Tablica 1. Współczynniki wartości przyszłej oprocentowania składanego dla r procent i n okresów; (1+r)n | ||||||||||||||||||||
okresy\% | 0,5% | 1,0% | 1,5% | 2,0% | 2,5% | 3,0% | 3,5% | 4,0% | 4,5% | 5,0% | 5,5% | 6,0% | 6,5% | 7,0% | 7,5% | 8,0% | 8,5% | 9,0% | 9,5% | 10,0% |
1 | 1,0050 | 1,0100 | 1,0150 | 1,0200 | 1,0250 | 1,0300 | 1,0350 | 1,0400 | 1,0450 | 1,0500 | 1,0550 | 1,0600 | 1,0650 | 1,0700 | 1,0750 | 1,0800 | 1,0850 | 1,0900 | 1,0950 | 1,1000 |
2 | 1,0100 | 1,0201 | 1,0302 | 1,0404 | 1,0506 | 1,0609 | 1,0712 | 1,0816 | 1,0920 | 1,1025 | 1,1130 | 1,1236 | 1,1342 | 1,1449 | 1,1556 | 1,1664 | 1,1772 | 1,1881 | 1,1990 | 1,2100 |
3 | 1,0151 | 1,0303 | 1,0457 | 1,0612 | 1,0769 | 1,0927 | 1,1087 | 1,1249 | 1,1412 | 1,1576 | 1,1742 | 1,1910 | 1,2079 | 1,2250 | 1,2423 | 1,2597 | 1,2773 | 1,2950 | 1,3129 | 1,3310 |
4 | 1,0202 | 1,0406 | 1,0614 | 1,0824 | 1,1038 | 1,1255 | 1,1475 | 1,1699 | 1,1925 | 1,2155 | 1,2388 | 1,2625 | 1,2865 | 1,3108 | 1,3355 | 1,3605 | 1,3859 | 1,4116 | 1,4377 | 1,4641 |
5 | 1,0253 | 1,0510 | 1,0773 | 1,1041 | 1,1314 | 1,1593 | 1,1877 | 1,2167 | 1,2462 | 1,2763 | 1,3070 | 1,3382 | 1,3701 | 1,4026 | 1,4356 | 1,4693 | 1,5037 | 1,5386 | 1,5742 | 1,6105 |
6 | 1,0304 | 1,0615 | 1,0934 | 1,1262 | 1,1597 | 1,1941 | 1,2293 | 1,2653 | 1,3023 | 1,3401 | 1,3788 | 1,4185 | 1,4591 | 1,5007 | 1,5433 | 1,5869 | 1,6315 | 1,6771 | 1,7238 | 1,7716 |
7 | 1,0355 | 1,0721 | 1,1098 | 1,1487 | 1,1887 | 1,2299 | 1,2723 | 1,3159 | 1,3609 | 1,4071 | 1,4547 | 1,5036 | 1,5540 | 1,6058 | 1,6590 | 1,7138 | 1,7701 | 1,8280 | 1,8876 | 1,9487 |
8 | 1,0407 | 1,0829 | 1,1265 | 1,1717 | 1,2184 | 1,2668 | 1,3168 | 1,3686 | 1,4221 | 1,4775 | 1,5347 | 1,5938 | 1,6550 | 1,7182 | 1,7835 | 1,8509 | 1,9206 | 1,9926 | 2,0669 | 2,1436 |
9 | 1,0459 | 1,0937 | 1,1434 | 1,1951 | 1,2489 | 1,3048 | 1,3629 | 1,4233 | 1,4861 | 1,5513 | 1,6191 | 1,6895 | 1,7626 | 1,8385 | 1,9172 | 1,9990 | 2,0839 | 2,1719 | 2,2632 | 2,3579 |
10 | 1,0511 | 1,1046 | 1,1605 | 1,2190 | 1,2801 | 1,3439 | 1,4106 | 1,4802 | 1,5530 | 1,6289 | 1,7081 | 1,7908 | 1,8771 | 1,9672 | 2,0610 | 2,1589 | 2,2610 | 2,3674 | 2,4782 | 2,5937 |
11 | 1,0564 | 1,1157 | 1,1779 | 1,2434 | 1,3121 | 1,3842 | 1,4600 | 1,5395 | 1,6229 | 1,7103 | 1,8021 | 1,8983 | 1,9992 | 2,1049 | 2,2156 | 2,3316 | 2,4532 | 2,5804 | 2,7137 | 2,8531 |
12 | 1,0617 | 1,1268 | 1,1956 | 1,2682 | 1,3449 | 1,4258 | 1,5111 | 1,6010 | 1,6959 | 1,7959 | 1,9012 | 2,0122 | 2,1291 | 2,2522 | 2,3818 | 2,5182 | 2,6617 | 2,8127 | 2,9715 | 3,1384 |
13 | 1,0670 | 1,1381 | 1,2136 | 1,2936 | 1,3785 | 1,4685 | 1,5640 | 1,6651 | 1,7722 | 1,8856 | 2,0058 | 2,1329 | 2,2675 | 2,4098 | 2,5604 | 2,7196 | 2,8879 | 3,0658 | 3,2537 | 3,4523 |
14 | 1,0723 | 1,1495 | 1,2318 | 1,3195 | 1,4130 | 1,5126 | 1,6187 | 1,7317 | 1,8519 | 1,9799 | 2,1161 | 2,2609 | 2,4149 | 2,5785 | 2,7524 | 2,9372 | 3,1334 | 3,3417 | 3,5629 | 3,7975 |
15 | 1,0777 | 1,1610 | 1,2502 | 1,3459 | 1,4483 | 1,5580 | 1,6753 | 1,8009 | 1,9353 | 2,0789 | 2,2325 | 2,3966 | 2,5718 | 2,7590 | 2,9589 | 3,1722 | 3,3997 | 3,6425 | 3,9013 | 4,1772 |
16 | 1,0831 | 1,1726 | 1,2690 | 1,3728 | 1,4845 | 1,6047 | 1,7340 | 1,8730 | 2,0224 | 2,1829 | 2,3553 | 2,5404 | 2,7390 | 2,9522 | 3,1808 | 3,4259 | 3,6887 | 3,9703 | 4,2719 | 4,5950 |
17 | 1,0885 | 1,1843 | 1,2880 | 1,4002 | 1,5216 | 1,6528 | 1,7947 | 1,9479 | 2,1134 | 2,2920 | 2,4848 | 2,6928 | 2,9170 | 3,1588 | 3,4194 | 3,7000 | 4,0023 | 4,3276 | 4,6778 | 5,0545 |
18 | 1,0939 | 1,1961 | 1,3073 | 1,4282 | 1,5597 | 1,7024 | 1,8575 | 2,0258 | 2,2085 | 2,4066 | 2,6215 | 2,8543 | 3,1067 | 3,3799 | 3,6758 | 3,9960 | 4,3425 | 4,7171 | 5,1222 | 5,5599 |
19 | 1,0994 | 1,2081 | 1,3270 | 1,4568 | 1,5987 | 1,7535 | 1,9225 | 2,1068 | 2,3079 | 2,5270 | 2,7656 | 3,0256 | 3,3086 | 3,6165 | 3,9515 | 4,3157 | 4,7116 | 5,1417 | 5,6088 | 6,1159 |
20 | 1,1049 | 1,2202 | 1,3469 | 1,4859 | 1,6386 | 1,8061 | 1,9898 | 2,1911 | 2,4117 | 2,6533 | 2,9178 | 3,2071 | 3,5236 | 3,8697 | 4,2479 | 4,6610 | 5,1120 | 5,6044 | 6,1416 | 6,7275 |
25 | 1,1328 | 1,2824 | 1,4509 | 1,6406 | 1,8539 | 2,0938 | 2,3632 | 2,6658 | 3,0054 | 3,3864 | 3,8134 | 4,2919 | 4,8277 | 5,4274 | 6,0983 | 6,8485 | 7,6868 | 8,6231 | 9,6684 | 10,8347 |
30 | 1,1614 | 1,3478 | 1,5631 | 1,8114 | 2,0976 | 2,4273 | 2,8068 | 3,2434 | 3,7453 | 4,3219 | 4,9840 | 5,7435 | 6,6144 | 7,6123 | 8,7550 | 10,0627 | 11,5583 | 13,2677 | 15,2203 | 17,4494 |
35 | 1,1907 | 1,4166 | 1,6839 | 1,9999 | 2,3732 | 2,8139 | 3,3336 | 3,9461 | 4,6673 | 5,5160 | 6,5138 | 7,6861 | 9,0623 | 10,6766 | 12,5689 | 14,7853 | 17,3796 | 20,4140 | 23,9604 | 28,1024 |
40 | 1,2208 | 1,4889 | 1,8140 | 2,2080 | 2,6851 | 3,2620 | 3,9593 | 4,8010 | 5,8164 | 7,0400 | 8,5133 | 10,2857 | 12,4161 | 14,9745 | 18,0442 | 21,7245 | 26,1330 | 31,4094 | 37,7194 | 45,2593 |
45 | 1,2516 | 1,5648 | 1,9542 | 2,4379 | 3,0379 | 3,7816 | 4,7024 | 5,8412 | 7,2482 | 8,9850 | 11,1266 | 13,7646 | 17,0111 | 21,0025 | 25,9048 | 31,9204 | 39,2951 | 48,3273 | 59,3793 | 72,8905 |
50 | 1,2832 | 1,6446 | 2,1052 | 2,6916 | 3,4371 | 4,3839 | 5,5849 | 7,1067 | 9,0326 | 11,4674 | 14,5420 | 18,4202 | 23,3067 | 29,4570 | 37,1897 | 46,9016 | 59,0863 | 74,3575 | 93,4773 | 117,3909 |
55 | 1,3156 | 1,7285 | 2,2679 | 2,9717 | 3,8888 | 5,0821 | 6,6331 | 8,6464 | 11,2563 | 14,6356 | 19,0058 | 24,6503 | 31,9322 | 41,3150 | 53,3907 | 68,9139 | 88,8455 | 114,4083 | 147,1555 | 189,0591 |
60 | 1,3489 | 1,8167 | 2,4432 | 3,2810 | 4,3998 | 5,8916 | 7,8781 | 10,5196 | 14,0274 | 18,6792 | 24,8398 | 32,9877 | 43,7498 | 57,9464 | 76,6492 | 101,2571 | 133,5932 | 176,0313 | 231,6579 | 304,4816 |
okresy\% | 10,5% | 11,0% | 11,5% | 12,0% | 12,5% | 13,0% | 13,5% | 14,0% | 14,5% | 15,0% | 15,5% | 16,0% | 16,5% | 17,0% | 17,5% | 18,0% | 18,5% | 19,0% | 19,5% | 20,0% |
1 | 1,1050 | 1,1100 | 1,1150 | 1,1200 | 1,1250 | 1,1300 | 1,1350 | 1,1400 | 1,1450 | 1,1500 | 1,1550 | 1,1600 | 1,1650 | 1,1700 | 1,1750 | 1,1800 | 1,1850 | 1,1900 | 1,1950 | 1,2000 |
2 | 1,2210 | 1,2321 | 1,2432 | 1,2544 | 1,2656 | 1,2769 | 1,2882 | 1,2996 | 1,3110 | 1,3225 | 1,3340 | 1,3456 | 1,3572 | 1,3689 | 1,3806 | 1,3924 | 1,4042 | 1,4161 | 1,4280 | 1,4400 |
3 | 1,3492 | 1,3676 | 1,3862 | 1,4049 | 1,4238 | 1,4429 | 1,4621 | 1,4815 | 1,5011 | 1,5209 | 1,5408 | 1,5609 | 1,5812 | 1,6016 | 1,6222 | 1,6430 | 1,6640 | 1,6852 | 1,7065 | 1,7280 |
4 | 1,4909 | 1,5181 | 1,5456 | 1,5735 | 1,6018 | 1,6305 | 1,6595 | 1,6890 | 1,7188 | 1,7490 | 1,7796 | 1,8106 | 1,8421 | 1,8739 | 1,9061 | 1,9388 | 1,9718 | 2,0053 | 2,0393 | 2,0736 |
5 | 1,6474 | 1,6851 | 1,7234 | 1,7623 | 1,8020 | 1,8424 | 1,8836 | 1,9254 | 1,9680 | 2,0114 | 2,0555 | 2,1003 | 2,1460 | 2,1924 | 2,2397 | 2,2878 | 2,3366 | 2,3864 | 2,4369 | 2,4883 |
6 | 1,8204 | 1,8704 | 1,9215 | 1,9738 | 2,0273 | 2,0820 | 2,1378 | 2,1950 | 2,2534 | 2,3131 | 2,3741 | 2,4364 | 2,5001 | 2,5652 | 2,6316 | 2,6996 | 2,7689 | 2,8398 | 2,9121 | 2,9860 |
7 | 2,0116 | 2,0762 | 2,1425 | 2,2107 | 2,2807 | 2,3526 | 2,4264 | 2,5023 | 2,5801 | 2,6600 | 2,7420 | 2,8262 | 2,9126 | 3,0012 | 3,0922 | 3,1855 | 3,2812 | 3,3793 | 3,4800 | 3,5832 |
8 | 2,2228 | 2,3045 | 2,3889 | 2,4760 | 2,5658 | 2,6584 | 2,7540 | 2,8526 | 2,9542 | 3,0590 | 3,1671 | 3,2784 | 3,3932 | 3,5115 | 3,6333 | 3,7589 | 3,8882 | 4,0214 | 4,1586 | 4,2998 |
9 | 2,4562 | 2,5580 | 2,6636 | 2,7731 | 2,8865 | 3,0040 | 3,1258 | 3,2519 | 3,3826 | 3,5179 | 3,6580 | 3,8030 | 3,9531 | 4,1084 | 4,2691 | 4,4355 | 4,6075 | 4,7854 | 4,9695 | 5,1598 |
10 | 2,7141 | 2,8394 | 2,9699 | 3,1058 | 3,2473 | 3,3946 | 3,5478 | 3,7072 | 3,8731 | 4,0456 | 4,2249 | 4,4114 | 4,6053 | 4,8068 | 5,0162 | 5,2338 | 5,4599 | 5,6947 | 5,9385 | 6,1917 |
11 | 2,9991 | 3,1518 | 3,3115 | 3,4785 | 3,6532 | 3,8359 | 4,0267 | 4,2262 | 4,4347 | 4,6524 | 4,8798 | 5,1173 | 5,3652 | 5,6240 | 5,8941 | 6,1759 | 6,4700 | 6,7767 | 7,0965 | 7,4301 |
12 | 3,3140 | 3,4985 | 3,6923 | 3,8960 | 4,1099 | 4,3345 | 4,5704 | 4,8179 | 5,0777 | 5,3503 | 5,6362 | 5,9360 | 6,2504 | 6,5801 | 6,9256 | 7,2876 | 7,6669 | 8,0642 | 8,4804 | 8,9161 |
13 | 3,6619 | 3,8833 | 4,1169 | 4,3635 | 4,6236 | 4,8980 | 5,1874 | 5,4924 | 5,8140 | 6,1528 | 6,5098 | 6,8858 | 7,2818 | 7,6987 | 8,1375 | 8,5994 | 9,0853 | 9,5964 | 10,1340 | 10,6993 |
14 | 4,0464 | 4,3104 | 4,5904 | 4,8871 | 5,2016 | 5,5348 | 5,8877 | 6,2613 | 6,6570 | 7,0757 | 7,5188 | 7,9875 | 8,4833 | 9,0075 | 9,5616 | 10,1472 | 10,7661 | 11,4198 | 12,1102 | 12,8392 |
15 | 4,4713 | 4,7846 | 5,1183 | 5,4736 | 5,8518 | 6,2543 | 6,6825 | 7,1379 | 7,6222 | 8,1371 | 8,6842 | 9,2655 | 9,8830 | 10,5387 | 11,2349 | 11,9737 | 12,7578 | 13,5895 | 14,4717 | 15,4070 |
16 | 4,9408 | 5,3109 | 5,7069 | 6,1304 | 6,5833 | 7,0673 | 7,5846 | 8,1372 | 8,7275 | 9,3576 | 10,0302 | 10,7480 | 11,5137 | 12,3303 | 13,2010 | 14,1290 | 15,1180 | 16,1715 | 17,2936 | 18,4884 |
17 | 5,4596 | 5,8951 | 6,3632 | 6,8660 | 7,4062 | 7,9861 | 8,6085 | 9,2765 | 9,9929 | 10,7613 | 11,5849 | 12,4677 | 13,4135 | 14,4265 | 15,5111 | 16,6722 | 17,9148 | 19,2441 | 20,6659 | 22,1861 |
18 | 6,0328 | 6,5436 | 7,0949 | 7,6900 | 8,3319 | 9,0243 | 9,7707 | 10,5752 | 11,4419 | 12,3755 | 13,3806 | 14,4625 | 15,6267 | 16,8790 | 18,2256 | 19,6733 | 21,2290 | 22,9005 | 24,6958 | 26,6233 |
19 | 6,6663 | 7,2633 | 7,9108 | 8,6128 | 9,3734 | 10,1974 | 11,0897 | 12,0557 | 13,1010 | 14,2318 | 15,4546 | 16,7765 | 18,2051 | 19,7484 | 21,4151 | 23,2144 | 25,1564 | 27,2516 | 29,5114 | 31,9480 |
20 | 7,3662 | 8,0623 | 8,8206 | 9,6463 | 10,5451 | 11,5231 | 12,5869 | 13,7435 | 15,0006 | 16,3665 | 17,8501 | 19,4608 | 21,2089 | 23,1056 | 25,1627 | 27,3930 | 29,8103 | 32,4294 | 35,2662 | 38,3376 |
25 | 12,1355 | 13,5855 | 15,2010 | 17,0001 | 19,0026 | 21,2305 | 23,7081 | 26,4619 | 29,5214 | 32,9190 | 36,6902 | 40,8742 | 45,5143 | 50,6578 | 56,3568 | 62,6686 | 69,6560 | 77,3881 | 85,9405 | 95,3962 |
30 | 19,9926 | 22,8923 | 26,1967 | 29,9599 | 34,2433 | 39,1159 | 44,6556 | 50,9502 | 58,0985 | 66,2118 | 75,4153 | 85,8499 | 97,6737 | 111,0647 | 126,2223 | 143,3706 | 162,7611 | 184,6753 | 209,4292 | 237,3763 |
35 | 32,9367 | 38,5749 | 45,1461 | 52,7996 | 61,7075 | 72,0685 | 84,1115 | 98,1002 | 114,3384 | 133,1755 | 155,0135 | 180,3141 | 209,6078 | 243,5035 | 282,6997 | 327,9973 | 380,3140 | 440,7006 | 510,3601 | 590,6682 |
40 | 54,2614 | 65,0009 | 77,8027 | 93,0510 | 111,20 | 132,78 | 158,43 | 188,88 | 225,02 | 267,86 | 318,62 | 378,72 | 449,82 | 533,87 | 633,16 | 750,38 | 888,66 | 1051,67 | 1243,70 | 1469,77 |
45 | 89,3928 | 109,5302 | 134,0816 | 163,9876 | 200,38 | 244,64 | 298,41 | 363,68 | 442,84 | 538,77 | 654,92 | 795,44 | 965,31 | 1170,48 | 1418,09 | 1716,68 | 2076,47 | 2509,65 | 3030,79 | 3657,26 |
50 | 147,2699 | 184,5648 | 231,0699 | 289,0022 | 361,10 | 450,74 | 562,07 | 700,23 | 871,51 | 1083,66 | 1346,17 | 1670,70 | 2071,55 | 2566,22 | 3176,09 | 3927,36 | 4851,96 | 5988,91 | 7385,76 | 9100,44 |
55 | 242,6193 | 311,0025 | 398,2151 | 509,3206 | 650,71 | 830,45 | 1058,70 | 1348,24 | 1715,15 | 2179,62 | 2767,00 | 3509,05 | 4445,55 | 5626,29 | 7113,49 | 8984,84 | 11337,29 | 14291,67 | 17998,44 | 22644,80 |
60 | 399,7023 | 524,0572 | 686,2653 | 897,5969 | 1172,60 | 1530,05 | 1994,12 | 2595,92 | 3375,43 | 4384,00 | 5687,47 | 7370,20 | 9540,16 | 12335,36 | 15932,06 | 20555,14 | 26491,16 | 34104,97 | 43860,57 | 56347,51 |
Tablica 2. Współczynniki dyskontujące dla k procent i n okresów; 1/(1+k)n | ||||||||||||||||||||
okresy\% | 0,5% | 1,0% | 1,5% | 2,0% | 2,5% | 3,0% | 3,5% | 4,0% | 4,5% | 5,0% | 5,5% | 6,0% | 6,5% | 7,0% | 7,5% | 8,0% | 8,5% | 9,0% | 9,5% | 10,0% |
1 | 0,9950 | 0,9901 | 0,9852 | 0,9804 | 0,9756 | 0,9709 | 0,9662 | 0,9615 | 0,9569 | 0,9524 | 0,9479 | 0,9434 | 0,9390 | 0,9346 | 0,9302 | 0,9259 | 0,9217 | 0,9174 | 0,9132 | 0,9091 |
2 | 0,9901 | 0,9803 | 0,9707 | 0,9612 | 0,9518 | 0,9426 | 0,9335 | 0,9246 | 0,9157 | 0,9070 | 0,8985 | 0,8900 | 0,8817 | 0,8734 | 0,8653 | 0,8573 | 0,8495 | 0,8417 | 0,8340 | 0,8264 |
3 | 0,9851 | 0,9706 | 0,9563 | 0,9423 | 0,9286 | 0,9151 | 0,9019 | 0,8890 | 0,8763 | 0,8638 | 0,8516 | 0,8396 | 0,8278 | 0,8163 | 0,8050 | 0,7938 | 0,7829 | 0,7722 | 0,7617 | 0,7513 |
4 | 0,9802 | 0,9610 | 0,9422 | 0,9238 | 0,9060 | 0,8885 | 0,8714 | 0,8548 | 0,8386 | 0,8227 | 0,8072 | 0,7921 | 0,7773 | 0,7629 | 0,7488 | 0,7350 | 0,7216 | 0,7084 | 0,6956 | 0,6830 |
5 | 0,9754 | 0,9515 | 0,9283 | 0,9057 | 0,8839 | 0,8626 | 0,8420 | 0,8219 | 0,8025 | 0,7835 | 0,7651 | 0,7473 | 0,7299 | 0,7130 | 0,6966 | 0,6806 | 0,6650 | 0,6499 | 0,6352 | 0,6209 |
6 | 0,9705 | 0,9420 | 0,9145 | 0,8880 | 0,8623 | 0,8375 | 0,8135 | 0,7903 | 0,7679 | 0,7462 | 0,7252 | 0,7050 | 0,6853 | 0,6663 | 0,6480 | 0,6302 | 0,6129 | 0,5963 | 0,5801 | 0,5645 |
7 | 0,9657 | 0,9327 | 0,9010 | 0,8706 | 0,8413 | 0,8131 | 0,7860 | 0,7599 | 0,7348 | 0,7107 | 0,6874 | 0,6651 | 0,6435 | 0,6227 | 0,6028 | 0,5835 | 0,5649 | 0,5470 | 0,5298 | 0,5132 |
8 | 0,9609 | 0,9235 | 0,8877 | 0,8535 | 0,8207 | 0,7894 | 0,7594 | 0,7307 | 0,7032 | 0,6768 | 0,6516 | 0,6274 | 0,6042 | 0,5820 | 0,5607 | 0,5403 | 0,5207 | 0,5019 | 0,4838 | 0,4665 |
9 | 0,9561 | 0,9143 | 0,8746 | 0,8368 | 0,8007 | 0,7664 | 0,7337 | 0,7026 | 0,6729 | 0,6446 | 0,6176 | 0,5919 | 0,5674 | 0,5439 | 0,5216 | 0,5002 | 0,4799 | 0,4604 | 0,4418 | 0,4241 |
10 | 0,9513 | 0,9053 | 0,8617 | 0,8203 | 0,7812 | 0,7441 | 0,7089 | 0,6756 | 0,6439 | 0,6139 | 0,5854 | 0,5584 | 0,5327 | 0,5083 | 0,4852 | 0,4632 | 0,4423 | 0,4224 | 0,4035 | 0,3855 |
11 | 0,9466 | 0,8963 | 0,8489 | 0,8043 | 0,7621 | 0,7224 | 0,6849 | 0,6496 | 0,6162 | 0,5847 | 0,5549 | 0,5268 | 0,5002 | 0,4751 | 0,4513 | 0,4289 | 0,4076 | 0,3875 | 0,3685 | 0,3505 |
12 | 0,9419 | 0,8874 | 0,8364 | 0,7885 | 0,7436 | 0,7014 | 0,6618 | 0,6246 | 0,5897 | 0,5568 | 0,5260 | 0,4970 | 0,4697 | 0,4440 | 0,4199 | 0,3971 | 0,3757 | 0,3555 | 0,3365 | 0,3186 |
13 | 0,9372 | 0,8787 | 0,8240 | 0,7730 | 0,7254 | 0,6810 | 0,6394 | 0,6006 | 0,5643 | 0,5303 | 0,4986 | 0,4688 | 0,4410 | 0,4150 | 0,3906 | 0,3677 | 0,3463 | 0,3262 | 0,3073 | 0,2897 |
14 | 0,9326 | 0,8700 | 0,8118 | 0,7579 | 0,7077 | 0,6611 | 0,6178 | 0,5775 | 0,5400 | 0,5051 | 0,4726 | 0,4423 | 0,4141 | 0,3878 | 0,3633 | 0,3405 | 0,3191 | 0,2992 | 0,2807 | 0,2633 |
15 | 0,9279 | 0,8613 | 0,7999 | 0,7430 | 0,6905 | 0,6419 | 0,5969 | 0,5553 | 0,5167 | 0,4810 | 0,4479 | 0,4173 | 0,3888 | 0,3624 | 0,3380 | 0,3152 | 0,2941 | 0,2745 | 0,2563 | 0,2394 |
16 | 0,9233 | 0,8528 | 0,7880 | 0,7284 | 0,6736 | 0,6232 | 0,5767 | 0,5339 | 0,4945 | 0,4581 | 0,4246 | 0,3936 | 0,3651 | 0,3387 | 0,3144 | 0,2919 | 0,2711 | 0,2519 | 0,2341 | 0,2176 |
17 | 0,9187 | 0,8444 | 0,7764 | 0,7142 | 0,6572 | 0,6050 | 0,5572 | 0,5134 | 0,4732 | 0,4363 | 0,4024 | 0,3714 | 0,3428 | 0,3166 | 0,2925 | 0,2703 | 0,2499 | 0,2311 | 0,2138 | 0,1978 |
18 | 0,9141 | 0,8360 | 0,7649 | 0,7002 | 0,6412 | 0,5874 | 0,5384 | 0,4936 | 0,4528 | 0,4155 | 0,3815 | 0,3503 | 0,3219 | 0,2959 | 0,2720 | 0,2502 | 0,2303 | 0,2120 | 0,1952 | 0,1799 |
19 | 0,9096 | 0,8277 | 0,7536 | 0,6864 | 0,6255 | 0,5703 | 0,5202 | 0,4746 | 0,4333 | 0,3957 | 0,3616 | 0,3305 | 0,3022 | 0,2765 | 0,2531 | 0,2317 | 0,2122 | 0,1945 | 0,1783 | 0,1635 |
20 | 0,9051 | 0,8195 | 0,7425 | 0,6730 | 0,6103 | 0,5537 | 0,5026 | 0,4564 | 0,4146 | 0,3769 | 0,3427 | 0,3118 | 0,2838 | 0,2584 | 0,2354 | 0,2145 | 0,1956 | 0,1784 | 0,1628 | 0,1486 |
25 | 0,8828 | 0,7798 | 0,6892 | 0,6095 | 0,5394 | 0,4776 | 0,4231 | 0,3751 | 0,3327 | 0,2953 | 0,2622 | 0,2330 | 0,2071 | 0,1842 | 0,1640 | 0,1460 | 0,1301 | 0,1160 | 0,1034 | 0,0923 |
30 | 0,8610 | 0,7419 | 0,6398 | 0,5521 | 0,4767 | 0,4120 | 0,3563 | 0,3083 | 0,2670 | 0,2314 | 0,2006 | 0,1741 | 0,1512 | 0,1314 | 0,1142 | 0,0994 | 0,0865 | 0,0754 | 0,0657 | 0,0573 |
35 | 0,8398 | 0,7059 | 0,5939 | 0,5000 | 0,4214 | 0,3554 | 0,3000 | 0,2534 | 0,2143 | 0,1813 | 0,1535 | 0,1301 | 0,1103 | 0,0937 | 0,0796 | 0,0676 | 0,0575 | 0,0490 | 0,0417 | 0,0356 |
40 | 0,8191 | 0,6717 | 0,5513 | 0,4529 | 0,3724 | 0,3066 | 0,2526 | 0,2083 | 0,1719 | 0,1420 | 0,1175 | 0,0972 | 0,0805 | 0,0668 | 0,0554 | 0,0460 | 0,0383 | 0,0318 | 0,0265 | 0,0221 |
45 | 0,7990 | 0,6391 | 0,5117 | 0,4102 | 0,3292 | 0,2644 | 0,2127 | 0,1712 | 0,1380 | 0,1113 | 0,0899 | 0,0727 | 0,0588 | 0,0476 | 0,0386 | 0,0313 | 0,0254 | 0,0207 | 0,0168 | 0,0137 |
50 | 0,7793 | 0,6080 | 0,4750 | 0,3715 | 0,2909 | 0,2281 | 0,1791 | 0,1407 | 0,1107 | 0,0872 | 0,0688 | 0,0543 | 0,0429 | 0,0339 | 0,0269 | 0,0213 | 0,0169 | 0,0134 | 0,0107 | 0,0085 |
55 | 0,7601 | 0,5785 | 0,4409 | 0,3365 | 0,2572 | 0,1968 | 0,1508 | 0,1157 | 0,0888 | 0,0683 | 0,0526 | 0,0406 | 0,0313 | 0,0242 | 0,0187 | 0,0145 | 0,0113 | 0,0087 | 0,0068 | 0,0053 |
60 | 0,7414 | 0,5504 | 0,4093 | 0,3048 | 0,2273 | 0,1697 | 0,1269 | 0,0951 | 0,0713 | 0,0535 | 0,0403 | 0,0303 | 0,0229 | 0,0173 | 0,0130 | 0,0099 | 0,0075 | 0,0057 | 0,0043 | 0,0033 |
okresy\% | 10,5% | 11,0% | 11,5% | 12,0% | 12,5% | 13,0% | 13,5% | 14,0% | 14,5% | 15,0% | 15,5% | 16,0% | 16,5% | 17,0% | 17,5% | 18,0% | 18,5% | 19,0% | 19,5% | 20,0% |
1 | 0,9050 | 0,9009 | 0,8969 | 0,8929 | 0,8889 | 0,8850 | 0,8811 | 0,8772 | 0,8734 | 0,8696 | 0,8658 | 0,8621 | 0,8584 | 0,8547 | 0,8511 | 0,8475 | 0,8439 | 0,8403 | 0,8368 | 0,8333 |
2 | 0,8190 | 0,8116 | 0,8044 | 0,7972 | 0,7901 | 0,7831 | 0,7763 | 0,7695 | 0,7628 | 0,7561 | 0,7496 | 0,7432 | 0,7368 | 0,7305 | 0,7243 | 0,7182 | 0,7121 | 0,7062 | 0,7003 | 0,6944 |
3 | 0,7412 | 0,7312 | 0,7214 | 0,7118 | 0,7023 | 0,6931 | 0,6839 | 0,6750 | 0,6662 | 0,6575 | 0,6490 | 0,6407 | 0,6324 | 0,6244 | 0,6164 | 0,6086 | 0,6010 | 0,5934 | 0,5860 | 0,5787 |
4 | 0,6707 | 0,6587 | 0,6470 | 0,6355 | 0,6243 | 0,6133 | 0,6026 | 0,5921 | 0,5818 | 0,5718 | 0,5619 | 0,5523 | 0,5429 | 0,5337 | 0,5246 | 0,5158 | 0,5071 | 0,4987 | 0,4904 | 0,4823 |
5 | 0,6070 | 0,5935 | 0,5803 | 0,5674 | 0,5549 | 0,5428 | 0,5309 | 0,5194 | 0,5081 | 0,4972 | 0,4865 | 0,4761 | 0,4660 | 0,4561 | 0,4465 | 0,4371 | 0,4280 | 0,4190 | 0,4104 | 0,4019 |
6 | 0,5493 | 0,5346 | 0,5204 | 0,5066 | 0,4933 | 0,4803 | 0,4678 | 0,4556 | 0,4438 | 0,4323 | 0,4212 | 0,4104 | 0,4000 | 0,3898 | 0,3800 | 0,3704 | 0,3612 | 0,3521 | 0,3434 | 0,3349 |
7 | 0,4971 | 0,4817 | 0,4667 | 0,4523 | 0,4385 | 0,4251 | 0,4121 | 0,3996 | 0,3876 | 0,3759 | 0,3647 | 0,3538 | 0,3433 | 0,3332 | 0,3234 | 0,3139 | 0,3048 | 0,2959 | 0,2874 | 0,2791 |
8 | 0,4499 | 0,4339 | 0,4186 | 0,4039 | 0,3897 | 0,3762 | 0,3631 | 0,3506 | 0,3385 | 0,3269 | 0,3158 | 0,3050 | 0,2947 | 0,2848 | 0,2752 | 0,2660 | 0,2572 | 0,2487 | 0,2405 | 0,2326 |
9 | 0,4071 | 0,3909 | 0,3754 | 0,3606 | 0,3464 | 0,3329 | 0,3199 | 0,3075 | 0,2956 | 0,2843 | 0,2734 | 0,2630 | 0,2530 | 0,2434 | 0,2342 | 0,2255 | 0,2170 | 0,2090 | 0,2012 | 0,1938 |
10 | 0,3684 | 0,3522 | 0,3367 | 0,3220 | 0,3079 | 0,2946 | 0,2819 | 0,2697 | 0,2582 | 0,2472 | 0,2367 | 0,2267 | 0,2171 | 0,2080 | 0,1994 | 0,1911 | 0,1832 | 0,1756 | 0,1684 | 0,1615 |
11 | 0,3334 | 0,3173 | 0,3020 | 0,2875 | 0,2737 | 0,2607 | 0,2483 | 0,2366 | 0,2255 | 0,2149 | 0,2049 | 0,1954 | 0,1864 | 0,1778 | 0,1697 | 0,1619 | 0,1546 | 0,1476 | 0,1409 | 0,1346 |
12 | 0,3018 | 0,2858 | 0,2708 | 0,2567 | 0,2433 | 0,2307 | 0,2188 | 0,2076 | 0,1969 | 0,1869 | 0,1774 | 0,1685 | 0,1600 | 0,1520 | 0,1444 | 0,1372 | 0,1304 | 0,1240 | 0,1179 | 0,1122 |
13 | 0,2731 | 0,2575 | 0,2429 | 0,2292 | 0,2163 | 0,2042 | 0,1928 | 0,1821 | 0,1720 | 0,1625 | 0,1536 | 0,1452 | 0,1373 | 0,1299 | 0,1229 | 0,1163 | 0,1101 | 0,1042 | 0,0987 | 0,0935 |
14 | 0,2471 | 0,2320 | 0,2178 | 0,2046 | 0,1922 | 0,1807 | 0,1698 | 0,1597 | 0,1502 | 0,1413 | 0,1330 | 0,1252 | 0,1179 | 0,1110 | 0,1046 | 0,0985 | 0,0929 | 0,0876 | 0,0826 | 0,0779 |
15 | 0,2236 | 0,2090 | 0,1954 | 0,1827 | 0,1709 | 0,1599 | 0,1496 | 0,1401 | 0,1312 | 0,1229 | 0,1152 | 0,1079 | 0,1012 | 0,0949 | 0,0890 | 0,0835 | 0,0784 | 0,0736 | 0,0691 | 0,0649 |
16 | 0,2024 | 0,1883 | 0,1752 | 0,1631 | 0,1519 | 0,1415 | 0,1318 | 0,1229 | 0,1146 | 0,1069 | 0,0997 | 0,0930 | 0,0869 | 0,0811 | 0,0758 | 0,0708 | 0,0661 | 0,0618 | 0,0578 | 0,0541 |
17 | 0,1832 | 0,1696 | 0,1572 | 0,1456 | 0,1350 | 0,1252 | 0,1162 | 0,1078 | 0,1001 | 0,0929 | 0,0863 | 0,0802 | 0,0746 | 0,0693 | 0,0645 | 0,0600 | 0,0558 | 0,0520 | 0,0484 | 0,0451 |
18 | 0,1658 | 0,1528 | 0,1409 | 0,1300 | 0,1200 | 0,1108 | 0,1023 | 0,0946 | 0,0874 | 0,0808 | 0,0747 | 0,0691 | 0,0640 | 0,0592 | 0,0549 | 0,0508 | 0,0471 | 0,0437 | 0,0405 | 0,0376 |
19 | 0,1500 | 0,1377 | 0,1264 | 0,1161 | 0,1067 | 0,0981 | 0,0902 | 0,0829 | 0,0763 | 0,0703 | 0,0647 | 0,0596 | 0,0549 | 0,0506 | 0,0467 | 0,0431 | 0,0398 | 0,0367 | 0,0339 | 0,0313 |
20 | 0,1358 | 0,1240 | 0,1134 | 0,1037 | 0,0948 | 0,0868 | 0,0794 | 0,0728 | 0,0667 | 0,0611 | 0,0560 | 0,0514 | 0,0471 | 0,0433 | 0,0397 | 0,0365 | 0,0335 | 0,0308 | 0,0284 | 0,0261 |
25 | 0,0824 | 0,0736 | 0,0658 | 0,0588 | 0,0526 | 0,0471 | 0,0422 | 0,0378 | 0,0339 | 0,0304 | 0,0273 | 0,0245 | 0,0220 | 0,0197 | 0,0177 | 0,0160 | 0,0144 | 0,0129 | 0,0116 | 0,0105 |
30 | 0,0500 | 0,0437 | 0,0382 | 0,0334 | 0,0292 | 0,0256 | 0,0224 | 0,0196 | 0,0172 | 0,0151 | 0,0133 | 0,0116 | 0,0102 | 0,0090 | 0,0079 | 0,0070 | 0,0061 | 0,0054 | 0,0048 | 0,0042 |
35 | 0,030361 | 0,025924 | 0,022150 | 0,018940 | 0,016205 | 0,013876 | 0,011889 | 0,010194 | 0,008746 | 0,007509 | 0,006451 | 0,005546 | 0,004771 | 0,004107 | 0,003537 | 0,003049 | 0,002629 | 0,002269 | 0,001959 | 0,001693 |
40 | 0,018429 | 0,015384 | 0,012853 | 0,010747 | 0,008993 | 0,007531 | 0,006312 | 0,005294 | 0,004444 | 0,003733 | 0,003138 | 0,002640 | 0,002223 | 0,001873 | 0,001579 | 0,001333 | 0,001125 | 0,000951 | 0,000804 | 0,000680 |
45 | 0,011187 | 0,009130 | 0,007458 | 0,006098 | 0,004990 | 0,004088 | 0,003351 | 0,002750 | 0,002258 | 0,001856 | 0,001527 | 0,001257 | 0,001036 | 0,000854 | 0,000705 | 0,000583 | 0,000482 | 0,000398 | 0,000330 | 0,000273 |
50 | 0,006790 | 0,005418 | 0,004328 | 0,003460 | 0,002769 | 0,002219 | 0,001779 | 0,001428 | 0,001147 | 0,000923 | 0,000743 | 0,000599 | 0,000483 | 0,000390 | 0,000315 | 0,000255 | 0,000206 | 0,000167 | 0,000135 | 0,000110 |
55 | 0,004122 | 0,003215 | 0,002511 | 0,001963 | 0,001537 | 0,001204 | 0,000945 | 0,000742 | 0,000583 | 0,000459 | 0,000361 | 0,000285 | 0,000225 | 0,000178 | 0,000141 | 0,000111 | 0,000088 | 0,000070 | 0,000056 | 0,000044 |
60 | 0,002502 | 0,001908 | 0,001457 | 0,001114 | 0,000853 | 0,000654 | 0,000501 | 0,000385 | 0,000296 | 0,000228 | 0,000176 | 0,000136 | 0,000105 | 0,000081 | 0,000063 | 0,000049 | 0,000038 | 0,000029 | 0,000023 | 0,000018 |
Tablica 3. Współczynniki równej płatności rocznej dla stopy dyskontowej k procent i n okresów; 1/k-1/k(1+k)n | ||||||||||||||||||||
okresy\% | 0,5% | 1,0% | 1,5% | 2,0% | 2,5% | 3,0% | 3,5% | 4,0% | 4,5% | 5,0% | 5,5% | 6,0% | 6,5% | 7,0% | 7,5% | 8,0% | 8,5% | 9,0% | 9,5% | 10,0% |
1 | 0,9950 | 0,9901 | 0,9852 | 0,9804 | 0,9756 | 0,9709 | 0,9662 | 0,9615 | 0,9569 | 0,9524 | 0,9479 | 0,9434 | 0,9390 | 0,9346 | 0,9302 | 0,9259 | 0,9217 | 0,9174 | 0,9132 | 0,9091 |
2 | 1,9851 | 1,9704 | 1,9559 | 1,9416 | 1,9274 | 1,9135 | 1,8997 | 1,8861 | 1,8727 | 1,8594 | 1,8463 | 1,8334 | 1,8206 | 1,8080 | 1,7956 | 1,7833 | 1,7711 | 1,7591 | 1,7473 | 1,7355 |
3 | 2,9702 | 2,9410 | 2,9122 | 2,8839 | 2,8560 | 2,8286 | 2,8016 | 2,7751 | 2,7490 | 2,7232 | 2,6979 | 2,6730 | 2,6485 | 2,6243 | 2,6005 | 2,5771 | 2,5540 | 2,5313 | 2,5089 | 2,4869 |
4 | 3,9505 | 3,9020 | 3,8544 | 3,8077 | 3,7620 | 3,7171 | 3,6731 | 3,6299 | 3,5875 | 3,5460 | 3,5052 | 3,4651 | 3,4258 | 3,3872 | 3,3493 | 3,3121 | 3,2756 | 3,2397 | 3,2045 | 3,1699 |
5 | 4,9259 | 4,8534 | 4,7826 | 4,7135 | 4,6458 | 4,5797 | 4,5151 | 4,4518 | 4,3900 | 4,3295 | 4,2703 | 4,2124 | 4,1557 | 4,1002 | 4,0459 | 3,9927 | 3,9406 | 3,8897 | 3,8397 | 3,7908 |
6 | 5,8964 | 5,7955 | 5,6972 | 5,6014 | 5,5081 | 5,4172 | 5,3286 | 5,2421 | 5,1579 | 5,0757 | 4,9955 | 4,9173 | 4,8410 | 4,7665 | 4,6938 | 4,6229 | 4,5536 | 4,4859 | 4,4198 | 4,3553 |
7 | 6,8621 | 6,7282 | 6,5982 | 6,4720 | 6,3494 | 6,2303 | 6,1145 | 6,0021 | 5,8927 | 5,7864 | 5,6830 | 5,5824 | 5,4845 | 5,3893 | 5,2966 | 5,2064 | 5,1185 | 5,0330 | 4,9496 | 4,8684 |
8 | 7,8230 | 7,6517 | 7,4859 | 7,3255 | 7,1701 | 7,0197 | 6,8740 | 6,7327 | 6,5959 | 6,4632 | 6,3346 | 6,2098 | 6,0888 | 5,9713 | 5,8573 | 5,7466 | 5,6392 | 5,5348 | 5,4334 | 5,3349 |
9 | 8,7791 | 8,5660 | 8,3605 | 8,1622 | 7,9709 | 7,7861 | 7,6077 | 7,4353 | 7,2688 | 7,1078 | 6,9522 | 6,8017 | 6,6561 | 6,5152 | 6,3789 | 6,2469 | 6,1191 | 5,9952 | 5,8753 | 5,7590 |
10 | 9,7304 | 9,4713 | 9,2222 | 8,9826 | 8,7521 | 8,5302 | 8,3166 | 8,1109 | 7,9127 | 7,7217 | 7,5376 | 7,3601 | 7,1888 | 7,0236 | 6,8641 | 6,7101 | 6,5613 | 6,4177 | 6,2788 | 6,1446 |
11 | 10,6770 | 10,3676 | 10,0711 | 9,7868 | 9,5142 | 9,2526 | 9,0016 | 8,7605 | 8,5289 | 8,3064 | 8,0925 | 7,8869 | 7,6890 | 7,4987 | 7,3154 | 7,1390 | 6,9690 | 6,8052 | 6,6473 | 6,4951 |
12 | 11,6189 | 11,2551 | 10,9075 | 10,5753 | 10,2578 | 9,9540 | 9,6633 | 9,3851 | 9,1186 | 8,8633 | 8,6185 | 8,3838 | 8,1587 | 7,9427 | 7,7353 | 7,5361 | 7,3447 | 7,1607 | 6,9838 | 6,8137 |
13 | 12,5562 | 12,1337 | 11,7315 | 11,3484 | 10,9832 | 10,6350 | 10,3027 | 9,9856 | 9,6829 | 9,3936 | 9,1171 | 8,8527 | 8,5997 | 8,3577 | 8,1258 | 7,9038 | 7,6910 | 7,4869 | 7,2912 | 7,1034 |
14 | 13,4887 | 13,0037 | 12,5434 | 12,1062 | 11,6909 | 11,2961 | 10,9205 | 10,5631 | 10,2228 | 9,8986 | 9,5896 | 9,2950 | 9,0138 | 8,7455 | 8,4892 | 8,2442 | 8,0101 | 7,7862 | 7,5719 | 7,3667 |
15 | 14,4166 | 13,8651 | 13,3432 | 12,8493 | 12,3814 | 11,9379 | 11,5174 | 11,1184 | 10,7395 | 10,3797 | 10,0376 | 9,7122 | 9,4027 | 9,1079 | 8,8271 | 8,5595 | 8,3042 | 8,0607 | 7,8282 | 7,6061 |
16 | 15,3399 | 14,7179 | 14,1313 | 13,5777 | 13,0550 | 12,5611 | 12,0941 | 11,6523 | 11,2340 | 10,8378 | 10,4622 | 10,1059 | 9,7678 | 9,4466 | 9,1415 | 8,8514 | 8,5753 | 8,3126 | 8,0623 | 7,8237 |
17 | 16,2586 | 15,5623 | 14,9076 | 14,2919 | 13,7122 | 13,1661 | 12,6513 | 12,1657 | 11,7072 | 11,2741 | 10,8646 | 10,4773 | 10,1106 | 9,7632 | 9,4340 | 9,1216 | 8,8252 | 8,5436 | 8,2760 | 8,0216 |
18 | 17,1728 | 16,3983 | 15,6726 | 14,9920 | 14,3534 | 13,7535 | 13,1897 | 12,6593 | 12,1600 | 11,6896 | 11,2461 | 10,8276 | 10,4325 | 10,0591 | 9,7060 | 9,3719 | 9,0555 | 8,7556 | 8,4713 | 8,2014 |
19 | 18,0824 | 17,2260 | 16,4262 | 15,6785 | 14,9789 | 14,3238 | 13,7098 | 13,1339 | 12,5933 | 12,0853 | 11,6077 | 11,1581 | 10,7347 | 10,3356 | 9,9591 | 9,6036 | 9,2677 | 8,9501 | 8,6496 | 8,3649 |
20 | 18,9874 | 18,0456 | 17,1686 | 16,3514 | 15,5892 | 14,8775 | 14,2124 | 13,5903 | 13,0079 | 12,4622 | 11,9504 | 11,4699 | 11,0185 | 10,5940 | 10,1945 | 9,8181 | 9,4633 | 9,1285 | 8,8124 | 8,5136 |
25 | 23,4456 | 22,0232 | 20,7196 | 19,5235 | 18,4244 | 17,4131 | 16,4815 | 15,6221 | 14,8282 | 14,0939 | 13,4139 | 12,7834 | 12,1979 | 11,6536 | 11,1469 | 10,6748 | 10,2342 | 9,8226 | 9,4376 | 9,0770 |
30 | 27,7941 | 25,8077 | 24,0158 | 22,3965 | 20,9303 | 19,6004 | 18,3920 | 17,2920 | 16,2889 | 15,3725 | 14,5337 | 13,7648 | 13,0587 | 12,4090 | 11,8104 | 11,2578 | 10,7468 | 10,2737 | 9,8347 | 9,4269 |
35 | 32,0354 | 29,4086 | 27,0756 | 24,9986 | 23,1452 | 21,4872 | 20,0007 | 18,6646 | 17,4610 | 16,3742 | 15,3906 | 14,4982 | 13,6870 | 12,9477 | 12,2725 | 11,6546 | 11,0878 | 10,5668 | 10,0870 | 9,6442 |
40 | 36,1722 | 32,8347 | 29,9158 | 27,3555 | 25,1028 | 23,1148 | 21,3551 | 19,7928 | 18,4016 | 17,1591 | 16,0461 | 15,0463 | 14,1455 | 13,3317 | 12,5944 | 11,9246 | 11,3145 | 10,7574 | 10,2472 | 9,7791 |
45 | 40,2072 | 36,0945 | 32,5523 | 29,4902 | 26,8330 | 24,5187 | 22,4955 | 20,7200 | 19,1563 | 17,7741 | 16,5477 | 15,4558 | 14,4802 | 13,6055 | 12,8186 | 12,1084 | 11,4653 | 10,8812 | 10,3490 | 9,8628 |
50 | 44,1428 | 39,1961 | 34,9997 | 31,4236 | 28,3623 | 25,7298 | 23,4556 | 21,4822 | 19,7620 | 18,2559 | 16,9315 | 15,7619 | 14,7245 | 13,8007 | 12,9748 | 12,2335 | 11,5656 | 10,9617 | 10,4137 | 9,9148 |
55 | 47,9814 | 42,1472 | 37,2715 | 33,1748 | 29,7140 | 26,7744 | 24,2641 | 22,1086 | 20,2480 | 18,6335 | 17,2252 | 15,9905 | 14,9028 | 13,9399 | 13,0836 | 12,3186 | 11,6323 | 11,0140 | 10,4548 | 9,9471 |
60 | 51,7256 | 44,9550 | 39,3803 | 34,7609 | 30,9087 | 27,6756 | 24,9447 | 22,6235 | 20,6380 | 18,9293 | 17,4499 | 16,1614 | 15,0330 | 14,0392 | 13,1594 | 12,3766 | 11,6766 | 11,0480 | 10,4809 | 9,9672 |
okresy\% | 10,5% | 11,0% | 11,5% | 12,0% | 12,5% | 13,0% | 13,5% | 14,0% | 14,5% | 15,0% | 15,5% | 16,0% | 16,5% | 17,0% | 17,5% | 18,0% | 18,5% | 19,0% | 19,5% | 20,0% |
1 | 0,9050 | 0,9009 | 0,8969 | 0,8929 | 0,8889 | 0,8850 | 0,8811 | 0,8772 | 0,8734 | 0,8696 | 0,8658 | 0,8621 | 0,8584 | 0,8547 | 0,8511 | 0,8475 | 0,8439 | 0,8403 | 0,8368 | 0,8333 |
2 | 1,7240 | 1,7125 | 1,7012 | 1,6901 | 1,6790 | 1,6681 | 1,6573 | 1,6467 | 1,6361 | 1,6257 | 1,6154 | 1,6052 | 1,5952 | 1,5852 | 1,5754 | 1,5656 | 1,5560 | 1,5465 | 1,5371 | 1,5278 |
3 | 2,4651 | 2,4437 | 2,4226 | 2,4018 | 2,3813 | 2,3612 | 2,3413 | 2,3216 | 2,3023 | 2,2832 | 2,2644 | 2,2459 | 2,2276 | 2,2096 | 2,1918 | 2,1743 | 2,1570 | 2,1399 | 2,1231 | 2,1065 |
4 | 3,1359 | 3,1024 | 3,0696 | 3,0373 | 3,0056 | 2,9745 | 2,9438 | 2,9137 | 2,8841 | 2,8550 | 2,8263 | 2,7982 | 2,7705 | 2,7432 | 2,7164 | 2,6901 | 2,6641 | 2,6386 | 2,6135 | 2,5887 |
5 | 3,7429 | 3,6959 | 3,6499 | 3,6048 | 3,5606 | 3,5172 | 3,4747 | 3,4331 | 3,3922 | 3,3522 | 3,3129 | 3,2743 | 3,2365 | 3,1993 | 3,1629 | 3,1272 | 3,0921 | 3,0576 | 3,0238 | 2,9906 |
6 | 4,2922 | 4,2305 | 4,1703 | 4,1114 | 4,0538 | 3,9975 | 3,9425 | 3,8887 | 3,8360 | 3,7845 | 3,7341 | 3,6847 | 3,6365 | 3,5892 | 3,5429 | 3,4976 | 3,4532 | 3,4098 | 3,3672 | 3,3255 |
7 | 4,7893 | 4,7122 | 4,6370 | 4,5638 | 4,4923 | 4,4226 | 4,3546 | 4,2883 | 4,2236 | 4,1604 | 4,0988 | 4,0386 | 3,9798 | 3,9224 | 3,8663 | 3,8115 | 3,7580 | 3,7057 | 3,6546 | 3,6046 |
8 | 5,2392 | 5,1461 | 5,0556 | 4,9676 | 4,8820 | 4,7988 | 4,7177 | 4,6389 | 4,5621 | 4,4873 | 4,4145 | 4,3436 | 4,2745 | 4,2072 | 4,1415 | 4,0776 | 4,0152 | 3,9544 | 3,8950 | 3,8372 |
9 | 5,6463 | 5,5370 | 5,4311 | 5,3282 | 5,2285 | 5,1317 | 5,0377 | 4,9464 | 4,8577 | 4,7716 | 4,6879 | 4,6065 | 4,5275 | 4,4506 | 4,3758 | 4,3030 | 4,2322 | 4,1633 | 4,0963 | 4,0310 |
10 | 6,0148 | 5,8892 | 5,7678 | 5,6502 | 5,5364 | 5,4262 | 5,3195 | 5,2161 | 5,1159 | 5,0188 | 4,9246 | 4,8332 | 4,7446 | 4,6586 | 4,5751 | 4,4941 | 4,4154 | 4,3389 | 4,2647 | 4,1925 |
11 | 6,3482 | 6,2065 | 6,0697 | 5,9377 | 5,8102 | 5,6869 | 5,5679 | 5,4527 | 5,3414 | 5,2337 | 5,1295 | 5,0286 | 4,9310 | 4,8364 | 4,7448 | 4,6560 | 4,5699 | 4,4865 | 4,4056 | 4,3271 |
12 | 6,6500 | 6,4924 | 6,3406 | 6,1944 | 6,0535 | 5,9176 | 5,7867 | 5,6603 | 5,5383 | 5,4206 | 5,3069 | 5,1971 | 5,0910 | 4,9884 | 4,8892 | 4,7932 | 4,7004 | 4,6105 | 4,5235 | 4,4392 |
13 | 6,9230 | 6,7499 | 6,5835 | 6,4235 | 6,2698 | 6,1218 | 5,9794 | 5,8424 | 5,7103 | 5,5831 | 5,4605 | 5,3423 | 5,2283 | 5,1183 | 5,0121 | 4,9095 | 4,8104 | 4,7147 | 4,6222 | 4,5327 |
14 | 7,1702 | 6,9819 | 6,8013 | 6,6282 | 6,4620 | 6,3025 | 6,1493 | 6,0021 | 5,8606 | 5,7245 | 5,5935 | 5,4675 | 5,3462 | 5,2293 | 5,1167 | 5,0081 | 4,9033 | 4,8023 | 4,7047 | 4,6106 |
15 | 7,3938 | 7,1909 | 6,9967 | 6,8109 | 6,6329 | 6,4624 | 6,2989 | 6,1422 | 5,9918 | 5,8474 | 5,7087 | 5,5755 | 5,4474 | 5,3242 | 5,2057 | 5,0916 | 4,9817 | 4,8759 | 4,7738 | 4,6755 |
16 | 7,5962 | 7,3792 | 7,1719 | 6,9740 | 6,7848 | 6,6039 | 6,4308 | 6,2651 | 6,1063 | 5,9542 | 5,8084 | 5,6685 | 5,5342 | 5,4053 | 5,2814 | 5,1624 | 5,0479 | 4,9377 | 4,8317 | 4,7296 |
17 | 7,7794 | 7,5488 | 7,3291 | 7,1196 | 6,9198 | 6,7291 | 6,5469 | 6,3729 | 6,2064 | 6,0472 | 5,8947 | 5,7487 | 5,6088 | 5,4746 | 5,3459 | 5,2223 | 5,1037 | 4,9897 | 4,8801 | 4,7746 |
18 | 7,9451 | 7,7016 | 7,4700 | 7,2497 | 7,0398 | 6,8399 | 6,6493 | 6,4674 | 6,2938 | 6,1280 | 5,9695 | 5,8178 | 5,6728 | 5,5339 | 5,4008 | 5,2732 | 5,1508 | 5,0333 | 4,9205 | 4,8122 |
19 | 8,0952 | 7,8393 | 7,5964 | 7,3658 | 7,1465 | 6,9380 | 6,7395 | 6,5504 | 6,3701 | 6,1982 | 6,0342 | 5,8775 | 5,7277 | 5,5845 | 5,4475 | 5,3162 | 5,1905 | 5,0700 | 4,9544 | 4,8435 |
20 | 8,2309 | 7,9633 | 7,7098 | 7,4694 | 7,2414 | 7,0248 | 6,8189 | 6,6231 | 6,4368 | 6,2593 | 6,0902 | 5,9288 | 5,7748 | 5,6278 | 5,4872 | 5,3527 | 5,2241 | 5,1009 | 4,9828 | 4,8696 |
25 | 8,7390 | 8,4217 | 8,1236 | 7,8431 | 7,5790 | 7,3300 | 7,0950 | 6,8729 | 6,6629 | 6,4641 | 6,2758 | 6,0971 | 5,9274 | 5,7662 | 5,6129 | 5,4669 | 5,3278 | 5,1951 | 5,0685 | 4,9476 |
30 | 9,0474 | 8,6938 | 8,3637 | 8,0552 | 7,7664 | 7,4957 | 7,2415 | 7,0027 | 6,7778 | 6,5660 | 6,3661 | 6,1772 | 5,9986 | 5,8294 | 5,6690 | 5,5168 | 5,3722 | 5,2347 | 5,1037 | 4,9789 |
35 | 9,2347 | 8,8552 | 8,5030 | 8,1755 | 7,8704 | 7,5856 | 7,3193 | 7,0700 | 6,8362 | 6,6166 | 6,4100 | 6,2153 | 6,0317 | 5,8582 | 5,6941 | 5,5386 | 5,3912 | 5,2512 | 5,1182 | 4,9915 |
40 | 9,3483 | 8,9511 | 8,5839 | 8,2438 | 7,9281 | 7,6344 | 7,3607 | 7,1050 | 6,8659 | 6,6418 | 6,4314 | 6,2335 | 6,0471 | 5,8713 | 5,7053 | 5,5482 | 5,3993 | 5,2582 | 5,1241 | 4,9966 |
45 | 9,4173 | 9,0079 | 8,6308 | 8,2825 | 7,9601 | 7,6609 | 7,3826 | 7,1232 | 6,8810 | 6,6543 | 6,4418 | 6,2421 | 6,0543 | 5,8773 | 5,7103 | 5,5523 | 5,4028 | 5,2611 | 5,1265 | 4,9986 |
50 | 9,4591 | 9,0417 | 8,6580 | 8,3045 | 7,9778 | 7,6752 | 7,3942 | 7,1327 | 6,8886 | 6,6605 | 6,4468 | 6,2463 | 6,0577 | 5,8801 | 5,7125 | 5,5541 | 5,4043 | 5,2623 | 5,1275 | 4,9995 |
55 | 9,4846 | 9,0617 | 8,6738 | 8,3170 | 7,9877 | 7,6830 | 7,4004 | 7,1376 | 6,8925 | 6,6636 | 6,4493 | 6,2482 | 6,0592 | 5,8813 | 5,7135 | 5,5549 | 5,4049 | 5,2628 | 5,1279 | 4,9998 |
60 | 9,5000 | 9,0736 | 8,6830 | 8,3240 | 7,9932 | 7,6873 | 7,4037 | 7,1401 | 6,8945 | 6,6651 | 6,4505 | 6,2492 | 6,0600 | 5,8819 | 5,7139 | 5,5553 | 5,4052 | 5,2630 | 5,1281 | 4,9999 |