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noworodka chłopca 73,6 lat |
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w polsce prze ostatnie 10 lat |
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Czyli tyle ile w usa w 1995 roku |
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zwiekszyło się przeciętne |
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Teraz (2011) w usa jest 76,6 lat |
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trwanie życia o |
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1,5 roku dla mężczyzny |
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60 Year Old Life Expectancy (usa) |
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1,4 roku dla kobiety |
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Mężczyzna 65 letni – 16,5 lat |
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Kobieta 60 letnia – 24,5 lata |
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i przez 10 lat wzrosło o 1,4 lat |
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w polsce prze ostatnie 20 lat |
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http://life-span.healthgrove.com/l/61/60 |
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zwiekszyło się przeciętne |
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trwanie życia o |
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3,2 roku dla mężczyzny |
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zał. pracujemy od 23 roku do osiagnięcia wieku emerytalnego |
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3,6 roku dla kobiety |
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czyli dla każego średnio o 1,5 roku na 10 lat |
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Wariant 1 przejśćie na emeryturę z trwaniem życia teraz: |
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Przeciętne dalsze trwanie życia |
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mężczyzna: |
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miesiące |
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Mężczyzna 65 letni – 14 lat |
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zarobek brutto |
składka |
miesięcy pracy |
nasza kwota |
trwanie życia |
nasza emerytura |
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Kobieta 60 letnia – 24 lata |
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2000 |
390 |
516 |
201240 |
168 |
1197.86 |
zł miesięcznie |
|
59.89 |
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3000 |
586 |
516 |
302376 |
168 |
1799.86 |
zł miesięcznie |
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4000 |
780 |
516 |
402480 |
168 |
2395.71 |
zł miesięcznie |
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5000 |
976 |
516 |
503616 |
168 |
2997.71 |
zł miesięcznie |
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kobieta: |
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miesiące |
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zarobek brutto |
składka |
nasza kwota |
nasza kwota |
trwanie życia |
nasza emerytura |
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2000 |
390 |
456 |
177840 |
288 |
617.5 |
zł miesięcznie |
|
30.88 |
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3000 |
586 |
456 |
267216 |
288 |
927.83 |
zł miesięcznie |
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4000 |
780 |
456 |
355680 |
288 |
1235 |
zł miesięcznie |
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|
5000 |
976 |
456 |
445056 |
288 |
1545.33 |
zł miesięcznie |
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Wariant 2 przejśćie na emeryturę z trwaniem życia za 20 lat: |
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Przeciętne dalsze trwanie życia |
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mężczyzna: |
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|
miesiące |
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Mężczyzna 65 letni – 17 lat |
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|
zarobek brutto |
składka |
miesięcy pracy |
nasza kwota |
trwanie życia |
nasza emerytura |
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|
Kobieta 60 letnia – 27 lata |
|
|
2000 |
390 |
516 |
201240 |
204 |
986.47 |
zł miesięcznie |
|
49.32 |
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|
3000 |
586 |
516 |
302376 |
204 |
1482.24 |
zł miesięcznie |
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|
4000 |
780 |
516 |
402480 |
204 |
1972.94 |
zł miesięcznie |
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|
5000 |
976 |
516 |
503616 |
204 |
2468.71 |
zł miesięcznie |
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kobieta: |
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|
miesiące |
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|
zarobek brutto |
składka |
nasza kwota |
nasza kwota |
trwanie życia |
nasza emerytura |
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|
|
2000 |
390 |
456 |
177840 |
324 |
548.89 |
zł miesięcznie |
|
27.44 |
|
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|
|
|
|
|
|
3000 |
586 |
456 |
267216 |
324 |
824.74 |
zł miesięcznie |
|
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|
|
4000 |
780 |
456 |
355680 |
324 |
1097.78 |
zł miesięcznie |
|
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|
|
5000 |
976 |
456 |
445056 |
324 |
1373.63 |
zł miesięcznie |
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Wariant 3 przejśćie na emeryturę z trwaniem życia za 40 lat: |
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Przeciętne dalsze trwanie życia |
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mężczyzna: |
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miesiące |
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Mężczyzna 65 letni – 20 lat |
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zarobek brutto |
składka |
miesięcy pracy |
nasza kwota |
trwanie życia |
nasza emerytura |
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Kobieta 60 letnia – 30 lata |
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2000 |
390 |
516 |
201240 |
240 |
838.5 |
zł miesięcznie |
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41.93 |
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3000 |
586 |
516 |
302376 |
240 |
1259.9 |
zł miesięcznie |
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zamieniamy lata na miesiące |
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4000 |
780 |
516 |
402480 |
240 |
1677 |
zł miesięcznie |
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5000 |
976 |
516 |
503616 |
240 |
2098.4 |
zł miesięcznie |
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7000 |
1365 |
516 |
704340 |
240 |
2934.75 |
zł miesięcznie |
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kobieta: |
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miesiące |
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zarobek brutto |
składka |
nasza kwota |
nasza kwota |
trwanie życia |
nasza emerytura |
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2000 |
390 |
456 |
177840 |
360 |
494 |
zł miesięcznie |
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24.7 |
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3000 |
586 |
456 |
267216 |
360 |
742.27 |
zł miesięcznie |
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4000 |
780 |
456 |
355680 |
360 |
988 |
zł miesięcznie |
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5000 |
976 |
456 |
445056 |
360 |
1236.27 |
zł miesięcznie |
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mężczyzna: |
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31 |
miesiące |
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zarobek brutto |
składka |
lata |
miesięcy pracy |
nasza kwota |
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trwanie życia |
nasza emerytura |
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2000 |
390 |
40 |
480 |
187200 |
18.65 |
223.8 |
836.46 |
zł miesięcznie |
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41.82 |
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3000 |
586 |
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480 |
281280 |
18.65 |
223.8 |
1256.84 |
zł miesięcznie |
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41.89 |
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4240 |
826.8 |
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480 |
396864 |
18.65 |
223.8 |
1773.3 |
zł miesięcznie |
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41.82 |
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5000 |
976 |
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480 |
468480 |
18.65 |
223.8 |
2093.3 |
zł miesięcznie |
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41.87 |
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9000 |
1755 |
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480 |
842400 |
18.65 |
223.8 |
3764.08 |
zł miesięcznie |
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mężczyzna: |
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31 |
miesiące |
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zarobek brutto |
składka |
lata |
miesięcy pracy |
nasza kwota |
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trwanie życia |
nasza emerytura |
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2000 |
390 |
38 |
456 |
177840 |
18.65 |
223.8 |
794.64 |
zł miesięcznie |
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3000 |
586 |
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456 |
267216 |
18.65 |
223.8 |
1193.99 |
zł miesięcznie |
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4000 |
780 |
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456 |
355680 |
18.65 |
223.8 |
1589.28 |
zł miesięcznie |
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5000 |
976 |
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456 |
445056 |
18.65 |
223.8 |
1988.63 |
zł miesięcznie |
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39.77 |
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mężczyzna: |
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5 |
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31 |
miesiące |
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zarobek brutto |
składka |
lata |
miesięcy pracy |
nasza kwota |
5 |
trwanie życia |
nasza emerytura |
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2000 |
390 |
36 |
432 |
168480 |
13.65 |
163.8 |
1028.57 |
zł miesięcznie |
|
51.43 |
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3000 |
586 |
|
432 |
253152 |
13.65 |
163.8 |
1545.49 |
zł miesięcznie |
|
51.52 |
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4000 |
780 |
|
432 |
336960 |
13.65 |
163.8 |
2057.14 |
zł miesięcznie |
|
51.43 |
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5000 |
976 |
|
432 |
421632 |
13.65 |
163.8 |
2574.07 |
zł miesięcznie |
|
51.48 |
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uwzględniając średni wskaźnik waloryzacji z ostatnich kilku lat – 6,09% |
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i średni wzrost średniej krajowej o 3,75% |
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emerytura mężczyzny po przepracowaniu 40 lat wynosi 68% ostatniej pensji |
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emerytura kobiety po przepracowaniu 35 lat wynosi 31 % ostatniej pensji |
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emerytura kobiety po przepracowaniu 35 lat wynosi 26% ostatniej pensji |
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szczegółowe obliczenia na dole po prawej stronie na samym końcu |
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emerytura AOW w holandii w 2015 roku wynisi |
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1113 |
euro |
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lat pracy |
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zł/mc |
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1113 |
60.00% |
667.8 |
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3005.1 |
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Zdobywanie lat do emerytury w praktyce (w przypadku Holendrów) wygląda następująco. |
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Od 15 roku życia, poprzez opłacanie składek ubezpieczeniowych osoba zdobywa co roku 2% kwoty swojej emerytury. |
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kurs euro 4,5 |
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kurs funt 5,3 |
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emerytura niemcy |
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1 pkt= |
27 |
euro w 2015 roku |
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aby dostać1 pkt w ciągu roku należy zarobić |
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32446 |
euro w 2014 roku |
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9% pomniejszona |
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Od 2030 roku będzie mniejsza o około 9% |
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lat pracy |
Pkt |
wartość pkt |
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niemcy:minimlna płaca brutto 2015 – 1473 euro |
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1473 |
30 |
0.54 |
24.57 |
401.56 |
1807.01 |
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płąca w bmw -14 euro na godz = 2352 euro |
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2352 |
31 |
0.87 |
24.57 |
662.15 |
2979.68 |
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emerytura wielka brytania |
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funta |
lat pracy |
tygodniowo |
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STARE ZASADY: |
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4.45 |
30 |
133.5 |
578.5 |
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3066.05 |
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część państwowa (Basic State Pension) równa dla każdego od przepracowanych lat |
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Ile wynosi maksymalna Basic State Pension w 2016 roku? |
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- dla osoby samotnej maksymalnie 115,95 funtów tygodniowo, |
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Państwową emeryturę w Wielkiej Brytanii może pobierać każdy, który przepracował minimum 44 lat (mężczyzna urodzony przed 1945 rokiem) i odprowadzał składki na Ubezpieczenie Narodowe (National Insurance) |
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Np. jeśli zarabiasz od 149 do 797 funtów tygodniowo, to musisz odprowadzać 12% tych dochodów na składkę ubezpieczeniową. Jeśli zarabiasz więcej, płacisz tylko 2 procent. |
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Obecnie wiek emerytalny w Wielkiej Brytanii to 65 lat dla mężczyzn i 60 dla kobiet i ma wzrosnąć dla obydwu płci do 66 do 2020 r i do 67 do 2028 r. |
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State Pension (emerytura państwowa), min. 26,86 funta/tydzień, w roku 2012 wymogiem jest min. 11 lat pracy w przypadku mężczyzny (wypłacana od 65 roku życia )i 10 lat w przypadku kobiety (od 60 roku życia - od 2020 - kobiety będą przechodzić na emeryturę w wieku 65 lat) |
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2008-Żeby przepracowany rok został zaliczony do emerytury, musisz zarobić co najmniej 4264 funty, jeśli jesteś zatrudniony i 4345 funtów jeśli jesteś samozatrudniony. |
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NOWE ZASASDY od 6 kwietnia 2016roku |
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The full new State Pension is £155.65 per week. |
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You’ll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. |
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You’ll need 35 qualifying years to get the full new State Pension. |
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WSKAŹNIKI WALORYZACJI SKŁADEK ZA POSZCZEGÓLNE LATA |
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ZA DANY ROK |
WSKAŹNIK WALORYZACJI |
PUBLIKACJA |
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Example |
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Za rok 2000 |
112.72% |
M.P. z 2006 r. Nr 42, poz. 453 |
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You have 20 qualifying years on your National Insurance record after 6 April 2016. |
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Za rok 2001 |
106.68% |
M.P. z 2006 r. Nr 42, poz. 453 |
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Za rok 2002 |
101.90% |
M.P. z 2006 r. Nr 42, poz. 453 |
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You multiply 20 qualifying years by £4.45 (£155.65 divided by 35). |
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Za rok 2003 |
102.00% |
M.P. z 2006 r. Nr 42, poz. 453 |
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Za rok 2004 |
103.63% |
M.P. z 2006 r. Nr 42, poz. 453 |
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Your new State Pension will be about £89 per week. |
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Za rok 2005 |
105.55% |
M.P. z 2006 r. Nr 42, poz. 453 |
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Za rok 2006 |
106.90% |
M.P. z 2007 r. Nr 39, poz. 453 |
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|
Za rok 2007 |
112.85% |
M.P. z 2008 r. Nr 44, poz. 388 |
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|
Za rok 2008 |
116.26% |
M.P. z 2009 r. Nr 32, poz. 469 |
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|
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|
Za rok 2009 |
107.22% |
M.P. z 2010 r. Nr 37, poz. 520 |
|
|
|
|
|
|
|
|
|
|
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|
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|
średnie wynagrodzednie polska |
|
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|
Za rok 2010 |
103.98% |
M.P. z 2011 r. Nr 35, poz. 418 |
|
|
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|
|
|
|
|
|
|
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|
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|
|
formel zur rentenberechnung online |
|
|
|
|
niemcy |
|
|
|
|
|
|
|
|
http://wynagrodzenia.pl/gus |
|
|
|
|
|
|
|
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|
|
|
|
|
|
Za rok 2011 |
105,18% |
M.P. z 2012 r. poz. 297 |
|
|
|
|
|
|
|
|
Emerytury i Renty |
|
|
|
|
AOW-bedragen |
|
|
|
aktueller rentenwert |
|
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|
|
Za rok 2012 |
104,68% |
M.P. 2013 r. poz. 425 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Bedragen vanaf 1 januari 2016 |
|
|
|
Rentenpunkte 2016 |
|
|
|
|
1,3 |
1,74 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Za rok 2013 |
104,54% |
M.P. z 2014 r. poz. 334 |
|
|
|
|
|
|
|
|
polska |
|
|
|
|
|
|
|
|
|
durchschnittsentgelt |
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|
|
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|
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|
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|
|
|
|
Za rok 2014 |
102,06% |
M.P. z 2015 r. poz. 442 |
|
|
|
|
|
|
|
|
|
|
|
|
2002 |
|
holandia |
|
|
25,31 |
28626 |
2,17 |
1,09 |
1,3 |
25,31 |
28626 |
1,74 |
|
2002 |
|
|
|
25,31 |
2002 |
|
|
|
Wariant przejście na emeryturę z trwaniem życia za 30 lat: w 2048r |
|
|
|
|
|
|
|
|
|
|
|
|
|
Za rok 2015 |
105,37% |
M.P. z 2016 r. poz. 456 |
|
|
|
|
|
|
|
|
|
|
|
|
2003 |
|
|
|
|
25,86 |
28938 |
1,04 |
0,42 |
1,3 |
25,64 |
29125,32 |
1,74 |
|
2003 |
|
|
|
25,75 |
2003 |
|
|
|
Przeciętne dalsze trwanie życia |
|
|
|
|
|
|
|
|
|
|
|
|
|
Za rok 2016 |
106,37% |
M.P. z 2017 r. poz. 444 |
|
|
|
|
|
|
|
|
|
5.039969 |
|
|
2004 |
|
1.45 |
|
|
26,13 |
29060 |
0 |
0,49 |
1,3 |
25,97 |
29633,34 |
1,74 |
|
2004 |
|
|
|
26,2 |
2004 |
|
|
|
Mężczyzna 65 letni – 20 lat |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2007 |
|
|
minimalna |
|
2005 |
|
|
|
|
26,13 |
29202 |
0 |
1 |
1,3 |
26,31 |
30150,23 |
1,74 |
|
2005 |
|
|
|
26,66 |
2005 |
|
3,75 |
|
Kobieta 60 letnia – 30 lata |
|
|
|
|
|
|
|
|
|
|
|
|
6.09 |
http://www.zus.pl/wskazniki-waloryzacji-rocznej |
|
|
|
|
|
|
|
|
|
2008 |
|
|
|
|
2006 |
|
|
|
|
26,13 |
29494 |
0 |
1,55 |
1,3 |
26,65 |
30676,13 |
1,74 |
|
2006 |
|
|
|
27,12 |
2006 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
http://zus.pl/default.asp?p=1&id=3416 |
|
|
|
|
|
|
|
|
20.42 |
2009 |
675,1 |
675.1 |
675.1 |
5.04 |
2007 |
999,72 |
1.83 |
999.72 |
1.45 |
26,13 |
29951 |
0,54 |
2,25 |
1,3 |
27 |
31211,21 |
1,74 |
|
2007 |
|
|
|
27,6 |
2007 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Konto + waloryzacja |
100 |
|
|
|
|
|
|
|
|
|
|
|
20.68 |
2010 |
706,29 |
104.62 |
709.12 |
5,04 |
2008 |
1017,97 |
3.37 |
1014.23 |
1.45 |
26,27 |
30625 |
1,1 |
-0,39 |
1,3 |
27,35 |
31755,61 |
1,74 |
|
2008 |
|
|
|
28,08 |
2008 |
3186 |
4,36 |
3186 |
3,75 |
|
|
|
|
|
|
622 |
7464 |
|
7464 |
116.26 |
116.26 |
16.26 |
6.09 |
1 |
|
|
7464 |
|
|
|
|
20.94 |
2011 |
728,18 |
103.1 |
744.86 |
5,04 |
2009 |
1052,23 |
1.45 |
1028.95 |
1.45 |
26,56 |
30506 |
0 |
2,09 |
1,3 |
27,7 |
32309,52 |
1,74 |
|
2009 |
|
|
|
28,57 |
2009 |
3325 |
3,31 |
3305,36 |
3,75 |
|
|
|
|
|
|
646 |
7752 |
|
15670.65 |
124.65 |
107.22 |
7.22 |
6.09 |
2 |
|
|
15395.14 |
|
|
|
|
21.2 |
2012 |
799,18 |
109.75 |
782.41 |
5,04 |
2010 |
1067,47 |
1.17 |
1043.89 |
1.45 |
26,56 |
31144 |
2,41 |
3,07 |
1,3 |
28,06 |
32873,09 |
1,74 |
|
2010 |
|
|
|
29,07 |
2010 |
3435 |
4,95 |
3429,2 |
3,75 |
|
|
|
|
|
|
670 |
8040 |
|
24665.19 |
129.62 |
103.98 |
3.98 |
6.09 |
3 |
|
|
23804.62 |
|
|
|
|
21.46 |
2013 |
831,15 |
104 |
821.84 |
5,04 |
2011 |
1079,93 |
0.46 |
1059.04 |
1.45 |
27,2 |
32100 |
0,99 |
2,81 |
1,3 |
28,43 |
33446,48 |
1,74 |
|
2011 |
|
|
|
29,57 |
2011 |
3605 |
3,41 |
3557,67 |
3,75 |
|
|
|
|
|
|
694 |
8328 |
|
34495.61 |
136.33 |
105.18 |
5.18 |
6.09 |
4 |
|
|
32703.93 |
|
|
|
|
21.73 |
2014 |
844.45 |
101.6 |
863.26 |
5,04 |
2012 |
1084,86 |
0.2 |
1074.41 |
1.45 |
27,47 |
33002 |
2,18 |
1,99 |
1,3 |
28,8 |
34029,88 |
1,74 |
|
2012 |
|
|
|
30,09 |
2012 |
3728 |
2,92 |
3690,96 |
3,75 |
|
|
|
|
|
|
720 |
8640 |
|
45236.82 |
142.71 |
104.68 |
4.68 |
6.09 |
5 |
|
|
42128.82 |
|
|
|
|
22 |
2015 |
880,45 |
104.26 |
906.77 |
5,04 |
2013 |
1087 |
1.18 |
1090.01 |
1.45 |
28,07 |
33659 |
0,25 |
2,54 |
1,3 |
29,17 |
34623,46 |
1,74 |
|
2013 |
|
|
|
30,61 |
2013 |
3837 |
3,73 |
3829,24 |
3,75 |
|
|
|
|
|
|
748 |
8976 |
|
56968.31 |
149.19 |
104.54 |
4.54 |
6.09 |
6 |
|
|
52115.92 |
|
|
|
|
22.27 |
2016 |
882,56 |
100.24 |
952.47 |
5,04 |
2014 |
1099,84 |
1.06 |
1105.83 |
1.45 |
28,14 |
34514 |
1,67 |
2,46 |
1,3 |
29,55 |
35227,38 |
1,74 |
|
|
|
|
|
31,15 |
2014 |
3980 |
3,54 |
3972,71 |
3,75 |
|
|
1680 |
4,17 |
|
|
776 |
9312 |
|
69750.39 |
152.26 |
102.06 |
2.06 |
6.09 |
7 |
|
|
62678.7 |
|
|
|
|
22.55 |
2017 |
1000 |
113.31 |
1000.47 |
5,04 |
2015 |
1111,55 |
2.39 |
1121.88 |
1.45 |
28,61 |
35363 |
2,1 |
2,56 |
1,3 |
29,94 |
35841,85 |
1,74 |
1,18 |
1,25 |
|
|
|
31,69 |
2015 |
4121 |
|
4121,54 |
3,75 |
880 |
0,21 |
1750 |
|
0,42 |
Konto + waloryzacja |
804,4 |
9652,8 |
|
83651.86 |
160.44 |
105.37 |
5.37 |
6.09 |
8 |
|
|
73835.79 |
|
|
|
|
22.83 |
2018 |
|
|
1050.9 |
5,04 |
2016 |
1138,15 |
|
1138.16 |
1.45 |
29.21 |
36267 |
4,25 |
2,31 |
1,3 |
30,33 |
36467,03 |
1,74 |
31,69 |
|
28224 |
17400 |
527655,77 |
32,24 |
2016 |
|
|
4275,96 |
3,75 |
|
834,66 |
10015,92 |
|
|
10015,92 |
834,66 |
10015,92 |
|
98763.23 |
162.04 |
|
1 |
6.09 |
9 |
|
|
85623.77 |
|
|
|
|
23.12 |
2019 |
|
|
1103.86 |
5,04 |
2017 |
|
|
1154.68 |
1.45 |
30.45 |
37103 |
2,17 |
|
1,3 |
30,72 |
37103,11 |
1,74 |
1,06 |
2017 |
28716,3 |
17703,5 |
543836,65 |
32,81 |
2017 |
|
|
4436,16 |
3,75 |
|
865,93 |
10391,17 |
|
|
21017,18 |
865,93 |
10391,17 |
|
115170.31 |
|
|
2 |
6.09 |
10 |
|
|
98069.9 |
|
|
|
|
23.41 |
2020 |
1117,19 |
|
1159.49 |
5,04 |
2018 |
|
|
1171.44 |
1.45 |
31,11 |
|
2,41 |
|
1,3 |
31,12 |
37750,29 |
1,74 |
|
2018 |
29217,19 |
18012,3 |
560513,73 |
33,38 |
2018 |
|
|
4602,36 |
3,75 |
|
898,37 |
10780,47 |
|
|
33077,86 |
898,37 |
10780,47 |
|
132966.09 |
|
|
3 |
6.09 |
11 |
|
|
111204.05 |
|
|
|
|
23.7 |
2021 |
1159,04 |
|
1217.93 |
5,04 |
2019 |
|
|
1188.45 |
1.45 |
31,86 |
|
|
|
1,3 |
31,52 |
38408,76 |
1,74 |
|
2019 |
29726,82 |
18326,49 |
577702,23 |
33,96 |
2019 |
|
|
4774,78 |
3,75 |
|
932,03 |
11184,36 |
|
|
46277,08 |
932,03 |
11184,36 |
|
152249.75 |
|
|
4 |
6.09 |
12 |
|
|
125057.31 |
|
|
|
|
23.99 |
2022 |
1202,46 |
|
1279.32 |
5,04 |
2020 |
|
|
1205.7 |
1.45 |
|
|
|
|
1,3 |
31,93 |
39078,71 |
1,74 |
|
2020 |
30245,34 |
18646,15 |
595417,81 |
34,55 |
2020 |
|
|
4953,67 |
3,75 |
|
966,95 |
11603,38 |
|
|
60699,31 |
966,95 |
11603,38 |
|
173127.05 |
|
|
5 |
6.09 |
13 |
|
|
139662.07 |
|
|
|
|
24.29 |
2023 |
1247,51 |
|
1343.79 |
5,04 |
2021 |
|
|
1223.2 |
1.45 |
|
|
|
|
1,3 |
32,35 |
39760,35 |
1,74 |
|
2021 |
30772,9 |
18971,39 |
613676,66 |
35,15 |
2021 |
|
|
5139,26 |
3,75 |
|
1003,18 |
12038,1 |
|
|
76434,77 |
1003,18 |
12038,1 |
|
195710.75 |
|
|
6 |
6.09 |
14 |
|
|
155052.06 |
|
|
|
|
24.6 |
2024 |
1294,25 |
|
1411.52 |
5,04 |
2022 |
|
|
1240.95 |
1.45 |
|
|
|
|
1,3 |
32,77 |
40453,88 |
1,74 |
|
2022 |
31309,67 |
19302,3 |
632495,43 |
35,77 |
2022 |
|
|
5331,8 |
3,75 |
|
1040,76 |
12489,11 |
|
|
93579,71 |
1040,76 |
12489,11 |
|
220121.09 |
|
|
7 |
6.09 |
15 |
|
|
171262.42 |
|
|
|
|
24.9 |
2025 |
1342,74 |
|
1482.66 |
5,04 |
2023 |
|
|
1258.96 |
1.45 |
|
|
|
|
1,3 |
33,19 |
41159,51 |
1,74 |
|
2023 |
31855,79 |
19638,99 |
651891,29 |
36,39 |
2023 |
|
|
5531,56 |
3,75 |
|
1079,75 |
12957,02 |
|
|
112236,9 |
1079,75 |
12957,02 |
|
246486.24 |
|
|
8 |
6.09 |
16 |
|
|
188329.74 |
|
|
|
|
25.21 |
2026 |
1393,05 |
|
1557.39 |
5,04 |
2024 |
|
|
1277.24 |
1.45 |
|
|
|
|
1,3 |
33,63 |
41877,44 |
1,74 |
|
2024 |
32411,44 |
19981,54 |
671881,93 |
37,03 |
2024 |
|
|
5738,8 |
3,75 |
|
1120,2 |
13442,45 |
|
|
132515,98 |
1120,2 |
13442,45 |
|
274942.78 |
|
|
9 |
6.09 |
17 |
|
|
206292.1 |
|
|
|
|
25.53 |
2027 |
1445,24 |
|
1635.88 |
5,04 |
2025 |
|
|
1295.78 |
1.45 |
|
|
|
|
1,3 |
34,06 |
42607,9 |
1,74 |
|
2025 |
32976,79 |
20330,08 |
692485,59 |
37,67 |
2025 |
|
|
5953,8 |
3,75 |
|
1162,17 |
13946,07 |
|
|
154533,93 |
1162,17 |
13946,07 |
|
305636.3 |
|
|
10 |
6.09 |
18 |
|
|
225189.19 |
|
|
|
|
25.85 |
2028 |
1499,38 |
|
1718.32 |
5,04 |
2026 |
|
|
1314.58 |
1.45 |
|
|
|
|
1,3 |
34,5 |
43351,1 |
1,74 |
|
2026 |
33551,99 |
20684,69 |
713721,08 |
38,33 |
2026 |
|
|
6176,86 |
3,75 |
|
1205,71 |
14468,56 |
|
|
178415,54 |
1205,71 |
14468,56 |
|
338721.94 |
|
|
11 |
6.09 |
19 |
|
|
245062.29 |
|
|
|
|
26.17 |
2029 |
1555,56 |
|
1804.93 |
5,04 |
2027 |
|
|
1333.67 |
1.45 |
|
|
|
|
1,3 |
34,95 |
44107,26 |
1,74 |
|
2027 |
34137,23 |
21045,49 |
735607,77 |
39 |
2027 |
|
|
6408,28 |
3,75 |
|
1250,89 |
15010,63 |
|
|
204293,9 |
1250,89 |
15010,63 |
|
374364.96 |
|
|
12 |
6.09 |
20 |
|
|
265954.41 |
|
|
|
|
26.49 |
2030 |
1613,84 |
|
1895.9 |
5,04 |
2028 |
|
|
1353.02 |
1.45 |
|
|
|
|
1,3 |
35,41 |
44876,61 |
1,74 |
|
2028 |
34732,68 |
21412,58 |
758165,63 |
39,68 |
2028 |
|
|
6648,36 |
3,75 |
|
1297,75 |
15573 |
|
|
232310,96 |
1297,75 |
15573 |
|
412741.47 |
|
|
13 |
6.09 |
21 |
|
|
287910.31 |
|
|
|
|
26.82 |
2031 |
1674,3 |
|
1991.45 |
5,04 |
2029 |
|
|
1372.66 |
1.45 |
|
|
|
|
1,3 |
35,87 |
45659,38 |
1,74 |
|
2029 |
35338,51 |
21786,07 |
781415,24 |
40,37 |
2029 |
|
|
6897,44 |
3,75 |
|
1346,37 |
16156,44 |
|
|
262618,04 |
1346,37 |
16156,44 |
|
454039.02 |
|
|
14 |
6.09 |
22 |
|
|
310976.6 |
|
|
|
|
27.16 |
2032 |
1737,03 |
|
2091.82 |
5,04 |
2030 |
|
|
1392.59 |
1.45 |
|
|
|
|
1,3 |
36,33 |
46455,81 |
1,74 |
|
2030 |
35954,91 |
22166,08 |
805377,81 |
41,07 |
2030 |
|
|
7155,86 |
3,75 |
|
1396,81 |
16761,74 |
|
|
295376,5 |
1396,81 |
16761,74 |
|
498457.41 |
|
|
15 |
6.09 |
23 |
|
|
335201.78 |
|
|
|
|
27.5 |
2033 |
1802,1 |
|
2197.24 |
5,04 |
2031 |
|
|
1412.8 |
1.45 |
|
|
|
|
1,3 |
36,81 |
47266,12 |
1,74 |
|
2031 |
36582,06 |
22552,72 |
830075,21 |
41,79 |
2031 |
|
|
7423,95 |
3,75 |
|
1449,14 |
17389,72 |
|
|
330758,34 |
1449,14 |
17389,72 |
|
546209.42 |
|
|
16 |
6.09 |
24 |
|
|
360636.34 |
|
|
|
|
27.84 |
2034 |
1869,62 |
|
2307.98 |
5,04 |
2032 |
|
|
1433.31 |
1.45 |
|
|
|
|
1,3 |
37,28 |
48090,58 |
1,74 |
|
2032 |
37220,16 |
22946,1 |
855529,97 |
42,52 |
2032 |
|
|
7702,09 |
3,75 |
|
1503,44 |
18041,23 |
|
|
368946,89 |
1503,44 |
18041,23 |
|
597521.63 |
|
|
17 |
6.09 |
25 |
|
|
387332.84 |
|
|
|
|
28.19 |
2035 |
1939,67 |
|
2424.31 |
5,04 |
2033 |
|
|
1454.11 |
1.45 |
|
|
|
|
1,3 |
37,77 |
48929,41 |
1,74 |
|
2033 |
37869,38 |
23346,34 |
881765,32 |
43,26 |
2033 |
|
|
7990,65 |
3,75 |
|
1559,76 |
18717,14 |
|
|
410137,5 |
1559,76 |
18717,14 |
|
652635.31 |
|
|
18 |
6.09 |
26 |
|
|
415345.97 |
|
|
|
|
28.54 |
2036 |
2012,34 |
|
2546.49 |
5,04 |
2034 |
|
|
1475.22 |
1.45 |
|
|
|
|
1,3 |
38,26 |
49782,87 |
1,74 |
|
2034 |
38529,92 |
23753,57 |
908805,18 |
44,02 |
2034 |
|
|
8290,02 |
3,75 |
|
1618,2 |
19418,38 |
|
|
454538,38 |
1618,2 |
19418,38 |
|
711807.33 |
|
|
19 |
6.09 |
27 |
|
|
444732.65 |
|
|
|
|
28.89 |
2037 |
2087,73 |
|
2674.83 |
5,04 |
2035 |
|
|
1496.63 |
1.45 |
|
|
|
|
1,3 |
38,76 |
50651,22 |
1,74 |
|
2035 |
39201,99 |
24167,89 |
936674,25 |
44,78 |
2035 |
|
|
8600,6 |
3,75 |
|
1678,82 |
20145,89 |
|
|
502371,34 |
1678,82 |
20145,89 |
|
775311.18 |
|
|
20 |
6.09 |
28 |
|
|
475552.12 |
|
|
|
|
29.26 |
2038 |
2165,94 |
|
2809.64 |
5,04 |
2036 |
|
|
1518.35 |
1.45 |
|
|
|
|
1,3 |
39,26 |
51534,71 |
1,74 |
|
2036 |
39885,78 |
24589,45 |
965397,93 |
45,56 |
2036 |
|
|
8922,82 |
3,75 |
|
1741,72 |
20900,65 |
|
|
553872,68 |
1741,72 |
20900,65 |
|
843437.98 |
|
|
21 |
6.09 |
29 |
|
|
507866.03 |
|
|
|
|
29.62 |
2039 |
2247,09 |
|
2951.25 |
5,04 |
2037 |
|
|
1540.39 |
1.45 |
|
|
|
|
1,3 |
39,77 |
52433,62 |
1,74 |
|
2037 |
40581,5 |
25018,36 |
995002,44 |
46,36 |
2037 |
|
|
9257,12 |
3,75 |
|
1806,97 |
21683,7 |
|
|
609294,15 |
1806,97 |
21683,7 |
|
916497.59 |
|
|
22 |
6.09 |
30 |
|
|
541738.51 |
|
|
|
|
29.99 |
2040 |
2331,28 |
|
3099.99 |
5,04 |
2038 |
|
|
1562.75 |
1.45 |
|
|
|
|
1,3 |
40,29 |
53348,21 |
1,74 |
|
2038 |
41289,35 |
25454,74 |
1025514,8 |
47,17 |
2038 |
|
|
9603,94 |
3,75 |
|
1874,67 |
22496,07 |
|
|
668903,85 |
1874,67 |
22496,07 |
|
994819.82 |
|
|
23 |
6.09 |
31 |
|
|
577236.31 |
|
|
|
|
30.36 |
2041 |
2418,62 |
|
3256.23 |
5,04 |
2039 |
|
|
1585.43 |
1.45 |
|
|
|
|
1,3 |
40,81 |
54278,75 |
1,74 |
|
2039 |
42009,55 |
25898,74 |
1056962,83 |
47,99 |
2039 |
|
|
9963,75 |
3,75 |
|
1944,91 |
23338,89 |
23338,89 |
|
732987,35 |
1944,91 |
23338,89 |
|
1078755.68 |
|
|
24 |
6.09 |
32 |
|
|
614428.87 |
|
|
|
|
30.74 |
2042 |
2509,23 |
|
3420.34 |
5,04 |
2040 |
|
|
1608.45 |
1.45 |
|
|
|
|
1,3 |
41,34 |
55225,52 |
1,74 |
|
2040 |
42742,31 |
26350,49 |
1089375,23 |
48,83 |
2040 |
|
|
10337,04 |
3,75 |
|
2017,77 |
24213,28 |
48973,51 |
|
801848,72 |
2017,77 |
24213,28 |
|
1168678.66 |
|
|
25 |
6.09 |
33 |
|
|
653388.44 |
|
|
|
|
31.12 |
2043 |
2603,24 |
|
3592.73 |
5,04 |
2041 |
|
|
1631.79 |
1.45 |
|
|
|
|
1,3 |
41,88 |
56188,8 |
1,74 |
|
2041 |
43487,85 |
26810,11 |
1122781,59 |
49,68 |
2041 |
|
|
10724,32 |
3,75 |
|
2093,37 |
25120,43 |
77076,43 |
|
875811,77 |
2093,37 |
25120,43 |
|
1264986.23 |
|
|
26 |
6.09 |
34 |
|
|
694190.2 |
|
|
|
|
31.51 |
2044 |
2700,77 |
|
3773.8 |
5,04 |
2042 |
|
|
1655.48 |
1.45 |
|
|
|
|
1,3 |
42,42 |
57168,89 |
1,74 |
|
2042 |
44246,4 |
27277,76 |
1157212,36 |
50,55 |
2042 |
|
|
11126,1 |
3,75 |
|
2171,8 |
26061,57 |
107831,95 |
|
955221,22 |
2171,8 |
26061,57 |
|
1368101.28 |
|
|
27 |
6.09 |
35 |
|
|
736912.33 |
|
|
|
|
31.91 |
2045 |
2801,96 |
|
3964 |
5,04 |
2043 |
|
|
1679.51 |
1.45 |
|
|
|
|
1,3 |
42,97 |
58166,07 |
1,74 |
|
2043 |
45018,18 |
27753,56 |
1192698,98 |
51,43 |
2043 |
|
|
11542,94 |
3,75 |
|
2253,16 |
27037,96 |
141436,88 |
|
1040444,1 |
2253,16 |
27037,96 |
|
1478473.71 |
|
|
28 |
6.09 |
36 |
|
|
781636.19 |
|
|
|
|
32.3 |
2046 |
2906,93 |
|
4163.78 |
5,04 |
2044 |
|
|
1703.88 |
1.45 |
|
|
|
|
1,3 |
43,53 |
59180,64 |
1,74 |
|
2044 |
45803,42 |
28237,65 |
1229273,82 |
52,33 |
2044 |
|
|
11975,4 |
3,75 |
|
2337,58 |
28050,94 |
178101,33 |
|
1131871,09 |
2337,58 |
28050,94 |
|
1596582.18 |
|
|
29 |
6.09 |
37 |
|
|
828446.4 |
|
|
|
|
32.71 |
2047 |
3015,84 |
|
4373.63 |
5,04 |
2045 |
|
|
1728.62 |
1.45 |
|
|
|
|
1,3 |
44,1 |
60212,92 |
1,74 |
|
2045 |
46602,36 |
28730,2 |
1266970,25 |
53,24 |
2045 |
|
|
12424,06 |
3,75 |
|
2425,16 |
29101,87 |
218049,57 |
|
1229918,06 |
2425,16 |
29101,87 |
|
1722935.87 |
|
|
30 |
6.09 |
38 |
|
|
877430.98 |
|
|
|
|
33.11 |
2048 |
3128,83 |
|
4594.06 |
5,04 |
2046 |
|
|
1753.71 |
1.45 |
|
|
|
|
1,3 |
44,67 |
61263,2 |
1,74 |
|
2046 |
47415,23 |
29231,33 |
1305822,66 |
54,17 |
2046 |
|
|
12889,52 |
3,75 |
|
2516,01 |
30192,17 |
261520,96 |
|
1335027,61 |
2516,01 |
30192,17 |
|
1858076.37 |
|
|
31 |
6.09 |
39 |
|
|
928681.5 |
|
|
|
|
|
|
|
|
|
|
2047 |
|
|
1779.16 |
1.45 |
|
|
|
|
1,3 |
45,25 |
62331,79 |
1,74 |
|
2047 |
48242,28 |
29741,2 |
1345866,5 |
55,11 |
2047 |
|
|
13372,43 |
3,75 |
|
2610,28 |
31323,32 |
308770,91 |
0,33 |
1447670,8 |
2610,28 |
31323,32 |
0,25 |
2002579.77 |
|
|
32 |
6.09 |
40 |
|
|
982293.18 |
|
|
|
|
|
|
|
|
|
|
2048 |
|
|
1804.99 |
1.45 |
1,59 |
|
|
1,22 |
1,3 |
45,84 |
63419,03 |
1,74 |
1,51 |
1,74 |
49083,76 |
30259,97 |
1387138,31 |
56,07 |
2048 |
|
|
13873,43 |
3,75 |
|
2708,07 |
32496,85 |
360071,91 |
0.23 |
1568348,9 |
2708,07 |
32496,85 |
0,17 |
2157058.75 |
|
|
33 |
6.09 |
41 |
|
|
1038365.06 |
0.48 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1,51 |
|
|
|
|
|
|
|
|
|
|
|
|
2049 |
14393,2 |
3,75 |
|
2809,53 |
33714,34 |
415714,63 |
0.24 |
1697595,3 |
2809,53 |
33714,34 |
0,18 |
2322164.94 |
|
|
34 |
6.09 |
42 |
|
|
|
|
|
|
|
|
2867 |
3128 |
3000 |
4594 |
|
|
|
|
|
|
|
|
|
|
|
1833,63 |
23782,14 |
|
|
|
0,77 |
0,48 |
|
|
Wariant 3 przejście na emeryturę z trwaniem życia za 30 lat: w 2048r |
|
2050 |
14932,44 |
3,75 |
|
2914,79 |
34977,45 |
476009,1 |
0.26 |
1835977,52 |
2914,79 |
34977,45 |
0,19 |
2498591.26 |
|
|
35 |
6.09 |
43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
4873,46 |
renta holenderska po 30 latach pracy |
|
|
|
|
|
|
|
|
8251,33 |
1,71 |
|
|
|
|
|
|
|
Przeciętne dalsze trwanie życia |
|
2051 |
15491,88 |
3,75 |
|
3023,99 |
36287,88 |
541285,93 |
0.27 |
1984099,38 |
3023,99 |
36287,88 |
0,2 |
2687074.58 |
|
|
36 |
6.09 |
44 |
|
|
|
|
|
|
|
|
|
|
|
|
|
4789,64 |
|
|
1082.99 |
|
|
|
|
|
|
|
renta niemiecka po 30 latach pracy w bmw |
|
|
|
|
|
|
|
Mężczyzna 65 letni – 19 lat |
|
2052 |
16072,28 |
3,75 |
|
3137,28 |
37647,41 |
611897,65 |
0.29 |
2142603,24 |
3137,28 |
37647,41 |
0,21 |
2888398.42 |
|
|
37 |
6.09 |
45 |
|
|
|
|
|
|
|
|
|
|
|
|
|
2952,8 |
|
|
|
|
|
|
|
|
|
|
|
|
1064,37 |
4789,64 |
|
81,75 |
|
1301,94 |
Kobieta 60 letnia – 29 lata |
|
2053 |
16674,43 |
3,75 |
|
3254,82 |
39057,87 |
688220,09 |
0.3 |
2312172,42 |
3254,82 |
39057,87 |
0,22 |
3103395.85 |
|
|
38 |
6.09 |
46 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
renta niemiecka po 30 latach pracy za minimalna |
|
|
|
|
|
|
|
|
|
2054 |
17299,14 |
3,75 |
|
3376,76 |
40521,17 |
770653,86 |
0.31 |
2493533,79 |
3376,76 |
40521,17 |
0,23 |
3332952.62 |
|
|
39 |
6.09 |
47 |
|
|
|
|
|
|
|
|
|
|
|
9460,78 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
656,18 |
2952,8 |
|
81,75 |
|
802,64 |
lat składkowych – 30 |
|
2055 |
17947,25 |
3,75 |
|
3503,27 |
42039,29 |
859625,97 |
0.32 |
2687460,46 |
3503,27 |
42039,29 |
0,24 |
3578010.39 |
|
|
40 |
6.09 |
48 |
|
|
|
|
|
|
|
|
|
|
|
2,06 |
|
|
|
|
937.15 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2056 |
18619,64 |
3,75 |
|
3634,52 |
43614,29 |
955591,49 |
0.33 |
2894774,69 |
3634,52 |
43614,29 |
0,25 |
3839570.24 |
|
|
41 |
6.09 |
49 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1443.99 |
|
|
|
|
|
|
|
|
|
|
|
dla mężczyzny |
dla mężczyzny |
|
|
|
|
2057 |
19317,23 |
3,75 |
|
3770,69 |
45248,3 |
1059035,31 |
0.34 |
3116350,96 |
3770,69 |
45248,3 |
0,26 |
4118696.37 |
|
|
42 |
6.09 |
50 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
54,08 |
|
|
|
euro po 4,5 zł |
|
|
holandia |
niemcy |
niemcy |
niemcy |
polska |
polska |
polska |
|
|
|
|
2058 |
20040,95 |
3,75 |
|
3911,96 |
46943,53 |
1170474,09 |
0.35 |
3353119,22 |
3911,96 |
46943,53 |
0,27 |
4416519.99 |
|
|
43 |
6.09 |
51 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
minimalna |
srednia |
bmw |
minimalna |
minimalna |
srednia |
srednia |
|
|
|
|
|
20791,78 |
3,75 |
|
4058,52 |
48702,27 |
1290458,23 |
0.36 |
3606068,36 |
4058,52 |
48702,27 |
0,27 |
4734243.53 |
|
|
44 |
6.09 |
52 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
teraz |
|
2016r |
937.15 |
1244,74 |
963,37 |
593.92 |
1000 |
2481 |
2481 |
<-Po 40 latach pracy |
|
|
|
|
21570,75 |
3,75 |
|
4210,57 |
50526,9 |
1419574,04 |
0.37 |
3876249,9 |
4210,57 |
50526,9 |
0,28 |
5073145.04 |
|
|
45 |
6.09 |
53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Za 30 lat po 40 latach pracy |
|
|
1443.99 |
1833,63 |
1419,15 |
874.9 |
4594 |
9460,78 |
6878.72 |
Za 30 lat ale pracujac 30 lat |
|
|
|
|
22378,89 |
3,75 |
|
4368,32 |
52419,89 |
1558445,99 |
0.37 |
4164781,87 |
4368,32 |
52419,89 |
0,29 |
5434582.88 |
|
|
46 |
6.09 |
54 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
wzrost |
|
|
54,08 |
47,31 |
47,31 |
47,31 |
359,4 |
281,33 |
177,26 |
|
|
|
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|
|
2813,29 |
1772,56 |
|
|
|
|
|
9237,89 |
|
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|
|
na złotówki |
teraz |
4217,19 |
5601,31 |
4335,19 |
2672,63 |
1000 |
2481 |
2481 |
|
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|
Za 30 lat |
6497,95 |
8251,33 |
6386,19 |
3937,07 |
4594 |
9460,78 |
6878,72 |
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|
teraz jest ok |
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|
1138 euro za 50 lat "pracy" |
|
|
jeśli w polsce minimalna by rosła tak jak średnia to za 30 lat |
|
|
|
|
|
|
|
|
|
|
2962,15 |
0,21 |
5890,63 |
|
0,42 |
|
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|
|
Za 30 lat po 40 latach pracy |
|
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|
|
minimalna by była 2813 zł |
|
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|
|
minimalna polska 1000/4594 zł to: |
|
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|
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|
|
|
|
|
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|
|
|
|
|
|
|
645855,75 |
|
|
|
|
700713,29 |
|
bez waloryzacji |
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
ile procent emerytury zagranicznej |
|
|
teraz |
23,71 |
17,85 |
23,07 |
37,42 |
|
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|
bez waloryzacji |
|
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|
ma emerytura polska |
|
|
Za 30 lat |
70,7 |
55,68 |
71,94 |
116,69 |
|
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|
|
|
|
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|
|
|
M |
19 |
228 |
645855,75 |
2832,7 |
20,42 |
|
228 |
700713,29 |
3073.3 |
22.15 |
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K |
29 |
348 |
645855,75 |
1855,91 |
13,38 |
|
348 |
700713,29 |
2013.54 |
14.51 |
|
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gdyby minimalna polska wzrosłą tylko do 2813 zł to: |
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|
|
ile procent emerytury zagranicznej |
|
|
teraz |
23.71 |
17.85 |
23.07 |
37.42 |
|
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|
|
ma emerytura polska |
|
|
Za 30 lat |
43.29 |
34.09 |
44.05 |
71.45 |
|
|
|
|
|
|
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|
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|
|
30,66 |
|
8529,71 |
|
|
36.03 |
|
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20,09 |
|
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|
|
23.61 |
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|
średnia polska 2481/9460 |
|
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|
|
1304.92 |
|
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|
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|
|
|
|
|
|
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|
|
ile procent emerytury zagranicznej |
|
|
teraz |
58.83 |
44.29 |
57.23 |
92.83 |
|
|
|
|
|
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|
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|
|
854.95 |
|
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|
|
ma emerytura polska |
|
|
Za 30 lat |
145.6 |
114.66 |
148.14 |
240.3 |
|
|
dla mężczyzny |
|
|
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|
z waloryzacją |
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|
z waloryzacją |
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polska |
|
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|
|
zebrany |
|
ile procent |
|
|
zebrany |
|
ile procent |
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|
srednia |
|
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|
|
|
kapitał zł |
wys emerytury |
Ostatniej pensji |
|
|
kapitał zł |
wys emerytury |
Ostatniej pensji |
|
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|
|
Za 30 lat po 30 latach pracy |
|
Za 30 lat |
1082.99 |
1375.22 |
1064.37 |
656.18 |
|
|
2481 |
<-Po 40 latach pracy |
|
|
|
|
|
|
M |
33 lat pracy mezczyźni |
228 |
1568348,9 |
6878,72 |
49,58 |
74,46 |
228 |
2157058,75 |
9460.78 |
68.19 |
110.92 |
|
41 lat pracy mężczyźni |
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|
|
na złotówki |
Za 30 lat |
4873.46 |
6188.49 |
4789.64 |
2952.8 |
|
|
6878.72 |
Za 30 lat ale pracujac 30 lat |
|
|
|
|
|
|
K |
28 lat pracy kobiety |
348 |
1040444,1 |
2989,78 |
25,9 |
32,36 |
348 |
1478473,71 |
4248.49 |
36.81 |
49.81 |
|
36 lat pracy kobiety |
|
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|
177,26 |
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|
średnia polska 6678 |
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|
0 |
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|
|
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|
|
|
ile procent emerytury zagranicznej |
|
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|
|
ma emerytura polska |
|
|
Za 30 lat |
141.15 |
111.15 |
143.62 |
232.96 |
|
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|
228 – miesięcy trwania życia dla mężczyzny 65 letniego w 2048r |
|
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|
minimalna polska 4594 zł to: |
|
|
|
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|
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|
|
|
|
|
|
|
|
|
|
348 – miesięcy trwania życia dla kobiety 60 letniej |
|
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|
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|
|
ile procent emerytury zagranicznej |
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|
lat |
|
zebrany |
|
ile procent |
lat |
|
zebrany |
|
ile procent |
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|
ma emerytura polska |
|
|
Za 30 lat |
94.27 |
74.23 |
95.92 |
155.58 |
|
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|
|
|
|
|
|
pracy |
|
kapitał zł |
wys emerytury |
Ostatniej pensji |
pracy |
|
kapitał zł |
wys emerytury |
Ostatniej pensji |
|
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|
|
41 |
228 |
2157058.75 |
9460.78 |
68.19 |
36 |
348 |
1478473.71 |
4248.49 |
36.81 |
|
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|
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|
|
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|
|
|
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|
|
gdyby minimalna polska wzrosłą tylko do 2813 zł to: |
|
|
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|
|
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|
42 |
220 |
2322164.94 |
10555.3 |
73.34 |
37 |
340 |
1596582.18 |
4695.83 |
39.21 |
|
|
|
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|
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|
|
|
|
|
|
|
|
|
|
ile procent emerytury zagranicznej |
|
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|
|
43 |
212 |
2498591.26 |
11785.81 |
78.93 |
38 |
332 |
1722935.87 |
5189.57 |
41.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ma emerytura polska |
|
|
Za 30 lat |
57.72 |
45.46 |
58.73 |
95.27 |
|
|
|
|
|
|
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|
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|
|
44 |
204 |
2687074.58 |
13171.93 |
85.02 |
39 |
324 |
1858076.37 |
5734.8 |
44.49 |
|
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|
|
45 |
196 |
2888398.42 |
14736.73 |
91.69 |
40 |
316 |
2002579.77 |
6337.28 |
47.39 |
|
|
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|
|
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|
|
2.43 |
2.55 |
2.55 |
2.55 |
|
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|
|
46 |
188 |
3103395.85 |
16507.42 |
99 |
41 |
308 |
2157058.75 |
7003.44 |
50.48 |
|
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|
|
47 |
180 |
3332952.62 |
18516.4 |
107.04 |
42 |
300 |
2322164.94 |
7740.55 |
53.78 |
|
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|
|
gdy się pracuje na etat i zarabia zawsze średnią krajową |
|
|
|
|
|
48 |
172 |
3578010.39 |
20802.39 |
115.91 |
43 |
292 |
2498591.26 |
8556.82 |
57.3 |
|
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|
|
49 |
164 |
3839570.24 |
23412.01 |
125.74 |
44 |
284 |
2687074.58 |
9461.53 |
61.07 |
|
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|
|
|
50 |
156 |
4118696.37 |
26401.9 |
136.68 |
45 |
276 |
2888398.42 |
10465.21 |
65.11 |
|
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|
|
51 |
148 |
4416519.99 |
29841.35 |
148.9 |
46 |
268 |
3103395.85 |
11579.84 |
69.45 |
|
|
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|
|
52 |
140 |
4734243.53 |
33816.03 |
162.64 |
47 |
260 |
3332952.62 |
12819.05 |
74.1 |
|
|
|
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|
|
|
|
53 |
132 |
5073145.04 |
38432.92 |
178.17 |
48 |
252 |
3578010.39 |
14198.45 |
79.11 |
|
|
|
|
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|
|
|
54 |
124 |
5434582.88 |
43827.28 |
195.84 |
49 |
244 |
3839570.24 |
15735.94 |
84.51 |
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50 |
236 |
4118696.37 |
17452.1 |
90.34 |
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51 |
228 |
4416519.99 |
19370.7 |
96.66 |
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52 |
220 |
4734243.53 |
21519.29 |
103.5 |
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53 |
212 |
5073145.04 |
23929.93 |
110.94 |
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54 |
204 |
5434582.88 |
26640.11 |
119.04 |
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|
rok dłuższej pracy zmniejsza wskaźnik długości trwania życia o 8 miesięcy a nie o 12 !!!! |
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5.14 |
7.54 |
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2.41 |
6.54 |
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5.59 |
7.63 |
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2.56 |
6.52 |
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6.1 |
7.73 |
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2.72 |
6.52 |
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6.67 |
7.84 |
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2.9 |
6.51 |
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7.31 |
7.97 |
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3.09 |
6.52 |
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8.04 |
8.12 |
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3.3 |
6.53 |
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8.87 |
8.29 |
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3.52 |
6.55 |
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9.83 |
8.48 |
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3.77 |
6.58 |
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10.94 |
8.7 |
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4.04 |
6.61 |
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12.23 |
8.95 |
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4.33 |
6.65 |
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13.74 |
9.23 |
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4.66 |
6.7 |
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15.53 |
9.55 |
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5.01 |
6.76 |
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17.67 |
9.92 |
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5.4 |
6.83 |
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