58914 img042 (12)

Unit 18

Vocabulary

1 2 5,940 3 750 4 810 5 7,540

6 6,100 7 840 8 1,000 2 1 total overheads 2 gross profit

1 creditor 2 debtor 3 turnover 4 revenue 5 overheads 6 loss 7 bankrupt 8 gross 9 net 10 deficit 11 cashflow 12 asset

Unit 19

Grammar

i

Cause	Effect
In December people	They buy morę
often feel positive	in winter
aboutthe New Year
People are on holiday	People buy less
in Julyand August	in the
	summer
The stock market is	It is difficult to
influenced by many different things	predict
Big gains in share	They are over
prices usually happen	before investors
very suddenly	can take advantage of
	them

2 2 because

3    so

4    However

5    because

6    so

Vocabulary

Across: 6 portfolio 8 buli 9 subsidiary 10 stake 11 flotation 12 merger 13 dividend Down: 1 Capital 2 returns 3 stock 4 commodities 5 broker 7 bonds 8 bear

Unit 20

Grammar

1    2 which 3 who 4 which 5 which 6 who 7 which

2    2 playing board games

3    morał or religious board games

4    $50 5 ‘Banking’ 6 $100

7    George S. Parker Company

8    the board games industry

9    Monopoly 10 Charles Darrow 11 Charles Darrow

Vocabu!ary

1 2 poured 3 took out 4 flood

5    back up 6 raise 7 invested 8 cutting

Unit 21 Vocabulary i
Adjective	Noun
punctual	punctuality
polite	politeness
rude	rudeness
generous	generosity
kind	kindness
sincere	sincerity
original	originality
courteous	courtesy
reliable	reliability
creative	creativity
sensitive	sensitivity
loyal	loyalty

2    2 original creativity

3    helpfulness courtesy

4    loyal stability 5 sensitivity

3    2 g 3 a 4 f 5 d 6b 7 h 8c

4

Unit 23

Vocabulary

P	1T	m	m	c	w z	m	1	?	n	y	P
g	p	s	X	r	h(r	e	f	e	r	e	e)
s~\
S	p	r	V	1	f 0	i	f	r	c	e	q
h	r	e	j	w	1 i	z	z	s	b	1	0
0	a	s	i	t	0 w	k	0	0	P	c	n
r	i	u	s	u	g g	f	l	n	y	L)	u
t	s	m	q	i	p y	y	0	n	t	0	a
1	a	ll	(L	a	y o	f	1)	e	d	t	P
i	1	k	c	j	d t	i	g	L	o	i	V
s	f	^1 (P_		r	o m	0	t	e) p		c	h
	'w	0	r	k	f 0	r	c	e) b		e	b
										w
<2	i	s	m	i	s s) V		h	b	P	i	0
y	a	U j		y	x (r	e	t	i	r	e )r
d	q	w	(t	u	r n	d	0	w n) n			c

Adjective	Noun
precise	precision
accurate	accuracy
certain	certainty
Unit 22
Grammar
1 2 e 3 d 4 a	5 b 6 f

2 2 would 3 would 4 will 5 will

Vocabulary

2    graduated

3    curriculum vitae

4    turned down

5    human resources

6    lay off

7    redundant

8    redundancy

9    graduate

10    curriculum vitae

11    newspaper ads

1    resume 2 promote 3 lay off

4 workforce 5 shortlist 6 dismiss

7    referee 8 notice 9 appraisal

10 turn down 11 retire

12 personnel

Grammar

2    performance 3 management

4 interruptions 5 seriously

6 knowledge 7 criticism(s)

8    demotivated 9 improve

10 avoid 11 measure 12 promptly

Unit 24

Grammar

2 2 They told me (that) they were one of the biggest advertising agencies and (that) their clients included a number of private hospitals.

3 They said (that) I would be expected to attend in-service training.

Answerkey 77