9818246911

9818246911



W hen coverage ends

Your coverage will end on the earliest of:

•    the last day of the month for which premiums have been paid, that is, the last day of the month for which the certificate has been issued;

•    the day you no longer meet the eligibility requirements;

•    the first of the month coinciding with or next following normal retirement datę, or such later retirement datę as may be permitted by the normal employment practices of the participating university;

•    the termination datę of the group policy;

•    the day Sun Life obtains evidence of improper use of the coverage card or that medical clearance was obtained from Citizenship and Immigration Canada as a result of either non-disclosure or submission of false medical test results.

An eligible dependant's coverage will end on the earliest of:

•    the termination datę of your coverage;

•    the last day of the month in which the dependant ceases to be a dependant;

•    the last day of the month for which premiums have been paid; or

•    the day Sun Life obtains evidence of improper use of the coverage card or that medical evidence was obtained from Citizenship and Immigration Canada as a result of either non-disclosure or submission of false medical test results.

Extension of Coverage

Your coverage may be extended under the following circumstances:

•    you are authorized to stay in Ontario until the later of the end of the term in which you graduate or convocate,

•    you are authorized to stay in Canada for the purpose of travel, to a maximum of 60 days,

•    your student visa or work permit has expired and you have requested an extension of the authorization. You must apply to the Participating University's Plan Administrator, before your coverage expires. You must provide the Participating University's Plan Administrator with proof that you have applied for an extension of the authorization.

Ali extensions of coverage for graduation, travel and extension of authorization documents are conditional upon payment of the required premium. Sun Life will not reimburse the cost of charges relating to Elective Surgery or Treatment during the extension period.

9


Policy Number 50150



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