Provident


Overview

Prov
Prov2


Sheet 1: Prov

PROVIDENT










300 KREDYT



BEZ OPROCENTOWANIA

26 RAT RÓWNYCH (TYGODNIOWYCH)
Rata= 17.64

Oddajemy 458.64















300= R/(1+j) +R/(1+j)^2+... +R/(1+j)^26




300 =R*[1/(1+j)+1/(1+j)^2+...+1/(1+j)^26]




300 =17,64*[1/(1+j)+1/(1+j)^2+...+1/(1+j)^26]




17.01 =1/(1+j)+1/(1+j)^2+...+1/(1+j)^26









17.01 =[1-1/(1+j)^26]/j









j P



0.01 22.7952036639818
0.03437 tygodniowo
0.02 20.1210357584177
1.7872 rocznie - nominalne
0.03 17.8768424187165
4.79625708002776 rocznie efektywne
0.035 16.8903522630783



0.033 17.2750317813612



0.03 17.0810833442336



0.03437 17.0101412943837




Sheet 2: Prov2

PROVIDENT










3000 KREDYT



BEZ OPROCENTOWANIA

104 RAT RÓWNYCH (TYGODNIOWYCH)
Rata= 57.45

Oddajemy 5974.8

















3000= R/(1+j) +R/(1+j)^2+... +R/(1+j)^104




3000 =R*[1/(1+j)+1/(1+j)^2+...+1/(1+j)^104]




3000 =57,45*[1/(1+j)+1/(1+j)^2+...+1/(1+j)^104]




52.22 =1/(1+j)+1/(1+j)^2+...+1/(1+j)^104









52.22 =[1-1/(1+j)^104]/j









j P



0.01 64.4714791816804
0.015134 tygodniowo
0.015 52.4943663371689
0.7870 rocznie - nominalne
0.016 50.5068189254576
1.18381297746303 rocznie efektywne
0.0155 51.4857869650325



0.0158 50.8949205361607



0.0153 51.8856054736469



0.015134 52.2211017936095




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