Przyklady wyklad 01 2010

Overview

Arkusz3
Dane
Przykład1.
Przykład2.
Przykład3.
Przykład4.
Przykład5.
Przykład6.
Przykład7.
Arkusz1
Arkusz2

Sheet 1: Arkusz3
Licznik z Purpose of Credit


Credit Rating Suma

bad 300

good 700

Suma końcowa 1000













Suma z Amount of Credit


Credit Rating Suma

bad 1654013,2

good 2925701,6

Suma końcowa 4579714,8













Licznik z Amount of Credit


Credit Rating Suma

bad 300

good 700

Suma końcowa 1000













Suma z Amount of Credit Credit Rating

Gender bad good Suma końcowa
female 529702,6 719255,6 1248958,2
male 1124310,6 2206446 3330756,6
Suma końcowa 1654013,2 2925701,6 4579714,8








Średnia z Amount of Credit Credit Rating

Gender bad good Suma końcowa
female 4860 3578 4029
male 5886 4422 4827
Suma końcowa 5513 4180 4580












Suma z Amount of Credit Credit Rating

Type of Apartment bad good Suma końcowa
free 351102 431378 782479
owned 341046 390159 731205
rented 961866 2104165 3066031
Suma końcowa 1654013 2925702 4579715












Średnia z Amount of Credit Credit Rating

Type of Apartment bad good Suma końcowa
free 5016 3958 4371
owned 7751 6193 6834
rented 5171 3985 4294
Suma końcowa 5513 4180 4580

Sheet 2: Dane
Credit Rating Month of Current Credit Balance of Current Account Duration of Credit Payment of Previous Credits Purpose of Credit Amount of Credit Value of Savings Employed by Current Employer for Installment in % of Available Income Marital Status Gender Living in Current Household for Most Valuable Assets Further running credits Type of Apartment Number of previous credits at this bank Occupation TrainTest Income Children PESEL Income_cat




good 11 <= $300 30 paid back furniture $5 118,40 >1400 > 8 years < 15 single male >8 years car at department store rented 2- 4 unskilled with permanant residence Train 20845 10 89101454828 <10 000; 25 000)


5984 Pon. 10 000
good 9 no balance 24 paid back furniture $2 440,20 no savings > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13077 10 81090238451 <10 000; 25 000)


10000 <10 000; 25 000)
bad 11 no balance 15 problematic running accounts other $9 590,00 <140 unemployed > 35 single male 1-5 years car at department store rented one executive/self-employed Test 40546 10 46051962223 <30 000; 45 000)


25000 <25 000; 30 000)
bad 3 no running account 36 no problems with current credits repair $9 641,80 no savings 1-5 years < 15 single male 5-8 years car at department store rented one skilled employee Train 38804 10 57112026653 <30 000; 45 000)


30000 <30 000; 45 000)
bad 11 no running account 24 no previous credits used car $4 683,00 no savings > 8 years < 15 single male 1-5 years car no further running credits free one executive/self-employed Test 20928 10 65061246619 <10 000; 25 000)


45000 <45 000; 60 000)
good 2 >$300 24 paid back used car $2 219,00 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 14559 10 76061844243 <10 000; 25 000)


60000 Pow. 60 000
good 1 >$300 24 paid back furniture $3 393,60 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16346 9 65100188994 <10 000; 25 000)




good 11 >$300 24 paid back furniture $3 112,20 <140 > 8 years < 15 single male >8 years car at other banks rented 2- 4 skilled employee Train 13745 9 68122578327 <10 000; 25 000)




good 4 >$300 7 paid back furniture $1 022,00 >1400 > 8 years < 15 single male 1-5 years car no further running credits free 2- 4 unskilled with permanant residence Test 12672 9 42052228759 <10 000; 25 000)




good 4 no running account 48 no previous credits new car $6 703,20 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 28034 9 57102684934 <25 000; 30 000)




bad 4 no balance 6 no previous credits other $20 377,00 >1400 unemployed > 35 single male 1-5 years car no further running credits rented one unskilled with no permanant residence Train 83187 9 72031532527





good 4 no running account 12 paid back other $2 969,40 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 17748 9 88071082253





good 11 no balance 24 no previous credits other $1 681,40 no savings <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8211 9 89060564683





bad 4 >$300 15 no previous credits repair $6 472,20 <140 1-5 years 15- 25 single male 1-5 years car no further running credits rented one executive/self-employed Train 28171 9 67041682187





good 6 >$300 24 no problems with current credits used car $5 811,40 <140 1-5 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 23784 9 57071618834





good 2 no running account 24 no previous credits used car $2 445,80 no savings <1 year < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12997 9 89011152844





bad 12 no balance 45 paid back furniture $6 644,40 no savings <1 year < 15 single male 1-5 years car at other banks rented 2- 4 unskilled with permanant residence Train 27913 8 73032699324





good 4 >$300 6 problematic running accounts furniture $2 450,00 140-700 > 8 years 25-35 single male >8 years car at other banks rented one unskilled with permanant residence Train 11570 8 56050663742





good 11 >$300 6 no previous credits furniture $2 233,00 no savings 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 9361 8 69111315652





good 12 >$300 27 no previous credits household appliances $7 266,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented 7 or more skilled employee Test 30524 8 71040561446





good 11 >$300 6 no previous credits other $4 925,20 no savings 1-5 years 25-35 single male 5-8 years car no further running credits free one skilled employee Test 22064 8 68081063546





bad 1 >$300 18 paid back other $3 885,00 no savings 5-8 years 25-35 single male 1-5 years car at other banks rented 2- 4 skilled employee Train 18544 8 54082394573





bad 3 no running account 16 paid back other $3 675,00 no savings > 8 years 25-35 single male >8 years car no further running credits free one skilled employee Train 19486 8 53060827427





good 2 >$300 12 paid back repair $4 991,00 >1400 <1 year 25-35 single male < 1 year car no further running credits rented 2- 4 unskilled with permanant residence Train 19871 8 87112757375





good 6 no balance 36 no problems with current credits retraining $13 799,80 <140 5-8 years > 35 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 56713 8 65031267642





good 11 >$300 30 no problems with current credits retraining $5 980,80 <140 1-5 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25016 8 77030425327





bad 9 no running account 12 paid back used car $3 144,40 no savings > 8 years 15- 25 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14852 8 72030259264





bad 6 no running account 18 no previous credits new car $10 515,40 >1400 > 8 years > 35 single male >8 years car no further running credits owned one skilled employee Train 43295 7 62110854324





good 4 >$300 24 paid back new car $5 658,80 >1400 5-8 years 15- 25 single male >8 years car no further running credits rented 2- 4 skilled employee Test 22445 7 54052293415





good 7 >$300 60 no previous credits other $14 512,40 no savings > 8 years 25-35 single male >8 years car no further running credits rented one executive/self-employed Train 60766 7 49112377424





bad 11 no running account 12 paid back other $6 780,20 no savings > 8 years 15- 25 single male >8 years car no further running credits free 2- 4 skilled employee Train 27871 7 53080149338





good 11 <= $300 10 no previous credits other $5 528,60 no savings <1 year > 35 single male < 1 year car no further running credits rented one unskilled with permanant residence Train 22091 7 79102114879





good 9 >$300 12 no previous credits repair $1 950,20 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Test 9168 7 44031455241





good 5 >$300 15 no previous credits television $1 766,80 140-700 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10321 7 64042079227





bad 8 no running account 36 no previous credits used car $7 250,60 no savings 5-8 years < 15 single male 1-5 years car no further running credits rented one skilled employee Train 28663 7 70081498682





good 9 no running account 24 no previous credits used car $5 836,60 no savings 1-5 years < 15 single male >8 years car no further running credits rented one skilled employee Test 24237 7 80090732839





bad 10 no balance 12 no previous credits used car $2 690,80 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 13647 7 68010912326





good 10 no running account 12 no previous credits used car $991,20 no savings 1-5 years 25-35 single male 5-8 years car no further running credits rented one unskilled with permanant residence Train 10174 7 57060394128





good 10 no balance 12 no previous credits vacation $1 055,60 >1400 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 8400 7 61091771857





bad 11 no balance 45 no previous credits furniture $4 243,40 <140 1-5 years < 15 single male >8 years car no further running credits free one skilled employee Train 18141 6 52012352536





good 8 >$300 18 paid back furniture $1 636,60 >1400 1-5 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 9367 6 62092579232





good 11 no balance 20 no problems with current credits new car $9 879,80 >1400 5-8 years 15- 25 single male >8 years car at other banks free 2- 4 executive/self-employed Train 42013 6 52060297978





good 4 >$300 18 no previous credits new car $4 729,20 >1400 1-5 years 25-35 single male < 1 year car no further running credits rented one skilled employee Test 21302 6 67112834432





good 10 no running account 24 paid back new car $4 139,80 no savings > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Train 16442 6 49080939433





good 6 >$300 24 no previous credits other $3 157,00 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 15747 6 80091741834





good 5 no running account 12 paid back other $3 039,40 no savings 1-5 years < 15 single male >8 years car at other banks rented 2- 4 unskilled with permanant residence Test 15070 6 54081238113





bad 6 no running account 12 paid back other $967,40 no savings > 8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14255 6 62021225961





bad 11 >$300 24 no previous credits retraining $6 427,40 700-1400 1-5 years 25-35 single male 5-8 years car no further running credits rented 5- 6 executive/self-employed Train 29311 6 73111762943





good 2 <= $300 15 no previous credits retraining $3 761,80 no savings 5-8 years 25-35 single male >8 years car no further running credits free one skilled employee Train 18147 6 56012465363





bad 4 no balance 30 paid back used car $11 740,40 no savings 5-8 years 25-35 single male 1-5 years car no further running credits rented one skilled employee Test 50255 6 48020845743





good 9 no balance 18 paid back used car $10 323,60 no savings unemployed < 15 single male >8 years car at department store rented 2- 4 executive/self-employed Test 41945 6 47082378824





good 5 no running account 36 paid back used car $7 519,40 no savings 1-5 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 29928 6 45112352358





good 9 <= $300 30 paid back furniture $4 223,80 no savings > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 21672 5 51060943635





good 9 <= $300 10 paid back furniture $1 885,80 >1400 5-8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10669 5 90091242992





good 7 >$300 18 paid back furniture $880,60 140-700 > 8 years < 15 single male 5-8 years car at other banks rented 2- 4 executive/self-employed Train 10963 5 74051218128





good 2 >$300 24 paid back new car $9 578,80 >1400 1-5 years 25-35 single male >8 years car no further running credits rented 2- 4 executive/self-employed Train 40496 5 88062643492





good 5 >$300 18 no previous credits other $3 726,80 >1400 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Test 17241 5 62122538556





good 10 no balance 12 paid back television $1 993,60 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 11374 5 83082427146





good 8 >$300 24 paid back used car $2 839,20 no savings 5-8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 13791 5 68082691616





bad 8 no running account 42 no problems with current credits furniture $6 118,00 no savings 5-8 years 15- 25 single male 1-5 years car at other banks rented 2- 4 skilled employee Test 28108 4 52100556527





good 9 no running account 30 no previous credits furniture $3 530,80 no savings > 8 years > 35 single male 5-8 years car no further running credits rented one skilled employee Test 15292 4 84021416173





good 6 no running account 12 no previous credits furniture $3 099,60 no savings 1-5 years < 15 single male 5-8 years car no further running credits rented one unskilled with permanant residence Test 15657 4 56081718847





good 11 >$300 12 paid back furniture $730,80 140-700 > 8 years < 15 single male >8 years car no further running credits rented 2- 4 skilled employee Test 8459 4 83111787365





good 5 >$300 12 no previous credits new car $1 978,20 700-1400 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 10446 4 88062037831





good 9 >$300 10 no previous credits other $1 801,80 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 8250 4 52122165982





bad 3 no balance 6 no problems with current credits other $1 692,60 no savings unemployed < 15 single male >8 years car no further running credits rented one executive/self-employed Test 6367 4 55051223738





good 11 no running account 6 no previous credits other $1 684,20 <140 > 8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Train 6519 4 49120186495





good 8 >$300 36 no previous credits retraining $10 372,60 >1400 > 8 years 15- 25 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 41493 4 88020213763





good 4 >$300 24 paid back retraining $5 794,60 <140 1-5 years 15- 25 single male 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 25957 4 44022627955





bad 3 no running account 24 problematic running accounts retraining $4 425,40 no savings 1-5 years < 15 single male 1-5 years car at other banks free one skilled employee Train 20575 4 68051426365





good 3 no running account 18 hesistant retraining $4 345,60 no savings 5-8 years 15- 25 single male < 1 year car at other banks rented one skilled employee Train 19768 4 62031689467





bad 11 no running account 30 no previous credits used car $8 890,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 38707 4 72050555222





good 12 no running account 36 no previous credits used car $5 542,60 no savings unemployed < 15 single male 5-8 years car no further running credits rented one executive/self-employed Test 24331 4 53072877627





good 12 >$300 18 no previous credits used car $4 790,80 no savings > 8 years < 15 single male >8 years car at other banks rented 5- 6 skilled employee Train 21603 4 69101616465





good 9 >$300 12 paid back used car $4 663,40 no savings > 8 years 25-35 single male >8 years car at department store rented one skilled employee Train 21680 4 89012528854





good 10 >$300 30 paid back furniture $9 438,80 >1400 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 42665 3 44022647395





bad 3 no running account 12 hesistant furniture $8 678,60 no savings 1-5 years < 15 single male 1-5 years car no further running credits free 2- 4 skilled employee Test 37907 3 40070982133





good 12 >$300 21 no previous credits furniture $4 424,00 >1400 > 8 years < 15 single male 5-8 years car no further running credits rented one skilled employee Train 20587 3 62102266388





good 2 >$300 10 no previous credits furniture $2 693,60 no savings 1-5 years > 35 single male >8 years car no further running credits rented one skilled employee Train 13275 3 86021058843





good 11 no balance 15 no previous credits furniture $2 021,60 >1400 <1 year < 15 single male < 1 year car no further running credits rented one skilled employee Train 8743 3 62020221373





good 6 >$300 15 no previous credits furniture $1 698,20 140-700 > 8 years < 15 single male 5-8 years car at department store rented one skilled employee Test 8781 3 74081593937





good 9 >$300 54 hesistant new car $13 210,40 >1400 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 55105 3 84070237372





bad 1 no running account 36 no previous credits new car $11 520,60 no savings 1-5 years 25-35 single male 1-5 years car no further running credits rented one skilled employee Train 47038 3 47080284278





good 11 >$300 6 no previous credits new car $1 730,40 140-700 1-5 years 25-35 single male >8 years car no further running credits free one skilled employee Test 10014 3 89120335182





bad 9 no balance 48 no previous credits other $9 184,00 <140 5-8 years 15- 25 single male 1-5 years car no further running credits rented one skilled employee Test 37857 3 43120996344





good 11 no running account 12 no previous credits other $5 111,40 700-1400 1-5 years > 35 single male 5-8 years car no further running credits rented one skilled employee Train 20990 3 68081786554





good 5 >$300 12 no previous credits other $4 937,80 >1400 <1 year 25-35 single male 5-8 years car no further running credits rented one executive/self-employed Train 24949 3 66102054733





good 1 >$300 36 no previous credits other $1 272,60 140-700 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 9522 3 55062787693





bad 2 no running account 21 no problems with current credits repair $4 779,60 no savings <1 year 25-35 single male < 1 year car at department store rented 2- 4 skilled employee Test 21650 3 88042066528





bad 6 no running account 27 hesistant retraining $7 410,20 no savings unemployed 25-35 single male >8 years car no further running credits rented 2- 4 skilled employee Test 29533 3 57120232355





good 5 no balance 21 paid back retraining $5 112,80 no savings 5-8 years 25-35 single male 5-8 years car no further running credits rented 2- 4 skilled employee Test 20225 3 49120887535





good 12 no running account 39 paid back used car $19 850,60 >1400 5-8 years < 15 single male >8 years car no further running credits rented 2- 4 executive/self-employed Test 80210 3 72100538883





good 7 >$300 12 paid back used car $8 121,40 >1400 > 8 years 25-35 single male >8 years car no further running credits free one skilled employee Test 32491 3 43080284962





good 9 >$300 15 no previous credits used car $3 791,20 no savings <1 year 25-35 single male 5-8 years car at other banks rented 2- 4 unskilled with permanant residence Test 18440 3 60072468186





good 6 no balance 6 no previous credits furniture $515,20 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Test 10452 2 68041136154





good 7 >$300 11 paid back other $10 119,20 no savings 1-5 years > 35 single male >8 years car no further running credits rented 2- 4 unskilled with permanant residence Test 44027 2 66081754688





good 12 no balance 12 no previous credits other $2 802,80 no savings 5-8 years 15- 25 single male >8 years car no further running credits free one skilled employee Train 11250 2 49041149881





bad 11 >$300 10 no previous credits other $1 832,60 >1400 1-5 years < 15 single male >8 years car no further running credits rented one unskilled with permanant residence Train 10038 2 61070132482





good 7 no balance 30 no problems with current credits retraining $3 504,20 <140 > 8 years < 15 single male 1-5 years car at department store rented 2- 4 skilled employee Train 16878 2 47082693335





good 5 >$300 24 no previous credits used car $3 969,00 140-700 > 8 years 15- 25 single male >8 years car no further running credits rented one skilled employee Test 18386 2 84021053748





good 8 >$300 12 hesistant used car $3 862,60 no savings > 8 years 25-35 single male >8 years car no further running credits rented 2- 4 skilled employee Train 15138 2 87061743253





good 9 no balance 24 no problems with current credits used car $3 266,20 >1400 <1 year < 15 single male 1-5 years car at other banks rented one unskilled with permanant residence Train 14299 2 66042747683





good 11 >$300 15 paid back used car $2 128,00 >1400 > 8 years < 15 single male >8 years car no further running credits rented one skilled employee Train 8545 2 50032144492





good 10 no running account 12 no previous credits used car $1 804,60 no savings 1-5 years < 15 single male < 1 year car no further running credits rented one unskilled with permanant residence Test 12850 2 73031654194





good 9 no balance 6 no problems with current credits used car $1 470,00 no savings unemployed < 15 single male < 1 year car at department store rented 2- 4 executive/self-employed Train 9747 2 55041646628





good 10 no balance 11 no problems with current credits furniture $6 679,40 no savings 5-8 years 25-35 single male >8 years car no further running credits rented one skilled employee Train 27743 1 78080744239





bad 1 no balance 27 paid back furniture $3 528,00 140-700 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 15294 1 82061429524





good 4 no balance 12 paid back new car $2 525,60 <140 <1 year 15- 25 single male >8 years car no further running credits rented one skilled employee Train 12151 1 81032743837





good 10 >$300 24 no previous credits other $10 350,20 no savings 1-5 years > 35 single male >8 years car no further running credits rented one unskilled with permanant residence Test 41805 1 41060332556





bad 12 no running account 24 no previous credits other $6 743,80 no savings 5-8 years 25-35 single male 5-8 years car no further running credits rented one skilled employee Test 28514 1 61051975763





bad 9 no running account 21 problematic running accounts other $2 305,80 >1400 1-5 years < 15 single male 1-5 years car at other banks rented 2- 4 unskilled with permanant residence Train 12145 1 64050316422





bad 9 >$300 18 paid back other $2 142,00 no savings 1-5 years 15- 25 single male 1-5 years car at other banks rented 2- 4 skilled employee Train 8906 1 57021774374





good 11 no running account 10 paid back other $1 453,20 no savings 5-8 years < 15 single male 5-8 years car no further running credits rented 2- 4 skilled employee Train 10913 1 49112745442





good 11 no balance 24 no problems with current credits retraining $6 596,80 >1400 1-5 years < 15 single male 1-5 years car at other banks rented 2- 4 executive/self-employed Test 25813 1 84050649593





good 7 no balance 18 no problems with current credits retraining $3 397,80 >1400 > 8 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 13596 1 48030655427





good 8 no balance 18 no previous credits retraining $2 717,40 700-1400 1-5 years < 15 single male 1-5 years car no further running credits rented one unskilled with permanant residence Train 12452 1 60071527958





good 11 no running account 13 paid back retraining $2 515,80 no savings <1 year 15- 25 single male < 1 year car at other banks rented 2- 4 unskilled with permanant residence Train 12949 1 63090228169





good 2 no running account 42 no previous credits used car $11 034,80 no savings 5-8 years 25-35 single male >8 years car no further running credits owned one skilled employee Train 46679 1 78022322358





good 10 no running account 12 no previous credits used car $5 026,00 no savings 1-5 years 25-35 single male 1-5 years car no further running credits rented one unskilled with permanant residence Test 20272 1 78122582556





good 4 >$300 6 no previous credits vacation $1 733,20 >1400 unemployed < 15 single male >8 years car no further running credits rented one executive/self-employed Test 10052 1 50071645389





good 12 >$300 15 paid back furniture $1 904,00 no savings 1-5 years < 15 single male 1-5 years car no further running credits rented 2- 4 skilled employee Test 8523 0 59122149478





good 2 >$300 36 paid back new car $8 178,80 no savings > 8 years 25-35 single male 1-5 years car no further running credits rented 2- 4 skilled employee Train 32788 0 88070265464





good 6 no running account 36 no previous credits used car $5 068,00 no savings 1-5 years > 35 single male 1-5 years car no further running credits rented one skilled employee Test 21792 0 51020234316





bad 4 no running account 36 no previous credits used car $3 796,80 no savings > 8 years 25-35 single male 1-5 years car at other banks rented one skilled employee Test 15999 0 46022079726





good 2 >$300 24 no previous credits furniture $1 978,20 no savings 1-5 years < 15 married/widowed male 1-5 years car no further running credits rented one skilled employee Test 9530 9 55051217317





good 10 no running account 36 paid back used car $3 287,20 no savings 1-5 years 15- 25 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 15602 9 89040823283





bad 3 no running account 12 no previous credits furniture $943,60 <140 5-8 years < 15 married/widowed male < 1 year car no further running credits rented one skilled employee Train 9719 8 80101747639





bad 10 no balance 15 no problems with current credits household appliances $2 116,80 700-1400 1-5 years 15- 25 married/widowed male 5-8 years car at department store rented 2- 4 skilled employee Test 8526 8 48031268126





good 2 no running account 18 paid back furniture $2 632,00 no savings 5-8 years < 15 married/widowed male < 1 year car no further running credits rented 2- 4 executive/self-employed Train 11499 7 73041689188





good 4 >$300 18 no previous credits other $2 548,00 no savings 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented one executive/self-employed Train 10828 7 53052842795





good 5 no balance 30 no previous credits used car $5 364,80 no savings <1 year 25-35 married/widowed male < 1 year car no further running credits rented one skilled employee Train 22044 7 80111923314





good 9 >$300 42 no previous credits furniture $10 000,00 >1400 5-8 years 25-35 married/widowed male >8 years car no further running credits free one skilled employee Test 41142 6 66022158783





good 1 >$300 24 paid back other $3 448,20 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented 2- 4 skilled employee Train 14925 6 52070881778





bad 12 no running account 12 no previous credits vacation $1 262,80 no savings 5-8 years < 15 married/widowed male >8 years car no further running credits free one skilled employee Train 9893 5 50081917237





bad 8 >$300 18 no previous credits used car $2 146,20 no savings <1 year < 15 married/widowed male < 1 year car no further running credits rented one unskilled with permanant residence Train 11161 4 78081624652





good 2 no balance 6 no previous credits household appliances $635,60 no savings <1 year 15- 25 married/widowed male < 1 year car no further running credits rented one unskilled with permanant residence Train 11256 3 80070467743





good 9 >$300 6 paid back used car $1 709,40 >1400 1-5 years > 35 married/widowed male 1-5 years car no further running credits rented 2- 4 skilled employee Train 10028 3 60021044985





bad 11 no balance 24 no previous credits furniture $2 854,60 no savings <1 year > 35 married/widowed male < 1 year car no further running credits rented one skilled employee Test 13602 1 66031343337





good 2 >$300 24 no previous credits furniture $1 835,40 <140 5-8 years < 15 married/widowed male 5-8 years car no further running credits rented one skilled employee Train 10740 1 68052589678





good 4 >$300 6 no previous credits used car $2 472,40 no savings 1-5 years > 35 married/widowed male 1-5 years car no further running credits free one skilled employee Test 10905 1 69091288836





good 2 >$300 15 paid back furniture $1 842,40 140-700 1-5 years 25-35 married/widowed male 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 12815 0 74040961856





bad 5 no running account 20 paid back other $3 129,00 no savings 1-5 years < 15 married/widowed male 1-5 years car at other banks free 2- 4 skilled employee Test 13648 0 68030152883





bad 8 no balance 15 problematic running accounts other $1 769,60 <140 1-5 years 25-35 married/widowed male 1-5 years car no further running credits free one skilled employee Train 9736 0 70070544322





good 12 no running account 24 paid back furniture $1 723,40 700-1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 executive/self-employed Train 7518 10 65081448291





good 6 <= $300 6 paid back repair $1 465,80 no savings 1-5 years 25-35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 9300 10 44020876855





good 7 no running account 21 no previous credits furniture $3 648,40 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one executive/self-employed Train 16049 9 47051338491





good 11 no running account 6 no previous credits new car $1 892,80 140-700 unemployed > 35 divorced/living apart/married female 1-5 years car no further running credits free one unskilled with no permanant residence Test 9979 9 64031566948





bad 9 no balance 24 no previous credits other $3 805,20 no savings 1-5 years 15- 25 divorced/living apart/married female >8 years car no further running credits free one unskilled with permanant residence Train 15613 9 49081369857





good 5 no running account 12 no previous credits other $2 650,20 no savings 1-5 years < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 12606 9 76040496852





bad 7 no balance 12 no previous credits other $1 170,40 <140 <1 year < 15 divorced/living apart/married female 1-5 years car at other banks rented one unskilled with permanant residence Test 8130 9 49072454365





good 5 no running account 6 paid back other $852,60 no savings 5-8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented 2- 4 skilled employee Train 8762 9 59072282284





bad 10 no running account 48 no previous credits retraining $6 031,20 no savings <1 year 15- 25 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 27437 9 78111015754





bad 8 no running account 12 no previous credits television $1 037,40 <140 unemployed < 15 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Test 9184 9 54032563397





good 6 no running account 15 paid back used car $2 006,20 no savings 1-5 years < 15 divorced/living apart/married female 5-8 years car no further running credits free 2- 4 skilled employee Test 10575 9 56040437545





good 12 >$300 12 paid back furniture $1 807,40 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 skilled employee Test 7458 8 66021541864





good 1 >$300 15 no problems with current credits new car $5 031,60 no savings <1 year > 35 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 unskilled with permanant residence Train 22669 8 62060557584





good 8 no running account 6 no previous credits other $1 923,60 >1400 unemployed < 15 divorced/living apart/married female 5-8 years car no further running credits rented one executive/self-employed Test 7736 8 52080668362





bad 6 no balance 21 no previous credits retraining $1 663,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Test 8131 8 72091998462





bad 4 >$300 36 paid back used car $9 977,80 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free 2- 4 skilled employee Train 41979 8 86102542455





good 11 no running account 20 paid back used car $5 980,80 no savings > 8 years > 35 divorced/living apart/married female >8 years car no further running credits rented 2- 4 skilled employee Train 27016 8 72111678453





good 6 no running account 30 no previous credits used car $5 070,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 skilled employee Train 25661 8 54072525355





good 10 <= $300 18 no previous credits used car $4 268,60 no savings <1 year > 35 divorced/living apart/married female < 1 year car at department store rented one unskilled with permanant residence Train 19457 8 88030539642





good 1 >$300 12 paid back used car $1 761,20 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free 2- 4 unskilled with permanant residence Train 7573 8 50091372253





bad 5 no balance 9 no previous credits used car $1 285,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Train 10938 8 74112463343





bad 9 no balance 6 problematic running accounts other $1 303,40 <140 <1 year > 35 divorced/living apart/married female < 1 year car at department store rented one unskilled with permanant residence Train 12198 7 76021856965





good 10 >$300 24 no previous credits furniture $4 453,40 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Test 19725 6 55020366662





good 10 >$300 6 paid back furniture $1 731,80 <140 1-5 years > 35 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 9439 6 66121245986





good 6 >$300 30 no previous credits new car $6 735,40 >1400 5-8 years 25-35 divorced/living apart/married female >8 years car at department store free one unskilled with permanant residence Train 28009 6 49081368585





bad 4 no balance 18 no previous credits other $1 458,80 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 8793 6 79100256733





good 10 <= $300 15 no previous credits repair $548,80 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 11569 6 88120973668





good 9 >$300 18 no previous credits retraining $2 195,20 <140 1-5 years 15- 25 divorced/living apart/married female >8 years car no further running credits free one unskilled with permanant residence Train 13847 6 54062274162





good 5 >$300 12 paid back used car $2 228,80 700-1400 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 10033 6 55072085894





good 1 <= $300 6 no problems with current credits furniture $956,20 no savings <1 year 25-35 divorced/living apart/married female < 1 year car at other banks rented one skilled employee Train 11325 5 46101056936





bad 11 >$300 21 hesistant other $7 004,20 >1400 1-5 years > 35 divorced/living apart/married female >8 years car at other banks rented 2- 4 skilled employee Train 33777 5 87102524533





good 2 no running account 12 no previous credits repair $1 680,00 >1400 1-5 years < 15 divorced/living apart/married female >8 years car at other banks free one skilled employee Train 9243 5 65082243752





good 11 >$300 24 no previous credits used car $5 560,80 no savings 5-8 years 25-35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Test 23778 5 56081553338





bad 12 no running account 18 hesistant used car $4 359,60 no savings <1 year > 35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 20947 5 44042564762





bad 9 no balance 12 hesistant used car $4 156,60 no savings <1 year < 15 divorced/living apart/married female 5-8 years car no further running credits free 2- 4 skilled employee Test 19757 5 57020813563





bad 10 no balance 12 no previous credits used car $3 866,80 >1400 > 8 years > 35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 17593 5 68062416556





good 5 no running account 12 no previous credits used car $912,80 no savings > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 12696 5 55082537258





good 1 >$300 10 no previous credits vacation $1 251,60 >1400 5-8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Train 9067 5 63071337884





bad 12 no running account 15 no previous credits other $5 542,60 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 28093 4 74072362759





bad 1 no running account 24 no previous credits other $4 372,20 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Test 17972 4 66070256567





bad 2 no running account 24 no previous credits other $1 689,80 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 7475 4 45070654653





bad 11 no running account 6 no previous credits repair $627,20 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 11939 4 46080234476





bad 10 >$300 6 no previous credits used car $6 455,40 no savings <1 year > 35 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 25933 4 87100287864





good 9 no running account 12 no previous credits used car $2 268,00 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years car no further running credits rented one skilled employee Train 11715 4 70100832134





bad 12 no balance 48 hesistant business $25 793,60 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years car at other banks rented one executive/self-employed Train 105061 3 69091112516





bad 2 no balance 60 no previous credits other $10 371,20 <140 <1 year < 15 divorced/living apart/married female 1-5 years car no further running credits rented one executive/self-employed Train 43774 3 43082624371





bad 2 no running account 12 no previous credits repair $1 113,00 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 7753 3 43032722281





good 8 >$300 9 no previous credits used car $3 221,40 <140 <1 year 25-35 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 16570 3 65021677371





bad 11 no balance 24 no problems with current credits used car $2 889,60 no savings unemployed 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented one executive/self-employed Train 14005 3 61060863331





good 6 no running account 18 paid back used car $1 468,60 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 10364 3 89010993583





good 7 no running account 6 no previous credits used car $599,20 no savings > 8 years 25-35 divorced/living apart/married female < 1 year car at other banks rented one skilled employee Train 9891 3 90020685862





bad 11 no running account 9 no previous credits furniture $1 912,40 no savings <1 year 15- 25 divorced/living apart/married female >8 years car no further running credits free one skilled employee Train 8186 2 42112696571





bad 11 >$300 12 paid back furniture $1 115,80 >1400 > 8 years < 15 divorced/living apart/married female 5-8 years car no further running credits rented one unskilled with permanant residence Train 7948 2 42010844674





good 11 >$300 36 no previous credits new car $11 386,20 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years car at other banks rented one skilled employee Train 48567 2 51051029578





good 5 >$300 22 no previous credits other $1 796,20 >1400 5-8 years < 15 divorced/living apart/married female >8 years car no further running credits free one skilled employee Test 12622 2 78090221354





good 11 >$300 18 paid back other $1 477,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 9429 2 63020936985





good 2 >$300 12 paid back other $1 296,40 no savings unemployed > 35 divorced/living apart/married female 1-5 years car no further running credits rented one unskilled with no permanant residence Train 8539 2 64102556755





bad 1 no balance 6 problematic running accounts repair $606,20 700-1400 <1 year < 15 divorced/living apart/married female 1-5 years car at other banks free one skilled employee Train 10388 2 53041825772





good 3 no running account 15 no previous credits retraining $1 128,40 no savings 1-5 years < 15 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Test 11772 2 48031778528





good 9 no running account 24 no previous credits used car $10 809,40 >1400 <1 year > 35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 45907 2 76050953618





good 2 >$300 15 no problems with current credits used car $1 344,00 700-1400 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits rented 2- 4 skilled employee Train 10464 2 88021877984





good 11 >$300 24 no previous credits new car $7 606,20 >1400 unemployed 25-35 divorced/living apart/married female >8 years car no further running credits free one executive/self-employed Train 33888 1 67101228682





bad 9 >$300 12 no previous credits other $1 940,40 140-700 1-5 years 25-35 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 11164 1 67051257653





good 3 >$300 9 paid back repair $1 741,60 >1400 > 8 years < 15 divorced/living apart/married female >8 years car no further running credits free 2- 4 unskilled with permanant residence Train 10266 1 62042388196





good 4 no running account 15 no problems with current credits used car $5 100,20 no savings > 8 years > 35 divorced/living apart/married female >8 years car no further running credits rented 2- 4 unskilled with permanant residence Train 20342 1 73040625787





good 9 >$300 21 paid back used car $3 203,20 no savings <1 year < 15 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 14472 1 62021931373





good 5 <= $300 12 no previous credits used car $2 063,60 no savings <1 year < 15 divorced/living apart/married female < 1 year car at other banks rented one executive/self-employed Train 10944 1 41090433723





good 3 <= $300 10 no previous credits used car $1 785,00 no savings <1 year < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Test 10111 1 89122282854





good 6 no balance 13 no previous credits furniture $2 941,40 no savings <1 year 25-35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 13564 0 79032311459





good 2 no balance 24 no problems with current credits furniture $2 174,20 <140 5-8 years 15- 25 divorced/living apart/married female 1-5 years car no further running credits free 2- 4 skilled employee Train 9749 0 42042841466





good 11 no balance 36 no problems with current credits other $10 404,80 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years car no further running credits free one skilled employee Train 43877 0 86051064218





bad 4 no running account 24 no previous credits other $1 933,40 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years car no further running credits rented one skilled employee Train 10302 0 47032753316





good 4 no balance 9 no previous credits repair $1 678,60 no savings 5-8 years < 15 divorced/living apart/married female >8 years car no further running credits rented 2- 4 executive/self-employed Test 7625 0 46040489671





good 4 no balance 27 no previous credits retraining $3 539,20 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented one skilled employee Train 17779 0 51111024756





good 12 no balance 24 no previous credits used car $6 091,40 >1400 1-5 years > 35 divorced/living apart/married female >8 years car no further running credits rented one unskilled with permanant residence Train 25965 0 67022534247





good 3 no balance 18 paid back used car $5 056,80 no savings > 8 years 15- 25 divorced/living apart/married female >8 years car no further running credits rented one skilled employee Train 21129 0 62100657643





good 4 no running account 15 no previous credits used car $2 583,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits free one skilled employee Train 12751 0 71111732379





good 1 no balance 18 paid back used car $1 813,00 no savings <1 year < 15 divorced/living apart/married female < 1 year car no further running credits rented 2- 4 skilled employee Train 10221 0 62071463847





good 10 no balance 6 paid back vacation $1 304,80 >1400 5-8 years > 35 divorced/living apart/married female 5-8 years car no further running credits rented 2- 4 unskilled with permanant residence Test 12294 0 50101661236





good 3 <= $300 42 hesistant retraining $8 804,60 no savings <1 year 25-35 divorced/living apart male < 1 year car no further running credits rented 2- 4 skilled employee Train 36871 10 41010674271





bad 12 no running account 14 no previous credits other $12 569,20 no savings > 8 years > 35 divorced/living apart male >8 years car no further running credits rented one executive/self-employed Train 50520 8 66081039173





good 9 no running account 12 no previous credits used car $1 766,80 >1400 > 8 years 25-35 divorced/living apart male >8 years car no further running credits rented one unskilled with permanant residence Test 8966 8 88092732575





good 2 no balance 21 no problems with current credits other $3 294,20 no savings 1-5 years > 35 divorced/living apart male >8 years car no further running credits rented 2- 4 skilled employee Test 14241 7 77121634231





bad 9 no running account 30 no previous credits used car $4 351,20 no savings <1 year 25-35 divorced/living apart male >8 years car no further running credits rented one unskilled with permanant residence Train 19547 7 70070564553





bad 2 no running account 24 no previous credits used car $3 302,60 <140 unemployed > 35 divorced/living apart male < 1 year car no further running credits rented one skilled employee Test 13025 6 52040363327





good 8 no running account 30 no previous credits new car $5 399,80 no savings 1-5 years < 15 divorced/living apart male >8 years car no further running credits rented one executive/self-employed Test 21425 4 43032098174





bad 7 no running account 24 no previous credits furniture $2 713,20 no savings <1 year < 15 divorced/living apart male 5-8 years car no further running credits rented one skilled employee Train 11059 3 48070888429





bad 6 no running account 24 problematic running accounts used car $9 620,80 no savings <1 year 25-35 divorced/living apart male < 1 year car at other banks rented one skilled employee Train 41130 2 90082268336





good 10 no running account 15 paid back used car $1 365,00 no savings 1-5 years 25-35 divorced/living apart male 5-8 years car no further running credits rented 2- 4 skilled employee Train 8508 1 80020992546





bad 8 no balance 24 paid back business $16 713,20 no savings 1-5 years 25-35 single male 5-8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 69432 10 46090784872





good 3 no balance 24 no previous credits furniture $4 054,40 <140 <1 year 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Test 16809 10 42012463896





bad 7 no balance 15 no previous credits furniture $1 122,80 no savings > 8 years < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Train 9861 10 79052137441





good 6 no running account 24 problematic running accounts other $3 255,00 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented one skilled employee Test 14032 10 44050738372





good 5 no running account 18 no previous credits other $3 148,60 <140 5-8 years < 15 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 15411 10 66082763838





good 1 >$300 24 no previous credits used car $7 715,40 <140 1-5 years < 15 single male < 1 year life insurance at department store rented one skilled employee Test 33365 10 66111325537





good 7 no balance 30 problematic running accounts used car $4 894,40 700-1400 1-5 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Test 21125 10 51051053985





good 11 <= $300 36 no previous credits furniture $8 187,20 no savings 1-5 years < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 34148 9 57110187918





good 4 <= $300 24 no previous credits furniture $7 212,80 no savings 5-8 years < 15 single male 1-5 years life insurance at other banks rented one skilled employee Train 31776 9 85101568416





good 5 >$300 18 no previous credits furniture $6 431,60 no savings <1 year 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 27399 9 48111672831





good 7 no running account 27 no previous credits furniture $4 782,40 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19474 9 65051176381





good 9 <= $300 24 paid back furniture $4 407,20 >1400 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19471 9 55081934472





good 9 >$300 30 paid back furniture $4 307,80 >1400 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 18424 9 64031068742





good 5 >$300 15 paid back furniture $2 560,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 12462 9 50042487338





good 2 >$300 15 problematic running accounts furniture $2 196,60 <140 > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11479 9 83041384691





bad 8 <= $300 9 hesistant furniture $1 871,80 no savings <1 year < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 9684 9 56122143846





good 11 >$300 15 no previous credits new car $6 519,80 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 31916 9 49071728488





good 4 >$300 18 paid back new car $5 390,00 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 22247 9 71090427782





good 11 >$300 9 paid back repair $1 310,40 140-700 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10827 9 88120588186





good 4 >$300 12 paid back repair $981,40 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10788 9 76042063973





good 8 >$300 36 no previous credits retraining $8 038,80 <140 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 31874 9 56100314359





bad 11 no running account 36 no problems with current credits retraining $3 003,00 no savings 5-8 years 25-35 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 12425 9 75121893328





good 4 >$300 18 no previous credits retraining $2 730,00 no savings 5-8 years < 15 single male < 1 year life insurance at department store rented 2- 4 skilled employee Train 10545 9 46052754588





good 11 >$300 12 no previous credits retraining $2 158,80 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Test 12354 9 90052458526





bad 5 no running account 24 problematic running accounts used car $4 972,80 no savings 5-8 years 15- 25 single male >8 years life insurance at other banks rented one skilled employee Train 23332 9 90070123452





bad 4 >$300 36 no problems with current credits furniture $6 248,20 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 28102 8 70070634779





bad 9 <= $300 36 no previous credits furniture $5 894,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 26212 8 50041714781





good 2 >$300 36 no previous credits furniture $5 033,00 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20840 8 71032831452





good 1 >$300 24 no previous credits furniture $4 802,00 140-700 > 8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Train 20593 8 45071293768





good 6 >$300 30 no previous credits furniture $3 266,20 140-700 > 8 years < 15 single male 1-5 years life insurance at other banks rented one executive/self-employed Test 15027 8 83051484385





good 2 no balance 36 no previous credits furniture $3 252,20 no savings 5-8 years < 15 single male >8 years life insurance no further running credits free one skilled employee Test 16172 8 43042334565





good 5 >$300 36 no previous credits furniture $3 218,60 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 14725 8 88011463727





good 9 >$300 15 no previous credits furniture $2 770,60 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 10987 8 53061532614





bad 7 no balance 12 no previous credits household appliances $894,60 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 10570 8 74101455883





good 6 no balance 36 no previous credits new car $9 727,20 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits free one executive/self-employed Train 40503 8 53011935857





good 10 >$300 24 no problems with current credits new car $6 550,60 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 28074 8 71061469723





good 5 no balance 45 paid back new car $6 406,40 <140 unemployed 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Test 26871 8 47080534569





good 10 >$300 24 no previous credits new car $3 738,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Train 14975 8 52041545715





good 8 no balance 18 no previous credits other $8 212,40 <140 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 35065 8 41112191487





good 6 >$300 36 paid back other $4 949,00 no savings 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 23218 8 49032729325





good 3 >$300 12 no previous credits other $2 637,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one executive/self-employed Test 14111 8 88051574922





bad 7 >$300 12 no previous credits repair $1 006,60 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Train 11806 8 56081117427





good 1 no balance 48 problematic running accounts retraining $4 992,40 <140 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 22878 8 42012467364





good 7 no balance 18 no previous credits retraining $3 670,80 <140 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 14164 8 49110233238





bad 7 no running account 48 no previous credits television $4 271,40 no savings 1-5 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 22982 8 89101925154





good 12 no balance 21 paid back used car $3 843,00 700-1400 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 18196 8 62031227567





good 3 >$300 48 no problems with current credits furniture $17 848,60 140-700 5-8 years < 15 single male < 1 year life insurance no further running credits rented one executive/self-employed Test 74270 7 90021633886





good 8 >$300 30 paid back furniture $8 335,60 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 38472 7 88020368562





good 7 >$300 9 no previous credits furniture $3 854,20 <140 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 17989 7 71090483387





good 3 >$300 28 paid back furniture $3 840,20 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 16596 7 46010421351





good 3 >$300 24 paid back furniture $3 609,20 700-1400 > 8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 15551 7 88100459384





good 1 >$300 18 paid back furniture $2 520,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 13222 7 57082264247





good 12 >$300 9 paid back other $2 987,60 no savings 1-5 years < 15 single male >8 years life insurance no further running credits rented 5- 6 skilled employee Test 13699 7 64061986213





bad 11 no running account 24 paid back other $1 678,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 7118 7 59120987587





bad 7 >$300 36 no problems with current credits retraining $11 172,00 >1400 <1 year < 15 single male >8 years life insurance no further running credits free 2- 4 skilled employee Train 47013 7 68031275292





good 3 <= $300 10 no previous credits television $1 715,00 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 7139 7 77112164258





bad 7 no running account 18 no previous credits used car $5 814,20 no savings 1-5 years 25-35 single male 5-8 years life insurance no further running credits rented one skilled employee Test 27092 7 54052596957





bad 11 no running account 18 no previous credits used car $3 446,80 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 14372 7 87021652254





good 3 no running account 20 no previous credits used car $3 096,80 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15367 7 72011629289





bad 8 no running account 18 problematic running accounts used car $2 174,20 no savings 1-5 years < 15 single male 5-8 years life insurance at other banks rented one skilled employee Train 12132 7 70070349243





good 2 >$300 36 paid back furniture $4 678,80 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 21664 6 56020525771





good 5 >$300 22 no previous credits furniture $3 745,00 140-700 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one skilled employee Train 15422 6 61040758754





good 10 >$300 12 no previous credits furniture $2 748,20 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits free 2- 4 executive/self-employed Test 13565 6 53121522327





good 5 no balance 9 no previous credits furniture $1 514,80 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 9514 6 45010224239





good 2 >$300 24 no previous credits new car $10 939,60 no savings 5-8 years 15- 25 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 44840 6 88050659525





good 7 >$300 24 no previous credits new car $8 838,20 >1400 > 8 years 15- 25 single male >8 years life insurance no further running credits rented one executive/self-employed Train 34979 6 79070643823





good 1 >$300 24 paid back new car $3 284,40 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 13350 6 51042459883





good 5 no balance 12 no previous credits other $8 509,20 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 36956 6 68041744948





good 7 no running account 18 no previous credits other $6 132,00 <140 1-5 years 15- 25 single male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 24614 6 69062688219





bad 2 no running account 15 hesistant other $1 330,00 no savings > 8 years < 15 single male 5-8 years life insurance no further running credits free 2- 4 skilled employee Train 10831 6 87061559387





bad 3 no balance 12 no previous credits other $1 243,20 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Train 9692 6 80060775725





good 4 no balance 48 hesistant retraining $17 085,60 >1400 1-5 years 25-35 single male 1-5 years life insurance at other banks rented one executive/self-employed Train 69454 6 53041884387





good 3 >$300 27 no problems with current credits retraining $7 163,80 no savings 5-8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 30294 6 51082772243





good 3 no balance 15 paid back retraining $3 256,40 140-700 1-5 years 25-35 single male >8 years life insurance at other banks rented one skilled employee Train 14401 6 55020887335





good 7 >$300 24 problematic running accounts retraining $2 182,60 no savings 5-8 years < 15 single male >8 years life insurance at other banks rented one skilled employee Test 11014 6 49082143126





good 8 no running account 15 paid back used car $2 069,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 11051 6 90051052352





good 11 no balance 24 no problems with current credits furniture $8 964,20 no savings <1 year > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 38218 5 42072756377





bad 11 no running account 24 problematic running accounts furniture $2 164,40 no savings 5-8 years < 15 single male >8 years life insurance at other banks free one unskilled with permanant residence Train 12884 5 70080522852





good 9 >$300 12 no previous credits furniture $1 766,80 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one skilled employee Test 6576 5 56110224642





good 3 >$300 36 hesistant household appliances $3 658,20 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 17628 5 58102548444





good 1 no balance 15 no previous credits household appliances $1 831,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 8389 5 87102629341





bad 7 no running account 36 paid back new car $13 480,60 no savings 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 54737 5 72071324835





good 3 >$300 36 no problems with current credits new car $12 525,80 >1400 5-8 years 15- 25 single male 1-5 years life insurance at department store rented one executive/self-employed Train 51114 5 60040986865





good 4 >$300 21 paid back new car $4 585,00 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one executive/self-employed Train 20112 5 77042076484





good 12 >$300 24 paid back new car $3 075,80 >1400 5-8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 13367 5 73030923453





good 3 no balance 36 no previous credits repair $3 182,20 no savings 5-8 years 15- 25 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 12932 5 58080225853





bad 11 no running account 12 no previous credits repair $957,60 no savings 1-5 years < 15 single male >8 years life insurance no further running credits free one unskilled with permanant residence Train 9956 5 78030456748





bad 3 no balance 48 no previous credits retraining $21 940,80 no savings 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 88835 5 77061898979





bad 8 >$300 24 no problems with current credits retraining $12 107,20 no savings <1 year 25-35 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 49702 5 57030442842





good 5 >$300 6 no previous credits used car $4 169,20 140-700 1-5 years > 35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 19432 5 85071157522





good 8 >$300 18 paid back furniture $8 498,00 no savings > 8 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 36768 4 47111251297





good 5 <= $300 36 no previous credits furniture $6 262,20 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 25956 4 58122634844





good 2 no balance 48 no previous credits furniture $5 570,60 >1400 5-8 years < 15 single male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 24170 4 69101057814





good 4 <= $300 12 no previous credits furniture $4 758,60 >1400 > 8 years 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Train 21852 4 40072755288





good 5 >$300 24 no previous credits furniture $4 347,00 >1400 <1 year < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 19906 4 57120437247





good 8 >$300 12 no previous credits furniture $4 307,80 no savings 1-5 years 25-35 single male >8 years life insurance no further running credits rented one skilled employee Train 18946 4 65032711923





bad 12 >$300 24 no previous credits furniture $3 355,80 140-700 > 8 years 15- 25 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 14840 4 61081727168





good 3 >$300 18 paid back furniture $2 214,80 700-1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9474 4 88021963224





bad 7 >$300 9 no previous credits furniture $2 069,20 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 11032 4 69032159766





good 7 <= $300 18 problematic running accounts furniture $2 023,00 >1400 5-8 years < 15 single male >8 years life insurance at other banks rented one unskilled with permanant residence Test 11573 4 51050227331





good 5 >$300 24 no previous credits furniture $1 398,60 >1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10489 4 59080634463





good 8 >$300 12 no previous credits furniture $1 125,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10999 4 83091267376





good 12 no balance 26 no previous credits new car $11 152,40 no savings <1 year 25-35 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 48078 4 66111354887





good 7 >$300 48 paid back new car $3 851,40 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Test 15339 4 85062896672





good 3 no balance 12 paid back new car $2 604,00 no savings unemployed < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 10346 4 85110228843





bad 8 no running account 36 no previous credits other $12 979,40 no savings 5-8 years 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 51977 4 87122832834





bad 3 no balance 36 no problems with current credits other $11 320,40 <140 > 8 years 25-35 single male >8 years life insurance at department store rented 7 or more executive/self-employed Test 46945 4 45022027482





good 11 >$300 36 paid back other $9 259,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 40563 4 71090585657





good 9 >$300 12 no previous credits other $3 346,00 >1400 > 8 years < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Train 17166 4 72100225791





bad 10 >$300 18 hesistant retraining $5 831,00 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented 2- 4 skilled employee Train 25424 4 69040291237





good 11 >$300 24 paid back used car $7 210,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 28653 4 85062076636





good 2 no running account 24 no previous credits used car $5 628,00 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented one skilled employee Train 24777 4 41082663754





good 10 >$300 9 paid back used car $3 368,40 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits rented one executive/self-employed Test 13712 4 41080298276





bad 5 no balance 24 no previous credits business $15 859,20 no savings 1-5 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 executive/self-employed Test 63136 3 46080631352





good 6 >$300 60 no problems with current credits furniture $21 914,20 no savings 5-8 years 25-35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 89290 3 53081623872





good 7 >$300 24 no previous credits furniture $2 661,40 <140 1-5 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Train 12416 3 62040178871





good 2 >$300 30 no previous credits furniture $2 613,80 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 13366 3 62040229292





good 8 no running account 42 paid back household appliances $4 751,60 no savings unemployed < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with no permanant residence Train 22026 3 78012658589





good 7 >$300 36 paid back new car $15 475,60 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 65072 3 74022388642





good 6 >$300 36 paid back new car $7 995,40 700-1400 > 8 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 34408 3 79011439537





good 8 >$300 39 no previous credits new car $3 596,60 140-700 1-5 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 15296 3 69120877977





good 3 <= $300 15 paid back new car $3 304,00 140-700 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Test 13354 3 61101963226





good 2 no balance 12 no previous credits new car $2 839,20 >1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 12118 3 68111967275





bad 11 no running account 28 no previous credits other $5 608,40 no savings 1-5 years 15- 25 single male 1-5 years life insurance no further running credits rented one unskilled with permanant residence Test 23488 3 57102458452





good 12 no balance 16 paid back other $1 645,00 no savings unemployed 25-35 single male 5-8 years life insurance no further running credits owned 5- 6 unskilled with no permanant residence Train 9279 3 78031275433





bad 3 no balance 27 no previous credits retraining $5 481,00 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 24277 3 45042782249





bad 5 no running account 18 no previous credits used car $3 462,20 no savings unemployed < 15 single male < 1 year life insurance no further running credits rented one unskilled with no permanant residence Train 16194 3 73102466831





good 8 >$300 9 no previous credits used car $1 838,20 no savings > 8 years > 35 single male >8 years life insurance no further running credits rented one skilled employee Test 7941 3 61050762332





good 11 no balance 20 no problems with current credits business $3 680,60 no savings 1-5 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 15127 2 51060777284





bad 3 no running account 24 problematic running accounts business $1 901,20 >1400 > 8 years < 15 single male 5-8 years life insurance at department store rented one executive/self-employed Train 10819 2 67041766359





good 4 >$300 48 no problems with current credits furniture $10 133,20 >1400 > 8 years 15- 25 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Test 42091 2 49040953898





bad 6 no balance 12 no previous credits furniture $1 863,40 no savings <1 year 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 7668 2 45070753482





good 9 >$300 27 no problems with current credits new car $12 058,20 700-1400 1-5 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 48531 2 50120248714





good 12 >$300 39 no previous credits new car $12 023,20 <140 > 8 years < 15 single male 1-5 years life insurance no further running credits rented one executive/self-employed Train 49509 2 68111357435





good 8 no balance 27 no problems with current credits new car $8 351,00 no savings > 8 years > 35 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 36173 2 76050552676





good 5 no balance 36 paid back new car $8 120,00 no savings 1-5 years 15- 25 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 32806 2 81061716658





good 11 no balance 24 no previous credits other $4 916,80 <140 5-8 years 25-35 single male 5-8 years life insurance at other banks rented 2- 4 skilled employee Train 19725 2 56022241274





good 10 no balance 18 no problems with current credits other $4 058,60 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 17056 2 64082428377





good 5 no balance 12 paid back other $2 793,00 <140 <1 year < 15 single male < 1 year life insurance no further running credits rented one skilled employee Test 12701 2 81082146218





bad 11 no balance 18 paid back other $1 237,60 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Test 10171 2 45020579356





bad 7 no running account 12 problematic running accounts other $975,80 no savings <1 year < 15 single male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 8020 2 42021695114





good 5 <= $300 15 no previous credits repair $2 667,00 no savings > 8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 13857 2 48091618173





bad 12 no balance 48 hesistant retraining $20 189,40 no savings 1-5 years 25-35 single male 1-5 years life insurance at department store rented one skilled employee Train 83782 2 57080528538





bad 12 no running account 45 hesistant retraining $16 542,40 no savings > 8 years 25-35 single male >8 years life insurance no further running credits free 2- 4 skilled employee Train 68171 2 59031774423





good 7 no running account 30 hesistant retraining $11 300,80 >1400 <1 year 25-35 single male 5-8 years life insurance at other banks rented 5- 6 skilled employee Test 45780 2 41111479464





good 11 no running account 27 paid back retraining $3 418,80 no savings > 8 years < 15 single male >8 years life insurance at department store rented 7 or more executive/self-employed Test 15693 2 56022075248





bad 9 no running account 36 problematic running accounts used car $3 844,40 no savings > 8 years < 15 single male >8 years life insurance at other banks rented one skilled employee Train 17455 2 55091634388





good 11 no running account 18 no previous credits used car $3 722,60 700-1400 1-5 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 17617 2 70061633825





good 12 >$300 24 no previous credits used car $1 300,60 >1400 5-8 years < 15 single male 1-5 years life insurance at department store rented one skilled employee Train 8223 2 52111367512





good 3 >$300 48 no previous credits furniture $14 310,80 >1400 5-8 years < 15 single male 5-8 years life insurance at department store rented one skilled employee Train 59406 1 84030127689





bad 2 no running account 42 no previous credits furniture $5 551,00 no savings <1 year < 15 single male 5-8 years life insurance no further running credits rented one skilled employee Test 24392 1 51062325843





bad 1 no running account 24 no previous credits furniture $2 552,20 no savings unemployed < 15 single male 1-5 years life insurance at department store rented one executive/self-employed Test 12754 1 86122282435





good 9 >$300 24 no previous credits furniture $2 172,80 no savings 5-8 years 15- 25 single male < 1 year life insurance at other banks rented one skilled employee Train 9140 1 69031172995





good 4 no running account 6 paid back furniture $473,20 140-700 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 12295 1 48081656548





good 7 >$300 36 no problems with current credits other $15 225,00 no savings > 8 years 25-35 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 63322 1 79100763489





bad 5 >$300 18 no previous credits other $9 465,40 >1400 1-5 years 25-35 single male >8 years life insurance at department store free 2- 4 skilled employee Test 40995 1 89040327127





bad 12 >$300 24 no problems with current credits other $3 553,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 15650 1 66022454135





bad 8 no running account 12 hesistant other $1 514,80 no savings 1-5 years < 15 single male >8 years life insurance at other banks rented 2- 4 skilled employee Test 8169 1 89020319577





good 2 >$300 14 no problems with current credits other $1 122,80 no savings 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 10227 1 89041631762





bad 10 no running account 9 no previous credits other $915,60 no savings 1-5 years < 15 single male 5-8 years life insurance no further running credits rented one unskilled with permanant residence Test 11960 1 77011131543





good 8 no balance 24 no problems with current credits retraining $9 753,80 <140 5-8 years < 15 single male >8 years life insurance no further running credits free one executive/self-employed Test 38616 1 53031994538





bad 9 >$300 48 no previous credits retraining $6 781,60 no savings unemployed 15- 25 single male 1-5 years life insurance no further running credits free one executive/self-employed Test 30343 1 66021063597





bad 11 >$300 12 paid back retraining $3 208,80 no savings unemployed < 15 single male 1-5 years life insurance at department store rented 2- 4 executive/self-employed Test 16452 1 56112575648





bad 4 no running account 36 no previous credits used car $4 824,40 no savings > 8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Test 22689 1 48102259911





good 7 no balance 9 no previous credits used car $2 842,00 >1400 5-8 years 25-35 single male < 1 year life insurance no further running credits rented one skilled employee Train 13525 1 44060269243





bad 10 >$300 24 no previous credits furniture $5 069,40 <140 > 8 years 25-35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 23949 0 51091839274





good 6 >$300 24 no previous credits furniture $3 197,60 no savings 5-8 years < 15 single male 1-5 years life insurance no further running credits rented one skilled employee Train 16107 0 66022691253





good 5 no balance 6 no previous credits furniture $1 495,20 no savings > 8 years < 15 single male >8 years life insurance no further running credits rented one skilled employee Train 10567 0 84032817854





good 7 >$300 12 paid back furniture $1 366,40 >1400 > 8 years < 15 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 7480 0 71050435878





good 2 >$300 30 paid back new car $10 634,40 >1400 > 8 years > 35 single male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 47566 0 46092459267





good 1 >$300 33 paid back new car $10 154,20 no savings 5-8 years 15- 25 single male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 41341 0 81042079386





good 6 >$300 21 no previous credits new car $7 347,20 >1400 1-5 years > 35 single male 5-8 years life insurance no further running credits rented one skilled employee Train 32716 0 75071042982





good 4 >$300 15 no previous credits new car $4 240,60 no savings 5-8 years 25-35 single male 1-5 years life insurance no further running credits rented one skilled employee Train 18614 0 78090252837





good 8 >$300 24 no problems with current credits retraining $3 325,00 140-700 1-5 years < 15 single male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 14257 0 49022845295





good 11 no balance 21 no previous credits used car $5 566,40 >1400 5-8 years 25-35 single male 5-8 years life insurance no further running credits rented one skilled employee Test 22480 0 44102445534





good 1 no balance 12 paid back used car $5 063,80 no savings > 8 years > 35 single male >8 years life insurance no further running credits free 5- 6 skilled employee Train 20161 0 71040161354





good 5 no balance 9 paid back used car $2 686,60 no savings 5-8 years < 15 single male 5-8 years life insurance no further running credits free one skilled employee Test 11556 0 44070234564





good 10 no running account 30 paid back new car $8 661,80 <140 5-8 years > 35 married/widowed male >8 years life insurance no further running credits free 2- 4 skilled employee Train 34458 10 76050771547





good 10 >$300 12 no previous credits new car $3 423,00 >1400 <1 year 25-35 married/widowed male >8 years life insurance no further running credits free one skilled employee Test 15022 10 87020313439





bad 2 no running account 12 no previous credits other $1 260,00 >1400 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 10491 10 56091792625





good 8 no balance 6 no previous credits furniture $2 888,20 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits free one executive/self-employed Train 12954 9 55020738839





bad 7 no balance 36 no previous credits new car $13 157,20 no savings <1 year > 35 married/widowed male >8 years life insurance no further running credits free one executive/self-employed Train 57577 9 52060672926





bad 9 no balance 24 no previous credits furniture $4 328,80 <140 <1 year 15- 25 married/widowed male 1-5 years life insurance no further running credits free one skilled employee Train 20639 8 49091946894





good 4 <= $300 12 no previous credits furniture $4 222,40 no savings 1-5 years 15- 25 married/widowed male < 1 year life insurance no further running credits rented one skilled employee Train 18104 8 72061468476





bad 10 no balance 12 no previous credits other $959,00 no savings 5-8 years 25-35 married/widowed male 5-8 years life insurance at other banks rented one unskilled with permanant residence Test 8406 8 41112445769





bad 5 no running account 24 no previous credits used car $4 194,40 >1400 1-5 years 25-35 married/widowed male >8 years life insurance no further running credits rented one skilled employee Test 17090 8 68111027546





bad 7 no balance 72 no previous credits furniture $7 833,00 <140 1-5 years 25-35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 33269 7 53111717236





good 10 no balance 20 hesistant new car $8 607,20 <140 > 8 years 15- 25 married/widowed male >8 years life insurance at other banks rented 2- 4 skilled employee Train 35854 7 66041385876





bad 5 no balance 30 paid back other $5 948,60 no savings unemployed < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 23923 6 66012633761





good 4 no running account 21 paid back other $2 242,80 no savings > 8 years < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 10914 6 76101754566





good 4 no balance 18 paid back retraining $5 026,00 no savings unemployed 15- 25 married/widowed male 5-8 years life insurance no further running credits rented 5- 6 unskilled with no permanant residence Train 23493 6 48110467426





bad 11 >$300 18 no problems with current credits retraining $3 036,60 no savings 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Train 12025 6 76041014577





good 6 no running account 12 problematic running accounts vacation $474,60 no savings > 8 years < 15 married/widowed male < 1 year life insurance at other banks rented one unskilled with permanant residence Test 10552 6 61092294462





good 4 >$300 24 paid back furniture $2 591,40 no savings 5-8 years < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 11341 5 85072789353





good 10 no running account 18 no previous credits furniture $2 710,40 >1400 5-8 years 25-35 married/widowed male >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Test 13022 4 68042227654





bad 6 no balance 30 paid back other $7 327,60 no savings unemployed < 15 married/widowed male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 31937 4 85060271156





good 7 no balance 36 no previous credits repair $5 195,40 >1400 1-5 years 25-35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Train 23866 4 89112348746





bad 2 no balance 18 paid back furniture $1 743,00 no savings 1-5 years < 15 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 8571 3 40070258439





good 4 >$300 10 paid back used car $2 896,60 >1400 1-5 years 25-35 married/widowed male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 13500 3 43111976548





good 9 >$300 24 no previous credits vacation $1 311,80 no savings <1 year < 15 married/widowed male 5-8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Test 11177 3 85050133343





good 10 >$300 6 hesistant furniture $596,40 no savings > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented one unskilled with permanant residence Train 10771 2 56071086278





good 4 no running account 24 no previous credits retraining $9 195,20 no savings 1-5 years 25-35 married/widowed male 1-5 years life insurance at department store rented one unskilled with permanant residence Test 38651 2 83110248225





good 7 no balance 18 no previous credits new car $3 890,60 no savings 1-5 years > 35 married/widowed male 5-8 years life insurance no further running credits free one skilled employee Train 17084 1 50082023222





good 2 >$300 6 paid back other $2 912,00 140-700 1-5 years > 35 married/widowed male 1-5 years life insurance no further running credits rented one skilled employee Test 14392 1 65100283533





good 11 >$300 24 no problems with current credits other $1 003,80 >1400 > 8 years < 15 married/widowed male >8 years life insurance no further running credits rented 2- 4 skilled employee Train 9105 0 54082096267





bad 4 >$300 24 no previous credits furniture $8 320,20 >1400 <1 year > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 33545 10 72061758582





good 6 no running account 21 no previous credits furniture $4 699,80 700-1400 <1 year < 15 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 21681 10 79062158352





good 2 >$300 6 paid back other $506,80 <140 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 unskilled with permanant residence Train 9072 10 88072336793





good 9 >$300 18 paid back furniture $3 365,60 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 13573 9 44081955295





good 11 >$300 12 no previous credits furniture $3 039,40 no savings <1 year 25-35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 12730 9 89112785682





good 9 >$300 24 no previous credits new car $4 883,20 <140 5-8 years 15- 25 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 23034 9 66080475684





good 4 no balance 48 hesistant other $11 701,20 140-700 <1 year > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 49575 9 61101766376





bad 10 no balance 18 hesistant other $3 189,20 <140 <1 year 15- 25 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 16389 9 49062758533





good 5 >$300 24 paid back other $2 830,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 12773 9 72041675362





good 5 no balance 24 no problems with current credits other $2 751,00 >1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Train 11203 9 82030853662





good 6 >$300 11 paid back other $1 950,20 no savings <1 year < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 executive/self-employed Train 9058 9 82111635666





bad 9 no balance 9 no previous credits used car $1 342,60 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 10625 9 44091728781





good 10 no running account 24 no previous credits furniture $5 124,00 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 21379 8 49011086566





good 3 >$300 15 paid back furniture $2 042,60 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 11403 8 68040241763





bad 10 no running account 18 no previous credits other $1 366,40 no savings <1 year > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12781 8 44092721431





bad 1 no balance 12 no previous credits used car $1 331,40 <140 <1 year < 15 divorced/living apart/married female >8 years life insurance at other banks free 7 or more skilled employee Train 11102 8 41062519889





bad 3 no running account 42 no previous credits furniture $10 043,60 >1400 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one executive/self-employed Test 42272 7 69112028264





good 7 >$300 24 no previous credits furniture $2 146,20 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance at department store rented one skilled employee Train 10042 7 83091245682





good 9 >$300 12 no previous credits furniture $2 090,20 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Test 8875 7 57090868462





good 6 >$300 6 paid back furniture $1 934,80 no savings 1-5 years > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 8391 7 73122265232





good 8 no running account 24 problematic running accounts new car $5 084,80 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance at other banks free one skilled employee Test 22099 7 73112373787





good 2 no running account 15 no previous credits other $3 515,40 no savings unemployed > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 17654 7 78090936217





good 7 no running account 15 no previous credits other $1 964,20 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 8069 7 87041683671





bad 7 no running account 48 problematic running accounts retraining $10 759,00 no savings 5-8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 46655 7 74051683853





bad 11 no balance 48 no previous credits used car $13 944,00 no savings <1 year > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 58779 7 54011329852





good 9 no running account 18 no previous credits used car $5 110,00 no savings <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 22678 7 51011742726





bad 8 >$300 12 no previous credits used car $1 572,20 140-700 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free one unskilled with permanant residence Train 9221 7 49122331369





good 2 >$300 30 paid back furniture $6 342,00 no savings 5-8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free one executive/self-employed Train 27747 6 58111192315





good 6 >$300 15 no previous credits furniture $4 995,20 no savings > 8 years < 15 divorced/living apart/married female 1-5 years life insurance at other banks free one executive/self-employed Train 23261 6 46112672443





good 5 no balance 24 no previous credits furniture $2 753,80 no savings > 8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 13112 6 53041468567





good 6 no running account 6 paid back furniture $2 739,80 no savings 5-8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 14361 6 62112575655





good 8 >$300 18 paid back furniture $1 537,20 no savings unemployed < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 unskilled with no permanant residence Train 8363 6 88030433648





bad 9 no balance 24 no previous credits new car $16 184,00 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 executive/self-employed Train 64428 6 84112666668





good 6 >$300 24 paid back new car $5 415,20 no savings > 8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 executive/self-employed Train 21453 6 88110854247





good 2 >$300 15 no previous credits new car $5 336,80 <140 <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 21038 6 89051985434





good 8 >$300 10 no previous credits other $1 909,60 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 7727 6 77081249383





bad 8 no running account 24 no previous credits other $1 281,00 >1400 > 8 years < 15 divorced/living apart/married female 1-5 years life insurance at other banks rented one skilled employee Train 11694 6 63081141443





good 11 >$300 12 paid back repair $2 816,80 >1400 5-8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 12719 6 67012024747





good 9 >$300 24 paid back repair $2 697,80 >1400 1-5 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10512 6 86071849586





bad 7 no balance 30 hesistant retraining $5 992,00 <140 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 26397 6 78072166243





good 6 <= $300 24 no previous credits used car $5 248,60 no savings <1 year 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 23912 6 75111661448





bad 10 no balance 30 no previous credits used car $4 817,40 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance at other banks free one skilled employee Test 20795 6 47091075253





bad 4 >$300 36 no previous credits used car $4 688,60 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one executive/self-employed Test 21572 6 65072114857





bad 7 >$300 9 no previous credits used car $2 772,00 no savings <1 year 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Test 14380 6 77112743435





good 6 no running account 12 no previous credits used car $2 601,20 no savings <1 year < 15 divorced/living apart/married female < 1 year life insurance no further running credits free one skilled employee Test 11442 6 65062057956





bad 9 no running account 12 no previous credits used car $1 794,80 no savings 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 10445 6 61010883825





good 1 no balance 24 no previous credits furniture $7 117,60 >1400 > 8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 29943 5 81101146554





good 1 >$300 18 paid back furniture $3 133,20 no savings 1-5 years 25-35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 15388 5 57021346437





good 7 >$300 6 paid back furniture $2 175,60 no savings 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Train 9982 5 75110225936





bad 5 no running account 24 no previous credits furniture $1 794,80 <140 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 8346 5 66120259232





good 5 >$300 24 no previous credits new car $3 644,20 700-1400 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 16580 5 62121125355





good 9 no balance 48 no previous credits other $11 881,80 >1400 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 48902 5 65112842868





good 4 >$300 21 no previous credits other $3 894,80 140-700 5-8 years > 35 divorced/living apart/married female 1-5 years life insurance at other banks rented one executive/self-employed Train 15907 5 60042514845





good 6 <= $300 18 no previous credits other $2 745,40 no savings > 8 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented one executive/self-employed Test 11206 5 59081635472





bad 10 no running account 36 no previous credits other $2 578,80 no savings <1 year < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 13472 5 59062052828





good 10 >$300 24 no previous credits other $2 135,00 700-1400 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Test 11218 5 48081776493





bad 6 no balance 12 no previous credits other $1 813,00 no savings <1 year 15- 25 divorced/living apart/married female < 1 year life insurance no further running credits free one skilled employee Train 9428 5 67100789482





bad 1 no running account 18 no previous credits other $1 702,40 no savings <1 year < 15 divorced/living apart/married female 5-8 years life insurance no further running credits free one skilled employee Train 10283 5 84011738977





bad 4 no running account 15 no previous credits television $1 785,00 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free one skilled employee Train 7867 5 57032059292





good 3 >$300 15 paid back used car $3 903,20 no savings 5-8 years 25-35 divorced/living apart/married female 5-8 years life insurance at other banks rented 2- 4 skilled employee Train 18940 5 80121695534





good 9 >$300 12 paid back used car $1 962,80 140-700 5-8 years 15- 25 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 11594 5 74071226236





bad 8 no running account 18 no previous credits used car $1 583,40 no savings unemployed < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 6303 5 48100572371





good 4 >$300 36 paid back furniture $13 392,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance at department store rented 2- 4 skilled employee Test 53304 4 86070553267





good 7 <= $300 12 no previous credits furniture $2 633,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits free one unskilled with permanant residence Test 14461 4 47082569555





good 6 <= $300 24 no previous credits furniture $1 761,20 140-700 1-5 years 15- 25 divorced/living apart/married female 5-8 years life insurance no further running credits rented one unskilled with permanant residence Train 8750 4 71021985882





good 7 no balance 18 no previous credits household appliances $5 420,80 no savings unemployed 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 21639 4 51041895759





bad 6 no balance 15 no previous credits other $3 683,40 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Test 14728 4 57092746615





good 4 <= $300 12 no problems with current credits other $3 145,80 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance at department store rented 2- 4 skilled employee Train 12136 4 47042872818





bad 9 no balance 24 no previous credits other $1 897,00 no savings <1 year 15- 25 divorced/living apart/married female >8 years life insurance no further running credits rented one unskilled with permanant residence Train 10823 4 75090844747





good 12 >$300 15 paid back repair $2 144,80 <140 1-5 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented one skilled employee Train 9331 4 65012874168





good 1 >$300 33 no problems with current credits retraining $3 869,60 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 16043 4 55031518492





good 1 >$300 36 no problems with current credits used car $10 749,20 140-700 5-8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 45846 4 64060716667





good 5 no balance 30 no previous credits furniture $4 187,40 >1400 > 8 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Test 19407 3 56052716696





good 10 >$300 36 no previous credits furniture $3 351,60 >1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 17892 3 73071298441





bad 2 >$300 48 paid back new car $16 226,00 <140 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 65612 3 46102466676





bad 10 no balance 24 no previous credits new car $5 758,20 140-700 <1 year 15- 25 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 26454 3 66052023525





good 11 <= $300 21 no previous credits other $4 092,20 <140 1-5 years > 35 divorced/living apart/married female < 1 year life insurance at other banks rented one executive/self-employed Train 16023 3 71060177436





good 6 no running account 18 no problems with current credits repair $11 859,40 >1400 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits free 2- 4 skilled employee Test 49062 3 89041223433





bad 6 no balance 9 paid back repair $2 101,40 no savings > 8 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 executive/self-employed Test 10462 3 65100144133





good 5 no balance 30 hesistant retraining $5 909,40 no savings 1-5 years 25-35 divorced/living apart/married female < 1 year life insurance no further running credits rented 2- 4 skilled employee Train 26814 3 75051344132





bad 3 no balance 24 paid back used car $6 630,40 no savings <1 year 25-35 divorced/living apart/married female >8 years life insurance at other banks rented one unskilled with permanant residence Train 30053 3 63041765527





good 4 no balance 18 hesistant used car $4 541,60 no savings 1-5 years > 35 divorced/living apart/married female >8 years life insurance at other banks rented 2- 4 skilled employee Test 19916 3 62110428493





bad 7 no running account 48 no previous credits furniture $9 461,20 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 40138 2 46061424652





good 8 >$300 30 paid back furniture $8 079,40 no savings 5-8 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Test 36286 2 45022575351





good 10 no running account 18 no previous credits furniture $3 344,60 no savings <1 year < 15 divorced/living apart/married female < 1 year life insurance at department store rented one skilled employee Test 16747 2 64091673799





bad 7 no running account 18 no previous credits furniture $2 634,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years life insurance at other banks free 2- 4 skilled employee Train 10698 2 44092552267





good 4 no balance 30 no previous credits furniture $2 401,00 >1400 1-5 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 11557 2 47051486212





good 2 no balance 12 no previous credits furniture $2 193,80 no savings 1-5 years > 35 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Test 10185 2 63102355333





good 7 >$300 12 no previous credits furniture $1 240,40 >1400 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Test 11071 2 50082683132





good 11 >$300 12 no previous credits new car $6 545,00 >1400 <1 year > 35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Test 27441 2 62022355777





good 6 >$300 15 paid back other $7 063,00 >1400 > 8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 30575 2 78022698176





good 10 no balance 11 paid back other $1 850,80 700-1400 1-5 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 9165 2 54041561961





good 3 >$300 9 no previous credits retraining $2 028,60 no savings 5-8 years 15- 25 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 skilled employee Train 10516 2 54031357236





good 5 <= $300 12 no previous credits used car $3 151,40 no savings 1-5 years > 35 divorced/living apart/married female 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12788 2 64040232856





good 10 >$300 30 paid back furniture $3 963,40 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 15331 1 83051224523





bad 8 no balance 9 no previous credits furniture $2 338,00 no savings <1 year < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented one skilled employee Train 9373 1 63031393677





bad 10 no running account 24 no problems with current credits furniture $2 322,60 no savings <1 year < 15 divorced/living apart/married female 1-5 years life insurance no further running credits free one unskilled with permanant residence Test 10301 1 68030867823





good 4 no running account 24 no previous credits furniture $2 244,20 no savings > 8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits rented one skilled employee Train 12026 1 69071246587





good 12 no running account 12 no previous credits furniture $2 097,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year life insurance at other banks rented one skilled employee Train 8657 1 62022584578





good 9 >$300 24 no previous credits furniture $1 926,40 140-700 5-8 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 9772 1 51080972475





bad 7 no running account 24 no previous credits other $2 018,80 no savings 5-8 years < 15 divorced/living apart/married female >8 years life insurance no further running credits free 2- 4 skilled employee Train 11616 1 48100262852





bad 6 >$300 36 no previous credits used car $15 363,60 no savings unemployed < 15 divorced/living apart/married female 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Train 62953 1 53010323358





bad 5 no balance 48 paid back used car $7 134,40 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits rented one executive/self-employed Train 30852 1 59061468872





bad 8 no running account 33 paid back used car $5 993,40 140-700 1-5 years > 35 divorced/living apart/married female >8 years life insurance no further running credits rented 2- 4 skilled employee Test 24349 1 45031445394





bad 2 no balance 36 hesistant furniture $5 325,60 no savings 1-5 years < 15 divorced/living apart/married female < 1 year life insurance no further running credits rented one skilled employee Train 24030 0 59021969887





good 11 >$300 15 no previous credits other $4 460,40 700-1400 5-8 years 25-35 divorced/living apart/married female 5-8 years life insurance no further running credits free one skilled employee Train 18740 0 62041444314





good 3 >$300 12 paid back other $954,80 <140 5-8 years < 15 divorced/living apart/married female 5-8 years life insurance no further running credits rented 2- 4 skilled employee Train 7083 0 53100798814





good 5 no running account 21 no previous credits used car $5 038,60 no savings 5-8 years > 35 divorced/living apart/married female >8 years life insurance no further running credits free one unskilled with permanant residence Train 21007 0 77111686586





good 7 >$300 15 no previous credits used car $3 109,40 140-700 1-5 years 25-35 divorced/living apart/married female >8 years life insurance no further running credits free one skilled employee Train 14493 0 48050855369





good 10 no balance 10 no previous credits used car $2 129,40 no savings 1-5 years < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one unskilled with permanant residence Train 12601 9 61110453662





good 6 >$300 48 paid back retraining $10 680,60 >1400 > 8 years < 15 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 executive/self-employed Train 46042 8 90032099644





good 1 no balance 24 paid back other $5 429,20 <140 <1 year < 15 divorced/living apart male 1-5 years life insurance no further running credits rented one skilled employee Test 26117 7 52021048775





good 2 no running account 36 no previous credits business $22 199,80 no savings unemployed 25-35 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 92699 6 42111355415





bad 11 no balance 36 paid back other $3 948,00 no savings <1 year < 15 divorced/living apart male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 16297 6 64042544263





bad 4 <= $300 21 paid back repair $3 246,60 no savings <1 year 25-35 divorced/living apart male < 1 year life insurance no further running credits free one skilled employee Test 12961 6 73021767632





good 7 no running account 12 no previous credits used car $3 607,80 no savings 1-5 years 25-35 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 16334 6 60102623742





bad 4 no running account 36 no previous credits furniture $3 222,80 no savings 1-5 years < 15 divorced/living apart male >8 years life insurance no further running credits free one skilled employee Train 13777 5 82080147836





bad 8 >$300 36 no problems with current credits retraining $13 400,80 no savings <1 year > 35 divorced/living apart male < 1 year life insurance no further running credits rented 2- 4 skilled employee Test 54428 5 78110429263





good 3 >$300 18 paid back used car $5 292,00 no savings <1 year 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented 2- 4 executive/self-employed Test 22241 5 42031085662





good 7 no balance 12 paid back other $3 312,40 140-700 5-8 years 15- 25 divorced/living apart male 5-8 years life insurance no further running credits rented one executive/self-employed Train 16289 4 74060544372





bad 12 no balance 21 no previous credits retraining $3 873,80 <140 > 8 years < 15 divorced/living apart male 1-5 years life insurance no further running credits free 2- 4 unskilled with permanant residence Train 17580 4 43011074276





bad 10 no running account 12 no previous credits other $1 920,80 no savings 5-8 years 25-35 divorced/living apart male 5-8 years life insurance no further running credits rented one skilled employee Train 8680 3 63102548564





bad 10 no balance 24 no previous credits used car $5 679,80 no savings 5-8 years 15- 25 divorced/living apart male 5-8 years life insurance no further running credits rented one skilled employee Train 23563 3 79042557266





good 1 >$300 24 no previous credits furniture $4 529,00 140-700 > 8 years 15- 25 divorced/living apart male 1-5 years life insurance no further running credits rented one executive/self-employed Train 19610 2 60071144733





good 10 no balance 12 no previous credits furniture $1 621,20 140-700 1-5 years 15- 25 divorced/living apart male < 1 year life insurance no further running credits rented one skilled employee Train 9370 2 64030754469





good 10 <= $300 6 paid back other $1 852,20 <140 > 8 years 25-35 divorced/living apart male >8 years life insurance no further running credits rented 2- 4 skilled employee Test 8857 0 44092361677





good 11 no balance 6 no problems with current credits retraining $2 028,60 <140 > 8 years > 35 divorced/living apart male 1-5 years life insurance at other banks rented 2- 4 skilled employee Train 10671 0 78050362267





good 9 no running account 10 no previous credits furniture $3 241,00 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 15390 10 64100557752





good 7 no balance 15 no previous credits household appliances $2 119,60 <140 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 13150 10 48080833492





good 12 no balance 12 paid back other $4 373,60 no savings <1 year > 35 single male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 19032 10 45052512865





good 3 <= $300 6 paid back other $1 880,20 no savings > 8 years > 35 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 12198 10 86111587882





good 3 <= $300 6 paid back other $1 818,60 no savings 1-5 years > 35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with no permanant residence Test 9321 10 62020781889





bad 4 no balance 18 paid back other $1 478,40 no savings > 8 years 15- 25 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 11700 10 71072091587





good 3 no running account 24 problematic running accounts used car $3 476,20 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16286 10 73032246872





good 6 no balance 12 hesistant vacation $1 974,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 7607 10 78050973437





good 9 no running account 24 no previous credits furniture $3 337,60 no savings > 8 years < 15 single male >8 years no assets at other banks free one unskilled with permanant residence Train 15677 9 63041926664





good 4 >$300 12 paid back furniture $3 263,40 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one skilled employee Train 14141 9 59052372354





good 7 >$300 4 paid back furniture $2 104,20 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 11680 9 51112051749





good 2 no balance 18 no previous credits other $8 764,00 no savings 5-8 years 15- 25 single male 5-8 years no assets no further running credits free one unskilled with permanant residence Train 35507 9 86061138775





good 5 no running account 21 no previous credits other $5 268,20 >1400 5-8 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 22687 9 62111545267





good 6 >$300 9 no previous credits other $5 007,80 <140 1-5 years > 35 single male 1-5 years no assets no further running credits free one skilled employee Train 23256 9 60092271158





good 9 >$300 10 no previous credits other $2 164,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11307 9 78051943255





good 11 >$300 12 paid back other $1 757,00 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10089 9 70050323391





good 7 >$300 9 paid back other $1 713,60 no savings 1-5 years 15- 25 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 12777 9 68062577829





good 4 >$300 12 paid back other $1 628,20 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 5984 9 47051572745





good 3 no balance 18 no previous credits retraining $6 214,60 no savings > 8 years > 35 single male < 1 year no assets at other banks rented one executive/self-employed Train 25267 9 41032625636





good 7 >$300 24 paid back used car $5 287,80 700-1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 24407 9 67042755567





good 10 no balance 36 paid back furniture $3 271,80 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 16309 8 58071975923





bad 5 no running account 24 no previous credits furniture $2 781,80 no savings 1-5 years 25-35 single male >8 years no assets no further running credits free one unskilled with permanant residence Test 14415 8 77010267235





good 4 >$300 18 paid back furniture $1 608,60 700-1400 1-5 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 8565 8 79111466131





good 7 >$300 12 paid back furniture $1 302,00 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 7 or more skilled employee Test 7742 8 85101286586





good 3 no running account 15 no previous credits other $2 409,40 no savings <1 year 25-35 single male 5-8 years no assets no further running credits rented one skilled employee Test 10817 8 59051335484





bad 10 <= $300 24 paid back other $1 881,60 >1400 5-8 years < 15 single male 1-5 years no assets at other banks rented 2- 4 unskilled with permanant residence Train 9535 8 44081331862





bad 2 no running account 24 no problems with current credits other $1 866,20 no savings unemployed < 15 single male 1-5 years no assets no further running credits owned 2- 4 skilled employee Train 10754 8 68011867623





good 7 <= $300 12 no previous credits other $1 862,00 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 9309 8 75082186522





good 4 no balance 12 paid back other $1 341,20 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 8344 8 65071131436





good 8 no running account 6 no previous credits other $926,80 no savings <1 year 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 11142 8 56050348619





bad 2 no balance 24 hesistant retraining $5 937,40 no savings 1-5 years > 35 single male >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Train 26809 8 83040545342





bad 11 <= $300 30 no problems with current credits retraining $2 671,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one executive/self-employed Train 10324 8 88071666183





good 1 >$300 24 no previous credits retraining $1 761,20 no savings 5-8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 9591 8 51122173843





good 9 >$300 12 no previous credits used car $2 475,20 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 10611 8 54060678162





good 4 no balance 60 no problems with current credits furniture $10 385,20 >1400 1-5 years > 35 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 42910 7 78060424463





good 10 no balance 7 no previous credits furniture $3 381,00 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 18079 7 49082347767





good 4 no balance 12 no previous credits furniture $1 544,20 no savings 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 6243 7 64081428328





good 8 >$300 12 paid back furniture $1 003,80 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 9309 7 62071277924





good 9 no running account 6 paid back other $5 146,40 no savings 1-5 years > 35 single male 5-8 years no assets no further running credits free 5- 6 skilled employee Train 22030 7 84081487271





good 11 >$300 5 no previous credits retraining $4 827,20 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 22297 7 48111723332





good 5 >$300 21 no previous credits used car $3 137,40 no savings > 8 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14408 7 79010851264





good 2 no running account 6 no previous credits used car $1 923,60 no savings 1-5 years > 35 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Train 8884 7 71111267488





good 8 >$300 24 paid back furniture $4 020,80 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Train 16622 6 48071939687





good 3 >$300 9 no previous credits furniture $3 775,80 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Test 20669 6 52051556895





good 2 >$300 24 paid back furniture $3 757,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 15756 6 87012772873





good 10 >$300 4 paid back furniture $2 161,60 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 10858 6 73050956128





good 11 no balance 8 no previous credits furniture $1 979,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9231 6 51041371764





good 9 no running account 6 paid back furniture $1 636,60 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 9729 6 70101349463





good 2 no running account 9 paid back furniture $1 593,20 no savings 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8945 6 48011475817





good 4 no running account 12 no previous credits furniture $1 549,80 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free one executive/self-employed Test 7765 6 78110887796





bad 7 no balance 12 no previous credits furniture $1 072,40 140-700 1-5 years < 15 single male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 12856 6 43051041676





good 4 >$300 21 no problems with current credits new car $4 190,20 no savings 1-5 years 15- 25 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Train 17500 6 76091669596





good 4 >$300 10 no previous credits new car $3 987,20 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented one skilled employee Train 18682 6 75051495924





good 8 >$300 21 no previous credits new car $3 466,40 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented one executive/self-employed Train 17668 6 74051656558





good 9 >$300 24 no previous credits other $1 950,20 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10024 6 64081889351





bad 9 no running account 12 no previous credits other $1 062,60 no savings 5-8 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Test 10316 6 73040973346





good 4 >$300 12 paid back used car $2 709,00 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 5- 6 skilled employee Test 13271 6 85021968756





good 10 >$300 12 no previous credits used car $2 203,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 9049 6 53040391749





bad 6 no balance 48 no previous credits furniture $4 284,00 no savings 5-8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 19977 5 73102373435





good 5 no running account 6 no previous credits furniture $3 705,80 140-700 1-5 years 25-35 single male 5-8 years no assets no further running credits free one skilled employee Test 14881 5 54020645266





good 10 >$300 18 no previous credits furniture $2 871,40 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 12079 5 47050418565





good 3 >$300 12 paid back furniture $2 317,00 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10502 5 80110224536





good 7 no balance 15 paid back furniture $2 151,80 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 11947 5 56050775551





good 7 >$300 24 no previous credits furniture $1 789,20 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented one executive/self-employed Train 12169 5 87010457756





good 5 no balance 13 paid back furniture $1 234,80 no savings <1 year < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 11104 5 68092063363





good 8 no balance 18 no problems with current credits household appliances $8 685,60 no savings 1-5 years 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Test 37896 5 88052522159





good 1 no balance 30 paid back other $3 053,40 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 15113 5 83072319658





good 1 no running account 12 paid back other $2 970,80 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 14941 5 83042279157





good 3 >$300 24 paid back other $2 716,00 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Test 13042 5 74051242424





good 10 >$300 4 paid back other $2 037,00 no savings 5-8 years 25-35 single male < 1 year no assets no further running credits rented 5- 6 unskilled with permanant residence Train 9667 5 67031987383





good 3 no running account 6 paid back other $1 905,40 no savings <1 year 25-35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 9589 5 85022076534





good 4 no running account 8 paid back other $998,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10197 5 87020723918





good 8 >$300 12 paid back repair $2 934,40 no savings 5-8 years 25-35 single male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 12188 5 64032255759





good 4 >$300 6 no problems with current credits retraining $2 440,20 <140 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 12434 5 46020216815





bad 9 >$300 10 no previous credits used car $3 094,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 15397 5 77102276378





good 7 no running account 9 no previous credits used car $2 990,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one skilled employee Test 12770 5 53021182562





bad 5 no balance 18 paid back used car $2 699,20 no savings <1 year 25-35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 11921 5 74012617863





good 10 no running account 12 no previous credits used car $2 319,80 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 10978 5 47090824923





good 2 no running account 9 no previous credits furniture $1 909,60 no savings 5-8 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 9405 4 73030541774





bad 7 no running account 12 no previous credits furniture $992,60 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 8105 4 48051734445





good 2 no running account 11 paid back other $5 467,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 21738 4 76112755427





bad 1 no running account 24 no previous credits other $3 224,20 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Test 12999 4 75021725253





good 2 no balance 9 no previous credits other $2 168,60 >1400 <1 year < 15 single male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Train 8879 4 60070982544





good 7 no running account 12 no problems with current credits other $1 881,60 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 9611 4 57022077433





good 7 >$300 6 problematic running accounts other $1 096,20 >1400 1-5 years > 35 single male 1-5 years no assets at department store rented one unskilled with permanant residence Train 11838 4 88111479512





good 8 no running account 24 problematic running accounts used car $3 959,20 140-700 1-5 years < 15 single male >8 years no assets at department store rented one skilled employee Train 16823 4 54111116658





good 9 <= $300 24 no previous credits used car $2 695,00 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12046 4 51032775634





good 4 >$300 6 paid back furniture $2 657,20 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 13425 3 51102482914





good 8 no balance 9 no previous credits furniture $641,20 no savings 1-5 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 8850 3 62030884168





good 10 no running account 6 paid back other $6 602,40 >1400 <1 year > 35 single male 5-8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 30022 3 41111189863





good 12 no running account 10 paid back other $3 137,40 no savings <1 year > 35 single male 5-8 years no assets no further running credits free 2- 4 unskilled with permanant residence Test 15695 3 65081017746





good 9 >$300 10 no previous credits other $1 985,20 <140 1-5 years 15- 25 single male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 9383 3 77102667782





good 8 >$300 36 paid back retraining $8 825,60 >1400 > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 38753 3 84111946666





good 7 >$300 24 paid back retraining $6 336,40 no savings 1-5 years 15- 25 single male 1-5 years no assets no further running credits rented one executive/self-employed Train 27786 3 79062445615





good 3 no running account 24 paid back retraining $1 934,80 <140 5-8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 skilled employee Train 10306 3 51032658469





good 5 >$300 42 paid back used car $5 657,40 140-700 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 25826 3 77050956554





bad 8 <= $300 18 no previous credits used car $4 009,60 no savings 1-5 years 25-35 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 18428 3 59041786672





good 10 >$300 21 no problems with current credits used car $2 227,40 <140 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 executive/self-employed Train 11324 3 84042676928





good 5 <= $300 36 no previous credits furniture $5 486,60 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Test 22317 2 74060223268





good 4 no balance 15 paid back furniture $3 819,20 >1400 5-8 years < 15 single male 1-5 years no assets at other banks rented 5- 6 skilled employee Train 16668 2 46081768667





good 7 no balance 7 no previous credits furniture $3 606,40 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 16653 2 43021576513





bad 3 <= $300 18 no previous credits furniture $2 940,00 no savings 1-5 years < 15 single male 1-5 years no assets no further running credits rented one skilled employee Train 14130 2 44032065931





good 8 no balance 10 problematic running accounts furniture $1 467,20 no savings 1-5 years < 15 single male >8 years no assets at department store rented one unskilled with permanant residence Test 8621 2 83021088236





good 10 >$300 12 no previous credits furniture $989,80 no savings 1-5 years < 15 single male 1-5 years no assets at other banks rented 2- 4 skilled employee Test 11530 2 44032848439





good 6 >$300 12 paid back furniture $865,20 no savings > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 14682 2 86030875162





good 2 no running account 9 paid back household appliances $1 803,20 <140 > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 skilled employee Test 9107 2 44032273376





good 10 >$300 24 paid back new car $8 125,60 700-1400 1-5 years < 15 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 35325 2 56070659294





good 2 no running account 12 paid back new car $1 972,60 no savings > 8 years < 15 single male 5-8 years no assets no further running credits rented one skilled employee Train 7712 2 85020718736





bad 9 no running account 12 no previous credits other $3 610,60 no savings <1 year < 15 single male < 1 year no assets no further running credits rented one unskilled with permanant residence Train 15956 2 67021078483





bad 11 no balance 24 no previous credits other $1 744,40 no savings <1 year < 15 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Train 10568 2 76081521136





good 9 no running account 21 paid back other $799,40 no savings > 8 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10281 2 52102836619





bad 6 no balance 39 paid back furniture $6 906,20 no savings 5-8 years 25-35 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 29321 1 44072246873





good 11 >$300 9 paid back furniture $4 303,60 >1400 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 17517 1 43041428554





good 8 no balance 9 no previous credits furniture $2 965,20 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 12830 1 87022427417





good 3 no balance 9 paid back furniture $1 615,60 no savings > 8 years 25-35 single male >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Test 7005 1 73052038286





bad 1 no running account 12 hesistant household appliances $1 551,20 no savings 5-8 years < 15 single male 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 8988 1 54070292778





good 10 no running account 11 paid back other $5 514,60 no savings 1-5 years > 35 single male 1-5 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 23026 1 47100986737





good 2 no running account 8 paid back other $4 757,20 no savings 5-8 years > 35 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 21069 1 75082234828





good 9 no running account 9 paid back other $3 918,60 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits free 2- 4 skilled employee Train 17350 1 82061573334





good 2 <= $300 4 no previous credits other $2 091,60 >1400 <1 year > 35 single male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 9058 1 59062666973





good 11 no balance 12 no previous credits other $1 845,20 700-1400 > 8 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 9548 1 81102882237





good 5 >$300 10 paid back other $1 723,40 no savings > 8 years 15- 25 single male >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Test 7422 1 81062554435





good 8 >$300 9 no previous credits repair $5 364,80 >1400 > 8 years > 35 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 24559 1 47072555721





good 4 >$300 24 no problems with current credits retraining $4 169,20 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented 2- 4 skilled employee Train 20348 1 44081273431





bad 8 >$300 21 no problems with current credits retraining $3 612,00 140-700 <1 year < 15 single male 1-5 years no assets at other banks rented one unskilled with permanant residence Test 15826 1 82091632438





good 3 no balance 12 no previous credits retraining $1 451,80 <140 5-8 years 15- 25 single male >8 years no assets no further running credits rented one unskilled with permanant residence Train 8052 1 67072453526





good 11 >$300 27 paid back used car $6 336,40 700-1400 <1 year < 15 single male 1-5 years no assets at department store rented 2- 4 unskilled with permanant residence Test 27750 1 57112445245





good 2 >$300 18 no previous credits used car $3 521,00 no savings 1-5 years 15- 25 single male >8 years no assets no further running credits rented one skilled employee Test 14140 1 79092762635





good 5 <= $300 6 no previous credits used car $2 962,40 no savings 1-5 years 25-35 single male 1-5 years no assets no further running credits rented one skilled employee Train 12149 1 63040585888





good 7 >$300 48 paid back furniture $5 009,20 >1400 > 8 years < 15 single male < 1 year no assets no further running credits rented one skilled employee Train 20319 0 77041034124





good 6 >$300 28 problematic running accounts new car $10 953,60 >1400 <1 year 15- 25 single male >8 years no assets at other banks free 2- 4 skilled employee Train 47018 0 80081247634





good 12 >$300 36 no previous credits other $4 310,60 >1400 1-5 years < 15 single male >8 years no assets no further running credits rented one skilled employee Train 18604 0 59051384328





good 8 >$300 12 paid back other $2 093,00 no savings > 8 years < 15 single male < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Train 8367 0 77022775425





good 3 no balance 6 no previous credits furniture $677,60 no savings 5-8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented one unskilled with permanant residence Train 9046 10 49101488728





good 3 >$300 6 no previous credits furniture $2 951,20 no savings 5-8 years 25-35 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 11248 9 78060926366





bad 8 no balance 12 no previous credits furniture $2 147,60 no savings <1 year > 35 married/widowed male < 1 year no assets no further running credits free one skilled employee Train 9542 9 44081047641





good 7 <= $300 12 no previous credits furniture $1 815,80 no savings 1-5 years 15- 25 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8117 9 64010455658





good 2 no running account 12 no previous credits furniture $981,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11441 9 45121943943





good 7 no running account 12 no previous credits furniture $2 352,00 140-700 > 8 years 15- 25 married/widowed male < 1 year no assets no further running credits rented one skilled employee Test 11324 8 80111637433





good 4 no balance 18 no previous credits furniture $1 821,40 no savings > 8 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 8404 8 72091592627





good 8 no running account 12 no previous credits other $1 635,20 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 6839 8 61061927326





bad 9 no running account 48 no previous credits furniture $9 798,60 no savings 5-8 years > 35 married/widowed male < 1 year no assets no further running credits rented 2- 4 skilled employee Test 40724 7 47112273185





bad 2 no balance 12 no previous credits furniture $2 077,60 >1400 1-5 years 25-35 married/widowed male < 1 year no assets no further running credits rented one skilled employee Train 9387 7 54042037862





good 3 >$300 18 no previous credits furniture $2 062,20 no savings <1 year 15- 25 married/widowed male >8 years no assets no further running credits rented one skilled employee Test 7893 7 83021313867





good 10 >$300 15 no previous credits furniture $1 940,40 >1400 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits free one skilled employee Train 8021 7 44112086428





good 4 no balance 18 no previous credits furniture $1 212,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 10232 7 66071777333





good 2 >$300 12 no previous credits furniture $1 086,40 no savings 1-5 years < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9256 7 73031284389





good 6 no balance 12 no previous credits other $1 409,80 700-1400 1-5 years < 15 married/widowed male < 1 year no assets no further running credits rented one skilled employee Train 9163 7 72111493437





bad 6 <= $300 12 paid back other $1 314,60 140-700 5-8 years < 15 married/widowed male 1-5 years no assets no further running credits rented 5- 6 skilled employee Train 9310 7 60071758669





good 11 >$300 12 no previous credits retraining $1 506,40 no savings 1-5 years 25-35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 8117 7 70051388869





good 3 no balance 12 no previous credits furniture $1 617,00 no savings > 8 years 15- 25 married/widowed male 5-8 years no assets at other banks rented 2- 4 unskilled with permanant residence Test 9051 6 67050666366





bad 9 no running account 24 no problems with current credits furniture $1 433,60 no savings <1 year < 15 married/widowed male >8 years no assets at department store rented one skilled employee Train 13328 6 86070526558





good 3 no balance 12 no previous credits furniture $875,00 no savings <1 year < 15 married/widowed male < 1 year no assets at other banks rented one unskilled with permanant residence Test 10548 6 64111459932





good 2 no balance 6 no previous credits furniture $826,00 no savings <1 year 15- 25 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 11378 6 62051538568





bad 10 no running account 18 no previous credits television $1 703,80 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 7841 6 44061783668





bad 8 no running account 18 no previous credits furniture $1 883,00 no savings 1-5 years < 15 married/widowed male 5-8 years no assets no further running credits rented one skilled employee Train 9572 5 46111578816





good 12 >$300 12 no problems with current credits new car $2 104,20 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one skilled employee Train 8534 5 53042771485





good 10 >$300 24 no previous credits other $2 056,60 <140 > 8 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8871 5 74102355236





good 5 >$300 24 no previous credits other $1 748,60 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 9742 5 85080832247





good 9 <= $300 6 no previous credits other $992,60 700-1400 <1 year 25-35 married/widowed male 1-5 years no assets no further running credits rented one unskilled with no permanant residence Test 7228 5 65110961557





good 7 no balance 18 no previous credits retraining $2 678,20 700-1400 <1 year 15- 25 married/widowed male 5-8 years no assets at other banks rented one skilled employee Train 15397 5 88020525997





good 12 no balance 18 paid back retraining $2 641,80 >1400 1-5 years < 15 married/widowed male >8 years no assets at other banks rented 2- 4 skilled employee Test 12429 5 60120758311





good 8 no balance 18 no previous credits furniture $4 498,20 140-700 <1 year > 35 married/widowed male 5-8 years no assets no further running credits free one skilled employee Train 19811 4 46050872842





good 10 >$300 6 paid back furniture $2 436,00 no savings > 8 years 25-35 married/widowed male 1-5 years no assets no further running credits free 2- 4 skilled employee Test 10317 4 87030988854





good 9 no balance 12 no problems with current credits furniture $819,00 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free 2- 4 skilled employee Train 10748 4 82031894869





good 1 no balance 8 no previous credits retraining $1 269,80 no savings <1 year 15- 25 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10651 4 71051725341





good 10 >$300 18 no problems with current credits furniture $3 248,00 no savings unemployed 25-35 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14347 2 48060545158





good 5 >$300 12 no previous credits other $1 541,40 no savings 1-5 years 15- 25 married/widowed male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 8558 2 85021621344





good 4 no balance 14 no previous credits retraining $1 974,00 140-700 > 8 years > 35 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Train 10222 2 66012638935





good 1 >$300 24 paid back furniture $3 655,40 no savings > 8 years < 15 married/widowed male 5-8 years no assets no further running credits rented 2- 4 skilled employee Test 14795 1 84102597486





good 3 no running account 15 no previous credits furniture $1 474,20 no savings <1 year < 15 married/widowed male 1-5 years no assets no further running credits rented one skilled employee Test 9843 1 72121452792





good 11 >$300 6 no previous credits household appliances $924,00 140-700 5-8 years 25-35 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Test 9955 1 58081876837





good 8 >$300 24 no previous credits other $2 063,60 <140 <1 year < 15 married/widowed male 5-8 years no assets no further running credits rented one skilled employee Train 9663 1 75041779424





good 4 no balance 9 no previous credits other $386,40 no savings 1-5 years < 15 married/widowed male >8 years no assets no further running credits free one unskilled with permanant residence Train 8826 1 57071046652





good 3 no balance 9 no previous credits retraining $1 947,40 no savings 1-5 years 25-35 married/widowed male < 1 year no assets at other banks rented one skilled employee Train 10185 1 81071287854





good 6 >$300 15 no problems with current credits furniture $2 069,20 no savings 1-5 years < 15 married/widowed male 5-8 years no assets at other banks rented 2- 4 skilled employee Test 9227 0 66070658467





good 11 >$300 60 no previous credits furniture $14 201,60 <140 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 59633 10 43061232788





bad 9 no balance 48 no previous credits furniture $8 331,40 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 34610 10 87112177579





good 3 no balance 18 paid back furniture $2 513,00 no savings > 8 years 15- 25 divorced/living apart/married female >8 years no assets at other banks free 2- 4 unskilled with permanant residence Train 13595 10 56031565467





good 2 >$300 12 paid back furniture $1 736,00 >1400 > 8 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 9179 10 62032124475





good 6 no balance 6 no previous credits furniture $1 054,20 no savings 1-5 years 25-35 divorced/living apart/married female 5-8 years no assets no further running credits rented one skilled employee Train 11807 10 63070992514





good 4 >$300 12 paid back retraining $1 659,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 6240 10 86091482287





good 6 >$300 4 no previous credits used car $841,40 no savings <1 year > 35 divorced/living apart/married female 5-8 years no assets no further running credits free one unskilled with permanant residence Train 10757 10 76032386761





good 8 >$300 36 no previous credits furniture $5 369,00 >1400 > 8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 24253 9 89061437416





good 5 no balance 7 no previous credits furniture $3 260,60 no savings <1 year > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 12931 9 85030445923





good 6 >$300 18 no previous credits furniture $1 576,40 >1400 <1 year < 15 divorced/living apart/married female 1-5 years no assets no further running credits free one skilled employee Train 9257 9 60012116748





bad 6 no balance 15 hesistant other $2 489,20 no savings <1 year 25-35 divorced/living apart/married female < 1 year no assets no further running credits free 2- 4 unskilled with no permanant residence Train 10823 9 88060488325





good 11 >$300 21 no previous credits retraining $2 200,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years no assets at other banks rented one unskilled with permanant residence Test 10668 9 88052038194





bad 11 <= $300 12 problematic running accounts retraining $852,60 no savings <1 year < 15 divorced/living apart/married female < 1 year no assets at other banks rented one unskilled with no permanant residence Train 9931 9 43081964422





bad 6 no running account 30 no previous credits used car $3 368,40 no savings 5-8 years < 15 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 17375 9 62040129537





bad 9 no balance 18 no previous credits used car $2 693,60 >1400 <1 year < 15 divorced/living apart/married female 5-8 years no assets no further running credits free one skilled employee Test 13817 9 61101543876





good 7 <= $300 12 no previous credits used car $1 993,60 >1400 > 8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one executive/self-employed Train 8382 9 49052236145





good 8 >$300 12 no previous credits used car $1 068,20 no savings 1-5 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 14158 9 81122261435





bad 2 no running account 21 no previous credits furniture $2 569,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 10776 8 53072337228





good 7 >$300 11 paid back furniture $1 615,60 <140 unemployed < 15 divorced/living apart/married female >8 years no assets no further running credits rented 5- 6 unskilled with permanant residence Train 9838 8 67090884332





bad 6 <= $300 9 no previous credits furniture $1 043,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 9400 8 44091589687





bad 3 no running account 12 problematic running accounts furniture $876,40 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets at other banks rented one unskilled with permanant residence Train 10613 8 88092176217





bad 2 no running account 18 paid back other $5 552,40 no savings > 8 years > 35 divorced/living apart/married female >8 years no assets at other banks free 5- 6 skilled employee Test 27113 8 83022321624





good 8 no balance 9 no previous credits other $4 473,00 >1400 1-5 years > 35 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 20484 8 84091794554





good 11 >$300 6 paid back other $350,00 700-1400 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets at other banks rented 2- 4 unskilled with permanant residence Train 9854 8 79062582697





good 5 >$300 12 paid back retraining $1 976,80 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 executive/self-employed Train 11544 8 52051886265





good 11 no balance 12 no previous credits retraining $1 177,40 <140 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Test 10322 8 80101167465





good 12 >$300 12 no previous credits used car $2 430,40 no savings 5-8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Test 12576 8 60052033836





bad 10 no running account 24 no previous credits furniture $3 414,60 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Test 17071 7 68062052813





good 10 >$300 24 paid back furniture $2 122,40 700-1400 1-5 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented 2- 4 unskilled with permanant residence Test 10951 7 80091195269





good 5 >$300 6 no previous credits furniture $725,20 no savings 1-5 years 15- 25 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 13451 7 73060724647





good 5 no running account 12 paid back furniture $539,00 no savings 5-8 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented 7 or more unskilled with permanant residence Train 10736 7 72021189768





bad 11 no running account 12 paid back other $4 898,60 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 24738 7 64102561175





good 1 no balance 42 paid back retraining $8 335,60 no savings 5-8 years 25-35 divorced/living apart/married female < 1 year no assets at other banks rented 2- 4 unskilled with permanant residence Train 35608 7 84100182217





good 4 >$300 48 problematic running accounts retraining $5 052,60 no savings 1-5 years > 35 divorced/living apart/married female < 1 year no assets at department store rented one skilled employee Train 23463 7 82070684585





good 10 >$300 15 no previous credits used car $3 060,40 >1400 5-8 years > 35 divorced/living apart/married female >8 years no assets at other banks free one unskilled with permanant residence Train 13512 7 86062586136





bad 5 no running account 18 no previous credits used car $2 854,60 no savings 1-5 years > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 11357 7 63040932935





good 7 no balance 9 no previous credits furniture $1 106,00 140-700 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 8494 6 48082592341





bad 10 >$300 27 no previous credits other $3 598,00 no savings 1-5 years 15- 25 divorced/living apart/married female 5-8 years no assets no further running credits free one skilled employee Test 17328 6 55092452861





bad 2 no running account 24 no previous credits other $1 919,40 >1400 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 9865 6 63110421458





good 11 no running account 6 paid back other $932,40 700-1400 5-8 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 unskilled with permanant residence Train 9566 6 53120183862





good 8 >$300 15 no previous credits television $1 223,60 >1400 <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 9338 6 73111598674





good 9 no balance 12 no previous credits used car $4 223,80 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets no further running credits free one executive/self-employed Train 17936 6 45101532458





bad 11 no balance 8 no previous credits used car $1 731,80 no savings 1-5 years 15- 25 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 12216 6 51022038456





good 11 >$300 13 no previous credits furniture $1 972,60 <140 unemployed 25-35 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 11341 5 44052343225





good 10 no balance 8 no previous credits furniture $1 064,00 no savings 5-8 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Test 9175 5 66041774353





good 11 no running account 10 paid back used car $2 984,80 >1400 <1 year 25-35 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Train 13368 5 75120383355





good 3 >$300 9 no previous credits used car $1 943,20 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits free one skilled employee Train 9661 5 62021989819





bad 4 no running account 18 no previous credits furniture $4 466,00 no savings 1-5 years 25-35 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 21579 4 46042626614





bad 3 <= $300 15 no previous credits furniture $3 257,80 no savings <1 year 25-35 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Test 14511 4 43071085862





good 12 no balance 18 no previous credits furniture $1 558,20 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 7340 4 86051932636





good 3 no balance 15 no previous credits household appliances $3 683,40 <140 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 17338 4 80051396167





bad 11 >$300 30 problematic running accounts new car $10 479,00 >1400 unemployed < 15 divorced/living apart/married female < 1 year no assets at other banks rented one executive/self-employed Test 42632 4 57030133112





bad 1 >$300 36 paid back other $10 997,00 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets at department store rented 2- 4 skilled employee Train 45255 4 50042471132





good 6 >$300 24 paid back other $1 801,80 700-1400 > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 7580 4 51082127677





good 5 >$300 6 no previous credits other $940,80 no savings unemployed > 35 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with no permanant residence Test 9946 4 67122076734





bad 12 no running account 18 no previous credits repair $1 050,00 no savings unemployed < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with no permanant residence Train 8882 4 60032041746





good 8 >$300 9 no previous credits television $1 730,40 no savings <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 7797 4 70080542699





good 8 no running account 24 no previous credits business $2 457,00 no savings > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one unskilled with permanant residence Train 9438 3 86071633777





good 5 no balance 12 paid back furniture $5 002,20 no savings 1-5 years > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with permanant residence Train 23367 3 77061954664





good 9 no balance 9 no previous credits furniture $1 688,40 no savings > 8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Test 8022 3 55011793782





good 2 no balance 12 no previous credits furniture $1 528,80 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Test 7193 3 67051959686





good 8 <= $300 12 problematic running accounts furniture $572,60 700-1400 1-5 years 15- 25 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Test 8658 3 69100676472





bad 8 no running account 12 no previous credits other $1 783,60 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets at other banks rented one unskilled with permanant residence Train 12950 3 47030515379





good 4 no balance 11 no previous credits used car $2 207,80 700-1400 <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 9165 3 84031242744





good 11 no balance 12 no previous credits furniture $4 102,00 no savings 5-8 years 25-35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 19017 2 80020221437





good 10 >$300 12 no previous credits furniture $2 902,20 <140 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Train 15287 2 68082246157





good 5 >$300 18 no previous credits furniture $2 034,20 no savings <1 year 15- 25 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 9576 2 71031225859





good 4 >$300 6 no problems with current credits furniture $1 309,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years no assets no further running credits rented one skilled employee Test 7969 2 58091668388





good 6 >$300 10 no previous credits new car $4 061,40 >1400 <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 18304 2 47050265446





good 2 no running account 47 no previous credits other $15 010,80 no savings <1 year > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one unskilled with permanant residence Test 63343 2 51072088467





good 3 >$300 4 paid back other $4 732,00 no savings 5-8 years > 35 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 19342 2 66042744426





bad 4 >$300 18 paid back repair $2 609,60 <140 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 12623 2 47011837257





good 5 >$300 10 paid back used car $3 004,40 no savings <1 year > 35 divorced/living apart/married female 5-8 years no assets no further running credits free 2- 4 skilled employee Train 13975 2 52111914792





bad 7 no running account 18 paid back used car $2 973,60 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits free 2- 4 skilled employee Train 12823 2 70102173743





good 11 >$300 36 no problems with current credits furniture $6 235,60 no savings 1-5 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 24776 1 82091668184





good 10 no running account 18 no previous credits furniture $4 912,60 no savings 5-8 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 24496 1 75080624898





bad 10 >$300 18 no previous credits household appliances $2 720,20 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits rented one skilled employee Train 12213 1 84022649354





good 9 no balance 12 no previous credits other $10 460,80 >1400 unemployed > 35 divorced/living apart/married female 1-5 years no assets no further running credits free one unskilled with no permanant residence Train 42986 1 40062426421





bad 2 no running account 12 no previous credits other $1 719,20 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 9292 1 49112482663





good 10 >$300 18 paid back other $1 439,20 no savings 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented 2- 4 skilled employee Train 12204 1 66010993954





good 3 no running account 6 no previous credits television $480,20 no savings <1 year < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Train 12246 1 77081155362





bad 4 no running account 24 no previous credits used car $4 527,60 no savings <1 year < 15 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Train 17775 1 86021947483





good 10 no balance 18 no previous credits used car $4 201,40 no savings 5-8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Test 18069 1 48110887128





bad 2 >$300 18 no problems with current credits used car $2 531,20 no savings 5-8 years < 15 divorced/living apart/married female < 1 year no assets no further running credits rented one skilled employee Test 11183 1 76111831911





good 11 no balance 12 no previous credits used car $1 376,20 700-1400 <1 year > 35 divorced/living apart/married female >8 years no assets no further running credits free one unskilled with permanant residence Test 8924 1 58041023843





good 10 >$300 12 problematic running accounts vacation $4 825,80 140-700 1-5 years < 15 divorced/living apart/married female 5-8 years no assets no further running credits rented one unskilled with permanant residence Train 19676 1 65092532933





bad 3 >$300 18 no previous credits furniture $606,20 no savings unemployed 15- 25 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 9715 0 59082495882





good 5 >$300 12 paid back household appliances $1 394,40 >1400 5-8 years < 15 divorced/living apart/married female >8 years no assets no further running credits rented 2- 4 skilled employee Train 9984 0 49071096436





good 10 no running account 24 no previous credits new car $3 936,80 >1400 > 8 years 25-35 divorced/living apart/married female >8 years no assets no further running credits free one skilled employee Train 16893 0 89060225467





bad 2 >$300 48 no previous credits retraining $5 479,60 >1400 1-5 years < 15 divorced/living apart male 1-5 years no assets at other banks rented one skilled employee Test 25983 9 67090184865





good 6 no running account 30 hesistant used car $6 416,20 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Test 25240 9 64021856681





good 6 >$300 24 paid back household appliances $2 881,20 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented 2- 4 skilled employee Train 14256 8 67070188245





good 10 >$300 12 no previous credits other $896,00 no savings 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one unskilled with permanant residence Train 11473 8 58091447634





good 1 no running account 24 no previous credits used car $4 229,40 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets no further running credits free one unskilled with permanant residence Train 17787 7 83042085387





bad 6 no balance 36 no problems with current credits retraining $6 237,00 no savings 1-5 years 25-35 divorced/living apart male 1-5 years no assets at department store rented 2- 4 executive/self-employed Train 25183 6 81071466375





good 12 >$300 6 no previous credits television $1 873,20 140-700 1-5 years > 35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9306 5 46042379638





good 8 >$300 6 no previous credits used car $2 160,20 700-1400 1-5 years < 15 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 8240 5 70090848388





bad 7 no balance 12 no previous credits other $1 712,20 no savings > 8 years > 35 divorced/living apart male < 1 year no assets no further running credits free 2- 4 skilled employee Train 8708 4 63020245356





good 4 <= $300 9 no previous credits furniture $1 576,40 <140 > 8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one skilled employee Train 9093 3 59060974928





good 4 >$300 20 paid back other $4 879,00 >1400 <1 year 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Test 22380 3 47032553457





good 2 >$300 12 no previous credits furniture $4 282,60 700-1400 5-8 years 25-35 divorced/living apart male >8 years no assets no further running credits rented one unskilled with permanant residence Test 19859 1 77061745364





good 4 >$300 11 no previous credits retraining $2 998,80 700-1400 > 8 years > 35 divorced/living apart male 1-5 years no assets no further running credits rented one skilled employee Train 14572 1 61081825944





bad 6 no balance 24 paid back retraining $2 709,00 no savings > 8 years < 15 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Train 14012 1 45092683659





good 10 <= $300 24 paid back retraining $1 785,00 700-1400 1-5 years 25-35 divorced/living apart male >8 years no assets no further running credits rented 2- 4 skilled employee Train 10532 1 52091086923





good 11 no balance 20 no previous credits new car $9 055,20 >1400 unemployed > 35 divorced/living apart male >8 years no assets no further running credits rented one executive/self-employed Train 38827 0 85021531316





bad 5 no running account 6 paid back used car $4 737,60 no savings 1-5 years > 35 divorced/living apart male >8 years no assets no further running credits free one executive/self-employed Train 19463 0 51111122247





bad 7 >$300 12 no problems with current credits household appliances $2 177,00 700-1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 13120 10 60102237368





bad 10 no running account 48 no previous credits new car $14 415,80 no savings 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned 5- 6 skilled employee Train 58777 10 42032665529





good 10 no running account 24 no previous credits new car $4 149,60 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 18404 10 59022685343





good 11 >$300 36 no previous credits repair $12 677,00 >1400 1-5 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Train 53712 10 46100824434





good 8 >$300 10 no previous credits repair $1 017,80 140-700 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 12487 10 75030562687





bad 6 no balance 48 no previous credits furniture $15 345,40 700-1400 5-8 years > 35 single male 1-5 years ownership of house or land at other banks rented 2- 4 skilled employee Train 64363 9 66080567766





good 6 >$300 36 paid back new car $14 667,80 >1400 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 58714 9 53020964158





good 2 no balance 10 no previous credits other $10 231,20 no savings unemployed 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 41926 9 76112532226





good 4 >$300 10 no previous credits other $2 235,80 140-700 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9925 9 68031957782





good 6 >$300 6 hesistant other $1 685,60 <140 1-5 years < 15 single male < 1 year ownership of house or land at other banks free one skilled employee Test 6279 9 84051398288





bad 9 no running account 40 paid back repair $8 397,20 no savings 1-5 years < 15 single male 5-8 years ownership of house or land at other banks rented one skilled employee Train 34034 9 88102685596





bad 3 no running account 36 no previous credits repair $2 767,80 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 13326 9 57032272412





good 3 >$300 24 no problems with current credits retraining $5 408,20 no savings 1-5 years > 35 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 23137 9 54051877242





good 8 no balance 24 paid back retraining $3 955,00 >1400 5-8 years < 15 single male 5-8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 18489 9 68102348914





good 7 no balance 18 paid back used car $8 905,40 no savings > 8 years 25-35 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 38050 9 69010677237





bad 10 no running account 24 problematic running accounts used car $4 688,60 140-700 <1 year < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 18427 9 60111884826





good 7 >$300 24 paid back business $8 839,60 no savings unemployed < 15 single male 1-5 years ownership of house or land at other banks rented 2- 4 executive/self-employed Train 35984 8 74071584382





good 11 no balance 60 no problems with current credits furniture $12 819,80 >1400 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 54236 8 87072754585





bad 3 no balance 12 no previous credits furniture $9 055,20 >1400 unemployed 25-35 single male < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 39464 8 41082458587





good 5 no running account 18 problematic running accounts furniture $2 716,00 no savings <1 year 15- 25 single male >8 years ownership of house or land at other banks owned one executive/self-employed Train 10842 8 86011547182





good 2 >$300 12 paid back furniture $2 707,60 no savings > 8 years 25-35 single male 1-5 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 12527 8 61032086838





bad 8 <= $300 15 paid back furniture $1 779,40 >1400 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 9823 8 59092428875





bad 5 no balance 36 no previous credits household appliances $3 337,60 no savings <1 year < 15 single male < 1 year ownership of house or land no further running credits free one unskilled with permanant residence Train 13765 8 64022722736





good 12 >$300 36 no previous credits new car $6 560,40 no savings 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 28530 8 60110243822





bad 9 no running account 12 no previous credits new car $4 740,40 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 22260 8 69060424532





good 1 >$300 18 paid back new car $4 520,60 >1400 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 17825 8 45042144272





good 1 no running account 24 no previous credits new car $4 093,60 no savings 1-5 years 15- 25 single male >8 years ownership of house or land at other banks rented one skilled employee Train 18081 8 49031787732





bad 5 >$300 18 problematic running accounts other $9 041,20 no savings > 8 years 25-35 single male >8 years ownership of house or land at other banks rented 2- 4 executive/self-employed Train 38296 8 76110278834





bad 8 no running account 48 no previous credits other $5 503,40 no savings 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 22838 8 44031734432





good 7 no balance 36 no problems with current credits other $4 006,80 <140 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits owned one skilled employee Train 16694 8 77100375655





good 6 <= $300 12 paid back other $2 072,00 140-700 unemployed 25-35 single male >8 years ownership of house or land at other banks owned 5- 6 unskilled with no permanant residence Train 11763 8 59082485387





bad 7 no balance 9 problematic running accounts other $2 011,80 <140 5-8 years 25-35 single male 5-8 years ownership of house or land no further running credits rented one skilled employee Train 12918 8 89051826848





bad 11 no running account 60 no previous credits retraining $10 215,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits free one skilled employee Train 44625 8 89090588173





bad 12 no balance 48 hesistant retraining $5 381,60 <140 5-8 years < 15 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Test 21511 8 57021164782





bad 10 no running account 24 hesistant used car $5 754,00 no savings > 8 years 15- 25 single male >8 years ownership of house or land at other banks free 2- 4 skilled employee Train 25493 8 86032778423





good 6 >$300 18 no previous credits used car $2 777,60 no savings 1-5 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 skilled employee Train 11738 8 68010939633





good 5 no running account 6 paid back used car $2 620,80 no savings unemployed < 15 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 10774 8 82111445827





good 3 no balance 48 no previous credits business $7 533,40 >1400 unemployed 15- 25 single male >8 years ownership of house or land at other banks owned one unskilled with no permanant residence Train 32362 7 85110354223





good 3 >$300 6 no previous credits furniture $1 884,40 <140 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one skilled employee Train 10131 7 53020245386





good 10 >$300 6 paid back furniture $980,00 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 10247 7 45062374273





bad 12 no running account 48 hesistant new car $6 447,00 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 27778 7 47092288835





good 11 no balance 24 no previous credits new car $3 864,00 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 17557 7 45111946457





bad 1 no balance 60 no previous credits other $19 637,80 no savings 5-8 years < 15 single male 1-5 years ownership of house or land no further running credits rented one executive/self-employed Train 82009 7 74011043581





good 7 no running account 18 paid back other $7 422,80 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Train 32378 7 82041974552





good 3 no running account 14 no previous credits other $5 562,20 no savings unemployed > 35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 24086 7 53060473748





bad 12 no running account 18 problematic running accounts other $2 018,80 no savings 5-8 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 unskilled with permanant residence Test 10470 7 46121576528





good 2 >$300 12 paid back retraining $1 769,60 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free one unskilled with permanant residence Train 9718 7 46060571382





bad 3 no balance 36 no previous credits used car $12 647,60 <140 <1 year < 15 single male < 1 year ownership of house or land no further running credits free one executive/self-employed Train 51008 7 86020377633





good 3 no running account 30 paid back new car $14 872,20 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 5- 6 executive/self-employed Test 62109 6 77102834587





good 4 >$300 48 paid back new car $12 401,20 >1400 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned 2- 4 skilled employee Train 50755 6 72021655627





good 5 no running account 24 no previous credits new car $9 210,60 no savings unemployed < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 39175 6 65101425651





good 7 no running account 36 no previous credits new car $7 690,20 no savings > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 30581 6 42072726243





good 11 >$300 60 paid back other $19 258,40 >1400 > 8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 79620 6 46030242344





bad 3 >$300 21 paid back other $17 752,00 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 70798 6 83101173263





bad 4 no running account 48 no previous credits other $10 868,20 no savings > 8 years < 15 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 46110 6 79110676386





good 6 no running account 36 no previous credits other $4 548,60 no savings 5-8 years 25-35 single male >8 years ownership of house or land at other banks owned one executive/self-employed Test 20352 6 48070447367





bad 7 no running account 9 no previous credits other $1 990,80 no savings <1 year 15- 25 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 8610 6 81081174316





bad 8 >$300 36 no previous credits repair $2 546,60 no savings 1-5 years < 15 single male >8 years ownership of house or land at department store owned one skilled employee Train 10221 6 82091881163





bad 11 no balance 9 paid back repair $1 590,40 700-1400 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 9784 6 89072355692





bad 9 no balance 54 hesistant retraining $22 323,00 no savings <1 year 15- 25 single male >8 years ownership of house or land no further running credits free one skilled employee Test 89603 6 74020752624





good 11 >$300 12 no previous credits furniture $2 997,40 <140 5-8 years 15- 25 single male < 1 year ownership of house or land no further running credits rented one skilled employee Test 14717 5 70090433388





bad 2 no balance 24 paid back furniture $1 702,40 <140 <1 year < 15 single male >8 years ownership of house or land at other banks rented 2- 4 skilled employee Train 10233 5 49021759444





good 6 >$300 24 paid back household appliances $7 709,80 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 34745 5 55080474576





bad 6 no running account 48 paid back new car $8 863,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 37984 5 44032274681





good 12 no running account 24 no previous credits new car $4 074,00 no savings 5-8 years 25-35 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 16260 5 74061668745





bad 10 no running account 6 no previous credits other $20 854,40 no savings > 8 years > 35 single male >8 years ownership of house or land at other banks rented one executive/self-employed Train 89113 5 81030435214





good 4 >$300 15 no previous credits other $4 978,40 >1400 1-5 years 15- 25 single male 1-5 years ownership of house or land no further running credits rented one skilled employee Train 22779 5 83072859866





good 3 >$300 9 no previous credits other $3 509,80 140-700 > 8 years 25-35 single male >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Test 17230 5 41122773674





good 9 <= $300 10 paid back other $1 093,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 12536 5 61050889282





bad 9 no running account 12 no previous credits used car $11 011,00 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 46483 5 49041048524





bad 4 no balance 36 no problems with current credits other $3 115,00 no savings > 8 years < 15 single male >8 years ownership of house or land at other banks owned 2- 4 skilled employee Train 14080 4 80030682773





bad 11 <= $300 24 no previous credits other $1 325,80 no savings 5-8 years < 15 single male 5-8 years ownership of house or land at other banks owned one skilled employee Train 10749 4 70040436263





good 1 no balance 39 no problems with current credits repair $16 464,00 <140 5-8 years 25-35 single male 5-8 years ownership of house or land no further running credits free one skilled employee Test 67929 4 46122154645





bad 6 no balance 60 no previous credits repair $8 803,20 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 35891 4 80030787858





bad 9 no balance 48 no problems with current credits repair $8 713,60 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 35075 4 75090275735





good 2 <= $300 24 paid back used car $5 063,80 >1400 > 8 years < 15 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Test 21694 4 82052486781





good 4 no balance 48 no problems with current credits business $10 614,80 <140 unemployed 25-35 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Train 43702 3 62010393239





bad 5 no balance 30 no problems with current credits furniture $2 686,60 <140 <1 year < 15 single male 5-8 years ownership of house or land at department store rented 2- 4 executive/self-employed Test 13516 3 73071324691





good 2 >$300 15 paid back furniture $2 059,40 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11024 3 84040827662





good 8 no running account 12 paid back new car $2 136,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 11734 3 50102847277





bad 9 no balance 36 no previous credits other $20 045,20 no savings > 8 years < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 81514 3 77112767435





bad 2 >$300 48 paid back other $14 177,80 140-700 1-5 years 25-35 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Test 58974 3 83080583197





good 5 >$300 6 paid back other $9 465,40 no savings 5-8 years > 35 single male 5-8 years ownership of house or land no further running credits rented 2- 4 executive/self-employed Test 37852 3 40090344682





good 1 >$300 60 no previous credits other $9 137,80 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 40194 3 70040242585





good 5 >$300 12 no previous credits other $4 002,60 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits rented one executive/self-employed Test 17363 3 85091271957





good 5 no running account 48 no previous credits repair $10 466,40 no savings 5-8 years < 15 single male < 1 year ownership of house or land no further running credits owned one executive/self-employed Test 47308 3 64040878771





good 8 >$300 24 paid back repair $2 235,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 9423 3 62070571239





good 12 >$300 24 no previous credits used car $4 286,80 140-700 > 8 years < 15 single male 5-8 years ownership of house or land no further running credits free one skilled employee Train 19885 3 42042425383





good 6 >$300 12 no previous credits furniture $3 190,60 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 15120 2 56040893247





good 1 >$300 18 no previous credits furniture $2 107,00 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one executive/self-employed Train 8061 2 90080859348





good 7 >$300 7 no problems with current credits furniture $1 184,40 >1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 9558 2 42022636966





good 7 no balance 42 problematic running accounts new car $12 996,20 no savings unemployed > 35 single male 1-5 years ownership of house or land at other banks owned one executive/self-employed Train 55533 2 86110354926





good 8 <= $300 42 paid back new car $6 714,40 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 28765 2 64120346727





good 7 no balance 48 problematic running accounts other $17 036,60 >1400 unemployed < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Train 69120 2 66110883691





bad 10 no running account 60 no problems with current credits retraining $9 570,40 no savings > 8 years 15- 25 single male >8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 40223 2 47061344286





good 1 no balance 48 no problems with current credits retraining $9 353,40 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 37579 2 83072673823





bad 1 no running account 48 hesistant used car $9 966,60 no savings 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Test 42901 2 79040336718





good 8 >$300 15 paid back used car $4 680,20 no savings 1-5 years < 15 single male 1-5 years ownership of house or land no further running credits owned one skilled employee Train 18567 2 65031777562





good 3 no running account 8 paid back business $1 629,60 no savings > 8 years 15- 25 single male >8 years ownership of house or land at other banks owned 2- 4 executive/self-employed Test 11367 1 63030545599





bad 11 no running account 45 no previous credits furniture $2 583,00 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 11421 1 57051883358





bad 7 no running account 36 no previous credits new car $11 669,00 >1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 49323 1 48071248933





good 4 >$300 15 paid back new car $4 715,20 700-1400 > 8 years 15- 25 single male >8 years ownership of house or land no further running credits free 2- 4 skilled employee Train 19021 1 87041655567





good 9 >$300 15 no previous credits new car $1 820,00 >1400 > 8 years < 15 single male >8 years ownership of house or land at other banks owned one skilled employee Test 7837 1 41100563951





bad 5 no balance 36 no previous credits other $17 344,60 >1400 1-5 years > 35 single male >8 years ownership of house or land at other banks owned one skilled employee Train 72175 1 47090336229





bad 2 no running account 24 no problems with current credits other $6 818,00 no savings 1-5 years 15- 25 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 30892 1 45071163298





good 10 >$300 48 paid back repair $8 554,00 no savings 1-5 years > 35 single male 5-8 years ownership of house or land at other banks owned one skilled employee Train 35067 1 75021412664





bad 7 no balance 36 hesistant retraining $2 734,20 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one executive/self-employed Test 14061 1 55091376741





good 11 no running account 24 no previous credits used car $4 408,60 no savings <1 year < 15 single male < 1 year ownership of house or land at other banks owned one skilled employee Test 18901 1 82112655423





good 6 no balance 24 no previous credits used car $4 296,60 <140 > 8 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 20037 1 65101428165





bad 3 no running account 18 no previous credits furniture $3 640,00 no savings 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 14716 0 65051143934





good 10 no running account 24 paid back new car $9 261,00 no savings unemployed 25-35 single male >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Train 40122 0 61091722258





good 9 >$300 24 no problems with current credits other $2 844,80 no savings > 8 years < 15 single male >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 11043 0 85100367492





bad 3 no balance 36 no previous credits repair $17 656,80 <140 1-5 years > 35 single male >8 years ownership of house or land no further running credits owned one skilled employee Test 72710 0 82011177623





good 8 no balance 18 no previous credits repair $1 734,60 >1400 1-5 years < 15 single male >8 years ownership of house or land no further running credits owned one skilled employee Train 10732 0 53052171546





good 3 >$300 24 paid back furniture $7 144,20 no savings <1 year 15- 25 married/widowed male 5-8 years ownership of house or land no further running credits owned 5- 6 skilled employee Train 30381 9 84021644611





bad 8 no running account 12 no previous credits furniture $1 017,80 <140 <1 year < 15 married/widowed male 5-8 years ownership of house or land no further running credits rented one unskilled with permanant residence Train 13701 9 64112576283





bad 12 no running account 18 paid back household appliances $1 666,00 no savings unemployed 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 5- 6 unskilled with no permanant residence Train 7018 9 74102665337





good 3 >$300 24 no previous credits new car $3 750,60 no savings <1 year < 15 divorced/living apart/married female < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 16697 9 77021161253





good 9 >$300 15 no previous credits other $7 453,60 140-700 > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Train 29512 9 61121578437





good 11 no balance 24 paid back repair $8 040,20 no savings <1 year 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 2- 4 skilled employee Train 33137 9 69041773841





bad 5 no running account 48 paid back new car $8 600,20 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land at department store owned 2- 4 unskilled with permanant residence Test 37546 8 44070759456





bad 10 no running account 36 paid back repair $11 291,00 no savings 1-5 years 15- 25 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented 2- 4 executive/self-employed Test 45120 8 55031654552





bad 5 no running account 6 problematic running accounts repair $1 677,20 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Test 8039 8 59070298485





good 7 no balance 24 no previous credits furniture $5 261,20 140-700 unemployed > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits free one unskilled with no permanant residence Train 26407 7 90011846865





bad 3 no balance 18 no previous credits new car $18 166,40 no savings unemployed 15- 25 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Train 74016 7 61051059818





good 10 >$300 12 no previous credits other $2 986,20 >1400 > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Test 15699 7 88082651888





bad 4 <= $300 10 no previous credits other $1 736,00 <140 > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one unskilled with permanant residence Train 10640 7 74060362334





bad 6 no balance 48 problematic running accounts retraining $8 982,40 no savings > 8 years < 15 divorced/living apart/married female 5-8 years ownership of house or land no further running credits free one skilled employee Train 35639 7 68030642315





bad 9 no balance 36 no previous credits furniture $3 739,40 <140 1-5 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Test 17646 6 51031515552





bad 6 no balance 30 no previous credits other $3 010,00 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years ownership of house or land at other banks rented one skilled employee Test 13817 6 56101262788





bad 8 no running account 24 no previous credits other $1 799,00 >1400 5-8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits free one skilled employee Train 7775 6 68052633366





good 5 no running account 6 paid back other $1 204,00 no savings > 8 years > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 12650 6 45022452241





bad 7 no running account 36 paid back used car $8 720,60 no savings <1 year < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits free 2- 4 unskilled with permanant residence Test 38342 6 47041561353





good 1 <= $300 24 no previous credits furniture $1 927,80 <140 > 8 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits owned one skilled employee Train 7791 5 88060738613





good 2 >$300 24 no previous credits other $5 259,80 no savings > 8 years < 15 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one skilled employee Train 22590 5 73072725616





bad 2 no running account 24 problematic running accounts other $1 670,20 no savings unemployed > 35 divorced/living apart/married female >8 years ownership of house or land no further running credits free 2- 4 unskilled with no permanant residence Train 6840 5 87102358997





good 4 >$300 6 no previous credits repair $2 153,20 no savings <1 year > 35 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented one skilled employee Test 13524 5 78012536467





good 8 no running account 12 no previous credits used car $3 609,20 no savings unemployed 15- 25 divorced/living apart/married female >8 years ownership of house or land no further running credits owned one executive/self-employed Test 15863 4 86052068624





good 10 >$300 18 paid back used car $2 543,80 no savings 1-5 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits rented 2- 4 skilled employee Train 13090 4 83021447648





bad 3 no balance 24 no previous credits new car $17 610,60 no savings > 8 years < 15 divorced/living apart/married female 1-5 years ownership of house or land no further running credits owned one executive/self-employed Test 73536 3 80031368389





bad 3 no balance 24 problematic running accounts repair $2 571,80 no savings 5-8 years < 15 divorced/living apart/married female >8 years ownership of house or land at other banks owned one unskilled with permanant residence Train 10669 3 76041655682





bad 2 no balance 60 problematic running accounts business $20 694,80 <140 > 8 years 15- 25 divorced/living apart/married female >8 years ownership of house or land at other banks owned 2- 4 executive/self-employed Test 83199 2 65052155557





bad 9 no balance 27 hesistant retraining $11 645,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at department store owned 2- 4 executive/self-employed Train 48044 2 46042086823





good 9 no balance 36 no previous credits furniture $6 713,00 no savings <1 year < 15 divorced/living apart/married female < 1 year ownership of house or land no further running credits rented one executive/self-employed Train 30063 1 89091545825





good 6 no balance 24 paid back new car $10 861,20 700-1400 > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits free one skilled employee Test 44151 1 44110776287





good 4 no running account 24 paid back new car $8 986,60 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land no further running credits owned 2- 4 executive/self-employed Test 38055 0 74120428677





bad 8 no balance 9 problematic running accounts new car $7 180,60 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at other banks owned one executive/self-employed Test 31525 0 76080717888





good 8 >$300 12 paid back repair $3 847,20 no savings > 8 years 25-35 divorced/living apart/married female >8 years ownership of house or land at other banks owned 5- 6 unskilled with permanant residence Test 17806 0 78091946195





good 3 no balance 36 problematic running accounts television $5 586,00 >1400 <1 year 15- 25 divorced/living apart/married female 1-5 years ownership of house or land at other banks rented one unskilled with no permanant residence Train 24876 0 79051979847





bad 4 no running account 12 problematic running accounts furniture $3 008,60 no savings 1-5 years < 15 divorced/living apart male < 1 year ownership of house or land no further running credits owned one skilled employee Train 13177 10 49032516826





bad 11 no running account 30 no previous credits household appliances $16 797,20 no savings <1 year > 35 divorced/living apart male < 1 year ownership of house or land at other banks rented one unskilled with permanant residence Train 69028 7 49042242732





good 11 >$300 24 no previous credits new car $12 987,80 >1400 1-5 years 25-35 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 54518 6 47091522417





bad 3 no balance 18 no problems with current credits used car $6 015,80 no savings > 8 years < 15 divorced/living apart male 5-8 years ownership of house or land no further running credits rented one executive/self-employed Test 25628 1 82092656869





good 3 <= $300 24 no previous credits used car $4 048,80 no savings > 8 years 15- 25 divorced/living apart male >8 years ownership of house or land no further running credits owned one skilled employee Train 18370 0 83091562547





Sheet 3: Przykład1.
LP Imię Nazwisko Płeć Specjalność liczba punktów ocena liczbowo ocena słownie wydatki na książki

punktacja ocena liczbowo ocena słownie
1 xxxx xxxxx K Rachunkowość 47 4 db


0 2 ndst
2 xxxx xxxxx M Finanse 58 5 bdb


30 3 dost
3 xxxx xxxxx K Rachunkowość 25 2 ndst


38 4 db
4 xxxx xxxxx K Rachunkowość 59 5 bdb


50 5 bdb
5 xxxx xxxxx M Inżynieria 58 5 bdb





6 xxxx xxxxx K Finanse 30 3 dost





7 xxxx xxxxx K Inżynieria 53 5 bdb





8 xxxx xxxxx M Finanse 44 4 db





9 xxxx xxxxx M Finanse 23 2 ndst





10 xxxx xxxxx K Inżynieria 44 4 db





11 xxxx xxxxx M Finanse 37 3 dost





12 xxxx xxxxx M Inżynieria 49 4 db



















1. Na podstawie wyników kol. F określić ocenę liczbowo w kolumnie G wyszukaj.pionowo
2. Na podstawie oceny liczbowej w kol G określić ocenę słownie w kol H
3. Struktura studentów wg specjalności tabela przestawna
4. Struktura studentów wg płci (liczba, % kolumny)
5. Struktura studentów wg specjalności i ocen
6. Stuktura wydatków na książki wg ocen, wg specjalności (suma, średnia)
7. Wyznacz liczbę studentów, którzy charakteryzują się wydatkami na książki
(0, 200), <200, 250), <250, 300), <300, 350)
9. Wyznacz liczbę studentów, którzy otrzymali określoną ocenę funkcja licz.jeżeli

Sheet 4: Przykład2.
Name Date dzień tygodnia Close stopa zwrotu

data cena stopy zwrotu
data rok miesiąc dzień data_2 cena stopy zwrotu
PKOBP 5.01.2009 1 36,55


9.01.2009 34,33

1.01.2009 2009 1 1 31.12.2008

PKOBP 6.01.2009 2 37,42 2,38%

16.01.2009 30,5 -11,83%
1.02.2009 2009 2 1 31.01.2009 27,8
PKOBP 7.01.2009 3 37 -1,12%

23.01.2009 28,35 -7,31%
1.03.2009 2009 3 1 28.02.2009 19,19 -37,06%
PKOBP 8.01.2009 4 35,87 -3,05%

30.01.2009 27,8 -1,96%
1.04.2009 2009 4 1 31.03.2009 21,42 10,99%
PKOBP 9.01.2009 5 34,33 -4,29%

6.02.2009 25,5 -8,64%
1.05.2009 2009 5 1 30.04.2009 26,87 22,67%
PKOBP 12.01.2009 1 33 -3,87%

13.02.2009 25,1 -1,58%
1.06.2009 2009 6 1 31.05.2009 25 -7,21%
PKOBP 13.01.2009 2 32 -3,03%

20.02.2009 20,02 -22,61%
1.07.2009 2009 7 1 30.06.2009 25,5 1,98%
PKOBP 14.01.2009 3 29,99 -6,28%

27.02.2009 19,19 -4,23%
1.08.2009 2009 8 1 31.07.2009 33,31 26,72%
PKOBP 15.01.2009 4 29,49 -1,67%

6.03.2009 20,91 8,58%
1.09.2009 2009 9 1 31.08.2009 35,3 5,80%
PKOBP 16.01.2009 5 30,5 3,42%

13.03.2009 22,4 6,88%







PKOBP 19.01.2009 1 29,6 -2,95%

20.03.2009 22,49 0,40%







PKOBP 20.01.2009 2 28,8 -2,70%

27.03.2009 22,99 2,20%







PKOBP 21.01.2009 3 29,98 4,10%

3.04.2009 23,2 0,91%







PKOBP 22.01.2009 4 29,7 -0,93%

10.04.2009 26,45 13,11%







PKOBP 23.01.2009 5 28,35 -4,55%

17.04.2009 25,55 -3,46%







PKOBP 26.01.2009 1 29,89 5,43%

24.04.2009 25,39 -0,63%







PKOBP 27.01.2009 2 28,53 -4,55%

1.05.2009 26,87 5,67%







PKOBP 28.01.2009 3 29,45 3,22%

8.05.2009 28 4,12%







PKOBP 29.01.2009 4 28,99 -1,56%

15.05.2009 26,75 -4,57%







PKOBP 30.01.2009 5 27,8 -4,10%

22.05.2009 26,12 -2,38%







PKOBP 2.02.2009 1 26,3 -5,40%

29.05.2009 25 -4,38%







PKOBP 3.02.2009 2 24,5 -6,84%

5.06.2009 26,7 6,58%







PKOBP 4.02.2009 3 24,4 -0,41%

12.06.2009 26,21 -1,85%







PKOBP 5.02.2009 4 24,6 0,82%

19.06.2009 26,61 1,51%







PKOBP 6.02.2009 5 25,5 3,66%

26.06.2009 25,25 -5,25%







PKOBP 9.02.2009 1 27 5,88%

3.07.2009 25,12 -0,52%







PKOBP 10.02.2009 2 26,75 -0,93%

10.07.2009 25,25 0,52%







PKOBP 11.02.2009 3 26,11 -2,39%

17.07.2009 28,6 12,46%







PKOBP 12.02.2009 4 24,95 -4,44%

24.07.2009 31,48 9,59%







PKOBP 13.02.2009 5 25,1 0,60%

31.07.2009 33,31 5,65%







PKOBP 16.02.2009 1 23,12 -7,89%

7.08.2009 33 -0,94%







PKOBP 17.02.2009 2 20,46 -11,51%

14.08.2009 32,29 -2,17%







PKOBP 18.02.2009 3 19,82 -3,13%

21.08.2009 34,99 8,03%







PKOBP 19.02.2009 4 21 5,95%

28.08.2009 35,5 1,45%







PKOBP 20.02.2009 5 20,02 -4,67%

4.09.2009 32,2 -9,76%







PKOBP 23.02.2009 1 19,35 -3,35%

11.09.2009 31,05 -3,64%







PKOBP 24.02.2009 2 18,94 -2,12%

18.09.2009 32,4 4,26%







PKOBP 25.02.2009 3 18,9 -0,21%

25.09.2009 34,63 6,66%







PKOBP 26.02.2009 4 19,65 3,97%












PKOBP 27.02.2009 5 19,19 -2,34%












PKOBP 2.03.2009 1 19 -0,99%












PKOBP 3.03.2009 2 19,4 2,11%












PKOBP 4.03.2009 3 20,65 6,44%












PKOBP 5.03.2009 4 20,22 -2,08%












PKOBP 6.03.2009 5 20,91 3,41%












PKOBP 9.03.2009 1 20,6 -1,48%












PKOBP 10.03.2009 2 21,7 5,34%












PKOBP 11.03.2009 3 21,9 0,92%












PKOBP 12.03.2009 4 22,25 1,60%












PKOBP 13.03.2009 5 22,4 0,67%












PKOBP 16.03.2009 1 22,91 2,28%












PKOBP 17.03.2009 2 22,24 -2,92%












PKOBP 18.03.2009 3 21,62 -2,79%












PKOBP 19.03.2009 4 22,16 2,50%












PKOBP 20.03.2009 5 22,49 1,49%












PKOBP 23.03.2009 1 23,5 4,49%












PKOBP 24.03.2009 2 23,35 -0,64%












PKOBP 25.03.2009 3 24,47 4,80%












PKOBP 26.03.2009 4 24,15 -1,31%












PKOBP 27.03.2009 5 22,99 -4,80%












PKOBP 30.03.2009 1 21,28 -7,44%












PKOBP 31.03.2009 2 21,42 0,66%












PKOBP 1.04.2009 3 21,43 0,05%












PKOBP 2.04.2009 4 23,15 8,03%












PKOBP 3.04.2009 5 23,2 0,22%












PKOBP 6.04.2009 1 24,29 4,70%












PKOBP 7.04.2009 2 24,2 -0,37%












PKOBP 8.04.2009 3 26 7,44%












PKOBP 9.04.2009 4 26,45 1,73%












PKOBP 14.04.2009 2 27,13 2,57%












PKOBP 15.04.2009 3 27,3 0,63%












PKOBP 16.04.2009 4 27,18 -0,44%












PKOBP 17.04.2009 5 25,55 -6,00%












PKOBP 20.04.2009 1 24,23 -5,17%












PKOBP 21.04.2009 2 24,22 -0,04%












PKOBP 22.04.2009 3 24,8 2,39%












PKOBP 23.04.2009 4 24,93 0,52%












PKOBP 24.04.2009 5 25,39 1,85%












PKOBP 27.04.2009 1 25,4 0,04%












PKOBP 28.04.2009 2 24,85 -2,17%












PKOBP 29.04.2009 3 25,99 4,59%












PKOBP 30.04.2009 4 26,87 3,39%












PKOBP 4.05.2009 1 28,3 5,32%












PKOBP 5.05.2009 2 28,4 0,35%












PKOBP 6.05.2009 3 28,24 -0,56%












PKOBP 7.05.2009 4 28,45 0,74%












PKOBP 8.05.2009 5 28 -1,58%












PKOBP 11.05.2009 1 27,82 -0,64%












PKOBP 12.05.2009 2 28,55 2,62%












PKOBP 13.05.2009 3 27,95 -2,10%












PKOBP 14.05.2009 4 27,1 -3,04%












PKOBP 15.05.2009 5 26,75 -1,29%












PKOBP 18.05.2009 1 26,97 0,82%












PKOBP 19.05.2009 2 27,4 1,59%












PKOBP 20.05.2009 3 27,1 -1,09%












PKOBP 21.05.2009 4 26,48 -2,29%












PKOBP 22.05.2009 5 26,12 -1,36%












PKOBP 25.05.2009 1 26,05 -0,27%












PKOBP 26.05.2009 2 26,14 0,35%












PKOBP 27.05.2009 3 26,22 0,31%












PKOBP 28.05.2009 4 25,6 -2,36%












PKOBP 29.05.2009 5 25 -2,34%












PKOBP 1.06.2009 1 26,95 7,80%












PKOBP 2.06.2009 2 26,9 -0,19%












PKOBP 3.06.2009 3 26,2 -2,60%












PKOBP 4.06.2009 4 26,75 2,10%












PKOBP 5.06.2009 5 26,7 -0,19%












PKOBP 8.06.2009 1 25,25 -5,43%












PKOBP 9.06.2009 2 24,51 -2,93%












PKOBP 10.06.2009 3 25,6 4,45%












PKOBP 12.06.2009 5 26,21 2,38%












PKOBP 15.06.2009 1 26,4 0,72%












PKOBP 16.06.2009 2 26,51 0,42%












PKOBP 17.06.2009 3 26 -1,92%












PKOBP 18.06.2009 4 26 0,00%












PKOBP 19.06.2009 5 26,61 2,35%












PKOBP 22.06.2009 1 25,75 -3,23%












PKOBP 23.06.2009 2 25,75 0,00%












PKOBP 24.06.2009 3 25,45 -1,17%












PKOBP 25.06.2009 4 24,99 -1,81%












PKOBP 26.06.2009 5 25,25 1,04%












PKOBP 29.06.2009 1 26,35 4,36%












PKOBP 30.06.2009 2 25,5 -3,23%












PKOBP 1.07.2009 3 26,19 2,71%












PKOBP 2.07.2009 4 25,55 -2,44%












PKOBP 3.07.2009 5 25,12 -1,68%












PKOBP 6.07.2009 1 25,1 -0,08%












PKOBP 7.07.2009 2 25,07 -0,12%












PKOBP 8.07.2009 3 25,19 0,48%












PKOBP 9.07.2009 4 25,23 0,16%












PKOBP 10.07.2009 5 25,25 0,08%












PKOBP 13.07.2009 1 25,2 -0,20%












PKOBP 14.07.2009 2 27,21 7,98%












PKOBP 15.07.2009 3 27,94 2,68%












PKOBP 16.07.2009 4 28,34 1,43%












PKOBP 17.07.2009 5 28,6 0,92%












PKOBP 20.07.2009 1 30,3 5,94%












PKOBP 21.07.2009 2 30,8 1,65%












PKOBP 22.07.2009 3 29,79 -3,28%












PKOBP 23.07.2009 4 30,15 1,21%












PKOBP 24.07.2009 5 31,48 4,41%












PKOBP 27.07.2009 1 32 1,65%












PKOBP 28.07.2009 2 30,51 -4,66%












PKOBP 29.07.2009 3 30,7 0,62%












PKOBP 30.07.2009 4 33 7,49%












PKOBP 31.07.2009 5 33,31 0,94%












PKOBP 3.08.2009 1 33,25 -0,18%












PKOBP 4.08.2009 2 32,6 -1,95%












PKOBP 5.08.2009 3 31,6 -3,07%












PKOBP 6.08.2009 4 32 1,27%












PKOBP 7.08.2009 5 33 3,13%












PKOBP 10.08.2009 1 33,08 0,24%












PKOBP 11.08.2009 2 31,5 -4,78%












PKOBP 12.08.2009 3 31,02 -1,52%












PKOBP 13.08.2009 4 32,39 4,42%












PKOBP 14.08.2009 5 32,29 -0,31%












PKOBP 17.08.2009 1 30,62 -5,17%












PKOBP 18.08.2009 2 31,29 2,19%












PKOBP 19.08.2009 3 31,8 1,63%












PKOBP 20.08.2009 4 32,9 3,46%












PKOBP 21.08.2009 5 34,99 6,35%












PKOBP 24.08.2009 1 35,99 2,86%












PKOBP 25.08.2009 2 36,1 0,31%












PKOBP 26.08.2009 3 35 -3,05%












PKOBP 27.08.2009 4 35,5 1,43%












PKOBP 28.08.2009 5 35,5 0,00%












PKOBP 31.08.2009 1 35,3 -0,56%












PKOBP 1.09.2009 2 35,6 0,85%












PKOBP 2.09.2009 3 33,28 -6,52%












PKOBP 3.09.2009 4 32,3 -2,94%












PKOBP 4.09.2009 5 32,2 -0,31%












PKOBP 7.09.2009 1 32,55 1,09%












PKOBP 8.09.2009 2 32,3 -0,77%












PKOBP 9.09.2009 3 32,55 0,77%












PKOBP 10.09.2009 4 31,5 -3,23%












PKOBP 11.09.2009 5 31,05 -1,43%












PKOBP 14.09.2009 1 30,45 -1,93%












PKOBP 15.09.2009 2 30,69 0,79%












PKOBP 16.09.2009 3 31,5 2,64%












PKOBP 17.09.2009 4 32,2 2,22%












PKOBP 18.09.2009 5 32,4 0,62%












PKOBP 21.09.2009 1 32,95 1,70%












PKOBP 22.09.2009 2 33,8 2,58%












PKOBP 23.09.2009 3 34,77 2,87%












PKOBP 24.09.2009 4 35 0,66%












PKOBP 25.09.2009 5 34,63 -1,06%












PKOBP 28.09.2009 1 34,41 -0,64%












PKOBP 29.09.2009 2 33,21 -3,49%












Sheet 5: Przykład3.

Oczekiwana stopa zwrotu Odchylenie standardowe udział spółki w portfelu zysk z portfela ryzyko portfela
korelacje Spółka A Spółka B Spółka C
Spółka A 25% 32% 59% 14,87%

Spółka A 1 0,3 0,7
Spółka B 18% 20% 33% 5,88%

Spółka B 0,3 1 0,35
Spółka C 32% 52% 20% 6,25%

Spółka C 0,7 0,35 1



112% 27,00% 30,00%
















































1. Omówić warunki w solverze









2. Min. Ryzyka









3. max stopy zwrotu









4. wprowadzić warunek na max poziom ryzyka i max stopę zwrotu









5. określony poziom ryzyka przy zadanej min stopie zwrotu









Sheet 6: Przykład4.
12 miesiąc
liczba dni roboczych liczba godzin
Należy stworzyć arkusz, który będzie wyznaczał liczbę dni roboczych w danym miesiącu



0 0
Należy podać liczbę godzin do przepracowania w danym miesiącu

data dzień tygodnia czy dzień roboczy

Akrusz nie musi uwzględniać świąt.
1





2





3





4





5





6





7





8





9





10





11





12





13





14





15





16





17





18





19





20





21





22





23





24





25





26





27





28





29





30





31





Sheet 7: Przykład5.
1. Zbadaj, czy pole PESEL w każdym przypadku ma prawidłową długość







2. Z pola PESEL wyciągnij datę urodzenia - zapisz w postaci daty







3. Podaj dzień tygodnia urodzin



























prawidłowa długość 11






PESEL czy prawidłowa długość data urodzenia dzień tygodnia dzień tygodnia słownie rok miesiąc dzień
1 98020291675 11 2.02.1998 1 poniedziałek 1998 02 02
2 20072185481 11 21.07.1920 3 środa 1920 07 21
3 100020667201 12 błąd błąd błąd 1910 00 20
4 44052575586 11 25.05.1944 4 czwartek 1944 05 25
5 46061728348 11 17.06.1946 1 poniedziałek 1946 06 17
6 19110650407 11 6.11.1919 4 czwartek 1919 11 06
7 73052318616 11 23.05.1973 3 środa 1973 05 23
8 11062777037 11 27.06.1911 2 wtorek 1911 06 27
9 42032043975 11 20.03.1942 5 piątek 1942 03 20
10 44051166083 11 11.05.1944 4 czwartek 1944 05 11
11 87041515802 11 15.04.1987 3 środa 1987 04 15
12 32050724685 11 7.05.1932 6 sobota 1932 05 07
13 70100451881 11 4.10.1970 7 niedziela 1970 10 04
14 38071082551 11 10.07.1938 7 niedziela 1938 07 10
15 78082842424 11 28.08.1978 1 poniedziałek 1978 08 28
16 83020973906 11 9.02.1983 3 środa 1983 02 09
17 28061086256 11 10.06.1928 7 niedziela 1928 06 10
18 68032718954 11 27.03.1968 3 środa 1968 03 27
19 84071254441 11 12.07.1984 4 czwartek 1984 07 12
20 80041645556 11 16.04.1980 3 środa 1980 04 16
21 25101747337 11 17.10.1925 6 sobota 1925 10 17
22 45051331795 11 13.05.1945 7 niedziela 1945 05 13
23 47091490124 11 14.09.1947 7 niedziela 1947 09 14
24 69061589500 11 15.06.1969 7 niedziela 1969 06 15
25 95062020076 11 20.06.1995 2 wtorek 1995 06 20
26 21052436557 11 24.05.1921 2 wtorek 1921 05 24
27 66102215535 11 22.10.1966 6 sobota 1966 10 22
28 74060978926 11 9.06.1974 7 niedziela 1974 06 09
29 64032475477 11 24.03.1964 2 wtorek 1964 03 24
30 710213190396 12 błąd błąd błąd 1971 02 13
31 65042670137 11 26.04.1965 1 poniedziałek 1965 04 26




























1 poniedziałek






2 wtorek






3 środa






4 czwartek






5 piątek






6 sobota






7 niedziela






błąd błąd





Sheet 8: Przykład6.
1. Wyznacz wartości dystrubuant i gęstości dla zadanych wartości średniej i odchylenia standardowego





wykres
2. Dla średniej 0 i odchylenia 1 wyznacz dystrubuantę przy użyciu dwóch funkcji excela





3. Pokaż zastosowanie funkcji rozkład.normalny.s.odw








średnia 0
1
2



odchylenie 1
1
2



wartości zmiennej dystrybuanta gęstość dystrybuanta gęstość dystrybuanta gęstość


-5 0,0000003 -5,0000000






-4,9 0,0000005 -4,9000000






-4,8 0,0000008 -4,8000000






-4,7 0,0000013 -4,7000000






-4,6 0,0000021 -4,6000000






-4,5 0,0000034 -4,5000000






-4,4 0,0000054 -4,4000000






-4,3 0,0000085 -4,3000000






-4,2 0,0000133 -4,2000000






-4,1 0,0000207 -4,1000000






-4 0,0000317 -4,0000000






-3,9 0,0000481 -3,9000000






-3,8 0,0000723 -3,8000000






-3,7 0,0001078 -3,7000000






-3,6 0,0001591 -3,6000000






-3,5 0,0002326 -3,5000000






-3,4 0,0003369 -3,4000000






-3,3 0,0004834 -3,3000000






-3,2 0,0006871 -3,2000000






-3,1 0,0009676 -3,1000000






-3 0,0013499 -3,0000000






-2,9 0,0018658 -2,9000000






-2,8 0,0025551 -2,8000000






-2,7 0,0034670 -2,7000000






-2,6 0,0046612 -2,6000000






-2,5 0,0062097 -2,5000000






-2,4 0,0081975 -2,4000000






-2,3 0,0107241 -2,3000000






-2,2 0,0139034 -2,2000000






-2,1 0,0178644 -2,1000000






-2 0,0227501 -2,0000000






-1,9 0,0287166 -1,9000000






-1,8 0,0359303 -1,8000000






-1,7 0,0445655 -1,7000000






-1,6 0,0547993 -1,6000000






-1,5 0,0668072 -1,5000000






-1,4 0,0807567 -1,4000000






-1,3 0,0968005 -1,3000000






-1,2 0,1150697 -1,2000000






-1,1 0,1356661 -1,1000000






-1 0,1586553 -1,0000000






-0,900000000000001 0,1840601 -0,9000000






-0,800000000000001 0,2118554 -0,8000000






-0,700000000000001 0,2419637 -0,7000000






-0,600000000000001 0,2742531 -0,6000000






-0,500000000000001 0,3085375 -0,5000000






-0,400000000000001 0,3445783 -0,4000000






-0,300000000000001 0,3820886 -0,3000000






-0,200000000000001 0,4207403 -0,2000000






-0,100000000000001 0,4601722 -0,1000000






-1,02695629777827E-15 0,5000000 0,0000000






0,099999999999999 0,5398278 0,1000000






0,199999999999999 0,5792597 0,2000000






0,299999999999999 0,6179114 0,3000000






0,399999999999999 0,6554217 0,4000000






0,499999999999999 0,6914625 0,5000000






0,599999999999999 0,7257469 0,6000000






0,699999999999999 0,7580363 0,7000000






0,799999999999999 0,7881446 0,8000000






0,899999999999999 0,8159399 0,9000000






0,999999999999999 0,8413447 1,0000000






1,1 0,8643339 1,1000000






1,2 0,8849303 1,2000000






1,3 0,9031995 1,3000000






1,4 0,9192433 1,4000000






1,5 0,9331928 1,5000000






1,6 0,9452007 1,6000000






1,7 0,9554345 1,7000000






1,8 0,9640697 1,8000000






1,9 0,9712834 1,9000000






2 0,9772499 2,0000000






2,1 0,9821356 2,1000000






2,2 0,9860966 2,2000000






2,3 0,9892759 2,3000000






2,4 0,9918025 2,4000000






2,5 0,9937903 2,5000000






2,6 0,9953388 2,6000000






2,7 0,9965330 2,7000000






2,8 0,9974449 2,8000000






2,9 0,9981342 2,9000000






3 0,9986501 3,0000000






3,1 0,9990324 3,1000000






3,2 0,9993129 3,2000000






3,3 0,9995166 3,3000000






3,4 0,9996631 3,4000000






3,5 0,9997674 3,5000000






3,6 0,9998409 3,6000000






3,7 0,9998922 3,7000000






3,8 0,9999277 3,8000000






3,9 0,9999519 3,9000000






4 0,9999683 4,0000000






4,1 0,9999793 4,1000000






4,2 0,9999867 4,2000000






4,3 0,9999915 4,3000000






4,4 0,9999946 4,4000000






4,5 0,9999966 4,5000000






4,6 0,9999979 4,6000000






4,7 0,9999987 4,7000000






4,8 0,9999992 4,8000000






4,9 0,9999995 4,9000000






5 0,9999997 5,0000000






5,1 0,9999998 5,1000000






5,2 0,9999999 5,2000000






5,3 0,9999999 5,3000000






5,4 1,0000000 5,4000000






Sheet 9: Przykład7.
Name Date Close stopa zwrotu

Name Date Close stopa zwrotu
PKOBP 5.01.2009 36,55


WIG20 5.01.2009 1877,44
PKOBP 6.01.2009 37,42 0,023803009575924

WIG20 6.01.2009 1920,44 0,022903528208625
PKOBP 7.01.2009 37 -0,011223944414752

WIG20 7.01.2009 1887,85 -0,016970069359105
PKOBP 8.01.2009 35,87 -0,030540540540541

WIG20 8.01.2009 1863,25 -0,013030696294727
PKOBP 9.01.2009 34,33 -0,042932812935601

WIG20 9.01.2009 1817,37 -0,02462364148665
PKOBP 12.01.2009 33 -0,038741625400524

WIG20 12.01.2009 1791,71 -0,014119304269356
PKOBP 13.01.2009 32 -0,03030303030303

WIG20 13.01.2009 1766,12 -0,014282445261789
PKOBP 14.01.2009 29,99 -0,0628125

WIG20 14.01.2009 1701,23 -0,036741557765044
PKOBP 15.01.2009 29,49 -0,016672224074692

WIG20 15.01.2009 1684,35 -0,00992223273749
PKOBP 16.01.2009 30,5 0,034248897931502

WIG20 16.01.2009 1705,23 0,012396473417045
PKOBP 19.01.2009 29,6 -0,029508196721312

WIG20 19.01.2009 1644,72 -0,035484949244384
PKOBP 20.01.2009 28,8 -0,027027027027027

WIG20 20.01.2009 1642,78 -0,001179532078408
PKOBP 21.01.2009 29,98 0,040972222222222

WIG20 21.01.2009 1678,77 0,021907985244525
PKOBP 22.01.2009 29,7 -0,009339559706471

WIG20 22.01.2009 1619,92 -0,0350554274856
PKOBP 23.01.2009 28,35 -0,045454545454546

WIG20 23.01.2009 1611,48 -0,00521013383377
PKOBP 26.01.2009 29,89 0,054320987654321

WIG20 26.01.2009 1664,39 0,032833171990965
PKOBP 27.01.2009 28,53 -0,045500167280027

WIG20 27.01.2009 1608,43 -0,033621927553038
PKOBP 28.01.2009 29,45 0,032246757798808

WIG20 28.01.2009 1627,89 0,012098754686247
PKOBP 29.01.2009 28,99 -0,015619694397284

WIG20 29.01.2009 1611,22 -0,010240249648318
PKOBP 30.01.2009 27,8 -0,041048637461194

WIG20 30.01.2009 1594,92 -0,010116557639553
PKOBP 2.02.2009 26,3 -0,053956834532374

WIG20 2.02.2009 1532,55 -0,039105409675721
PKOBP 3.02.2009 24,5 -0,068441064638783

WIG20 3.02.2009 1459,34 -0,047770056441878
PKOBP 4.02.2009 24,4 -0,004081632653061

WIG20 4.02.2009 1479,86 0,014061150931243
PKOBP 5.02.2009 24,6 0,008196721311476

WIG20 5.02.2009 1487,29 0,005020745205628
PKOBP 6.02.2009 25,5 0,036585365853659

WIG20 6.02.2009 1531,73 0,029879848583666
PKOBP 9.02.2009 27 0,058823529411765

WIG20 9.02.2009 1578,37 0,030449230608528
PKOBP 10.02.2009 26,75 -0,009259259259259

WIG20 10.02.2009 1584,14 0,00365567009003
PKOBP 11.02.2009 26,11 -0,02392523364486

WIG20 11.02.2009 1543,58 -0,025603797644148
PKOBP 12.02.2009 24,95 -0,044427422443508

WIG20 12.02.2009 1494,41 -0,03185452001192
PKOBP 13.02.2009 25,1 0,006012024048096

WIG20 13.02.2009 1492,21 -0,001472152889769
PKOBP 16.02.2009 23,12 -0,078884462151395

WIG20 16.02.2009 1435,65 -0,037903512240234
PKOBP 17.02.2009 20,46 -0,115051903114187

WIG20 17.02.2009 1327,64 -0,075234214467315
PKOBP 18.02.2009 19,82 -0,03128054740958

WIG20 18.02.2009 1337,78 0,007637612605827
PKOBP 19.02.2009 21 0,059535822401615

WIG20 19.02.2009 1405,94 0,05095008147827
PKOBP 20.02.2009 20,02 -0,046666666666667

WIG20 20.02.2009 1383,1 -0,016245358976912
PKOBP 23.02.2009 19,35 -0,033466533466533

WIG20 23.02.2009 1365,16 -0,01297086255513
PKOBP 24.02.2009 18,94 -0,021188630490956

WIG20 24.02.2009 1361,08 -0,002988660669812
PKOBP 25.02.2009 18,9 -0,002111932418163

WIG20 25.02.2009 1345,15 -0,011703940988039
PKOBP 26.02.2009 19,65 0,03968253968254

WIG20 26.02.2009 1392,76 0,035393822250307
PKOBP 27.02.2009 19,19 -0,023409669211196

WIG20 27.02.2009 1372,47 -0,014568195525432
PKOBP 2.03.2009 19 -0,00990099009901

WIG20 2.03.2009 1380,24 0,005661325930622
PKOBP 3.03.2009 19,4 0,021052631578947

WIG20 3.03.2009 1401,92 0,015707413203501
PKOBP 4.03.2009 20,65 0,064432989690722

WIG20 4.03.2009 1461,22 0,042299132618124
PKOBP 5.03.2009 20,22 -0,020823244552058

WIG20 5.03.2009 1444,88 -0,011182436594079
PKOBP 6.03.2009 20,91 0,034124629080119

WIG20 6.03.2009 1476,46 0,021856486351808
PKOBP 9.03.2009 20,6 -0,014825442372071

WIG20 9.03.2009 1455,67 -0,014080977473145
PKOBP 10.03.2009 21,7 0,053398058252427

WIG20 10.03.2009 1481,42 0,017689448844862
PKOBP 11.03.2009 21,9 0,009216589861751

WIG20 11.03.2009 1500,95 0,01318329710683
PKOBP 12.03.2009 22,25 0,015981735159818

WIG20 12.03.2009 1494,19 -0,004503814250974
PKOBP 13.03.2009 22,4 0,006741573033708

WIG20 13.03.2009 1488,8 -0,003607305630475
PKOBP 16.03.2009 22,91 0,022767857142857

WIG20 16.03.2009 1513,7 0,01672487909726
PKOBP 17.03.2009 22,24 -0,029244871235269

WIG20 17.03.2009 1481,61 -0,02119970932153
PKOBP 18.03.2009 21,62 -0,027877697841727

WIG20 18.03.2009 1452,81 -0,019438313726284
PKOBP 19.03.2009 22,16 0,024976873265495

WIG20 19.03.2009 1487,71 0,024022411740008
PKOBP 20.03.2009 22,49 0,014891696750903

WIG20 20.03.2009 1506,5 0,012630149693153
PKOBP 23.03.2009 23,5 0,044908848377057

WIG20 23.03.2009 1550,43 0,029160305343512
PKOBP 24.03.2009 23,35 -0,006382978723404

WIG20 24.03.2009 1552,71 0,00147055978019
PKOBP 25.03.2009 24,47 0,04796573875803

WIG20 25.03.2009 1633,3 0,051902802197448
PKOBP 26.03.2009 24,15 -0,013077237433592

WIG20 26.03.2009 1623,91 -0,005749096920345
PKOBP 27.03.2009 22,99 -0,048033126293996

WIG20 27.03.2009 1574,81 -0,030235665769655
PKOBP 30.03.2009 21,28 -0,074380165289256

WIG20 30.03.2009 1517,45 -0,036423441558029
PKOBP 31.03.2009 21,42 0,006578947368421

WIG20 31.03.2009 1511,85 -0,003690401660681
PKOBP 1.04.2009 21,43 0,00046685340803

WIG20 1.04.2009 1523,8 0,007904223302576
PKOBP 2.04.2009 23,15 0,080261315912273

WIG20 2.04.2009 1629,76 0,069536684604279
PKOBP 3.04.2009 23,2 0,002159827213823

WIG20 3.04.2009 1668,1 0,023524936186923
PKOBP 6.04.2009 24,29 0,04698275862069

WIG20 6.04.2009 1684,3 0,009711647982735
PKOBP 7.04.2009 24,2 -0,00370522848909

WIG20 7.04.2009 1653,63 -0,01820934512854
PKOBP 8.04.2009 26 0,074380165289256

WIG20 8.04.2009 1740,83 0,052732473406989
PKOBP 9.04.2009 26,45 0,017307692307692

WIG20 9.04.2009 1784,94 0,025338487962639
PKOBP 14.04.2009 27,13 0,025708884688091

WIG20 14.04.2009 1770,4 -0,008145932076148
PKOBP 15.04.2009 27,3 0,006266126059713

WIG20 15.04.2009 1784,55 0,00799254405784
PKOBP 16.04.2009 27,18 -0,004395604395604

WIG20 16.04.2009 1763,4 -0,011851727326217
PKOBP 17.04.2009 25,55 -0,059970566593083

WIG20 17.04.2009 1698,31 -0,036911647952819
PKOBP 20.04.2009 24,23 -0,051663405088063

WIG20 20.04.2009 1657,28 -0,024159311315367
PKOBP 21.04.2009 24,22 -0,000412711514651

WIG20 21.04.2009 1660,91 0,002190335972196
PKOBP 22.04.2009 24,8 0,023947151114781

WIG20 22.04.2009 1695,32 0,020717558446876
PKOBP 23.04.2009 24,93 0,005241935483871

WIG20 23.04.2009 1712,65 0,010222258924569
PKOBP 24.04.2009 25,39 0,018451664661051

WIG20 24.04.2009 1767,44 0,03199135842116
PKOBP 27.04.2009 25,4 0,000393855848759

WIG20 27.04.2009 1739,79 -0,015644095414837
PKOBP 28.04.2009 24,85 -0,021653543307087

WIG20 28.04.2009 1686,54 -0,030607142241305
PKOBP 29.04.2009 25,99 0,045875251509054

WIG20 29.04.2009 1749,82 0,037520604314158
PKOBP 30.04.2009 26,87 0,033859176606387

WIG20 30.04.2009 1798,51 0,027825719216834
PKOBP 4.05.2009 28,3 0,053219203572758

WIG20 4.05.2009 1874,53 0,042268322111081
PKOBP 5.05.2009 28,4 0,003533568904594

WIG20 5.05.2009 1858,27 -0,008674174326365
PKOBP 6.05.2009 28,24 -0,005633802816901

WIG20 6.05.2009 1854,31 -0,002131014330533
PKOBP 7.05.2009 28,45 0,007436260623229

WIG20 7.05.2009 1841,33 -0,006999908321694
PKOBP 8.05.2009 28 -0,015817223198594

WIG20 8.05.2009 1847,06 0,003111881085954
PKOBP 11.05.2009 27,82 -0,006428571428571

WIG20 11.05.2009 1824,55 -0,01218693491278
PKOBP 12.05.2009 28,55 0,026240115025162

WIG20 12.05.2009 1865,18 0,022268504562769
PKOBP 13.05.2009 27,95 -0,021015761821366

WIG20 13.05.2009 1814,78 -0,027021520711138
PKOBP 14.05.2009 27,1 -0,0304114490161

WIG20 14.05.2009 1807,35 -0,004094160173685
PKOBP 15.05.2009 26,75 -0,012915129151292

WIG20 15.05.2009 1810,08 0,001510498796581
PKOBP 18.05.2009 26,97 0,00822429906542

WIG20 18.05.2009 1846,99 0,020391363917617
PKOBP 19.05.2009 27,4 0,015943641082685

WIG20 19.05.2009 1883,03 0,019512828981207
PKOBP 20.05.2009 27,1 -0,010948905109489

WIG20 20.05.2009 1879,35 -0,001954297063775
PKOBP 21.05.2009 26,48 -0,022878228782288

WIG20 21.05.2009 1830,43 -0,02603027642536
PKOBP 22.05.2009 26,12 -0,013595166163142

WIG20 22.05.2009 1814,62 -0,008637314729326
PKOBP 25.05.2009 26,05 -0,002679938744257

WIG20 25.05.2009 1801,03 -0,00748917128655
PKOBP 26.05.2009 26,14 0,003454894433781

WIG20 26.05.2009 1808,68 0,004247569446372
PKOBP 27.05.2009 26,22 0,003060443764346

WIG20 27.05.2009 1845,56 0,020390561072163
PKOBP 28.05.2009 25,6 -0,023646071700992

WIG20 28.05.2009 1814,29 -0,016943366782982
PKOBP 29.05.2009 25 -0,0234375

WIG20 29.05.2009 1802,37 -0,006570063220323
PKOBP 1.06.2009 26,95 0,078

WIG20 1.06.2009 1916,76 0,063466435859452
PKOBP 2.06.2009 26,9 -0,001855287569573

WIG20 2.06.2009 1968,71 0,027103028026461
PKOBP 3.06.2009 26,2 -0,026022304832714

WIG20 3.06.2009 1937,89 -0,015654921242844
PKOBP 4.06.2009 26,75 0,020992366412214

WIG20 4.06.2009 1969 0,016053542770746
PKOBP 5.06.2009 26,7 -0,001869158878505

WIG20 5.06.2009 1962,39 -0,003357034027425
PKOBP 8.06.2009 25,25 -0,054307116104869

WIG20 8.06.2009 1920,28 -0,021458527611739
PKOBP 9.06.2009 24,51 -0,029306930693069

WIG20 9.06.2009 1959,86 0,020611577478285
PKOBP 10.06.2009 25,6 0,044471644226846

WIG20 10.06.2009 2002,85 0,021935240272264
PKOBP 12.06.2009 26,21 0,023828125

WIG20 12.06.2009 2041,32 0,019207629128492
PKOBP 15.06.2009 26,4 0,007249141549027

WIG20 15.06.2009 2005,54 -0,017527874120667
PKOBP 16.06.2009 26,51 0,004166666666667

WIG20 16.06.2009 1978,51 -0,01347766686279
PKOBP 17.06.2009 26 -0,019238023387401

WIG20 17.06.2009 1926,12 -0,026479522468929
PKOBP 18.06.2009 26 0

WIG20 18.06.2009 1927,35 0,000638589495982
PKOBP 19.06.2009 26,61 0,023461538461539

WIG20 19.06.2009 1965,17 0,019622798142528
PKOBP 22.06.2009 25,75 -0,032318677189027

WIG20 22.06.2009 1843,2 -0,06206587725235
PKOBP 23.06.2009 25,75 0

WIG20 23.06.2009 1837,63 -0,003021918402778
PKOBP 24.06.2009 25,45 -0,011650485436893

WIG20 24.06.2009 1864,43 0,014584002220251
PKOBP 25.06.2009 24,99 -0,018074656188605

WIG20 25.06.2009 1852,87 -0,006200286414615
PKOBP 26.06.2009 25,25 0,010404161664666

WIG20 26.06.2009 1858,24 0,00289820656603
PKOBP 29.06.2009 26,35 0,043564356435644

WIG20 29.06.2009 1878 0,01063371792664
PKOBP 30.06.2009 25,5 -0,032258064516129

WIG20 30.06.2009 1862,36 -0,008328008519702
PKOBP 1.07.2009 26,19 0,027058823529412

WIG20 1.07.2009 1883,16 0,011168624755686
PKOBP 2.07.2009 25,55 -0,024436807941963

WIG20 2.07.2009 1841,04 -0,022366660294399
PKOBP 3.07.2009 25,12 -0,016829745596869

WIG20 3.07.2009 1828,27 -0,006936296875679
PKOBP 6.07.2009 25,1 -0,000796178343949

WIG20 6.07.2009 1810,97 -0,009462497333545
PKOBP 7.07.2009 25,07 -0,001195219123506

WIG20 7.07.2009 1810,38 -0,000325792254979
PKOBP 8.07.2009 25,19 0,004786597526925

WIG20 8.07.2009 1807,39 -0,001651586959644
PKOBP 9.07.2009 25,23 0,001587931718936

WIG20 9.07.2009 1819,56 0,006733466490353
PKOBP 10.07.2009 25,25 0,000792707094728

WIG20 10.07.2009 1790,44 -0,016003869067247
PKOBP 13.07.2009 25,2 -0,001980198019802

WIG20 13.07.2009 1813,14 0,012678447755859
PKOBP 14.07.2009 27,21 0,079761904761905

WIG20 14.07.2009 1867,3 0,029870831816628
PKOBP 15.07.2009 27,94 0,026828371922088

WIG20 15.07.2009 1912,64 0,024281047501741
PKOBP 16.07.2009 28,34 0,014316392269148

WIG20 16.07.2009 1913,86 0,00063786180358
PKOBP 17.07.2009 28,6 0,009174311926605

WIG20 17.07.2009 1897,32 -0,008642220434097
PKOBP 20.07.2009 30,3 0,059440559440559

WIG20 20.07.2009 1998,39 0,0532698754032
PKOBP 21.07.2009 30,8 0,016501650165017

WIG20 21.07.2009 2032,31 0,016973663799359
PKOBP 22.07.2009 29,79 -0,032792207792208

WIG20 22.07.2009 1994,91 -0,018402704311842
PKOBP 23.07.2009 30,15 0,012084592145015

WIG20 23.07.2009 2052,22 0,028728113047706
PKOBP 24.07.2009 31,48 0,044112769485904

WIG20 24.07.2009 2083,95 0,015461305318143
PKOBP 27.07.2009 32 0,016518424396442

WIG20 27.07.2009 2075,32 -0,004141174212433
PKOBP 28.07.2009 30,51 -0,0465625

WIG20 28.07.2009 2033,95 -0,019934275196114
PKOBP 29.07.2009 30,7 0,006227466404457

WIG20 29.07.2009 2040,56 0,003249834066718
PKOBP 30.07.2009 33 0,074918566775244

WIG20 30.07.2009 2140,12 0,048790528090328
PKOBP 31.07.2009 33,31 0,00939393939394

WIG20 31.07.2009 2137,56 -0,00119619460591
PKOBP 3.08.2009 33,25 -0,001801260882618

WIG20 3.08.2009 2158,54 0,009814929171579
PKOBP 4.08.2009 32,6 -0,019548872180451

WIG20 4.08.2009 2132,27 -0,012170263233482
PKOBP 5.08.2009 31,6 -0,030674846625767

WIG20 5.08.2009 2061,92 -0,032993007452152
PKOBP 6.08.2009 32 0,012658227848101

WIG20 6.08.2009 2075,51 0,006590944362536
PKOBP 7.08.2009 33 0,03125

WIG20 7.08.2009 2116,05 0,019532548626603
PKOBP 10.08.2009 33,08 0,002424242424242

WIG20 10.08.2009 2133,03 0,008024385057064
PKOBP 11.08.2009 31,5 -0,04776299879081

WIG20 11.08.2009 2077,36 -0,026099023454898
PKOBP 12.08.2009 31,02 -0,015238095238095

WIG20 12.08.2009 2069,27 -0,003894365925983
PKOBP 13.08.2009 32,39 0,044165054803353

WIG20 13.08.2009 2119,79 0,024414407013101
PKOBP 14.08.2009 32,29 -0,003087372645878

WIG20 14.08.2009 2097,16 -0,010675585789158
PKOBP 17.08.2009 30,62 -0,051718798389594

WIG20 17.08.2009 2030,7 -0,031690476644605
PKOBP 18.08.2009 31,29 0,021881123448726

WIG20 18.08.2009 2054,26 0,011601910671197
PKOBP 19.08.2009 31,8 0,016299137104506

WIG20 19.08.2009 2081,54 0,013279721164799
PKOBP 20.08.2009 32,9 0,034591194968553

WIG20 20.08.2009 2146,84 0,031371004160382
PKOBP 21.08.2009 34,99 0,063525835866262

WIG20 21.08.2009 2234,63 0,04089266084105
PKOBP 24.08.2009 35,99 0,028579594169763

WIG20 24.08.2009 2289,44 0,024527550422218
PKOBP 25.08.2009 36,1 0,003056404556821

WIG20 25.08.2009 2317,07 0,012068453420924
PKOBP 26.08.2009 35 -0,030470914127424

WIG20 26.08.2009 2249,51 -0,029157513583966
PKOBP 27.08.2009 35,5 0,014285714285714

WIG20 27.08.2009 2214,78 -0,015438917808767
PKOBP 28.08.2009 35,5 0

WIG20 28.08.2009 2235,91 0,009540450970299
PKOBP 31.08.2009 35,3 -0,005633802816902

WIG20 31.08.2009 2212,72 -0,010371616031057
PKOBP 1.09.2009 35,6 0,008498583569405

WIG20 1.09.2009 2199,6 -0,005929353917351
PKOBP 2.09.2009 33,28 -0,065168539325843

WIG20 2.09.2009 2114,17 -0,038838879796327
PKOBP 3.09.2009 32,3 -0,029447115384616

WIG20 3.09.2009 2121,32 0,00338194184952
PKOBP 4.09.2009 32,2 -0,003095975232198

WIG20 4.09.2009 2117,09 -0,001994041445892
PKOBP 7.09.2009 32,55 0,010869565217391

WIG20 7.09.2009 2197,01 0,037749930328895
PKOBP 8.09.2009 32,3 -0,007680491551459

WIG20 8.09.2009 2196,93 -3,64131251111566E-05
PKOBP 9.09.2009 32,55 0,007739938080495

WIG20 9.09.2009 2219,81 0,010414533007424
PKOBP 10.09.2009 31,5 -0,032258064516129

WIG20 10.09.2009 2185,22 -0,015582414711169
PKOBP 11.09.2009 31,05 -0,014285714285714

WIG20 11.09.2009 2148,76 -0,016684818919834
PKOBP 14.09.2009 30,45 -0,019323671497585

WIG20 14.09.2009 2102,53 -0,02151473407919
PKOBP 15.09.2009 30,69 0,007881773399015

WIG20 15.09.2009 2099,17 -0,00159807470048
PKOBP 16.09.2009 31,5 0,026392961876833

WIG20 16.09.2009 2145,75 0,022189722604649
PKOBP 17.09.2009 32,2 0,022222222222222

WIG20 17.09.2009 2164,82 0,008887335430502
PKOBP 18.09.2009 32,4 0,006211180124224

WIG20 18.09.2009 2147,28 -0,008102290259698
PKOBP 21.09.2009 32,95 0,016975308641976

WIG20 21.09.2009 2137,8 -0,004414887671845
PKOBP 22.09.2009 33,8 0,025796661608498

WIG20 22.09.2009 2246,97 0,051066516980073
PKOBP 23.09.2009 34,77 0,028698224852071

WIG20 23.09.2009 2270,89 0,010645446979711
PKOBP 24.09.2009 35 0,006614897900489

WIG20 24.09.2009 2256,39 -0,006385161764771
PKOBP 25.09.2009 34,63 -0,010571428571429

WIG20 25.09.2009 2245,27 -0,004928226060211
PKOBP 28.09.2009 34,41 -0,006352873231303

WIG20 28.09.2009 2260,61 0,006832140455268
PKOBP 29.09.2009 33,21 -0,03487358326068

WIG20 29.09.2009 2202,16 -0,025855853066208

Sheet 10: Arkusz1

y=-2*x2+200*x+10000












A)


x -53687090,2
y -5764618045693911


B)


x 0
y 10000


C)


x 49,9999989843438
y 15000


D)


x 136,746757864748
y -50,0000000904329

Sheet 11: Arkusz2
a)






x 47,9128784734454
a,x<100
z 2,08712152655456
b,z>0
x*z 100,00000006112
x*z=100
x+z 50
x+z<50
y -18681,9089987632





b)






x 7,77070447990566
a,x<100
z 12,8688460920275
b,z>0
x*z 99,9999999785349
x*z=100
x+z 20,6395505719332
x+z<50
y 469,972221211245





c)






x 10,3253211984914
a,x<100
z 9,68492873612709
b,z>0
x*z 99,999999985012
x*z=100
x+z 20,0102499346185
x+z<50
y 299,999999632333


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