082246157 <10000; 25 000)




good 5 >$300 18 no previous credits furniture $2 034,20 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 9576 2 71031225859 Pon. 10000




good 4 >$300 6 no problems with current credits furniture $1 309,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Test 7969 2 58091668388 Pon. 10000




good 6 >$300 10 no previous credits new car $4 061,40 >1400 <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 18304 2 47050265446 <10000; 25 000)




good 2 no running account 47 no previous credits other $15 010,80 no savings <1 year > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with permanant residence Test 63343 2 51072088467 Powyżej 60000




good 3 >$300 4 paid back other $4 732,00 no savings 5-8 years > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 19342 2 66042744426 <10000; 25 000)




bad 4 >$300 18 paid back repair $2 609,60 <140 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 12623 2 47011837257 <10000; 25 000)




good 5 >$300 10 paid back used car $3 004,40 no savings <1 year > 35 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Train 13975 2 52111914792 <10000; 25 000)




bad 7 no running account 18 paid back used car $2 973,60 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits free 2- 4 skilled employee Train 12823 2 70102173743 <10000; 25 000)




good 11 >$300 36 no problems with current credits furniture $6 235,60 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 24776 1 82091668184 <10000; 25 000)




good 10 no running account 18 no previous credits furniture $4 912,60 no savings 5-8 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 24496 1 75080624898 <10000; 25 000)




bad 10 >$300 18 no previous credits household appliances $2 720,20 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 12213 1 84022649354 <10000; 25 000)




good 9 no balance 12 no previous credits other $10 460,80 >1400 unemployed > 35 divorced/living apart/married female 1-5 years no assets no further running credits free one unskilled with no permanant residence Train 42986 1 40062426421 <30000; 45000)




bad 2 no running account 12 no previous credits other $1 719,20 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 9292 1 49112482663 Pon. 10000




good 10 >$300 18 paid back other $1 439,20 no savings 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 12204 1 66010993954 <10000; 25 000)




good 3 no running account 6 no previous credits television $480,20 no savings <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 12246 1 77081155362 <10000; 25 000)




bad 4 no running account 24 no previous credits used car $4 527,60 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Train 17775 1 86021947483 <10000; 25 000)




good 10 no balance 18 no previous credits used car $4 201,40 no savings 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 18069 1 48110887128 <10000; 25 000)




bad 2 >$300 18 no problems with current credits used car $2 531,20 no savings 5-8 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 11183 1 76111831911 <10000; 25 000)




good 11 no balance 12 no previous credits used car $1 376,20 700-1400 <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Test 8924 1 58041023843 Pon. 10000




good 10 >$300 12 problematic running accounts vacation $4 825,80 140-700 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 19676 1 65092532933 <10000; 25 000)




bad 3 >$300 18 no previous credits furniture $606,20 no savings unemployed 15- 25 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 9715 0 59082495882 Pon. 10000




good 5 >$300 12 paid back household appliances $1 394,40 >1400 5-8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 9984 0 49071096436 Pon. 10000




good 10 no running account 24 no previous credits new car $3 936,80 >1400 > 8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 16893 0 89060225467 <10000; 25 000)




bad 2 >$300 48 no previous credits retraining $5 479,60 >1400 1-5 years < 15 divorced/living apart male 1-5 years no assets at other banks rented one skilled employee Test 25983 9 67090184865 <25000; 30000)




good 6 no running account 30 hesistant used car $6 416,20 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 25240 9 64021856681 <25000; 30000)




good 6 >$300 24 paid back household appliances $2 881,20 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14256 8 67070188245 <10000; 25 000)




good 10 >$300 12 no previous credits other $896,00 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11473 8 58091447634 <10000; 25 000)




good 1 no running account 24 no previous credits used car $4 229,40 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 17787 7 83042085387 <10000; 25 000)




bad 6 no balance 36 no problems with current credits retraining $6 237,00 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets at department store rented 2- 4 executive/self-employed Train 25183 6 81071466375 <25000; 30000)




good 12 >$300 6 no previous credits television $1 873,20 140-700 1-5 years > 35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9306 5 46042379638 Pon. 10000




good 8 >$300 6 no previous credits used car $2 160,20 700-1400 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 8240 5 70090848388 Pon. 10000




bad 7 no balance 12 no previous credits other $1 712,20 no savings > 8 years > 35 divorced/living apart male < 1 year no assets no further running credits free 2- 4 skilled employee Train 8708 4 63020245356 Pon. 10000




good 4 <= $300 9 no previous credits furniture $1 576,40 <140 > 8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9093 3 59060974928 Pon. 10000




good 4 >$300 20 paid back other $4 879,00 >1400 <1 year 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Test 22380 3 47032553457 <10000; 25 000)




good 2 >$300 12 no previous credits furniture $4 282,60 700-1400 5-8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one unskilled with permanant residence Test 19859 1 77061745364 <10000; 25 000)




good 4 >$300 11 no previous credits retraining $2 998,80 700-1400 > 8 years > 35 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 14572 1 61081825944 <10000; 25 000)




bad 6 no balance 24 paid back retraining $2 709,00 no savings > 8 years < 15 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Train 14012 1 45092683659 <10000; 25 000)




good 10 <= $300 24 paid back retraining $1 785,00 700-1400 1-5 years 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10532 1 52091086923 <10000; 25 000)




good 11 no balance 20 no previous credits new car $9 055,20 >1400 unemployed > 35 divorced/living apart male >8 years no assets no further running credits rented one executive/self-employed Train 38827 0 85021531316 <30000; 45000)




bad 5 no running account 6 paid back used car $4 737,60 no savings 1-5 years > 35 divorced/living apart male >8 years no assets no further running credits free one executive/self-employed Train 19463 0 51111122247 <10000; 25 000)




bad 7 >$300 12 no problems with current credits household appliances $2 177,00 700-1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 13120 10 60102237368 <10000; 25 000)




bad 10 no running account 48 no previous credits new car $14 415,80 no savings 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned 5- 6 skilled employee Train 58777 10 42032665529 <45000; 60000)




good 10 no running account 24 no previous credits new car $4 149,60 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 18404 10 59022685343 <10000; 25 000)




good 11 >$300 36 no previous credits repair $12 677,00 >1400 1-5 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Train 53712 10 46100824434 <45000; 60000)




good 8 >$300 10 no previous credits repair $1 017,80 140-700 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 12487 10 75030562687 <10000; 25 000)




bad 6 no balance 48 no previous credits furniture $15 345,40 700-1400 5-8 years > 35 single male 1-5 years ownership of house or land at other banks rented 2- 4 skilled employee Train 64363 9 66080567766 Powyżej 60000




good 6 >$300 36 paid back new car $14 667,80 >1400 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 58714 9 53020964158 <45000; 60000)




good 2 no balance 10 no previous credits other $10 231,20 no savings unemployed 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 41926 9 76112532226 <30000; 45000)




good 4 >$300 10 no previous credits other $2 235,80 140-700 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9925 9 68031957782 Pon. 10000




good 6 >$300 6 hesistant other $1 685,60 <140 1-5 years < 15 single male < 1 year ownership of house or land at other banks free one skilled employee Test 6279 9 84051398288 Pon. 10000




bad 9 no running account 40 paid back repair $8 397,20 no savings 1-5 years < 15 single male 5-8 years ownership of house or land at other banks rented one skilled employee Train 34034 9 88102685596 <30000; 45000)




bad 3 no running account 36 no previous credits repair $2 767,80 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 13326 9 57032272412 <10000; 25 000)




good 3 >$300 24 no problems with current credits retraining $5 408,20 no savings 1-5 years > 35 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 23137 9 54051877242 <10000; 25 000)




good 8 no balance 24 paid back retraining $3 955,00 >1400 5-8 years < 15 single male 5-8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 18489 9 68102348914 <10000; 25 000)




good 7 no balance 18 paid back used car $8 905,40 no savings > 8 years 25-35 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 38050 9 69010677237 <30000; 45000)




bad 10 no running account 24 problematic running accounts used car $4 688,60 140-700 <1 year < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 18427 9 60111884826 <10000; 25 000)




good 7 >$300 24 paid back business $8 839,60 no savings unemployed < 15 single male 1-5 years ownership of house or land at other banks rented 2- 4 executive/self-employed Train 35984 8 74071584382 <30000; 45000)




good 11 no balance 60 no problems with current credits furniture $12 819,80 >1400 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 54236 8 87072754585 <45000; 60000)




bad 3 no balance 12 no previous credits furniture $9 055,20 >1400 unemployed 25-35 single male < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 39464 8 41082458587 <30000; 45000)




good 5 no running account 18 problematic running accounts furniture $2 716,00 no savings <1 year 15- 25 single male >8 years ownership of house or land at other banks owned one executive/self-employed Train 10842 8 86011547182 <10000; 25 000)




good 2 >$300 12 paid back furniture $2 707,60 no savings > 8 years 25-35 single male 1-5 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 12527 8 61032086838 <10000; 25 000)




bad 8 <= $300 15 paid back furniture $1 779,40 >1400 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 9823 8 59092428875 Pon. 10000




bad 5 no balance 36 no previous credits household appliances $3 337,60 no savings <1 year < 15 single male < 1 year ownership of house or land no further running credits free one unskilled with permanant residence Train 13765 8 64022722736 <10000; 25 000)




good 12 >$300 36 no previous credits new car $6 560,40 no savings 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 28530 8 60110243822 <25000; 30000)




bad 9 no running account 12 no previous credits new car $4 740,40 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 22260 8 69060424532 <10000; 25 000)




good 1 >$300 18 paid back new car $4 520,60 >1400 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 17825 8 45042144272 <10000; 25 000)




good 1 no running account 24 no previous credits new car $4 093,60 no savings 1-5 years 15- 25 single male >8 years ownership of house or land at other banks rented one skilled employee Train 18081 8 49031787732 <10000; 25 000)




bad 5 >$300 18 problematic running accounts other $9 041,20 no savings > 8 years 25-35 single male >8 years ownership of house or land at other banks rented 2- 4 executive/self-employed Train 38296 8 76110278834 <30000; 45000)




bad 8 no running account 48 no previous credits other $5 503,40 no savings 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 22838 8 44031734432 <10000; 25 000)




good 7 no balance 36 no problems with current credits other $4 006,80 <140 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits owned one skilled employee Train 16694 8 77100375655 <10000; 25 000)




good 6 <= $300 12 paid back other $2 072,00 140-700 unemployed 25-35 single male >8 years ownership of house or land at other banks owned 5- 6 unskilled with no permanant residence Train 11763 8 59082485387 <10000; 25 000)




bad 7 no balance 9 problematic running accounts other $2 011,80 <140 5-8 years 25-35 single male 5-8 years ownership of house or land no further running credits rented one skilled employee Train 12918 8 89051826848 <10000; 25 000)




bad 11 no running account 60 no previous credits retraining $10 215,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits free one skilled employee Train 44625 8 89090588173 <30000; 45000)




bad 12 no balance 48 hesistant retraining $5 381,60 <140 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Test 21511 8 57021164782 <10000; 25 000)




bad 10 no running account 24 hesistant used car $5 754,00 no savings > 8 years 15- 25 single male >8 years ownership of house or land at other banks free 2- 4 skilled employee Train 25493 8 86032778423 <25000; 30000)




good 6 >$300 18 no previous credits used car $2 777,60 no savings 1-5 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 skilled employee Train 11738 8 68010939633 <10000; 25 000)




good 5 no running account 6 paid back used car $2 620,80 no savings unemployed < 15 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 10774 8 82111445827 <10000; 25 000)




good 3 no balance 48 no previous credits business $7 533,40 >1400 unemployed 15- 25 single male >8 years ownership of house or land at other banks owned one unskilled with no permanant residence Train 32362 7 85110354223 <30000; 45000)




good 3 >$300 6 no previous credits furniture $1 884,40 <140 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one skilled employee Train 10131 7 53020245386 <10000; 25 000)




good 10 >$300 6 paid back furniture $980,00 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 10247 7 45062374273 <10000; 25 000)




bad 12 no running account 48 hesistant new car $6 447,00 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 27778 7 47092288835 <25000; 30000)




good 11 no balance 24 no previous credits new car $3 864,00 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 17557 7 45111946457 <10000; 25 000)




bad 1 no balance 60 no previous credits other $19 637,80 no savings 5-8 years < 15 single male 1-5 years ownership of house or land no further running credits rented one executive/self-employed Train 82009 7 74011043581 Powyżej 60000




good 7 no running account 18 paid back other $7 422,80 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 32378 7 82041974552 <30000; 45000)




good 3 no running account 14 no previous credits other $5 562,20 no savings unemployed > 35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 24086 7 53060473748 <10000; 25 000)




bad 12 no running account 18 problematic running accounts other $2 018,80 no savings 5-8 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 unskilled with permanant residence Test 10470 7 46121576528 <10000; 25 000)




good 2 >$300 12 paid back retraining $1 769,60 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9718 7 46060571382 Pon. 10000




bad 3 no balance 36 no previous credits used car $12 647,60 <140 <1 year < 15 single male < 1 year ownership of house or land no further running credits free one executive/self-employed Train 51008 7 86020377633 <45000; 60000)




good 3 no running account 30 paid back new car $14 872,20 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Test 62109 6 77102834587 Powyżej 60000




good 4 >$300 48 paid back new car $12 401,20 >1400 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned 2- 4 skilled employee Train 50755 6 72021655627 <45000; 60000)




good 5 no running account 24 no previous credits new car $9 210,60 no savings unemployed < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 39175 6 65101425651 <30000; 45000)




good 7 no running account 36 no previous credits new car $7 690,20 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 30581 6 42072726243 <30000; 45000)




good 11 >$300 60 paid back other $19 258,40 >1400 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 79620 6 46030242344 Powyżej 60000




bad 3 >$300 21 paid back other $17 752,00 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 70798 6 83101173263 Powyżej 60000




bad 4 no running account 48 no previous credits other $10 868,20 no savings > 8 years < 15 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 46110 6 79110676386 <45000; 60000)




good 6 no running account 36 no previous credits other $4 548,60 no savings 5-8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 20352 6 48070447367 <10000; 25 000)




bad 7 no running account 9 no previous credits other $1 990,80 no savings <1 year 15- 25 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 8610 6 81081174316 Pon. 10000




bad 8 >$300 36 no previous credits repair $2 546,60 no savings 1-5 years < 15 single male >8 years ownership of house or land at department store owned one skilled employee Train 10221 6 82091881163 <10000; 25 000)




bad 11 no balance 9 paid back repair $1 590,40 700-1400 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 9784 6 89072355692 Pon. 10000




bad 9 no balance 54 hesistant retraining $22 323,00 no savings <1 year 15- 25 single male >8 years ownership of house or land no further running credits free one skilled employee Test 89603 6 74020752624 Powyżej 60000




good 11 >$300 12 no previous credits furniture $2 997,40 <140 5-8 years 15- 25 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 14717 5 70090433388 <10000; 25 000)




bad 2 no balance 24 paid back furniture $1 702,40 <140 <1 year < 15 single male >8 years ownership of house or land at other banks rented 2- 4 skilled employee Train 10233 5 49021759444 <10000; 25 000)




good 6 >$300 24 paid back household appliances $7 709,80 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 34745 5 55080474576 <30000; 45000)




bad 6 no running account 48 paid back new car $8 863,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 37984 5 44032274681 <30000; 45000)




good 12 no running account 24 no previous credits new car $4 074,00 no savings 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 16260 5 74061668745 <10000; 25 000)




bad 10 no running account 6 no previous credits other $20 854,40 no savings > 8 years > 35 single male >8 years ownership of house or land at other banks rented one executive/self-employed Train 89113 5 81030435214 Powyżej 60000




good 4 >$300 15 no previous credits other $4 978,40 >1400 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits rented one skilled employee Train 22779 5 83072859866 <10000; 25 000)




good 3 >$300 9 no previous credits other $3 509,80 140-700 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Test 17230 5 41122773674 <10000; 25 000)




good 9 <= $300 10 paid back other $1 093,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 12536 5 61050889282 <10000; 25 000)




bad 9 no running account 12 no previous credits used car $11 011,00 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 46483 5 49041048524 <45000; 60000)




bad 4 no balance 36 no problems with current credits other $3 115,00 no savings > 8 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 skilled employee Train 14080 4 80030682773 <10000; 25 000)




bad 11 <= $300 24 no previous credits other $1 325,80 no savings 5-8 years < 15 single male 5-8 years ownership of house or land at other banks owned one skilled employee Train 10749 4 70040436263 <10000; 25 000)




good 1 no balance 39 no problems with current credits repair $16 464,00 <140 5-8 years 25-35 single male 5-8 years ownership of house or land no further running credits free one skilled employee Test 67929 4 46122154645 Powyżej 60000




bad 6 no balance 60 no previous credits repair $8 803,20 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 35891 4 80030787858 <30000; 45000)




bad 9 no balance 48 no problems with current credits repair $8 713,60 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 35075 4 75090275735 <30000; 45000)




good 2 <= $300 24 paid back used car $5 063,80 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Test 21694 4 82052486781 <10000; 25 000)




good 4 no balance 48 no problems with current credits business $10 614,80 <140 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 43702 3 62010393239 <30000; 45000)




bad 5 no balance 30 no problems with current credits furniture $2 686,60 <140 <1 year < 15 single male 5-8 years ownership of house or land at department store rented 2- 4 executive/self-employed Test 13516 3 73071324691 <10000; 25 000)




good 2 >$300 15 paid back furniture $2 059,40 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11024 3 84040827662 <10000; 25 000)




good 8 no running account 12 paid back new car $2 136,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 11734 3 50102847277 <10000; 25 000)




bad 9 no balance 36 no previous credits other $20 045,20 no savings > 8 years < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 81514 3 77112767435 Powyżej 60000




bad 2 >$300 48 paid back other $14 177,80 140-700 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Test 58974 3 83080583197 <45000; 60000)




good 5 >$300 6 paid back other $9 465,40 no savings 5-8 years > 35 single male 5-8 years ownership of house or land no further running credits rented 2- 4 executive/self-employed Test 37852 3 40090344682 <30000; 45000)




good 1 >$300 60 no previous credits other $9 137,80 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 40194 3 70040242585 <30000; 45000)




good 5 >$300 12 no previous credits other $4 002,60 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Test 17363 3 85091271957 <10000; 25 000)




good 5 no running account 48 no previous credits repair $10 466,40 no savings 5-8 years < 15 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 47308 3 64040878771 <45000; 60000)




good 8 >$300 24 paid back repair $2 235,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 9423 3 62070571239 Pon. 10000




good 12 >$300 24 no previous credits used car $4 286,80 140-700 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits free one skilled employee Train 19885 3 42042425383 <10000; 25 000)




good 6 >$300 12 no previous credits furniture $3 190,60 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 15120 2 56040893247 <10000; 25 000)




good 1 >$300 18 no previous credits furniture $2 107,00 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 8061 2 90080859348 Pon. 10000




good 7 >$300 7 no problems with current credits furniture $1 184,40 >1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 9558 2 42022636966 Pon. 10000




good 7 no balance 42 problematic running accounts new car $12 996,20 no savings unemployed > 35 single male 1-5 years ownership of house or land at other banks owned one executive/self-employed Train 55533 2 86110354926 <45000; 60000)




good 8 <= $300 42 paid back new car $6 714,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 28765 2 64120346727 <25000; 30000)




good 7 no balance 48 problematic running accounts other $17 036,60 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 69120 2 66110883691 Powyżej 60000




bad 10 no running account 60 no problems with current credits retraining $9 570,40 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 40223 2 47061344286 <30000; 45000)




good 1 no balance 48 no problems with current credits retraining $9 353,40 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 37579 2 83072673823 <30000; 45000)




bad 1 no running account 48 hesistant used car $9 966,60 no savings 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 42901 2 79040336718 <30000; 45000)




good 8 >$300 15 paid back used car $4 680,20 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 18567 2 65031777562 <10000; 25 000)




good 3 no running account 8 paid back business $1 629,60 no savings > 8 years 15- 25 single male >8 years ownership of house or land at other banks owned 2- 4 executive/self-employed Test 11367 1 63030545599 <10000; 25 000)




bad 11 no running account 45 no previous credits furniture $2 583,00 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 11421 1 57051883358 <10000; 25 000)




bad 7 no running account 36 no previous credits new car $11 669,00 >1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 49323 1 48071248933 <45000; 60000)




good 4 >$300 15 paid back new car $4 715,20 700-1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Train 19021 1 87041655567 <10000; 25 000)




good 9 >$300 15 no previous credits new car $1 820,00 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 7837 1 41100563951 Pon. 10000




bad 5 no balance 36 no previous credits other $17 344,60 >1400 1-5 years > 35 single male >8 years ownership of house or land at other banks owned one skilled employee Train 72175 1 47090336229 Powyżej 60000




bad 2 no running account 24 no problems with current credits other $6 818,00 no savings 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 30892 1 45071163298 <30000; 45000)




good 10 >$300 48 paid back repair $8 554,00 no savings 1-5 years > 35 single male 5-8 years ownership of house or land at other banks owned one skilled employee Train 35067 1 75021412664 <30000; 45000)




bad 7 no balance 36 hesistant retraining $2 734,20 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Test 14061 1 55091376741 <10000; 25 000)




good 11 no running account 24 no previous credits used car $4 408,60 no savings <1 year < 15 single male < 1 year ownership of house or land at other banks owned one skilled employee Test 18901 1 82112655423 <10000; 25 000)




good 6 no balance 24 no previous credits used car $4 296,60 <140 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 20037 1 65101428165 <10000; 25 000)




bad 3 no running account 18 no previous credits furniture $3 640,00 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 14716 0 65051143934 <10000; 25 000)




good 10 no running account 24 paid back new car $9 261,00 no savings unemployed 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 40122 0 61091722258 <30000; 45000)




good 9 >$300 24 no problems with current credits other $2 844,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11043 0 85100367492 <10000; 25 000)




bad 3 no balance 36 no previous credits repair $17 656,80 <140 1-5 years > 35 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 72710 0 82011177623 Powyżej 60000




good 8 no balance 18 no previous credits repair $1 734,60 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 10732 0 53052171546 <10000; 25 000)




good 3 >$300 24 paid back furniture $7 144,20 no savings <1 year 15- 25 married/widowed male 5-8 years ownership of house or land no further running credits owned 5- 6 skilled employee Train 30381 9 84021644611 <30000; 45000)




bad 8 no running account 12 no previous credits furniture $1 017,80 <140 <1 year < 15 married/widowed male 5-8 years ownership of house or land no further running credits rented one unskilled with permanant residence Train 13701 9 64112576283 <10000; 25 000)




bad 12 no running account 18 paid back household appliances $1 666,00 no savings unemployed 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 5- 6 unskilled with no permanant residence Train 7018 9 74102665337 Pon. 10000




good 3 >$300 24 no previous credits new car $3 750,60 no savings <1 year < 15 divorced/living apart/married female < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 16697 9 77021161253 <10000; 25 000)




good 9 >$300 15 no previous credits other $7 453,60 140-700 > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Train 29512 9 61121578437 <25000; 30000)




good 11 no balance 24 paid back repair $8 040,20 no savings <1 year 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 33137 9 69041773841 <30000; 45000)




bad 5 no running account 48 paid back new car $8 600,20 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land at department store owned 2- 4 unskilled with permanant residence Test 37546 8 44070759456 <30000; 45000)




bad 10 no running account 36 paid back repair $11 291,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented 2- 4 executive/self-employed Test 45120 8 55031654552 <45000; 60000)




bad 5 no running account 6 problematic running accounts repair $1 677,20 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Test 8039 8 59070298485 Pon. 10000




good 7 no balance 24 no previous credits furniture $5 261,20 140-700 unemployed > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits free one unskilled with no permanant residence Train 26407 7 90011846865 <25000; 30000)




bad 3 no balance 18 no previous credits new car $18 166,40 no savings unemployed 15- 25 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Train 74016 7 61051059818 Powyżej 60000




good 10 >$300 12 no previous credits other $2 986,20 >1400 > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Test 15699 7 88082651888 <10000; 25 000)




bad 4 <= $300 10 no previous credits other $1 736,00 <140 > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Train 10640 7 74060362334 <10000; 25 000)




bad 6 no balance 48 problematic running accounts retraining $8 982,40 no savings > 8 years < 15 divorced/living apart/married female 5-8 years ownership of house or land no further running credits free one skilled employee Train 35639 7 68030642315 <30000; 45000)




bad 9 no balance 36 no previous credits furniture $3 739,40 <140 1-5 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Test 17646 6 51031515552 <10000; 25 000)




bad 6 no balance 30 no previous credits other $3 010,00 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years ownership of house or land at other banks rented one skilled employee Test 13817 6 56101262788 <10000; 25 000)




bad 8 no running account 24 no previous credits other $1 799,00 >1400 5-8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits free one skilled employee Train 7775 6 68052633366 Pon. 10000




good 5 no running account 6 paid back other $1 204,00 no savings > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 12650 6 45022452241 <10000; 25 000)




bad 7 no running account 36 paid back used car $8 720,60 no savings <1 year < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits free 2- 4 unskilled with permanant residence Test 38342 6 47041561353 <30000; 45000)




good 1 <= $300 24 no previous credits furniture $1 927,80 <140 > 8 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits owned one skilled employee Train 7791 5 88060738613 Pon. 10000




good 2 >$300 24 no previous credits other $5 259,80 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Train 22590 5 73072725616 <10000; 25 000)




bad 2 no running account 24 problematic running accounts other $1 670,20 no savings unemployed > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits free 2- 4 unskilled with no permanant residence Train 6840 5 87102358997 Pon. 10000




good 4 >$300 6 no previous credits repair $2 153,20 no savings <1 year > 35 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented one skilled employee Test 13524 5 78012536467 <10000; 25 000)




good 8 no running account 12 no previous credits used car $3 609,20 no savings unemployed 15- 25 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Test 15863 4 86052068624 <10000; 25 000)




good 10 >$300 18 paid back used car $2 543,80 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 13090 4 83021447648 <10000; 25 000)




bad 3 no balance 24 no previous credits new car $17 610,60 no savings > 8 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits owned one executive/self-employed Test 73536 3 80031368389 Powyżej 60000




bad 3 no balance 24 problematic running accounts repair $2 571,80 no savings 5-8 years < 15 divorced/living apart/married female >8 years ownership of house or land at other banks owned one unskilled with permanant residence Train 10669 3 76041655682 <10000; 25 000)




bad 2 no balance 60 problematic running accounts business $20 694,80 <140 > 8 years 15- 25 divorced/living apart/married female >8 years ownership of house or land at other banks owned 2- 4 executive/self-employed Test 83199 2 65052155557 Powyżej 60000




bad 9 no balance 27 hesistant retraining $11 645,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at department store owned 2- 4 executive/self-employed Train 48044 2 46042086823 <45000; 60000)




good 9 no balance 36 no previous credits furniture $6 713,00 no savings <1 year < 15 divorced/living apart/married female < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 30063 1 89091545825 <30000; 45000)




good 6 no balance 24 paid back new car $10 861,20 700-1400 > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits free one skilled employee Test 44151 1 44110776287 <30000; 45000)




good 4 no running account 24 paid back new car $8 986,60 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Test 38055 0 74120428677 <30000; 45000)




bad 8 no balance 9 problematic running accounts new car $7 180,60 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at other banks owned one executive/self-employed Test 31525 0 76080717888 <30000; 45000)




good 8 >$300 12 paid back repair $3 847,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at other banks owned 5- 6 unskilled with permanant residence Test 17806 0 78091946195 <10000; 25 000)




good 3 no balance 36 problematic running accounts television $5 586,00 >1400 <1 year 15- 25 divorced/living apart/married female 1-5 years ownership of house or land at other banks rented one unskilled with no permanant residence Train 24876 0 79051979847 <10000; 25 000)




bad 4 no running account 12 problematic running accounts furniture $3 008,60 no savings 1-5 years < 15 divorced/living apart male < 1 year ownership of house or land no further running credits owned one skilled employee Train 13177 10 49032516826 <10000; 25 000)




bad 11 no running account 30 no previous credits household appliances $16 797,20 no savings <1 year > 35 divorced/living apart male < 1 year ownership of house or land at other banks rented one unskilled with permanant residence Train 69028 7 49042242732 Powyżej 60000




good 11 >$300 24 no previous credits new car $12 987,80 >1400 1-5 years 25-35 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 54518 6 47091522417 <45000; 60000)




bad 3 no balance 18 no problems with current credits used car $6 015,80 no savings > 8 years < 15 divorced/living apart male 5-8 years ownership of house or land no further running credits rented one executive/self-employed Test 25628 1 82092656869 <25000; 30000)




good 3 <= $300 24 no previous credits used car $4 048,80 no savings > 8 years 15- 25 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 18370 0 83091562547 <10000; 25 000)




Sheet 5: Przykład1.
LP Imię Nazwisko Płeć Specjalność liczba punktów ocena liczbowo ocena słownie wydatki na książki

punktacja ocena liczbowo ocena słownie
1 xxxx xxxxx K Rachunkowość 47 4 db


0 2 ndst
2 xxxx xxxxx M Finanse 58 5 bdb


30 3 dost
3 xxxx xxxxx K Rachunkowość 25 2 ndst


38 4 db
4 xxxx xxxxx K Rachunkowość 59 5 bdb


50 5 bdb
5 xxxx xxxxx M Inżynieria 58 5 bdb





6 xxxx xxxxx K Finanse 30 3 dost





7 xxxx xxxxx K Inżynieria 53 5 bdb





8 xxxx xxxxx M Finanse 44 4 db





9 xxxx xxxxx M Finanse 23 2 ndst





10 xxxx xxxxx K Inżynieria 44 4 db





11 xxxx xxxxx M Finanse 37 3 dost





12 xxxx xxxxx M Inżynieria 49 4 db



















1. Na podstawie wyników kol. F określić ocenę liczbowo w kolumnie G wyszukaj.pionowo
2. Na podstawie oceny liczbowej w kol G określić ocenę słownie w kol H
3. Struktura studentów wg specjalności tabela przestawna
4. Struktura studentów wg płci (liczba, % kolumny)
5. Struktura studentów wg specjalności i ocen
6. Stuktura wydatków na książki wg ocen, wg specjalności (suma, średnia)
7. Wyznacz liczbę studentów, którzy charakteryzują się wydatkami na książki
(0, 200), <200, 250), <250, 300), <300, 350)
9. Wyznacz liczbę studentów, którzy otrzymali określoną ocenę funkcja licz.jeżeli

Sheet 6: Przykład2.
Name Date Dzień tygodnia Close stopa zwrotu

data cena stopa zwrotu

data rok miesiąc dzeiń data_2 cena stopa zwrotu
PKOBP 5.01.2009 1 36,55


9.01.2009 34,33


1.01.2009 2009 1 1 31.12.2008

PKOBP 6.01.2009 2 37,42 0,023803009575924

16.01.2009 30,5 -11,83%

1.02.2009 2009 2 1 31.01.2009 27,8
PKOBP 7.01.2009 3 37 -0,011223944414752

23.01.2009 28,35 -7,31%

1.03.2009 2009 3 1 28.02.2009 19,19 -37,06%
PKOBP 8.01.2009 4 35,87 -0,030540540540541

30.01.2009 27,8 -1,96%

1.04.2009 2009 4 1 31.03.2009 21,42 10,99%
PKOBP 9.01.2009 5 34,33 -0,042932812935601

6.02.2009 25,5 -8,64%

1.05.2009 2009 5 1 30.04.2009 26,87 22,67%
PKOBP 12.01.2009 1 33 -0,038741625400524

13.02.2009 25,1 -1,58%

1.06.2009 2009 6 1 31.05.2009 25 -7,21%
PKOBP 13.01.2009 2 32 -0,03030303030303

20.02.2009 20,02 -22,61%

1.07.2009 2009 7 1 30.06.2009 25,5 1,98%
PKOBP 14.01.2009 3 29,99 -0,0628125

27.02.2009 19,19 -4,23%

1.08.2009 2009 8 1 31.07.2009 33,31 26,72%
PKOBP 15.01.2009 4 29,49 -0,016672224074692

6.03.2009 20,91 8,58%

1.09.2009 2009 9 1 31.08.2009 35,3 5,80%
PKOBP 16.01.2009 5 30,5 0,034248897931502

13.03.2009 22,4 6,88%

1.10.2009 2009 10 1 30.09.2009 33,21 -6,10%
PKOBP 19.01.2009 1 29,6 -0,029508196721312

20.03.2009 22,49 0,40%








PKOBP 20.01.2009 2 28,8 -0,027027027027027

27.03.2009 22,99 2,20%








PKOBP 21.01.2009 3 29,98 0,040972222222222

3.04.2009 23,2 0,91%








PKOBP 22.01.2009 4 29,7 -0,009339559706471

10.04.2009 26,45 13,11%








PKOBP 23.01.2009 5 28,35 -0,045454545454546

17.04.2009 25,55 -3,46%








PKOBP 26.01.2009 1 29,89 0,054320987654321

24.04.2009 25,39 -0,63%








PKOBP 27.01.2009 2 28,53 -0,045500167280027

1.05.2009 26,87 5,67%








PKOBP 28.01.2009 3 29,45 0,032246757798808

8.05.2009 28 4,12%








PKOBP 29.01.2009 4 28,99 -0,015619694397284

15.05.2009 26,75 -4,57%








PKOBP 30.01.2009 5 27,8 -0,041048637461194

22.05.2009 26,12 -2,38%








PKOBP 2.02.2009 1 26,3 -0,053956834532374

29.05.2009 25 -4,38%








PKOBP 3.02.2009 2 24,5 -0,068441064638783

5.06.2009 26,7 6,58%








PKOBP 4.02.2009 3 24,4 -0,004081632653061

12.06.2009 26,21 -1,85%








PKOBP 5.02.2009 4 24,6 0,008196721311476

19.06.2009 26,61 1,51%








PKOBP 6.02.2009 5 25,5 0,036585365853659

26.06.2009 25,25 -5,25%








PKOBP 9.02.2009 1 27 0,058823529411765

3.07.2009 25,12 -0,52%








PKOBP 10.02.2009 2 26,75 -0,009259259259259

10.07.2009 25,25 0,52%








PKOBP 11.02.2009 3 26,11 -0,02392523364486

17.07.2009 28,6 12,46%








PKOBP 12.02.2009 4 24,95 -0,044427422443508

24.07.2009 31,48 9,59%








PKOBP 13.02.2009 5 25,1 0,006012024048096

31.07.2009 33,31 5,65%








PKOBP 16.02.2009 1 23,12 -0,078884462151395

7.08.2009 33 -0,94%








PKOBP 17.02.2009 2 20,46 -0,115051903114187

14.08.2009 32,29 -2,17%








PKOBP 18.02.2009 3 19,82 -0,03128054740958

21.08.2009 34,99 8,03%








PKOBP 19.02.2009 4 21 0,059535822401615

28.08.2009 35,5 1,45%








PKOBP 20.02.2009 5 20,02 -0,046666666666667

4.09.2009 32,2 -9,76%








PKOBP 23.02.2009 1 19,35 -0,033466533466533

11.09.2009 31,05 -3,64%








PKOBP 24.02.2009 2 18,94 -0,021188630490956

18.09.2009 32,4 4,26%








PKOBP 25.02.2009 3 18,9 -0,002111932418163

25.09.2009 34,63 6,66%








PKOBP 26.02.2009 4 19,65 0,03968253968254













PKOBP 27.02.2009 5 19,19 -0,023409669211196













PKOBP 2.03.2009 1 19 -0,00990099009901













PKOBP 3.03.2009 2 19,4 0,021052631578947













PKOBP 4.03.2009 3 20,65 0,064432989690722













PKOBP 5.03.2009 4 20,22 -0,020823244552058













PKOBP 6.03.2009 5 20,91 0,034124629080119













PKOBP 9.03.2009 1 20,6 -0,014825442372071













PKOBP 10.03.2009 2 21,7 0,053398058252427













PKOBP 11.03.2009 3 21,9 0,009216589861751













PKOBP 12.03.2009 4 22,25 0,015981735159818













PKOBP 13.03.2009 5 22,4 0,006741573033708













PKOBP 16.03.2009 1 22,91 0,022767857142857













PKOBP 17.03.2009 2 22,24 -0,029244871235269













PKOBP 18.03.2009 3 21,62 -0,027877697841727













PKOBP 19.03.2009 4 22,16 0,024976873265495













PKOBP 20.03.2009 5 22,49 0,014891696750903













PKOBP 23.03.2009 1 23,5 0,044908848377057













PKOBP 24.03.2009 2 23,35 -0,006382978723404













PKOBP 25.03.2009 3 24,47 0,04796573875803













PKOBP 26.03.2009 4 24,15 -0,013077237433592













PKOBP 27.03.2009 5 22,99 -0,048033126293996













PKOBP 30.03.2009 1 21,28 -0,074380165289256













PKOBP 31.03.2009 2 21,42 0,006578947368421













PKOBP 1.04.2009 3 21,43 0,00046685340803













PKOBP 2.04.2009 4 23,15 0,080261315912273













PKOBP 3.04.2009 5 23,2 0,002159827213823













PKOBP 6.04.2009 1 24,29 0,04698275862069













PKOBP 7.04.2009 2 24,2 -0,00370522848909













PKOBP 8.04.2009 3 26 0,074380165289256













PKOBP 9.04.2009 4 26,45 0,017307692307692













PKOBP 14.04.2009 2 27,13 0,025708884688091













PKOBP 15.04.2009 3 27,3 0,006266126059713













PKOBP 16.04.2009 4 27,18 -0,004395604395604













PKOBP 17.04.2009 5 25,55 -0,059970566593083













PKOBP 20.04.2009 1 24,23 -0,051663405088063













PKOBP 21.04.2009 2 24,22 -0,000412711514651













PKOBP 22.04.2009 3 24,8 0,023947151114781













PKOBP 23.04.2009 4 24,93 0,005241935483871













PKOBP 24.04.2009 5 25,39 0,018451664661051













PKOBP 27.04.2009 1 25,4 0,000393855848759













PKOBP 28.04.2009 2 24,85 -0,021653543307087













PKOBP 29.04.2009 3 25,99 0,045875251509054













PKOBP 30.04.2009 4 26,87 0,033859176606387













PKOBP 4.05.2009 1 28,3 0,053219203572758













PKOBP 5.05.2009 2 28,4 0,003533568904594













PKOBP 6.05.2009 3 28,24 -0,005633802816901













PKOBP 7.05.2009 4 28,45 0,007436260623229













PKOBP 8.05.2009 5 28 -0,015817223198594













PKOBP 11.05.2009 1 27,82 -0,006428571428571













PKOBP 12.05.2009 2 28,55 0,026240115025162













PKOBP 13.05.2009 3 27,95 -0,021015761821366













PKOBP 14.05.2009 4 27,1 -0,0304114490161













PKOBP 15.05.2009 5 26,75 -0,012915129151292













PKOBP 18.05.2009 1 26,97 0,00822429906542













PKOBP 19.05.2009 2 27,4 0,015943641082685













PKOBP 20.05.2009 3 27,1 -0,010948905109489













PKOBP 21.05.2009 4 26,48 -0,022878228782288













PKOBP 22.05.2009 5 26,12 -0,013595166163142













PKOBP 25.05.2009 1 26,05 -0,002679938744257













PKOBP 26.05.2009 2 26,14 0,003454894433781













PKOBP 27.05.2009 3 26,22 0,003060443764346













PKOBP 28.05.2009 4 25,6 -0,023646071700992













PKOBP 29.05.2009 5 25 -0,0234375













PKOBP 1.06.2009 1 26,95 0,078













PKOBP 2.06.2009 2 26,9 -0,001855287569573













PKOBP 3.06.2009 3 26,2 -0,026022304832714













PKOBP 4.06.2009 4 26,75 0,020992366412214













PKOBP 5.06.2009 5 26,7 -0,001869158878505













PKOBP 8.06.2009 1 25,25 -0,054307116104869













PKOBP 9.06.2009 2 24,51 -0,029306930693069













PKOBP 10.06.2009 3 25,6 0,044471644226846













PKOBP 12.06.2009 5 26,21 0,023828125













PKOBP 15.06.2009 1 26,4 0,007249141549027













PKOBP 16.06.2009 2 26,51 0,004166666666667













PKOBP 17.06.2009 3 26 -0,019238023387401













PKOBP 18.06.2009 4 26 0













PKOBP 19.06.2009 5 26,61 0,023461538461539













PKOBP 22.06.2009 1 25,75 -0,032318677189027













PKOBP 23.06.2009 2 25,75 0













PKOBP 24.06.2009 3 25,45 -0,011650485436893













PKOBP 25.06.2009 4 24,99 -0,018074656188605













PKOBP 26.06.2009 5 25,25 0,010404161664666













PKOBP 29.06.2009 1 26,35 0,043564356435644













PKOBP 30.06.2009 2 25,5 -0,032258064516129













PKOBP 1.07.2009 3 26,19 0,027058823529412













PKOBP 2.07.2009 4 25,55 -0,024436807941963













PKOBP 3.07.2009 5 25,12 -0,016829745596869













PKOBP 6.07.2009 1 25,1 -0,000796178343949













PKOBP 7.07.2009 2 25,07 -0,001195219123506













PKOBP 8.07.2009 3 25,19 0,004786597526925













PKOBP 9.07.2009 4 25,23 0,001587931718936













PKOBP 10.07.2009 5 25,25 0,000792707094728













PKOBP 13.07.2009 1 25,2 -0,001980198019802













PKOBP 14.07.2009 2 27,21 0,079761904761905













PKOBP 15.07.2009 3 27,94 0,026828371922088













PKOBP 16.07.2009 4 28,34 0,014316392269148













PKOBP 17.07.2009 5 28,6 0,009174311926605













PKOBP 20.07.2009 1 30,3 0,059440559440559













PKOBP 21.07.2009 2 30,8 0,016501650165017













PKOBP 22.07.2009 3 29,79 -0,032792207792208













PKOBP 23.07.2009 4 30,15 0,012084592145015













PKOBP 24.07.2009 5 31,48 0,044112769485904













PKOBP 27.07.2009 1 32 0,016518424396442













PKOBP 28.07.2009 2 30,51 -0,0465625













PKOBP 29.07.2009 3 30,7 0,006227466404457













PKOBP 30.07.2009 4 33 0,074918566775244













PKOBP 31.07.2009 5 33,31 0,00939393939394













PKOBP 3.08.2009 1 33,25 -0,001801260882618













PKOBP 4.08.2009 2 32,6 -0,019548872180451













PKOBP 5.08.2009 3 31,6 -0,030674846625767













PKOBP 6.08.2009 4 32 0,012658227848101













PKOBP 7.08.2009 5 33 0,03125













PKOBP 10.08.2009 1 33,08 0,002424242424242













PKOBP 11.08.2009 2 31,5 -0,04776299879081













PKOBP 12.08.2009 3 31,02 -0,015238095238095













PKOBP 13.08.2009 4 32,39 0,044165054803353













PKOBP 14.08.2009 5 32,29 -0,003087372645878













PKOBP 17.08.2009 1 30,62 -0,051718798389594













PKOBP 18.08.2009 2 31,29 0,021881123448726













PKOBP 19.08.2009 3 31,8 0,016299137104506













PKOBP 20.08.2009 4 32,9 0,034591194968553













PKOBP 21.08.2009 5 34,99 0,063525835866262













PKOBP 24.08.2009 1 35,99 0,028579594169763













PKOBP 25.08.2009 2 36,1 0,003056404556821













PKOBP 26.08.2009 3 35 -0,030470914127424













PKOBP 27.08.2009 4 35,5 0,014285714285714













PKOBP 28.08.2009 5 35,5 0













PKOBP 31.08.2009 1 35,3 -0,005633802816902













PKOBP 1.09.2009 2 35,6 0,008498583569405













PKOBP 2.09.2009 3 33,28 -0,065168539325843













PKOBP 3.09.2009 4 32,3 -0,029447115384616













PKOBP 4.09.2009 5 32,2 -0,003095975232198













PKOBP 7.09.2009 1 32,55 0,010869565217391













PKOBP 8.09.2009 2 32,3 -0,007680491551459













PKOBP 9.09.2009 3 32,55 0,007739938080495













PKOBP 10.09.2009 4 31,5 -0,032258064516129













PKOBP 11.09.2009 5 31,05 -0,014285714285714













PKOBP 14.09.2009 1 30,45 -0,019323671497585













PKOBP 15.09.2009 2 30,69 0,007881773399015













PKOBP 16.09.2009 3 31,5 0,026392961876833













PKOBP 17.09.2009 4 32,2 0,022222222222222













PKOBP 18.09.2009 5 32,4 0,006211180124224













PKOBP 21.09.2009 1 32,95 0,016975308641976













PKOBP 22.09.2009 2 33,8 0,025796661608498













PKOBP 23.09.2009 3 34,77 0,028698224852071













PKOBP 24.09.2009 4 35 0,006614897900489













PKOBP 25.09.2009 5 34,63 -0,010571428571429













PKOBP 28.09.2009 1 34,41 -0,006352873231303













PKOBP 29.09.2009 2 33,21 -0,03487358326068













Sheet 7: Przykład3.

Oczekiwana stopa zwrotu Odchylenie standardowe udział spółki w portfelu zysk z portfela ryzyko portfela
korelacje Spółka A Spółka B Spółka C
Spółka A 25% 32% 59% 14,87%

Spółka A 1 0,3 0,7
Spółka B 18% 20% 33% 5,88%

Spółka B 0,3 1 0,35
Spółka C 32% 52% 20% 6,25%

Spółka C 0,7 0,35 1



112% 27,00% 30,00%
















































1. Omówić warunki w solverze









2. Min. Ryzyka









3. max stopy zwrotu









4. wprowadzić warunek na max poziom ryzyka i max stopę zwrotu









5. określony poziom ryzyka przy zadanej min stopie zwrotu









Sheet 8: Przykład4.
12 miesiąc
liczba dni roboczych liczba godzin
Należy stworzyć arkusz, który będzie wyznaczał liczbę dni roboczych w danym miesiącu



0 0
Należy podać liczbę godzin do przepracowania w danym miesiącu

data dzień tygodnia czy dzień roboczy

Akrusz nie musi uwzględniać świąt.
1





2





3





4





5





6





7





8





9





10





11





12





13





14





15





16





17





18





19





20





21





22





23





24





25





26





27





28





29





30





31





Sheet 9: Przykład5.
1. Zbadaj, czy pole PESEL w każdym przypadku ma prawidłową długość















2. Z pola PESEL wyciągnij datę urodzenia - zapisz w postaci daty















3. Podaj dzień tygodnia urodzin













1 poniedziałek















2 wtorek















3 środa


prawidłowa długość 11











4 czwartek

PESEL czy prawidłowa długość Rok Rok Miesiąc Dzień data urodzenia dzień tygodnia dzień tygodnia słownie




5 piątek
1 98020291675 11 1998 98 02 02 2.02.1998 1 poniedziałek




6 sobota
2 20072185481 11 1920 20 07 21 21.07.2020 2 wtorek




7 niedziela
3 100020667201 12 2000 10 00 20 błąd błąd błąd




błąd błąd
4 44052575586 11 1944 44 05 25 25.05.1944 4 czwartek






5 46061728348 11 1946 46 06 17 17.06.1946 1 poniedziałek






6 19110650407 11 1919 19 11 06 6.11.2019 3 środa






7 73052318616 11 1973 73 05 23 23.05.1973 3 środa






8 11062777037 11 1911 11 06 27 27.06.2011 1 poniedziałek






9 42032043975 11 1942 42 03 20 20.03.1942 5 piątek






10 44051166083 11 1944 44 05 11 11.05.1944 4 czwartek






11 87041515802 11 1987 87 04 15 15.04.1987 3 środa






12 32050724685 11 1932 32 05 07 7.05.1932 6 sobota






13 70100451881 11 1970 70 10 04 4.10.1970 7 niedziela






14 38071082551 11 1938 38 07 10 10.07.1938 7 niedziela






15 78082842424 11 1978 78 08 28 28.08.1978 1 poniedziałek






16 83020973906 11 1983 83 02 09 9.02.1983 3 środa






17 28061086256 11 1928 28 06 10 10.06.2028 6 sobota






18 68032718954 11 1968 68 03 27 27.03.1968 3 środa






19 84071254441 11 1984 84 07 12 12.07.1984 4 czwartek






20 80041645556 11 1980 80 04 16 16.04.1980 3 środa






21 25101747337 11 1925 25 10 17 17.10.2025 5 piątek






22 45051331795 11 1945 45 05 13 13.05.1945 7 niedziela






23 47091490124 11 1947 47 09 14 14.09.1947 7 niedziela






24 69061589500 11 1969 69 06 15 15.06.1969 7 niedziela






25 95062020076 11 1995 95 06 20 20.06.1995 2 wtorek






26 21052436557 11 1921 21 05 24 24.05.2021 1 poniedziałek






27 66102215535 11 1966 66 10 22 22.10.1966 6 sobota






28 74060978926 11 1974 74 06 09 9.06.1974 7 niedziela






29 64032475477 11 1964 64 03 24 24.03.1964 2 wtorek






30 710213190396 12 2610 71 02 13 błąd błąd błąd






31 65042670137 11 1965 65 04 26 26.04.1965 1 poniedziałek






Sheet 10: Przykład6.
1. Wyznacz wartości dystrubuant i gęstości dla zadanych wartości średniej i odchylenia standardowego





wykres
2. Dla średniej 0 i odchylenia 1 wyznacz dystrubuantę przy użyciu dwóch funkcji excela





3. Pokaż zastosowanie funkcji rozkład.normalny.s.odw








średnia 0
1
2



odchylenie 1
1
2



wartości zmiennej dystrybuanta gęstość dystrybuanta gęstość dystrybuanta gęstość


-5 0,0000003 -5,0000000






-4,9 0,0000005 -4,9000000






-4,8 0,0000008 -4,8000000






-4,7 0,0000013 -4,7000000






-4,6 0,0000021 -4,6000000






-4,5 0,0000034 -4,5000000






-4,4 0,0000054 -4,4000000






-4,3 0,0000085 -4,3000000






-4,2 0,0000133 -4,2000000






-4,1 0,0000207 -4,1000000






-4 0,0000317 -4,0000000






-3,9 0,0000481 -3,9000000






-3,8 0,0000723 -3,8000000






-3,7 0,0001078 -3,7000000






-3,6 0,0001591 -3,6000000






-3,5 0,0002326 -3,5000000






-3,4 0,0003369 -3,4000000






-3,3 0,0004834 -3,3000000






-3,2 0,0006871 -3,2000000






-3,1 0,0009676 -3,1000000






-3 0,0013499 -3,0000000






-2,9 0,0018658 -2,9000000






-2,8 0,0025551 -2,8000000






-2,7 0,0034670 -2,7000000






-2,6 0,0046612 -2,6000000






-2,5 0,0062097 -2,5000000






-2,4 0,0081975 -2,4000000






-2,3 0,0107241 -2,3000000






-2,2 0,0139034 -2,2000000






-2,1 0,0178644 -2,1000000






-2 0,0227501 -2,0000000






-1,9 0,0287166 -1,9000000






-1,8 0,0359303 -1,8000000






-1,7 0,0445655 -1,7000000






-1,6 0,0547993 -1,6000000






-1,5 0,0668072 -1,5000000






-1,4 0,0807567 -1,4000000






-1,3 0,0968005 -1,3000000






-1,2 0,1150697 -1,2000000






-1,1 0,1356661 -1,1000000






-1 0,1586553 -1,0000000






-0,900000000000001 0,1840601 -0,9000000






-0,800000000000001 0,2118554 -0,8000000






-0,700000000000001 0,2419637 -0,7000000






-0,600000000000001 0,2742531 -0,6000000






-0,500000000000001 0,3085375 -0,5000000






-0,400000000000001 0,3445783 -0,4000000






-0,300000000000001 0,3820886 -0,3000000






-0,200000000000001 0,4207403 -0,2000000






-0,100000000000001 0,4601722 -0,1000000






-1,02695629777827E-15 0,5000000 0,0000000






0,099999999999999 0,5398278 0,1000000






0,199999999999999 0,5792597 0,2000000






0,299999999999999 0,6179114 0,3000000






0,399999999999999 0,6554217 0,4000000






0,499999999999999 0,6914625 0,5000000






0,599999999999999 0,7257469 0,6000000






0,699999999999999 0,7580363 0,7000000






0,799999999999999 0,7881446 0,8000000






0,899999999999999 0,8159399 0,9000000






0,999999999999999 0,8413447 1,0000000






1,1 0,8643339 1,1000000






1,2 0,8849303 1,2000000






1,3 0,9031995 1,3000000






1,4 0,9192433 1,4000000






1,5 0,9331928 1,5000000






1,6 0,9452007 1,6000000






1,7 0,9554345 1,7000000






1,8 0,9640697 1,8000000






1,9 0,9712834 1,9000000






2 0,9772499 2,0000000






2,1 0,9821356 2,1000000






2,2 0,9860966 2,2000000






2,3 0,9892759 2,3000000






2,4 0,9918025 2,4000000






2,5 0,9937903 2,5000000






2,6 0,9953388 2,6000000






2,7 0,9965330 2,7000000






2,8 0,9974449 2,8000000






2,9 0,9981342 2,9000000






3 0,9986501 3,0000000






3,1 0,9990324 3,1000000






3,2 0,9993129 3,2000000






3,3 0,9995166 3,3000000






3,4 0,9996631 3,4000000






3,5 0,9997674 3,5000000






3,6 0,9998409 3,6000000






3,7 0,9998922 3,7000000






3,8 0,9999277 3,8000000






3,9 0,9999519 3,9000000






4 0,9999683 4,0000000






4,1 0,9999793 4,1000000






4,2 0,9999867 4,2000000






4,3 0,9999915 4,3000000






4,4 0,9999946 4,4000000






4,5 0,9999966 4,5000000






4,6 0,9999979 4,6000000






4,7 0,9999987 4,7000000






4,8 0,9999992 4,8000000






4,9 0,9999995 4,9000000






5 0,9999997 5,0000000






5,1 0,9999998 5,1000000






5,2 0,9999999 5,2000000






5,3 0,9999999 5,3000000






5,4 1,0000000 5,4000000






Sheet 11: Przykład7.
Name Date Close stopa zwrotu

Name Date Close stopa zwrotu
PKOBP 5.01.2009 36,55


WIG20 5.01.2009 1877,44
PKOBP 6.01.2009 37,42 0,023803009575924

WIG20 6.01.2009 1920,44 0,022903528208625
PKOBP 7.01.2009 37 -0,011223944414752

WIG20 7.01.2009 1887,85 -0,016970069359105
PKOBP 8.01.2009 35,87 -0,030540540540541

WIG20 8.01.2009 1863,25 -0,013030696294727
PKOBP 9.01.2009 34,33 -0,042932812935601

WIG20 9.01.2009 1817,37 -0,02462364148665
PKOBP 12.01.2009 33 -0,038741625400524

WIG20 12.01.2009 1791,71 -0,014119304269356
PKOBP 13.01.2009 32 -0,03030303030303

WIG20 13.01.2009 1766,12 -0,014282445261789
PKOBP 14.01.2009 29,99 -0,0628125

WIG20 14.01.2009 1701,23 -0,036741557765044
PKOBP 15.01.2009 29,49 -0,016672224074692

WIG20 15.01.2009 1684,35 -0,00992223273749
PKOBP 16.01.2009 30,5 0,034248897931502

WIG20 16.01.2009 1705,23 0,012396473417045
PKOBP 19.01.2009 29,6 -0,029508196721312

WIG20 19.01.2009 1644,72 -0,035484949244384
PKOBP 20.01.2009 28,8 -0,027027027027027

WIG20 20.01.2009 1642,78 -0,001179532078408
PKOBP 21.01.2009 29,98 0,040972222222222

WIG20 21.01.2009 1678,77 0,021907985244525
PKOBP 22.01.2009 29,7 -0,009339559706471

WIG20 22.01.2009 1619,92 -0,0350554274856
PKOBP 23.01.2009 28,35 -0,045454545454546

WIG20 23.01.2009 1611,48 -0,00521013383377
PKOBP 26.01.2009 29,89 0,054320987654321

WIG20 26.01.2009 1664,39 0,032833171990965
PKOBP 27.01.2009 28,53 -0,045500167280027

WIG20 27.01.2009 1608,43 -0,033621927553038
PKOBP 28.01.2009 29,45 0,032246757798808

WIG20 28.01.2009 1627,89 0,012098754686247
PKOBP 29.01.2009 28,99 -0,015619694397284

WIG20 29.01.2009 1611,22 -0,010240249648318
PKOBP 30.01.2009 27,8 -0,041048637461194

WIG20 30.01.2009 1594,92 -0,010116557639553
PKOBP 2.02.2009 26,3 -0,053956834532374

WIG20 2.02.2009 1532,55 -0,039105409675721
PKOBP 3.02.2009 24,5 -0,068441064638783

WIG20 3.02.2009 1459,34 -0,047770056441878
PKOBP 4.02.2009 24,4 -0,004081632653061

WIG20 4.02.2009 1479,86 0,014061150931243
PKOBP 5.02.2009 24,6 0,008196721311476

WIG20 5.02.2009 1487,29 0,005020745205628
PKOBP 6.02.2009 25,5 0,036585365853659

WIG20 6.02.2009 1531,73 0,029879848583666
PKOBP 9.02.2009 27 0,058823529411765

WIG20 9.02.2009 1578,37 0,030449230608528
PKOBP 10.02.2009 26,75 -0,009259259259259

WIG20 10.02.2009 1584,14 0,00365567009003
PKOBP 11.02.2009 26,11 -0,02392523364486

WIG20 11.02.2009 1543,58 -0,025603797644148
PKOBP 12.02.2009 24,95 -0,044427422443508

WIG20 12.02.2009 1494,41 -0,03185452001192
PKOBP 13.02.2009 25,1 0,006012024048096

WIG20 13.02.2009 1492,21 -0,001472152889769
PKOBP 16.02.2009 23,12 -0,078884462151395

WIG20 16.02.2009 1435,65 -0,037903512240234
PKOBP 17.02.2009 20,46 -0,115051903114187

WIG20 17.02.2009 1327,64 -0,075234214467315
PKOBP 18.02.2009 19,82 -0,03128054740958

WIG20 18.02.2009 1337,78 0,007637612605827
PKOBP 19.02.2009 21 0,059535822401615

WIG20 19.02.2009 1405,94 0,05095008147827
PKOBP 20.02.2009 20,02 -0,046666666666667

WIG20 20.02.2009 1383,1 -0,016245358976912
PKOBP 23.02.2009 19,35 -0,033466533466533

WIG20 23.02.2009 1365,16 -0,01297086255513
PKOBP 24.02.2009 18,94 -0,021188630490956

WIG20 24.02.2009 1361,08 -0,002988660669812
PKOBP 25.02.2009 18,9 -0,002111932418163

WIG20 25.02.2009 1345,15 -0,011703940988039
PKOBP 26.02.2009 19,65 0,03968253968254

WIG20 26.02.2009 1392,76 0,035393822250307
PKOBP 27.02.2009 19,19 -0,023409669211196

WIG20 27.02.2009 1372,47 -0,014568195525432
PKOBP 2.03.2009 19 -0,00990099009901

WIG20 2.03.2009 1380,24 0,005661325930622
PKOBP 3.03.2009 19,4 0,021052631578947

WIG20 3.03.2009 1401,92 0,015707413203501
PKOBP 4.03.2009 20,65 0,064432989690722

WIG20 4.03.2009 1461,22 0,042299132618124
PKOBP 5.03.2009 20,22 -0,020823244552058

WIG20 5.03.2009 1444,88 -0,011182436594079
PKOBP 6.03.2009 20,91 0,034124629080119

WIG20 6.03.2009 1476,46 0,021856486351808
PKOBP 9.03.2009 20,6 -0,014825442372071

WIG20 9.03.2009 1455,67 -0,014080977473145
PKOBP 10.03.2009 21,7 0,053398058252427

WIG20 10.03.2009 1481,42 0,017689448844862
PKOBP 11.03.2009 21,9 0,009216589861751

WIG20 11.03.2009 1500,95 0,01318329710683
PKOBP 12.03.2009 22,25 0,015981735159818

WIG20 12.03.2009 1494,19 -0,004503814250974
PKOBP 13.03.2009 22,4 0,006741573033708

WIG20 13.03.2009 1488,8 -0,003607305630475
PKOBP 16.03.2009 22,91 0,022767857142857

WIG20 16.03.2009 1513,7 0,01672487909726
PKOBP 17.03.2009 22,24 -0,029244871235269

WIG20 17.03.2009 1481,61 -0,02119970932153
PKOBP 18.03.2009 21,62 -0,027877697841727

WIG20 18.03.2009 1452,81 -0,019438313726284
PKOBP 19.03.2009 22,16 0,024976873265495

WIG20 19.03.2009 1487,71 0,024022411740008
PKOBP 20.03.2009 22,49 0,014891696750903

WIG20 20.03.2009 1506,5 0,012630149693153
PKOBP 23.03.2009 23,5 0,044908848377057

WIG20 23.03.2009 1550,43 0,029160305343512
PKOBP 24.03.2009 23,35 -0,006382978723404

WIG20 24.03.2009 1552,71 0,00147055978019
PKOBP 25.03.2009 24,47 0,04796573875803

WIG20 25.03.2009 1633,3 0,051902802197448
PKOBP 26.03.2009 24,15 -0,013077237433592

WIG20 26.03.2009 1623,91 -0,005749096920345
PKOBP 27.03.2009 22,99 -0,048033126293996

WIG20 27.03.2009 1574,81 -0,030235665769655
PKOBP 30.03.2009 21,28 -0,074380165289256

WIG20 30.03.2009 1517,45 -0,036423441558029
PKOBP 31.03.2009 21,42 0,006578947368421

WIG20 31.03.2009 1511,85 -0,003690401660681
PKOBP 1.04.2009 21,43 0,00046685340803

WIG20 1.04.2009 1523,8 0,007904223302576
PKOBP 2.04.2009 23,15 0,080261315912273

WIG20 2.04.2009 1629,76 0,069536684604279
PKOBP 3.04.2009 23,2 0,002159827213823

WIG20 3.04.2009 1668,1 0,023524936186923
PKOBP 6.04.2009 24,29 0,04698275862069

WIG20 6.04.2009 1684,3 0,009711647982735
PKOBP 7.04.2009 24,2 -0,00370522848909

WIG20 7.04.2009 1653,63 -0,01820934512854
PKOBP 8.04.2009 26 0,074380165289256

WIG20 8.04.2009 1740,83 0,052732473406989
PKOBP 9.04.2009 26,45 0,017307692307692

WIG20 9.04.2009 1784,94 0,025338487962639
PKOBP 14.04.2009 27,13 0,025708884688091

WIG20 14.04.2009 1770,4 -0,008145932076148
PKOBP 15.04.2009 27,3 0,006266126059713

WIG20 15.04.2009 1784,55 0,00799254405784
PKOBP 16.04.2009 27,18 -0,004395604395604

WIG20 16.04.2009 1763,4 -0,011851727326217
PKOBP 17.04.2009 25,55 -0,059970566593083

WIG20 17.04.2009 1698,31 -0,036911647952819
PKOBP 20.04.2009 24,23 -0,051663405088063

WIG20 20.04.2009 1657,28 -0,024159311315367
PKOBP 21.04.2009 24,22 -0,000412711514651

WIG20 21.04.2009 1660,91 0,002190335972196
PKOBP 22.04.2009 24,8 0,023947151114781

WIG20 22.04.2009 1695,32 0,020717558446876
PKOBP 23.04.2009 24,93 0,005241935483871

WIG20 23.04.2009 1712,65 0,010222258924569
PKOBP 24.04.2009 25,39 0,018451664661051

WIG20 24.04.2009 1767,44 0,03199135842116
PKOBP 27.04.2009 25,4 0,000393855848759

WIG20 27.04.2009 1739,79 -0,015644095414837
PKOBP 28.04.2009 24,85 -0,021653543307087

WIG20 28.04.2009 1686,54 -0,030607142241305
PKOBP 29.04.2009 25,99 0,045875251509054

WIG20 29.04.2009 1749,82 0,037520604314158
PKOBP 30.04.2009 26,87 0,033859176606387

WIG20 30.04.2009 1798,51 0,027825719216834
PKOBP 4.05.2009 28,3 0,053219203572758

WIG20 4.05.2009 1874,53 0,042268322111081
PKOBP 5.05.2009 28,4 0,003533568904594

WIG20 5.05.2009 1858,27 -0,008674174326365
PKOBP 6.05.2009 28,24 -0,005633802816901

WIG20 6.05.2009 1854,31 -0,002131014330533
PKOBP 7.05.2009 28,45 0,007436260623229

WIG20 7.05.2009 1841,33 -0,006999908321694
PKOBP 8.05.2009 28 -0,015817223198594

WIG20 8.05.2009 1847,06 0,003111881085954
PKOBP 11.05.2009 27,82 -0,006428571428571

WIG20 11.05.2009 1824,55 -0,01218693491278
PKOBP 12.05.2009 28,55 0,026240115025162

WIG20 12.05.2009 1865,18 0,022268504562769
PKOBP 13.05.2009 27,95 -0,021015761821366

WIG20 13.05.2009 1814,78 -0,027021520711138
PKOBP 14.05.2009 27,1 -0,0304114490161

WIG20 14.05.2009 1807,35 -0,004094160173685
PKOBP 15.05.2009 26,75 -0,012915129151292

WIG20 15.05.2009 1810,08 0,001510498796581
PKOBP 18.05.2009 26,97 0,00822429906542

WIG20 18.05.2009 1846,99 0,020391363917617
PKOBP 19.05.2009 27,4 0,015943641082685

WIG20 19.05.2009 1883,03 0,019512828981207
PKOBP 20.05.2009 27,1 -0,010948905109489

WIG20 20.05.2009 1879,35 -0,001954297063775
PKOBP 21.05.2009 26,48 -0,022878228782288

WIG20 21.05.2009 1830,43 -0,02603027642536
PKOBP 22.05.2009 26,12 -0,013595166163142

WIG20 22.05.2009 1814,62 -0,008637314729326
PKOBP 25.05.2009 26,05 -0,002679938744257

WIG20 25.05.2009 1801,03 -0,00748917128655
PKOBP 26.05.2009 26,14 0,003454894433781

WIG20 26.05.2009 1808,68 0,004247569446372
PKOBP 27.05.2009 26,22 0,003060443764346

WIG20 27.05.2009 1845,56 0,020390561072163
PKOBP 28.05.2009 25,6 -0,023646071700992

WIG20 28.05.2009 1814,29 -0,016943366782982
PKOBP 29.05.2009 25 -0,0234375

WIG20 29.05.2009 1802,37 -0,006570063220323
PKOBP 1.06.2009 26,95 0,078

WIG20 1.06.2009 1916,76 0,063466435859452
PKOBP 2.06.2009 26,9 -0,001855287569573

WIG20 2.06.2009 1968,71 0,027103028026461
PKOBP 3.06.2009 26,2 -0,026022304832714

WIG20 3.06.2009 1937,89 -0,015654921242844
PKOBP 4.06.2009 26,75 0,020992366412214

WIG20 4.06.2009 1969 0,016053542770746
PKOBP 5.06.2009 26,7 -0,001869158878505

WIG20 5.06.2009 1962,39 -0,003357034027425
PKOBP 8.06.2009 25,25 -0,054307116104869

WIG20 8.06.2009 1920,28 -0,021458527611739
PKOBP 9.06.2009 24,51 -0,029306930693069

WIG20 9.06.2009 1959,86 0,020611577478285
PKOBP 10.06.2009 25,6 0,044471644226846

WIG20 10.06.2009 2002,85 0,021935240272264
PKOBP 12.06.2009 26,21 0,023828125

WIG20 12.06.2009 2041,32 0,019207629128492
PKOBP 15.06.2009 26,4 0,007249141549027

WIG20 15.06.2009 2005,54 -0,017527874120667
PKOBP 16.06.2009 26,51 0,004166666666667

WIG20 16.06.2009 1978,51 -0,01347766686279
PKOBP 17.06.2009 26 -0,019238023387401

WIG20 17.06.2009 1926,12 -0,026479522468929
PKOBP 18.06.2009 26 0

WIG20 18.06.2009 1927,35 0,000638589495982
PKOBP 19.06.2009 26,61 0,023461538461539

WIG20 19.06.2009 1965,17 0,019622798142528
PKOBP 22.06.2009 25,75 -0,032318677189027

WIG20 22.06.2009 1843,2 -0,06206587725235
PKOBP 23.06.2009 25,75 0

WIG20 23.06.2009 1837,63 -0,003021918402778
PKOBP 24.06.2009 25,45 -0,011650485436893

WIG20 24.06.2009 1864,43 0,014584002220251
PKOBP 25.06.2009 24,99 -0,018074656188605

WIG20 25.06.2009 1852,87 -0,006200286414615
PKOBP 26.06.2009 25,25 0,010404161664666

WIG20 26.06.2009 1858,24 0,00289820656603
PKOBP 29.06.2009 26,35 0,043564356435644

WIG20 29.06.2009 1878 0,01063371792664
PKOBP 30.06.2009 25,5 -0,032258064516129

WIG20 30.06.2009 1862,36 -0,008328008519702
PKOBP 1.07.2009 26,19 0,027058823529412

WIG20 1.07.2009 1883,16 0,011168624755686
PKOBP 2.07.2009 25,55 -0,024436807941963

WIG20 2.07.2009 1841,04 -0,022366660294399
PKOBP 3.07.2009 25,12 -0,016829745596869

WIG20 3.07.2009 1828,27 -0,006936296875679
PKOBP 6.07.2009 25,1 -0,000796178343949

WIG20 6.07.2009 1810,97 -0,009462497333545
PKOBP 7.07.2009 25,07 -0,001195219123506

WIG20 7.07.2009 1810,38 -0,000325792254979
PKOBP 8.07.2009 25,19 0,004786597526925

WIG20 8.07.2009 1807,39 -0,001651586959644
PKOBP 9.07.2009 25,23 0,001587931718936

WIG20 9.07.2009 1819,56 0,006733466490353
PKOBP 10.07.2009 25,25 0,000792707094728

WIG20 10.07.2009 1790,44 -0,016003869067247
PKOBP 13.07.2009 25,2 -0,001980198019802

WIG20 13.07.2009 1813,14 0,012678447755859
PKOBP 14.07.2009 27,21 0,079761904761905

WIG20 14.07.2009 1867,3 0,029870831816628
PKOBP 15.07.2009 27,94 0,026828371922088

WIG20 15.07.2009 1912,64 0,024281047501741
PKOBP 16.07.2009 28,34 0,014316392269148

WIG20 16.07.2009 1913,86 0,00063786180358
PKOBP 17.07.2009 28,6 0,009174311926605

WIG20 17.07.2009 1897,32 -0,008642220434097
PKOBP 20.07.2009 30,3 0,059440559440559

WIG20 20.07.2009 1998,39 0,0532698754032
PKOBP 21.07.2009 30,8 0,016501650165017

WIG20 21.07.2009 2032,31 0,016973663799359
PKOBP 22.07.2009 29,79 -0,032792207792208

WIG20 22.07.2009 1994,91 -0,018402704311842
PKOBP 23.07.2009 30,15 0,012084592145015

WIG20 23.07.2009 2052,22 0,028728113047706
PKOBP 24.07.2009 31,48 0,044112769485904

WIG20 24.07.2009 2083,95 0,015461305318143
PKOBP 27.07.2009 32 0,016518424396442

WIG20 27.07.2009 2075,32 -0,004141174212433
PKOBP 28.07.2009 30,51 -0,0465625

WIG20 28.07.2009 2033,95 -0,019934275196114
PKOBP 29.07.2009 30,7 0,006227466404457

WIG20 29.07.2009 2040,56 0,003249834066718
PKOBP 30.07.2009 33 0,074918566775244

WIG20 30.07.2009 2140,12 0,048790528090328
PKOBP 31.07.2009 33,31 0,00939393939394

WIG20 31.07.2009 2137,56 -0,00119619460591
PKOBP 3.08.2009 33,25 -0,001801260882618

WIG20 3.08.2009 2158,54 0,009814929171579
PKOBP 4.08.2009 32,6 -0,019548872180451

WIG20 4.08.2009 2132,27 -0,012170263233482
PKOBP 5.08.2009 31,6 -0,030674846625767

WIG20 5.08.2009 2061,92 -0,032993007452152
PKOBP 6.08.2009 32 0,012658227848101

WIG20 6.08.2009 2075,51 0,006590944362536
PKOBP 7.08.2009 33 0,03125

WIG20 7.08.2009 2116,05 0,019532548626603
PKOBP 10.08.2009 33,08 0,002424242424242

WIG20 10.08.2009 2133,03 0,008024385057064
PKOBP 11.08.2009 31,5 -0,04776299879081

WIG20 11.08.2009 2077,36 -0,026099023454898
PKOBP 12.08.2009 31,02 -0,015238095238095

WIG20 12.08.2009 2069,27 -0,003894365925983
PKOBP 13.08.2009 32,39 0,044165054803353

WIG20 13.08.2009 2119,79 0,024414407013101
PKOBP 14.08.2009 32,29 -0,003087372645878

WIG20 14.08.2009 2097,16 -0,010675585789158
PKOBP 17.08.2009 30,62 -0,051718798389594

WIG20 17.08.2009 2030,7 -0,031690476644605
PKOBP 18.08.2009 31,29 0,021881123448726

WIG20 18.08.2009 2054,26 0,011601910671197
PKOBP 19.08.2009 31,8 0,016299137104506

WIG20 19.08.2009 2081,54 0,013279721164799
PKOBP 20.08.2009 32,9 0,034591194968553

WIG20 20.08.2009 2146,84 0,031371004160382
PKOBP 21.08.2009 34,99 0,063525835866262

WIG20 21.08.2009 2234,63 0,04089266084105
PKOBP 24.08.2009 35,99 0,028579594169763

WIG20 24.08.2009 2289,44 0,024527550422218
PKOBP 25.08.2009 36,1 0,003056404556821

WIG20 25.08.2009 2317,07 0,012068453420924
PKOBP 26.08.2009 35 -0,030470914127424

WIG20 26.08.2009 2249,51 -0,029157513583966
PKOBP 27.08.2009 35,5 0,014285714285714

WIG20 27.08.2009 2214,78 -0,015438917808767
PKOBP 28.08.2009 35,5 0

WIG20 28.08.2009 2235,91 0,009540450970299
PKOBP 31.08.2009 35,3 -0,005633802816902

WIG20 31.08.2009 2212,72 -0,010371616031057
PKOBP 1.09.2009 35,6 0,008498583569405

WIG20 1.09.2009 2199,6 -0,005929353917351
PKOBP 2.09.2009 33,28 -0,065168539325843

WIG20 2.09.2009 2114,17 -0,038838879796327
PKOBP 3.09.2009 32,3 -0,029447115384616

WIG20 3.09.2009 2121,32 0,00338194184952
PKOBP 4.09.2009 32,2 -0,003095975232198

WIG20 4.09.2009 2117,09 -0,001994041445892
PKOBP 7.09.2009 32,55 0,010869565217391

WIG20 7.09.2009 2197,01 0,037749930328895
PKOBP 8.09.2009 32,3 -0,007680491551459

WIG20 8.09.2009 2196,93 -3,64131251111566E-05
PKOBP 9.09.2009 32,55 0,007739938080495

WIG20 9.09.2009 2219,81 0,010414533007424
PKOBP 10.09.2009 31,5 -0,032258064516129

WIG20 10.09.2009 2185,22 -0,015582414711169
PKOBP 11.09.2009 31,05 -0,014285714285714

WIG20 11.09.2009 2148,76 -0,016684818919834
PKOBP 14.09.2009 30,45 -0,019323671497585

WIG20 14.09.2009 2102,53 -0,02151473407919
PKOBP 15.09.2009 30,69 0,007881773399015

WIG20 15.09.2009 2099,17 -0,00159807470048
PKOBP 16.09.2009 31,5 0,026392961876833

WIG20 16.09.2009 2145,75 0,022189722604649
PKOBP 17.09.2009 32,2 0,022222222222222

WIG20 17.09.2009 2164,82 0,008887335430502
PKOBP 18.09.2009 32,4 0,006211180124224

WIG20 18.09.2009 2147,28 -0,008102290259698
PKOBP 21.09.2009 32,95 0,016975308641976

WIG20 21.09.2009 2137,8 -0,004414887671845
PKOBP 22.09.2009 33,8 0,025796661608498

WIG20 22.09.2009 2246,97 0,051066516980073
PKOBP 23.09.2009 34,77 0,028698224852071

WIG20 23.09.2009 2270,89 0,010645446979711
PKOBP 24.09.2009 35 0,006614897900489

WIG20 24.09.2009 2256,39 -0,006385161764771
PKOBP 25.09.2009 34,63 -0,010571428571429

WIG20 25.09.2009 2245,27 -0,004928226060211
PKOBP 28.09.2009 34,41 -0,006352873231303

WIG20 28.09.2009 2260,61 0,006832140455268
PKOBP 29.09.2009 33,21 -0,03487358326068

WIG20 29.09.2009 2202,16 -0,025855853066208

Sheet 12: Arkusz1


y=-2*x^2+200*x+10000



















































x -50,0000001211016








y 5000










































































x 0

x 50


x -50,0000001211016
y 10000

y 25000


y 5000

Sheet 13: Arkusz2
y=-2*x^2+4*z^2+128x-7*(z-x)^2+17
























y=-2*x^2+4*z^2+128x-7*(z-x)^2+17

















x 1
a. x<100










z 1
b. z>0






x 7,77064591686991
a. x<100











z 12,8689431813836
b. z>0
x*z 1
x*z=100










x+z 2
x+z<50






x*z 100,000000786849
x*z=100











x+z 20,6395890982535
x+z<50






























y 31























y 469,972224512989
max




























































x 47,9128784734454
a. x<100






y=-2*x^2+4*z^2+128x-7*(z-x)^2+17


z 2,08712152655456
b. z>0

























x*z 100,00000006112
x*z=100






x 10,3253211947279
a. x<100
x+z 50
x+z<50






z 9,68492874207546
b. z>0


























x*z 100,000000009981
x*z=100











x+z 20,0102499368033
x+z<50
y -18681,9089987632
min



















































y 300,00000029056


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