Pisemny Egzamin z Języka Angielskiego

Finanse i Rachunkowość I rok II ( studia niestacjonarne )

1. Complete the text using these words. Be careful two are not needed.

Uzupełnij tekst wyrazami z ramki. Dwa słowa są zbędne i nie pasują do żadnej luki.

loss investment supply mortgage stock profit demand purchase collect institutions loans own

Two key principles of the economy are supply and (1)……… Some people have goods or services to sell and other people want to (2)…….. those goods or services. The relationship between supply and demand…….. is very important. The world of finance is a necessary part of the economy.

People need money to do business. Banks first (3)…………. money from customers.

Then they lend money to people or institutions. Customers who borrow money pay instalments to the bank until they pay the money back. There are different types of (4)………. For example, people who want to buy a house or flat usually choose a(an)(5)………………...

(6)…………… in shares or stock is another part of the financial world. People buy shares and then(7) ……… a part of a company. They hope to make a(an) (8)……….. when the company does well. Otherwise, the investor makes a(an) (9)……….

These are some of the ways that financial (10)………… help the economy.

2. Translate the following words / phrases into English.

Przetłumacz następujące wyrażenia / zwroty na język angielski.

1. kredyt hipoteczny………………………………………………………………………..

2. pożyczka bankowa ……………………………………………………………………………………..

3. pożyczyć komuś/pożyczyć od kogoś ………………………………………………………………………

4. dług/być dłużnym …………………………………………………………………………

5. bankomat……………………………………………………………………………..

6. rachunek bieżący …………………………………………………………..

7. przejęcie/wykupienie firmy …………………………………………………………………………

8. codzienny zapis transakcji ………………………………………………………………………………….

9. zlecenie stałe……………………………………………………………………….

10. główny księgowy………………………………………………………………………………..

3. Choose the appropriate form / word to complete the text.

Wybierz najbardziej odpowiednią formę gramatyczną / słowo ( a, b lub c ) do każdej luki.

Advertisement for Heart of Gold Building Society

This is why we always offer …….(1) interest rates to our customers. We want to give you the profits. At the moment, we ………. (2)special current accounts and deposit accounts to new customers. We ...........(3) know that many customers want ...... (4) a house or flat. That is why we feel that loans for housing are one of ........... (5) issues. We arrange special terms now for first-time customers. We believe our products .......... (6)meet your expectations. So what .............. (7) for? We deal ........ . (8) all kinds of customers' requests. Why don't you come to us ............. (9)? Our doors are open ........ (10) 8 to 5 Monday to Friday.

1. a ) best b) the most good c) the best

2. a) offering b) are offering c) offered

3. a) too b) also c) almost

4. a) buy b) to buy c) buying

5. a) the more important b) most important c)the most important

6. a) will b) have c) are going

7. a) you are waiting b)are you waiting c) you wait

8. a) with b) about c) for

9. a) immediately b) immediate c) imediately

10. a) at b) from c) between

4. Translate the following sentences into Polish.

Przetłumacz następujące zdania na język polski.

Bookkeepers record the company's daily transactions, like sales, purchases, debts, expenses and so on. ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Companies in most English-speaking countries are largely funded by shareholders, both individuals and financial institutions.

……………………………………………………………………………………………………………………………………………………………………………………………………………………….……………………………………………………………………………………………………………

Banks offer convenient access to funds as well as facilities like overdrafts and long-term loans.

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

People deposit money in a bank account, at a commercial or retail bank, and the bank generally pays interest to depositors..

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

At the end of an accounting period, bookkeepers prepare a trial balance which transfers the debit and credit balances of different accounts on one page.

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

The internal audit insures that all the procedures within the company are run smoothly and efficiently.

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Bank assess or calculate the risk involved- - the greater the risk for the bank of not being repaid, the higher the interest rate they charge. ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Car insurance is the financial protection against any expenses caused in crashes or accidental injuries.

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Many banks exchange foreign currency for people going abroad, and sell traveller's cheques which are protected against loss or theft. ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Auditing means examining a company's system of control and the accuracy or exactness of its records, looking for errors or possible fraud..

…………………………………………………………………………………………………………………………………………………………………………………………………………………………

……………………………………………………………………………………………………………

5. Raport writing. Pisanie raportu

Put the parts of the report in the correct order, match them to the given subheadings.

Ułóż części raportu w odpowiedniej kolejności, dopasuj do podanych nagłówków.

Look at the text and choose the proper words / expressions.

Przeczytaj tekst. Wybierz odpowiednie słowa / wyrażenia pisane kursywą.

Components of the report. Elementy raportu

Heading _____

Introduction _____

Findings _____ _____ _____ ____ ____

Conclusion _____

Recommendations _____

A	Report on Turkish economy
B	The service sector includes many different activities which ensure/support both businesses and private customers. Businesses need activities / services transport and logistics to move or store foods and other marketing services , like advertising/accounting to tell customers about their products.
C	In Turkey, the primary sector is made up of industry/agriculture which produces basic food, like fruits, vegetables, and wheat, and the exploration industries like oil exploration. which provide basic energy or gas, or mining which extracts minerals and material for building.
D	The secondary sector consists of manufacturing industries, like car doing/manufacturing. Also there are the processing industries, for ex ample steel/food processing.
E	The purpose of the report is to assess the current structure of the Turkish economy and make recommendations for the potential/probable investors.
F	But the biggest part of the private sector is made up of consumer/consument services , like the retail sector, which contains shops where we buy things, the finance sector, including banks and insurance, and the fast growing tourism sector for the international travel market.
G	In the past decade, the country has restructured its economy and has grown at the average level/rate of 7%, so immediate future looks good. Due to/Because low labour costs, new technologies and abundance of natural resources, it is on its fast path to growth. Thus, we do recommend this fast developing/developed market.
H	The manufacturing sector is divided into heavy industries which need/must great power and big investment in machinery, for example steel production and light assembly industries, like textiles and clothing, which produce foods for the fashion industry and need little debt/investment.
I	The report shows a complex structure of the Turkish economy. Most business strategists believe/ask the country must build on its key strengths- the sectors and industries which give it a competitive/additional advantage over other countries.

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